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Albany, OR Homes for Sale under $500,000

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  • /44

    $468,000

    • 3 Beds
    • 2 Baths
    • 1,832 Sq Ft

    391 Churchill Downs St SE, Albany, OR 97322

    Back on market with no fault of the home. Spacious single level home in a very desirable neighborhood. This is a one owner home that has been well maintained. This home has laminate flooring throughout. The covered front porch is perfect for your morning coffee. The primary suite is huge with a wonderful ensuite and expansive walk in closet. The other two bedrooms are oversized. The neighborhood

    Agent Photo

    JOEL GETSFRID

    KELLER WILLIAMS REALTY MID WILLAMETTE

    (458) 217-8811

    391 Churchill Downs St SE, Albany, OR 97322
  • /21

    $499,500 New Construction

    • 5 Beds
    • 3 Baths
    • 2,268 Sq Ft

    1599 Logan Pkwy, Albany, OR 97322

    This new construction home is located in Henshaw Farm, offering convenient access to Simpson Park, Linn-Benton Community College, downtown historic Albany, and the Golf Club of Oregon, all within a 16-minute drive. The Arlington plan features a spacious two-story layout designed for modern living, with an open main level that includes a great room with a cozy fireplace, a contemporary kitchen,

    Lennar Builder
    1599 Logan Pkwy, Albany, OR 97322
  • /23

    $429,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,743 Sq Ft

    The Middleton Plan at Meadowlark, Albany, OR 97322

    The 1743 square foot Middleton combines luxury and space in a two-story home plan. The first floor features an expansive living room and adjoining dining room, both overlooked by an open kitchen that offers ample counter space, cupboard storage and a pantry. Upstairs, the extravagant main suite boasts a luxurious dual vanity bathroom with a private water closet and shower, as well as an enormous

    Hayden Watson Builder
    0 Lochner Rd Unit 36869856, Albany, OR 97322
  • /28

    $484,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,680 Sq Ft

    1552 SE Logan Pkwy, Albany, OR 97322

    This new construction home is located in Henshaw Farm, with convenient access to Simpson Park, Linn-Benton Community College, downtown historic Albany, and the Golf Club of Oregon, all within a short drive. The Trenton plan is a single-story design with a split layout that places the open kitchen, dining room, and great room together, extending to a back patio for outdoor living. The spacious

    Joel Campbell Lennar Sales Corp

    1552 SE Logan Pkwy, Albany, OR 97322
  • /32

    $485,000

    • 4 Beds
    • 2.5 Baths
    • 1,881 Sq Ft

    4245 Sagecrest Dr NE, Albany, OR 97322

    Like new construction set at the edge of town along a quiet creek, this home offers sweeping territorial views you won’t want to miss! Inside, modern design meets an open concept great room anchored by a gas fireplace, with large windows that frame the surrounding landscape. The kitchen includes a spacious island, granite countertops, under-cabinet lighting, a pantry, and upgraded fixtures that

    Zachary Thompson WORKS REAL ESTATE

    4245 Sagecrest Dr NE, Albany, OR 97322
  • /2

    $479,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,250 Sq Ft

    The Talent Plan at Meadowlark, Albany, OR 97322

    The 2250 square foot stylish and versatile two-story Talent is a plan designed to fulfill all of your "must-haves." The first floor features a wonderfully open kitchen with dining area and great space, which is the perfect place for entertainment or relaxation. Upstairs is home to the spacious bedrooms, laundry room, and an extra full bathroom. The main suite has an oversized closet and en suite

    Hayden Watson Builder
    0 Lochner Rd Unit 36869855, Albany, OR 97322
  • /16

    $477,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,987 Sq Ft

    Charlotte Plan at Henshaw Farm, Albany, OR 97322

    The kitchen, Great Room and dining room are arranged among a convenient and contemporary open floorplan in this two-story home, with sliding glass doors that lead to a covered patio. Upstairs, all three bedrooms surround the versatile loft, including the spacious owner’s suite which showcases an en-suite bathroom and walk-in closet. One of the secondary bedrooms also features a private attached

    Lennar Builder
    1894 Seven Mile Ln SE Unit 36040608, Albany, OR 97322
  • /15

    $409,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,573 Sq Ft

    The Harrison Plan at Meadowlark, Albany, OR 97322

    The 1573 square foot Harrison is an intelligently designed two-story home that lives larger than most mid-sized plans. The first floor is home to a spacious main suite with an ensuite bath and dual vanity.The open living room is adjoined by the dining room and kitchen, which boasts ample counter space and cupboard storage. Near the entry is a convenient powder room for guests. Upstairs, two

    Hayden Watson Builder
    0 Lochner Rd Unit 37821687, Albany, OR 97322
  • /13

    $499,900 New Construction

    • 4 Beds
    • 2 Baths
    • 1,946 Sq Ft

    565 Withers Ct SE, Albany, OR 97322

    The Endicott plan offers single-level living with a bright, open layout that connects the kitchen, great room, and dining area, extending to a partially covered patio for year-round enjoyment. The private primary suite is tucked at the back of the home and features an ensuite bathroom with a double vanity, a soaking tub and shower, and a walk-in closet. Three additional bedrooms are located near

    Lennar Builder
    565 Withers Ct SE, Albany, OR 97322
  • /14

    $481,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,680 Sq Ft

    Trenton Plan at Henshaw Farm, Albany, OR 97322

    A single-story with a split design, this home was designed for family living. On one side, the open layout flows the kitchen, dining room and Great Room together — leading to a back patio. Adjacent, the impressive owner’s suite overlooks two additional bedrooms. A study near the foyer further optimizes the space.

    Lennar Builder
    1894 Seven Mile Ln SE Unit 36040610, Albany, OR 97322
  • /13

    $484,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,680 Sq Ft

    1552 Logan Pkwy, Albany, OR 97322

    This home offers convenient access to Simpson Park, Linn-Benton Community College, downtown historic Albany, and the Golf Club of Oregon, all within a short drive. The Trenton plan is a single-story design with a split layout that places the open kitchen, dining room, and great room together, extending to a back patio for outdoor living. On one side of the home, the spacious primary suite offers

    Lennar Builder
    1552 Logan Pkwy, Albany, OR 97322
  • /15

    $420,000

    • 2 Beds
    • 4 Baths
    • 2,080 Sq Ft

    2522 Main St SE, Albany, OR 97322

    Two homes in one! Main level features a living room, half bath, and spacious kitchen with slider to a large backyard. Garage includes laundry hook-ups. Upstairs offers a loft or bonus space with a closet—ideal as a second bedroom or flex room. Great layout with room to grow!

    Liz Boisvert EXP REALTY, LLC

    2522 Main St SE, Albany, OR 97322
  • /14

    $457,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,764 Sq Ft

    Blairmont Plan at Henshaw Farm, Albany, OR 97322

    The first floor of this two-story home enjoys a contemporary open-concept design that joins together the main living spaces and a rear patio for seamless gathering and entertaining. A conveniently located laundry room, two secondary bedrooms and the comfortable owner’s suite make up the second floor.

    Lennar Builder
    1894 Seven Mile Ln SE Unit 36040607, Albany, OR 97322
  • /23

    $415,000

    • 3 Beds
    • 2 Baths
    • 1,358 Sq Ft

    4826 Chestnut Ct SE, Albany, OR 97322

    Just Listed! Spectacular, Well-Maintained Single Level Home Tucked at the End of a Cul-de-sac in the Highly Sought-After Deerfield Neighborhood. Interior Features Spacious Living Room; Just Installed Carpet in Two Bedrooms; LVP Flooring Through Living Room, Hallway, & Primary Bedroom; & Spacious Primary Suite w/Walk-in Closet & Shower. Exterior Features Large Fenced Backyard, Attached Garage w/

    GEORGIA BECKER KELLER WILLIAMS / EUGENE & SPRINGFIELD

    4826 Chestnut Ct SE, Albany, OR 97322
  • /19

    $462,400 New Construction

    • 3 Beds
    • 2 Baths
    • 1,495 Sq Ft

    1483 Logan Pkwy, Albany, OR 97322

    An open floorplan shared between the Great Room, kitchen and dining room serves as the heart of this single-level home, with access to the covered patio through sliding glass doors. Three bedrooms provide comfort and privacy, including the luxe owner’s suite with an en-suite bathroom and walk-in closet. Another full bathroom is located in between the two secondary bedrooms.

    Lennar Builder
    1483 Logan Pkwy, Albany, OR 97322
  • /19

    $424,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,395 Sq Ft

    4750 Finch SE, Albany, OR 97322

    The 1395 square foot Darrington is a well-appointed two story home that lives larger than most mid-sized plans. The dramatic entry leads to the open kitchen and living room area, with plenty of light and space for entertaining. The kitchen boasts ample counter space and cupboard storage and features an optional desk for convenience and organization. Upstairs, the main bedroom has a large closet

    Hayden Watson Builder
    4750 Finch SE, Albany, OR 97322
  • /23

    $425,000

    • Land
    • 2 Acres
    • $212,500 per Acre

    1590 Oak Grove (Parcel 1) Rd, Albany, OR 97321

    .A rare 2-acre lot just outside of N. Albany. This property offers a level building area with productive Willamette and Waldo silt loam soils, ideal for small-scale agriculture, equestrian use, or hobby farming. The existing huge barn provides immediate utility for livestock or get creative with your ideas on how to use this unique space. With septic approval and a newly drilled well you can

    Paul Terjeson Keller Williams Realty Mid-Willamette

    1590 Oak Grove (Parcel 1) Rd, Albany, OR 97321
  • /36

    $445,000

    • Land
    • 14.78 Acres
    • $30,108 per Acre

    PP2020-49 Lot#2 SW Osprey Ct, Albany, OR 97321

    Bring your contractor! Almost 15 acres of extremely private acreage with Calapooia river frontage. Zoned for a single family residence. Bordered by greenspace yet conveniently located within city limits and easy access to Hwy 99E. Elevation survey complete; LOMA in process for an estimated 3.5 acre build site. Recorded easement for access road and utilities. Sits in the West Albany High School

    Gerald Furgala WINDERMERE WILLAMETTE VLY/ALBANY

    PP2020-49 Lot#2 SW Osprey Ct, Albany, OR 97321
  • /19

    $422,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,395 Sq Ft

    4704 Finch SE, Albany, OR 97322

    The 1395 square foot Darrington is a well-appointed two story home that lives larger than most mid-sized plans. The dramatic entry leads to the open kitchen and living room area, with plenty of light and space for entertaining. The kitchen boasts ample counter space and cupboard storage and features an optional desk for convenience and organization. Upstairs, the main bedroom has a large closet

    Hayden Watson Builder
    4704 Finch SE, Albany, OR 97322
  • /38

    $424,900 Open Sun 1PM - 3PM

    • 3 Beds
    • 2 Baths
    • 1,394 Sq Ft

    1190 SW Hop St, Albany, OR 97321

    New Takena Estates home on large lot! Lovely open concept plan featuring welcoming entry and spacious family room that opens to the nook/kitchen area. Gourmet kitchen with custom cabinetry, solid slab counters, large eating bar and stainless steel appliances. Spacious primary suite w/private bath featuring double vanity, slab counters, walk-in closet & man door to rear covered patio. Finished

    Lacey Stark COLDWELL BANKER MOUNTAIN WEST REAL ESTATE, INC.

    1190 SW Hop St, Albany, OR 97321
  • /28

    $417,000

    • 2 Beds
    • 1 Bath
    • 1,296 Sq Ft

    1221 36th Ave SW, Albany, OR 97321

    Tucked away on a quiet dead-end street, this inviting home features an open floor plan with vaulted ceilings in the living and dining rooms overlooking a tree-filled backyard. The kitchen offers ample counter space, storage, & a pantry plus a nook for dining or a home office that over looks the front yard. The oversized main bedroom has it own sink & connects to a Jack-and-Jill bath. Enjoy a

    Angela Stuckart NEXT DOOR REAL ESTATE GROUP

    1221 36th Ave SW, Albany, OR 97321
  • /49

    $469,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,486 Sq Ft

    2037 Waterford St SE, Albany, OR 97322

    Brand new construction by Vogt Homes. Beautiful 3 bed, 2 bath 1486 sq. ft. featuring vaulted ceilings, canned lightig, LVP flooring throughout. Enjoy the spacious kitchen with granite counters, island, stainless appliances , gas range and an inside utility. Relax in comfort with Gas F/A and Central Air Conditioing. Fully fenced yard on a desirable corner lot. Nice covered patio all conveniently

    Nancy Kruse EXP REALTY, LLC

    2037 Waterford St SE, Albany, OR 97322
  • /20

    $413,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,625 Sq Ft

    Casey Plan at Curry Meadows, Albany, OR 97322

    This new two-story townhome is host to an inviting open-concept floorplan on the first level, blending the kitchen, living and dining areas to maximize interior space. A nearby patio provides seamless outdoor entertainment and more. Three bedrooms comprise the second floor, including a luxe owner’s suite with direct access to a full bathroom and walk-in closet. A generous single-bay garage

    Lennar Builder
    823 Ellingson SE Unit 37319312, Albany, OR 97322
  • /20

    $451,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,495 Sq Ft

    Avery Plan at Henshaw Farm, Albany, OR 97322

    An open floorplan shared between the Great Room, kitchen and dining room serves as the heart of this single-level home, with access to the covered patio through sliding glass doors. Three bedrooms provide comfort and privacy, including the luxe owner’s suite with an en-suite bathroom and walk-in closet. Another full bathroom is located in between the two secondary bedrooms.

    Lennar Builder
    1894 Seven Mile Ln SE Unit 36040609, Albany, OR 97322
  • /16

    $462,400 New Construction

    • 3 Beds
    • 2 Baths
    • 1,495 Sq Ft

    1483 SE Logan Pkwy, Albany, OR 97322

    The Avery floor plan offers a spacious kitchen with quartz counters, an island, S/S appliances, & pantry. The spacious dining & living area leads to a covered back patio that backs to open space. Owners suite is complete w/ large dual vanity, step in shower and roomy walk-in closet. The other two sizable rooms share a 2nd bath. This homes comes move in ready with AC, blinds, fridge, washer/dryer,

    Amanda Whiterock Smith LENNAR HOMES

    1483 SE Logan Pkwy, Albany, OR 97322
  • /23

    $425,000

    • Land
    • 2 Acres
    • $212,500 per Acre

    1590 NW Oak Grove Dr (Parcel, Albany, OR 97321

    A rare 2-acre lot just outside of N. Albany. This property offers a level building area with productive Willamette and Waldo silt loam soils, ideal for small-scale agriculture, equestrian use, or hobby farming. The existing huge barn provides immediate utility for livestock or get creative with your ideas on how to use this unique space. With septic approval and a newly drilled well you can build

    Paul Terjeson Keller Williams Realty Mid-Willamette

    1590 NW Oak Grove Dr (Parcel, Albany, OR 97321
  • /25

    $495,000

    • Land
    • 4.77 Acres
    • $103,774 per Acre

    1132 Ellingson Rd, Albany, OR 97321

    4.77± acre development site in Phase 2 of the Ellingson Farm Division, located on Albany’s rapidly growing south side. Zoned RS5 with approved plans for 15 lots, water/sewer stubbed at the line, and roads on two sides. Nestled near new subdivisions and major routes like Hwy 34 and I-5, this property is almost shovel ready for a buildout or ideal for future investment. Sale is subject to the

    Paul Terjeson KELLER WILLIAMS REALTY -ALBANY

    1132 Ellingson Rd, Albany, OR 97321
  • /36

    $445,000

    • Land
    • 14.78 Acres
    • $30,108 per Acre

    2, Albany, OR 97321

    Bring your contractor! Almost 15 acres of extremely private acreage with Calapooia river frontage. Zoned for a single family residence. Bordered by greenspace yet conveniently located within city limits and easy access to Hwy 99E. Elevation survey complete; LOMA in process for an estimated 3.5 acre build site. Recorded easement for access road and utilities. Sits in the West Albany High School

    Gerald Furgala Windermere Willamette Valley

    2, Albany, OR 97321
  • /18

    $460,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,824 Sq Ft

    1446 SE Logan Pkwy, Albany, OR 97322

    This new construction home is located in Henshaw Farm near everyday conveniences and local recreation. The Blairmont plan features a contemporary two-story design with an open-concept main floor that connects the kitchen, dining, and great room to the rear patio, while the second floor offers a laundry room, two secondary bedrooms, and a primary suite with a walk-in closet and a private bath

    Joel Campbell Lennar Sales Corp

    1446 SE Logan Pkwy, Albany, OR 97322
  • /40

    $495,000

    • 4 Beds
    • 2 Baths
    • 1,846 Sq Ft

    1776 Antelope Cir SW, Albany, OR 97321

    Sought-after 4-bedroom, 2-bath home offering over 1,800 sq ft in a well-established neighborhood. This updated home features; An open floor plan, bright white kitchen cabinetry, ample storage, hard surface counter-tops, and tile flooring. You will love the separate dining room & cozy breakfast nook. Perfect for special gatherings or casual meals. Spacious floor plan, great natural light, and a

    Delene Myers RE/MAX INTEGRITY ALBANY BRANCH

    1776 Antelope Cir SW, Albany, OR 97321
  • /26

    $439,900

    • 4 Beds
    • 2 Baths
    • 1,540 Sq Ft

    2419 Ermine St SE, Albany, OR 97322

    Totally remodeled Island Kitchen with new cabinets and quartz tops that opens to the living area with a fireplace. New floors throughout. Primary bedroom is a suite with walk in closet and room to spare ensuite bathroom. 3 other bedrooms all fresh new carpet and paint and hardware. This is practically a new home! Nice neighborhood close to amenities. This one is a stunner, you won't believe your

    Brian McVay HomeSmart Realty Group

    2419 Ermine St SE, Albany, OR 97322
  • /48

    $499,900

    • 3 Beds
    • 2.5 Baths
    • 2,110 Sq Ft

    2465 40th Ave SE, Albany, OR 97322

    Tucked away in a quiet, established SE Albany neighborhood, this spacious 2,110 sq ft home offers comfort & convenience. Featuring 3 beds, 2 baths, & office/4th bedroom. Enjoy a generous living space w vaulted ceiling, a cozy fireplace, an updated kitchen, modern appliances, formal dining & family room. Primary suite upstairs w Jack n Jill bathroom to private office or 4th bedroom option w

    Christie Pendley RE/MAX Integrity

    2465 40th Ave SE, Albany, OR 97322
  • /23

    $456,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,743 Sq Ft

    4784 Finch St SE, Albany, OR 97322

    The 1743 square foot Middleton combines luxury and space in a two-story home plan. The first floor features an expansive living room and adjoining dining room, both overlooked by an open kitchen that offers ample counter space, cupboard storage and a pantry. Upstairs, the extravagant main suite boasts a luxurious dual vanity bathroom with a private water closet and shower, as well as an enormous

    Hayden Watson Builder
    4784 Finch St SE, Albany, OR 97322
  • /35

    $419,900

    • 4 Beds
    • 2 Baths
    • 1,287 Sq Ft

    2617 Fulton St SE, Albany, OR 97322

    Investor Alert! Fully Updated 4-Bedroom Ranch in Prime Albany, OR! Don't miss this incredible investment opportunity or perfect multi-generational home at 2617 Fulton St SE, Albany, OR 97322! While the public record shows a 3-bedroom, 2-bathroom layout, this home boasts a TRUE 4th bedroom that features private exterior access, making it an ideal setup for a home office, roommate/rental income, or

    Shana Stull REDFIN

    2617 Fulton St SE, Albany, OR 97322
  • /18

    $413,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,625 Sq Ft

    1379 Nolan Ave SE, Albany, OR 97322

    This new two-story townhome is host to an inviting open-concept floorplan on the first level, blending the kitchen, living and dining areas to maximize interior space. A nearby patio provides seamless outdoor entertainment and more. Three bedrooms comprise the second floor, including a luxe owner’s suite with direct access to a full bathroom and walk-in closet. A generous single-bay garage

    Lennar Builder
    1379 Nolan Ave SE, Albany, OR 97322
  • /14

    $473,900 New Construction

    • 4 Beds
    • 3.5 Baths
    • 1,975 Sq Ft

    Aubrey Plan at Henshaw Farm, Albany, OR 97322

    The first level of this two-story home is host to the Great Room, kitchen and dining nook, arranged in a convenient and contemporary open floorplan. Sliding glass doors promote seamless indoor-outdoor living and entertaining. All four bedrooms occupy the second floor, including the luxe owner’s suite with an en-suite bathroom and walk-in closet. One of the secondary bedrooms features an en-suite

    Lennar Builder
    1894 Seven Mile Ln SE Unit 36040603, Albany, OR 97322
  • /25

    $439,900

    • 3 Beds
    • 2.5 Baths
    • 1,657 Sq Ft

    4145 Winners Circle Ave SE, Albany, OR 97322

    Set on a corner lot across from the neighborhood park, this charming home features a bright, open layout designed for easy living. The kitchen offers a convenient breakfast bar and flows into the inviting living room with a cozy gas fireplace. A slider from the dining area leads to the fully fenced backyard with a covered patio, perfect for year-round outdoor enjoyment. The primary suite includes

    Sherri Gregory KELLER WILLIAMS REALTY-GHT

    4145 Winners Circle Ave SE, Albany, OR 97322
  • /37

    $484,000

    • 3 Beds
    • 2 Baths
    • 1,739 Sq Ft

    1712 25th Ave SW, Albany, OR 97321

    Welcome to this beautifully maintained 3-bedroom, 2-bath single family home offering 1739 sq sf of stylish and functional living. Step inside to find an inviting open floor plan featuring a spacious great room, elegant French doors, and abundant natural light enhanced by custom shutters. The kitchen is equipped with granite countertops that opens seamlessly to the living and dining area, making

    Jessica Hubert JMG JASON MITCHELL GROUP-ALBANY

    1712 25th Ave SW, Albany, OR 97321
  • /30

    $450,000 Open Fri 5PM - 7PM

    • 3 Beds
    • 2 Baths
    • 1,495 Sq Ft

    6335 Rebecca St SE, Albany, OR 97322

    This beautiful single-story home offers a spacious kitchen, granite counters, S/S appliances, island & pantry. Inviting floor plan with an open dining and living area that leads to the covered back patio for entertaining and relaxing. Primary suite is complete with a large dual vanity, step in shower and oversized walk-in closet. The other 2 bedrooms share the 2nd bath. This property is fully

    Wendy Carpenter Major HOMESMART REALTY GROUP - CORVALLIS

    6335 Rebecca St SE, Albany, OR 97322
  • /42

    $455,000 Open Fri 4:30PM - 7PM

    • 3 Beds
    • 2.5 Baths
    • 1,677 Sq Ft

    3824 Ryunkin St SE, Albany, OR 97322

    Amazing Open Concept, contemporary 3 bedroom 2.5 bathrooms. Stacked Stone Entry. Beautiful Floor to Ceiling Rough Cut Quartz Gas Fireplace, Walk-In Pantry, Quartz Countertops with White Cabinets. Easy access to I-5, Hwy 20, Schools and Shopping. Bonus room can be used for a Home Office or additional storage. Vaulted Master Suite with Walk-In Closet and Dual Sinks. Rear entry 2 car garage with 4

    Wendy Carpenter Major HOMESMART REALTY GROUP - CORVALLIS

    3824 Ryunkin St SE, Albany, OR 97322

Showing Results 1 - 40, Page 1 of 2

Home Trends in Albany, OR

Housing Trends

Median Sale Price
$453,500
Median Single Family Sale Price
$459,400
Median 2 Bedroom Sale Price
$264,499
Average Price Per Sq Ft
$278
Number of Homes for Sale
173
Last 12 months Home Sales
897
Months of Supply
2.30
Median List Price
$462,900
Median Change From 1st List Price
0%
Median Home Sale Price YoY Change
4%
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