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Houses for Sale near Montessori Academy 31

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  • /50

    $850,000

    • 3 Beds
    • 2 Baths
    • 1,725 Sq Ft

    111 Alta Ave, Yonkers, NY 10705

    Welcome to this beautifully updated brick ranch-style home in Park Hill, offering stunning Hudson River views and just 20 minutes from Manhattan. This sun-filled residence features an open-concept layout with archways leading to the living room, dining area, and kitchen—highlighted by hardwood floors throughout. The kitchen boasts granite countertops, ample cabinetry, stainless steel appliances,

    Bryan Dale eXp Realty

    111 Alta Ave, Yonkers, NY 10705
  • /28

    $795,000 Open Sun 1PM - 3PM

    • 3 Beds
    • 2 Baths
    • 1,403 Sq Ft

    3 Edgewater Place, Larchmont, NY 10538

    Great starter home! Charming Larchmont Colonial sits on a quiet circle, a short stroll from the LI Sound and the Pryor Manor Marsh & Preservation. The first floor is open and flooded with natural light and consists of an expansive formal living room with attractive architectural details, a dining room, a kitchen with a door to deck and garden, a bath. 3 bedrooms and a full bath on the second

    Jacqueline Didier Houlihan Lawrence Inc.

    3 Edgewater Place, Larchmont, NY 10538
  • /27

    $785,000

    • 4 Beds
    • 2 Baths
    • 1,559 Sq Ft

    15 Prospect Ave, Ardsley, NY 10502

    AWARD WINNING ARDLEY SCHOOLS - A Raised Cape Cod style home meticulously renovated with modern updates that offers a blend of comfort, convenience, and character. Set on beautifully landscaped grounds, this move-in-ready house features four spacious bedrooms and two renovated bathrooms with brand new large windows The home provides ample space for all your needs. Step into the inviting living

    Larisa Poretsky Christie Realty LLC

    15 Prospect Ave, Ardsley, NY 10502
  • /39

    $1,500,000

    • 3 Beds
    • 2.5 Baths
    • 1,900 Sq Ft

    50 Vernon Dr, Scarsdale, NY 10583

    ~Immaculate 3-Bedroom Home Backing Onto Golf Course in Coveted Eastchester Neighborhood~Welcome to this beautifully updated 3-bedroom, 2.5-bath home nestled in one of Eastchester’s most sought-after neighborhoods. With over 2,400 sq ft of thoughtfully designed living space, this home offers the perfect blend of comfort, style, and high-efficiency living.Step inside to find modern

    Darin Palumbo ERA Insite Realty Services

    50 Vernon Dr, Scarsdale, NY 10583
  • /26

    $849,999

    • 4 Beds
    • 2.5 Baths
    • 3,250 Sq Ft

    330 Claremont Ave, Mount Vernon, NY 10552

    Welcome to 330 Claremont Avenue - a charming colonial-style single-family home nestled on a tree-lined street in the sought-after Fleetwood section of Mount Vernon. Situated on a spacious 8,712 sq ft lot, this classic residence offers an inviting front porch, original wood detailing, and abundant natural light throughout. The home features 4 generously sized bedrooms, 2.5 bathrooms, a spacious

    Nizar DeWood

    330 Claremont Ave, Mount Vernon, NY 10552
  • /19

    $825,000

    • 4 Beds
    • 3 Baths
    • 1,952 Sq Ft

    16 Wilson Dr, New Rochelle, NY 10801

    This charming brick colonial nestled in the desirable Sunhaven neighborhood of New Rochelle awaits your creative touch! This classic 4 bedroom 3 full bath home features spacious rooms and a lovely yard perfect for entertaining. This home offers endless potential to showcase your personal style. The generous layout includes a bright living room with a cozy fireplace, a dining room and a flexible

    Patricia Anderson Julia B Fee Sothebys Int. Rlty

    16 Wilson Dr, New Rochelle, NY 10801
  • /35

    $975,000

    • 3 Beds
    • 2.5 Baths
    • 1,425 Sq Ft

    56 Mount Joy Ave, Scarsdale, NY 10583

    Welcome to a wonderful opportunity in the heart of the highly regarded Edgemont School District! This charming 3-bedroom, 2.5-bath home is brimming with potential and just waiting for someone to bring their vision to life. Nestled on an oversized level 0.40-acre lot, it offers space, character, and endless possibilities including installing a pool..Step inside to find spacious bedrooms,

    Steven Geiger William Raveis Real Estate

    56 Mount Joy Ave, Scarsdale, NY 10583
  • /50

    $1,329,000

    • 5 Beds
    • 3 Baths
    • 3,012 Sq Ft

    66 North Rd, Bronxville, NY 10708

    BRONXVILLE MANOR welcomes you. Experience this Modern Split-Ranch in the Tuckahoe School District with a quick 1-mile walk to the Tuckahoe Metro North Station. The spacious entry foyer welcomes you into the main level, offering a formal living room with a gas fireplace, a generous formal dining room, an eat-in kitchen with breakfast area that opens to the family room, and sliders out to the deck,

    Michele Iasich-Pagnotta Houlihan & O'Malley R. E. Serv

    66 North Rd, Bronxville, NY 10708
  • /32

    $1,595,000

    • 7 Beds
    • 3.5 Baths
    • 4,600 Sq Ft

    14 Ellsworth Ave, Yonkers, NY 10705

    Welcome to 14 Ellsworth Avenue, a beautifully maintained and thoughtfully renovated side-hall Colonial, perfectly situated on a quiet, tree-lined street in the highly desirable Van Cortlandt Crest neighborhood of Yonkers. This expansive home offers the ideal balance of classic architectural charm and modern living, featuring 6/7 bedrooms and 3.5bathrooms across four levels of flexible

    Ari Susswein Douglas Elliman Real Estate

    14 Ellsworth Ave, Yonkers, NY 10705
  • /33

    $1,400,000 Open Mon 3PM - 7PM

    • 7 Beds
    • 4 Baths
    • 4,463 Sq Ft

    14 Hamilton Ave, New Rochelle, NY 10801

    Welcome to 14 Hamilton Avenue, a historic Colonial nestled in the heart of the Rochelle Park–Rochelle Heights Historic District, one of New Rochelle’s most cherished and architecturally significant neighborhoods. Built in 1907, this stately home blends timeless charm with modern updates across more than 4,460 sq ft of living space on a beautifully landscaped 0.34-acre lot.Step into a

    Janet Bingham Keller Williams Realty Group

    14 Hamilton Ave, New Rochelle, NY 10801
  • /38

    $689,999

    • 5 Beds
    • 1.5 Baths
    • 1,654 Sq Ft

    7 Wellesley Ave, Yonkers, NY 10705

    In the south side, near the Ludlow and Park hill area of Yonkers, this single family home is in excellent condition. It is fully detached and it sits 2 Lots. It features high ceilings, hardwood floors, cozy living room w/fireplace, separate formal dining room, Eat-in Kitchen, 5 bedrooms and 2 bathrooms. There is additional lodging space in the partially finished basement. The roof, gas boiler and

    Anthony Saddler YourHomeSold Guaranteed Realty

    7 Wellesley Ave, Yonkers, NY 10705
  • /37

    $940,000

    • 3 Beds
    • 1.5 Baths
    • 1,755 Sq Ft

    39 Marshall Rd, Yonkers, NY 10705

    Fully Remodeled 3-Bedroom Home with Smart Features, EV Charging, Solar Panels, Tesla Powerwall for off the grid living, Finished Attic & Enhanced Security.Welcome to this beautifully remodeled single-family home on a quiet, tree-lined street in Yonkers. Blending timeless charm with state-of-the-art upgrades, this meticulously updated 3-bedroom, 1.5-bath residence offers expansive living

    Mersiha Durakovic Keller Williams NYC

    39 Marshall Rd, Yonkers, NY 10705
  • /14

    $649,000

    • 5 Beds
    • 3 Baths
    • 2,000 Sq Ft

    431 E Sidney Ave, Mount Vernon, NY 10553

    Welcome to Oakwood Heights – A Charming Tree-Lined Suburban Retreat in Mount Vernon!Come discover the potential of this classic beauty in the heart of Oakwood Heights, a serene and picturesque suburban community. This spacious 3-level home offers endless possibilities with 5 generously-sized bedrooms, 3 full bathrooms, and a bright sunroom perfect for soaking in natural light.Though

    Roger Mora Mar RE Group LLC

    431 E Sidney Ave, Mount Vernon, NY 10553
  • /16

    $2,900,000

    • 11 Beds
    • 7 Baths
    • 8,300 Sq Ft

    26 Overlook Cir, New Rochelle, NY 10804

    Welcome to timeless charm and spacious living in this stately Georgian Colonial set on a generous lot in one of New Rochelle's most desirable neighborhoods. With over 8,000 square feet of interior space, this home offers 11 bedrooms, 7 bathrooms, and six wood-burning fireplaces. Inside, you'll find classic craftsmanship throughout, including soaring 11-foot ceilings in the grand room, adorned

    Brian Jessamy JESSAMY REAL ESTATE LLC

    26 Overlook Cir, New Rochelle, NY 10804
  • /13

    $800,000

    • 3 Beds
    • 2 Baths
    • 1,562 Sq Ft

    1144 North Ave, New Rochelle, NY 10804

    Beautiful colonial with fabulous flat yard. Nicely set back from the sidewalk'd Avenue. Convenient to all. Enjoy!

    Mary Stetson Stetson Real Estate

    1144 North Ave, New Rochelle, NY 10804
  • /43

    $799,000

    • 2 Beds
    • 3 Baths
    • 1,905 Sq Ft

    60 Waterside Close, Eastchester, NY 10709

    ,Discover the charm of this Lake Isle Townhouse, where an inviting iron gate and brick pathway lead you to a serene courtyard entrance. Inside, find a spacious bedroom paired with a recently updated bathroom, and enjoy the convenience of in-unit laundry tucked away in a large hall closet. The heart of the home is the modern kitchen, boasting granite countertops, stainless steel appliances,

    Angelina Messenger Julia B Fee Sothebys Int. Rlty

    60 Waterside Close, Eastchester, NY 10709
  • /46

    $1,498,000

    • 5 Beds
    • 3 Baths
    • 3,054 Sq Ft

    92 Glenwood Ave, New Rochelle, NY 10801

    When would be the ideal time to find that home you are dreaming of? When would you want to move in? When would you wish to begin? 92 Glenwood is when you would say yes to the address! This freshly renovated Glenwood Lake Arts & Crafts Home just a block from the lake & park path will have you feeling that upstate vibe in the best downstate nabe! Fully renovated with 5 bedrooms, 3 full baths and

    Owen Berkowitz Christie's Int. Real Estate

    92 Glenwood Ave, New Rochelle, NY 10801
  • /41

    $599,000

    • 2 Beds
    • 2 Baths
    • 1,129 Sq Ft

    354 Grandview Blvd, Yonkers, NY 10710

    Welcome to your dream of homeownership, perfectly nestled in the quaint Colonial Heights neighborhood! This captivating single-family residence offers an ideal blend of comfort and convenience for 1st-time buyers, busy commuters, or those looking to simplify their lives. With 2 good size bedrooms, 2 full bathrooms, this charming Cape is a delightful retreat boasting a bright & airy open floor

    Tony Murphy Houlihan Lawrence Inc.

    354 Grandview Blvd, Yonkers, NY 10710
  • /17

    $700,000

    • 3 Beds
    • 2.5 Baths
    • 1,676 Sq Ft

    4347 Grace Ave, Bronx, NY 10466

    Welcome to this beautifully renovated detached home in the desirable Wakefield section of the Bronx. This move-in-ready gem offers 3 spacious bedrooms, 2.5 modern bathrooms, and a thoughtfully designed layout perfect for comfortable living.Step into a chef’s kitchen featuring sleek quartz countertops, custom cabinetry, and stainless steel appliances — ideal for both everyday meals and

    Luis Fernandez eXp Realty

    4347 Grace Ave, Bronx, NY 10466
  • /34

    $2,175,000

    • 5 Beds
    • 3.5 Baths
    • 2,428 Sq Ft

    81 Seaview Ave, New Rochelle, NY 10801

    Discover timeless waterside elegance at 81 Seaview Avenue, a distinguished residence tucked within the exclusive waterfront enclave of Premium Point Park in New Rochelle. This gracious five-bedroom, three and a half bath home complete with a finished lower level sits on a rare, oversized lot spanning more than half an acre. A true gem along the Long Island Sound.Thoughtfully positioned to

    Guadalupe Mendoz Avila Semper Home Real Estate, LLC

    81 Seaview Ave, New Rochelle, NY 10801
  • /25

    $2,495,000 Open Sun 12PM - 2PM

    • 5 Beds
    • 5 Baths
    • 3,294 Sq Ft

    147 Midland Ave, Bronxville, NY 10708

    Ideally located just steps from schools, town, and the train, this charming and spacious Colonial is full of character and natural light. The inviting circular floor plan on the main level is perfect for both everyday living and entertaining. Enter through the welcoming front foyer into a bright living room featuring custom built-ins and a wood-burning fireplace. The generously sized dining room,

    Mariellen Carpenter Houlihan Lawrence Inc.

    147 Midland Ave, Bronxville, NY 10708
  • /22

    $749,000

    • 3 Beds
    • 1 Bath
    • 1,404 Sq Ft

    20 Ravensdale Rd, Hastings On Hudson, NY 10706

    Charming 3-Bedroom Ranch in Prime Hastings-on-Hudson Location. Welcome to 20 Ravensdale Road, a well-maintained 3-bedroom, 1-bath ranch-style home offering approximately 1,404 sq ft of living space plus a finished lower-level flex area—perfect for a home office, rec room, or guest suite. Proudly owned by the same family since 1955, this home has been lovingly cared for and thoughtfully updated

    Lizette Sinhart Christie's Int. Real Estate

    20 Ravensdale Rd, Hastings On Hudson, NY 10706
  • /26

    $1,295,000 Open Sun 1PM - 3PM

    • 4 Beds
    • 2.5 Baths
    • 3,379 Sq Ft

    109 Argyle Ave, New Rochelle, NY 10804

    Chockfull of character and charm, this beautifully expanded and updated haven graces an exceptional large, flat property framed by glorious gardens and mature trees. A stunning 2003 extension which includes the kitchen, family room, primary suite and two-car garage, perfectly pairs the magnificent original architectural Tudor details with meaningful modern updates and amenities, making it easy to

    Jocelyn Burton Houlihan Lawrence Inc.

    109 Argyle Ave, New Rochelle, NY 10804
  • /28

    $760,000

    • 4 Beds
    • 1.5 Baths
    • 1,575 Sq Ft

    20 Huntley Rd, Eastchester, NY 10709

    Prime Location in Eastchester! Don’t miss this exceptional opportunity to own a charming Cape-style home in the highly sought-after Huntley Estates neighborhood—just steps from Anne Hutchinson Elementary and part of the prestigious Eastchester School District. Situated on a level 0.12-acre lot, this home offers a practical layout with great potential. The main floor features a spacious living

    Anthony Saraco Houlihan Lawrence Inc.

    20 Huntley Rd, Eastchester, NY 10709
  • /24

    $749,000

    • 4 Beds
    • 2 Baths
    • 2,316 Sq Ft

    652 Scarsdale Rd, Tuckahoe, NY 10707

    Welcome to your new home! 652 Scarsdale is a 4bd 2ba home with a beautiful backyard, finished basement and a patio for summer parties. Located in a quiet neighborhood right off of Central Park Ave, this home provides the quiet of living in the suburbs while being in close proximity to public transportation, shops, malls, and so much more! A brand new driveway only two years old, new HVAC system

    Henry Djonbalaj Henry Djonbalaj Real Estate

    652 Scarsdale Rd, Tuckahoe, NY 10707
  • /17

    $669,000 Open Sun 12PM - 1:30PM

    • 3 Beds
    • 2.5 Baths
    • 960 Sq Ft

    1310 E 223rd St, Bronx, NY 10466

    Beautifully renovated 3-bedroom, 2.5-bath single-family home offering modern comfort and smart design. Enjoy updated finishes throughout, efficient heating and cooling on every level, and an open layout ideal for both relaxing and entertaining. The finished basement—with its own separate entrance—adds valuable living space perfect for a family room, guest suite, or home office. Outside, the

    Keeana Toliver

    1310 E 223rd St, Bronx, NY 10466
  • /40

    $945,000 Open Sun 1PM - 3PM

    • 3 Beds
    • 2 Baths
    • 1,881 Sq Ft

    92 Wiltshire Rd, Scarsdale, NY 10583

    Welcome to 92 Wiltshire Rd. in the Scarsdale Park neighborhood of New Rochelle. This light-filled, split-level home flows beautifully from the spacious foyer up to a generous living room with vaulted ceilings. Enjoy breakfast at the kitchen island or in the separate dining room. The slider doors lead out to a large bluestone patio, perfect for entertaining. Upstairs, you will find three

    Shara Panzer Julia B Fee Sothebys Int. Rlty

    92 Wiltshire Rd, Scarsdale, NY 10583
  • /30

    $499,900 Open Sun 11AM - 2PM

    • 3 Beds
    • 1 Bath
    • 1,600 Sq Ft

    2 Leffingwell Place, New Rochelle, NY 10801

    Charming Ranch Style Home on a quiet tree lined street. Located in this close community this home has three bedrooms, one full bath. Has plenty of charm and appeal. Centrally located with access to all major highways and public transportation. Full finished basement and private driveway. Back yard has fenced for privacy,

    Abraham Mathew Century 21 Dawns Gold Realty

    2 Leffingwell Place, New Rochelle, NY 10801
  • /44

    $1,599,000

    • 4 Beds
    • 3 Baths
    • 3,344 Sq Ft

    1 Thomas Ct, Scarsdale, NY 10583

    Welcome to 1 Thomas Court, Scarsdale — where space, style, and location converge.Nestled in a quiet cul-de-sac within one of Westchester’s most sought-after neighborhoods, this beautifully maintained home offers exceptional living in the renowned Scarsdale Edgemont School District—consistently ranked among the top in New York State.Boasting with 3344 sq.ft. of thoughtfully designed living

    Chen Shen Christie's Int. Real Estate

    1 Thomas Ct, Scarsdale, NY 10583
  • /16

    $1,650,000

    • 6 Beds
    • 5 Baths
    • 5,130 Sq Ft

    1146 North Ave, New Rochelle, NY 10804

    Welcome to 1146 North Avenue! Step into timeless elegance with this grand 6-bedroom, 5-bath Colonial, built in 1880 and rich in historic charm. Nestled on over half an acre of picturesque grounds, this stately home features a circular driveway, expansive front and rear yards, and a commanding presence that evokes classic sophistication. Inside, you’ll find beautifully preserved original features,

    Marina Kolmer William Raveis Real Estate

    1146 North Ave, New Rochelle, NY 10804
  • /11

    $799,000

    • 7 Beds
    • 2.5 Baths
    • 3,000 Sq Ft

    147 N Fulton Ave, Mount Vernon, NY 10550

    Grand Victorian home, featuring wonderful architectural details throughout, set on a large lot. The property includes a detached two-car garage at the end of a long driveway with space for 8 cars. Large front porch is perfect for enjoying early morning coffee or a nice glass of wine at night. The foyer with stained glass windows, front parlor and living room all have pocket doors. Conveniently

    Darryl Selsey Four Seasons RealEstate Center

    147 N Fulton Ave, Mount Vernon, NY 10550
  • /17

    $929,000

    • 3 Beds
    • 1.5 Baths
    • 2,200 Sq Ft

    61 Oakland Ave, Tuckahoe, NY 10707

    Charming Single-Family Home in Pristine Eastchester Neighborhood Discover this well-maintained 3-bedroom, 1.5-bathroom home, brimming with 1940 charm. Set on a 4,792 sq. ft. lot, the home boasts a formal dining room, a spacious eat-in kitchen with a woodburning grill, and beautiful hardwood floors throughout. Additional features include a finished basement, perfect for extra space or storage, and

    Halyna Chyrva Equity Essentials LLC

    61 Oakland Ave, Tuckahoe, NY 10707
  • /44

    $3,750,000

    • 6 Beds
    • 3.5 Baths

    5445 Palisade Ave, Bronx, NY 10471

    Exclusive New to Market Restored Classic 6-Bd. New England Colonial with Large Porch, Patio, Level, Grassy Yard & Spectacular River Views on Private Cul-de-Sac This restored and renovated 6-bedroom, 3.5-bath home is a quintessential New England Colonial-style gem. Built in the 1920s and set on nearly half an acre along a private cul-de-sac, it boasts majestic views of the Hudson River and the

    Arlene Trebach TREBACH REALTY INC

    5445 Palisade Ave, Bronx, NY 10471
  • /26

    $675,000

    • 3 Beds
    • 1.5 Baths
    • 1,600 Sq Ft

    313 Concord Rd, Yonkers, NY 10710

    Welcome to 313 Concord Road – Spacious Living with Outdoor Charm in Yonkers Located on a quiet, tree-lined street in Yonkers, this 3-bedroom, 2-bath home sits on an oversized 7,405 sq ft lot and offers a rare mix of comfort, character, and outdoor freedom. Whether you're starting a family, need space to entertain, or just want a peaceful place to unwind—this home has it all. The interior offers a

    Bryant Moran YourHomeSold Guaranteed Realty

    313 Concord Rd, Yonkers, NY 10710
  • /26

    $599,999

    • 4 Beds
    • 1.5 Baths
    • 1,632 Sq Ft

    11 Crest Ave, Mount Vernon, NY 10550

    Welcome to Mount Vernon's Oakwood Heights STAR shining bright on Crest Avenue. This is a natural beauty, splashed with sunlight that blossoms the flowers in the gardens and drenches the rooms. The layout flows so nicely, its charming as you step into the first floor entrance on the right is the living room perfect to entertain a lot of family and friends in all seasons with its wood burning fire

    Eldis Nikocevic Coldwell Banker Signature Prop

    11 Crest Ave, Mount Vernon, NY 10550
  • /25

    $1,550,000

    • 4 Beds
    • 3 Baths
    • 2,216 Sq Ft

    9 Bacon Ct, Bronxville, NY 10708

    Welcome to 9 Bacon Court, a rare end-unit townhome just a short walk from Bronxville Village, train, and award-winning schools. Offering over 2,200 square feet of living space—plus added space in the finished basement—this residence presents a unique opportunity for a buyer with vision to fully customize and make it their own. The flexible layout lives like a five-bedroom, with the fifth room

    Cate Hegarty Compass Greater NY, LLC

    9 Bacon Ct, Bronxville, NY 10708
  • /36

    $2,150,000

    • 7 Beds
    • 4.5 Baths
    • 4,663 Sq Ft

    15 Calton Ln, New Rochelle, NY 10804

    Timeless architectural elegance! A rare opportunity to acquire an exquisite turnkey residence with the finest modern amenities. Welcome to this impeccably renovated & thoughtfully designed brick colonial estate. This stunning home spans over 4,600 square feet, 7 BRs & 4.1 New Baths. A grand enclosed porch is sun-filled with high ceilings and exquisite detailing. The spacious main floor boasts 12'

    Glorianne Mattesi Douglas Elliman Real Estate

    15 Calton Ln, New Rochelle, NY 10804
  • /24

    $700,000

    • 3 Beds
    • 2 Baths
    • 1,400 Sq Ft

    4223 Boyd Ave, Bronx, NY 10466

    Just Unveiled: Exquisite Single-Family Haven in the Bronx – 4223 Boyd AvenueStep into a realm of unparalleled luxury with this meticulously renovated single-family residence nestled in the heart of the Bronx. A recent comprehensive renovation has endowed this home with pristine new electrical, plumbing, flooring, a state-of-the-art heating system, and a brand-new roof, ensuring absolute

    Richard Torres

    4223 Boyd Ave, Bronx, NY 10466
  • /12

    $747,500

    • 3 Beds
    • 1.5 Baths
    • 1,500 Sq Ft

    517 Westchester Ave, Mount Vernon, NY 10552

    Welcome to this well maintained, sun-filled 3 bedroom Tudor located in the Fleetwood section of Mount Vernon. Commuter friendly, short walk to the Fleetwood Metro North Train Station. Conveniently located to all major parkways, shopping, restaurants and more.

    Isabel Suspiro Four Seasons RealEstate Center

    517 Westchester Ave, Mount Vernon, NY 10552
  • /27

    $699,000

    • 5 Beds
    • 4 Baths
    • 1,820 Sq Ft

    3978 Carpenter Ave, Bronx, NY 10466

    Welcome to luxury living at its finest in this meticulously renovated single-family home at 3978 Carpenter Avenue, Bronx, NY. This stunning property features 5 bedrooms and 2 full bathrooms spread across two spacious floors. Boasting a ground floor and second-floor kitchen, each equipped with quartz countertops, white marble flooring, and stainless steel appliances. The entire home has been

    Richard Torres

    3978 Carpenter Ave, Bronx, NY 10466

Showing Results 121 - 160, Page 4 of 11

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