Alford, FL Homes for Sale under $100,000

• 

  

  /2

  $14,000

  • Land
  • 0.92 Acre
  • $15,217 per Acre

  0 Alene Dr Unit A11934160, Alford, FL 32420

  Spacious 0.92-acre vacant lot located on Alene Dr in Alford, FL. This nearly one-acre parcel offers a peaceful rural setting with plenty of room to build your dream home or place a manufactured home (subject to county approval). Enjoy privacy, open space, and the quiet charm of country living while still having convenient access to nearby towns, shopping, and major roadways. Ideal for residential

  

  Javier Santana

  Sunland Real Estate, LLC.

  (850) 470-1897

  0 Alene Dr Unit A11934160, Alford, FL 32420
• 

  

  

  /10

  $22,500

  • Land
  • 1.37 Acres
  • $16,423 per Acre

  0 Onida St Unit Lot 5 742925, Alford, FL 32420

  Looking for privacy? Escape the hustle and bustle of city life! Corner lot in Compass Lake in the Hills. Build your single-family home and enjoy all the amenities that Compass and McCormick Lakes have to offer. Community pool, cabins, rv park, tennis courts, community center, fishing, boating, jet skiing all while enjoying your own privacy. Voluntary HOA dues of $135 annually allow use of

  

  Troy Rowe

  Jim Roberts Realty Inc

  (850) 757-8939

  0 Onida St Unit Lot 5 742925, Alford, FL 32420
• 

  

  

  /11

  $24,900

  • Land
  • 1.9 Acres
  • $13,105 per Acre

  0 Military Ct Unit Lot 6, Alford, FL 32420

  Looking for privacy? Escape the hustle and bustle of city life! Cul de sac lot in Compass Lake in the Hills. Build your single-family home and enjoy all the amenities that Compass and McCormick Lakes have to offer. Community pool, cabins, rv park, tennis courts, community center, fishing, boating, jet skiing all while enjoying your own privacy. Voluntary HOA dues of $135 annually allow use of

  

  Troy Rowe

  Jim Roberts Realty Inc

  (850) 940-4111

  0 Military Ct Unit Lot 6, Alford, FL 32420
• 

  

  

  /9

  $36,900

  • Land
  • 1.04 Acres
  • $35,481 per Acre

  0 Lakepoint Rd Unit Lot 7 742857, Alford, FL 32420

  Are you looking for the ideal site for building your single-family home in a location that includes all the amenities that Compass Lake in The Hills has to offer. This lot is quick access to 231 for all your commuter needs and right around the corner from the Community center and on a main paved road. Compass lake is right around corner where you can water ski, jet ski and enjoy whatever kind of

  

  Troy Rowe

  Jim Roberts Realty Inc

  (850) 604-5205

  0 Lakepoint Rd Unit Lot 7 742857, Alford, FL 32420
• 

  

  

  /8

  $21,900

  • Land
  • 1.2 Acres
  • $18,250 per Acre

  0 Military Ct Unit Lot 4 742936, Alford, FL 32420

  Looking for privacy? Escape the hustle and bustle of city life! Lot in Compass Lake in the Hills. Build your single-family home and enjoy all the amenities that Compass and McCormick Lakes have to offer. Community pool, cabins, rv park, tennis courts, community center, fishing, boating, jet skiing all while enjoying your own privacy. Voluntary HOA dues of $135 annually allow use of amenities. HOA

  

  Troy Rowe

  Jim Roberts Realty Inc

  (850) 353-7581

  0 Military Ct Unit Lot 4 742936, Alford, FL 32420
• 

  

  /10

  $22,500

  • Land
  • 1.47 Acres
  • $15,306 per Acre

  0 Reed Ct Unit Lot 14 742923, Alford, FL 32420

  Looking for privacy? Escape the hustle and bustle of city life! Cul de sac lot in Compass Lake in the Hills. Build your single-family home and enjoy all the amenities that Compass and McCormick Lakes have to offer. Community pool, cabins, rv park, tennis courts, community center, fishing, boating, jet skiing all while enjoying your own privacy. Voluntary HOA dues of $135 annually allow use of

  

  Troy Rowe

  Jim Roberts Realty Inc

  (850) 920-3147

  0 Reed Ct Unit Lot 14 742923, Alford, FL 32420
• 

  

  /9

  $22,500

  • Land
  • 1.19 Acres
  • $18,908 per Acre

  0 Edison Ave Unit Lot 114 742927, Alford, FL 32420

  Looking for privacy? Escape the hustle and bustle of city life! Lot in Compass Lake in the Hills on Edison Ave. Build your single-family home and enjoy all the amenities that Compass and McCormick Lakes have to offer. Community pool, cabins, rv park, tennis courts, community center, fishing, boating, jet skiing all while enjoying your own privacy. Voluntary HOA dues of $135 annually allow use of

  

  Troy Rowe

  Jim Roberts Realty Inc

  (850) 498-4934

  0 Edison Ave Unit Lot 114 742927, Alford, FL 32420
• 

  

  /4

  $17,900

  • Land
  • 1.1 Acres
  • $16,273 per Acre

  0 Breese Ct Unit Lot 29, Alford, FL 32420

  For sale is a flat corner lot in Unit 6 of Compass Lake in the Hills. Neighbors across street and adjacent to property. Electric is right out front of lot. Will need a septic system and private well installed. Compass Lake has changed deed restrictions allowing Mobile Homes. Voluntary HOA fees of $135 annually allow owners use of amenities such as community pool, frisbee golf course, tennis and

  

  Troy Rowe

  Jim Roberts Realty Inc

  (850) 353-8211

  0 Breese Ct Unit Lot 29, Alford, FL 32420
• 

  

  /4

  $17,900

  • Land
  • 1.1 Acres
  • $16,273 per Acre

  0 Fargo Dr Unit Lot 14 767943, Alford, FL 32420

  Vacant lot on Fargo Dr. in Compass Lake in The Hills Unit 6 which is west of HWY 231. Lot will require private septic system and private well. Electricity is across the street from the lot so a short distance to bring into this lot. Lot is located 1 mile off HWY 231 for easy commute to Dothan or Panama City. Voluntary HOA fee of $135.00 annually which allows access to all the amenities that

  

  Troy Rowe

  Jim Roberts Realty Inc

  (850) 655-0123

  0 Fargo Dr Unit Lot 14 767943, Alford, FL 32420
• 

  

  /3

  $18,500

  • Land
  • 1.16 Acres
  • $15,948 per Acre

  0 Chattanooga St Unit 26716856, Alford, FL 32420

  Looking for a quiet place to build or invest in Florida? ??This lot in Compass Hills Lake puts you close to some of the most underrated nature spots in the state—like Florida Caverns State Park and the crystal-clear waters of Merritt's Mill Pond.? Peaceful surroundings ? Affordable entry into Florida Land ownership ? Perfect for a future home or weekend

  Jamie Mayeaux Everland Equity

  0 Chattanooga St Unit 26716856, Alford, FL 32420
• 

  

  /9

  $14,999

  • Land
  • 1.16 Acres
  • $12,930 per Acre

  Lot 6 Sparta Ct, Alford, FL 32420

  $1 Down Seller Financing Plans Starting at:$275 Per Month (72 Months)*No Credit or Income Verification Required*Easy Checkout on our website!OR$14,999 Cash Purchase***Other Plans available on our website (PrestonLands. Com) to see moreProperty Description:Experience the serene beauty of this 1.16-acre vacant residential lot

  Preston Lands PrestonLands.com

  Lot 6 Sparta Ct, Alford, FL 32420
• 

  

  /5

  $13,400

  • Land
  • 1.9 Acres
  • $7,053 per Acre

  0 Hocking St Unit 26630079, Alford, FL 32420

  Please text or call our office (863) 270-9407 to discuss directly.SELLING: 1.9 Acre LotPRICE: $13,400 CASH Price...Owner Financing available (additional cost/fees will apply)ADDRESS: 0 Hocking St, Alford, Florida 32420Neighboring Address: 2635 HOCKING ST Alford, FLParcel ID: 02-2N-11-0095-2560-0060GPS COORDINATES: 30.639103,

  Devin Williamson MADD Assets LLC

  0 Hocking St Unit 26630079, Alford, FL 32420
• 

  

  /20

  $14,750

  • Land
  • 1.19 Acres
  • $12,395 per Acre

  Lot 13 Bend Ct, Alford, FL 32420

  $1 Down Seller Financing Plans Starting at: $225Per Month (72 Months) *No Credit or Income Verification Required *Easy Checkout on our website! OR $19,250 Cash Purchase ***Other Plans available on our website (PrestonLands. Com) to see more Welcome to Lot 13 Bend Ct, Alford, FL 32420—a stunning 1.19-acre vacant residential lot nestled in the heart of the

  Preston Lands PrestonLands.com

  Lot 13 Bend Ct, Alford, FL 32420
• 

  

  /21

  $32,500

  • Land
  • 2.05 Acres
  • $15,854 per Acre

  0 Holly Springs Ave Unit 25490057, Alford, FL 32420

  Seize the Opportunity to Own Your Slice of Florida Paradise!Imagine waking up surrounded by the tranquil beauty of lakes and forests, yet just a short drive from the conveniences of Marianna. This 2.05-acre buildable land on Holly Springs Avenue in Marianna, Florida, offers the perfect balance of natural serenity and modern accessibility.Envision your dream home nestled in

  Jesse Otterblad Black Spruce Land LLC

  0 Holly Springs Ave Unit 25490057, Alford, FL 32420
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  /32

  $18,500

  • Land
  • 1.3 Acres
  • $14,231 per Acre

  Xx Rincon Unit LotWP001, Alford, FL 32420

  Discover this expansive 1.3-acre corner lot in the Compass Hills Subdivision, Jackson County, Florida. This property offers partially cleared terrain, providing a great foundation for either a permanent residence or a weekend retreat. The lots location is strategic, being near the charming community of Compass and several lakes, making it a prime spot for recreational activities.Access to the

  Drue Pynes Whitetail Properties Real Estate

  Xx Rincon Unit LotWP001, Alford, FL 32420
• 

  

  /12

  $56,244

  • Land
  • 11.26 Acres
  • $4,995 per Acre

  002 Postpile Cir, Alford, FL 32420

  Lot 1 of 3. Three big lots available in SW Jackson County FL. The rolling topography on these lots makes for panoramic views and magnificent sunsets. Pine trees were planted approximately 3 years ago so they are still small enough to easily remove for a homesite if you desire. Timberland property boarders these lots on three sides, so there is no worry of having neighbors out your back door.

  Dalton Dalrymple Farm and Forest Brokers

  002 Postpile Cir, Alford, FL 32420
• 

  

  /11

  $53,097

  • Land
  • 10.63 Acres
  • $4,995 per Acre

  001 Postpile Cir, Alford, FL 32420

  Lot 1 of 3. Three big lots available in SW Jackson County FL. The rolling topography on these lots makes for panoramic views and magnificent sunsets. Pine trees were planted approximately 3 years ago so they are still small enough to easily remove for a homesite if you desire. Timberland property boarders these lots on three sides, so there is no worry of having neighbors out your back door.

  Dalton Dalrymple Farm and Forest Brokers

  001 Postpile Cir, Alford, FL 32420
• 

  

  /12

  $82,575

  • Land
  • 18.35 Acres
  • $4,500 per Acre

  0 Tbd Postpile Cir, Alford, FL 32420

  Lot 1 of 3. Three big lots available in SW Jackson County FL. The rolling topography on these lots makes for panoramic views and magnificent sunsets. Pine trees were planted approximately 3 years ago so they are still small enough to easily remove for a homesite if you desire. Timberland property borders these lots on three sides, so there is no worry of having neighbors out your back door. These

  Dalton Dalrymple Farm and Forest Brokers

  0 Tbd Postpile Cir, Alford, FL 32420
• 

  

  /17

  $18,500

  • Land
  • 1.34 Acres
  • $13,806 per Acre

  0 Apache Dr Unit 24333653, Alford, FL 32420

  Well now, isn't that just a happy little road, just sitting there in our painting? See how it just gently winds its way back into the canvas, inviting you to take a stroll? We're not trying to make it a super highway, no, no. This is a friendly road, a quiet road, one that knows where it's going, but isn't in any great hurry to get there.And maybe, just maybe, this road leads to a special

  Jesse Otterblad Black Spruce Land LLC

  0 Apache Dr Unit 24333653, Alford, FL 32420
• 

  

  /22

  $16,750

  • Land
  • 1.08 Acres
  • $15,509 per Acre

  0 Beaverhead St Unit 24333188, Alford, FL 32420

  Looking for a peaceful spot to live close to nature? Check out this 1.08-acre property near Alford, Florida! It's a quiet place with lots of trees and it's super close to some natural lakes for fishing, kayaking, or just hanging out by the water.You could build a small cozy cabin, a bigger house for the future, manufactured home, or even a cool barndominium! Plus, you won't be too

  Jesse Otterblad Black Spruce Land LLC

  0 Beaverhead St Unit 24333188, Alford, FL 32420
• 

  

  /7

  $14,800

  • Land
  • 1.13 Acres
  • $13,097 per Acre

  Goreville Ave, Alford, FL 32420

  Please text or call our office (863) 270-9407 to discuss directly.SELLING: 1.125 Acre LotPRICE: $14,800 CASH Price...Owner Financing available (additional cost/fees will apply)ADDRESS: 0 Goreville, Alford FL 32420Neighboring Address: 884 Goreville Ave, Alford, FLParcel ID: 02-2N-11-0095-2170-0120GPS COORDINATES:30.629628, -85.351489Zoning/

  Devin Williamson MADD Assets LLC

  Goreville Ave, Alford, FL 32420
• 

  /2

  $14,000

  • Land
  • 0.92 Acre
  • $15,217 per Acre

  0 Alene Dr Unit 25864499, Alford, FL 32420

  Spacious 0.92-acre vacant lot located on Alene Dr in Alford, FL. This nearly one-acre parcel offers a peaceful rural setting with plenty of room to build your dream home or place a manufactured home (subject to county approval). Enjoy privacy, open space, and the quiet charm of country living while still having convenient access to nearby towns, shopping, and major roadways. Ideal for residential

  Javier Santana Sunland Real Estate, LLC.

  0 Alene Dr Unit 25864499, Alford, FL 32420
• 

  

  /3

  $20,000

  • Land
  • 1.86 Acres
  • $10,753 per Acre

  0 Sandoval Ct Unit 788152, Alford, FL 32420

  Discover the perfect blend of privacy and potential with this beautiful 1.875-acre vacant lot on Sandoval Street in Altha, Florida. Nestled in a quiet rural setting, this spacious parcel offers plenty of room to design your dream home, build a weekend getaway, or establish a small homestead surrounded by nature.The property features level terrain and wooded areas that provide natural shade

  Hardie Williams Gulf Life Real Estate Inc

  0 Sandoval Ct Unit 788152, Alford, FL 32420
• 

  

  /5

  $12,000

  • Land
  • 1.18 Acres
  • $10,169 per Acre

  00 Fremont Ave, Alford, FL 32420

  Beautiful wooded residential lot located in the desirable Compass Lake in the Hills community. This property features an abundance of native trees and offers a peaceful natural setting with wildlife frequently seen throughout the area, including deer, wild turkeys, birds, and butterflies. Enjoy the quiet surroundings while still having convenient access north to Marianna for shopping, dining, and

  Heather Neubauer ERA Neubauer Real Estate Inc

  00 Fremont Ave, Alford, FL 32420
• 

  

  /7

  $37,000

  • Land
  • 5 Acres
  • $7,400 per Acre

  00 Pasofino Ln, Alford, FL 32420

  If acreage and seclusion are what you're looking for, this is the perfect place to put down roots. This beautiful 5± acre parcel offers the privacy and elbow room you've been dreaming of, while still keeping you conveniently connected to everything you need. Located just a few miles from Highway 231, you'll enjoy a quick, direct drive south to the white-sand beaches of Panama City Beach or north

  Christin Branch Chipola Realty

  00 Pasofino Ln, Alford, FL 32420
• 

  

  /12

  $42,000

  • Land
  • 3.9 Acres
  • $10,769 per Acre

  0 Drury Ln Unit 770399, Alford, FL 32420

  Discover the perfect retreat on this private 3.9-acre lot near the stunning Lake Susan. Nestled on a quiet cul-de-sac, this property offers both seclusion and convenience, with easy access to a nearby community boat launch. Some areas have been partially cleared, while the surrounding wooded landscape ensures privacy and abundant wildlife. Lake Susan awaits for serene days of fishing and

  Joelle Roberts Florida Showcase Realty, LLC

  0 Drury Ln Unit 770399, Alford, FL 32420
• 

  

  /18

  $12,500

  • Land
  • 1 Acre
  • $12,500 per Acre

  TBD Channel Dr, Alford, FL 32420

  Enjoy the freedom to create your own space on approximately 1 acre homesite on Channel Drive in Alford, FL, located in the community of Compass Lake in the Hills. Whether you're planning a site-built home or a mobile home, this property offers the flexibility to build in a way that fits your lifestyle. Picture starting your mornings with fresh air and open space, with plenty of room for outdoor

  Hudson Willis LPT Realty LLC

  TBD Channel Dr, Alford, FL 32420
• 

  

  /3

  $9,900

  • Land
  • 1.28 Acres
  • $7,734 per Acre

  0 Anderson Dr Unit MFRTB8488433, Alford, FL 32420

  Come build your dream home on this spacious 1.28-acre homesite nestled in the peaceful Compass Lake Hills community! Surrounded by natural beauty and offering plenty of privacy, this oversized lot provides the perfect canvas for a custom home, weekend retreat, or long-term investment. Enjoy the best of Florida’s outdoor lifestyle with access to the beautiful waters of Compass Lake and McCormick

  Heather Florio POWER REAL ESTATE GROUP LLC

  0 Anderson Dr Unit MFRTB8488433, Alford, FL 32420
• 

  

  /4

  $40,000

  • Land
  • 1.24 Acres
  • $32,258 per Acre

  574 Mcduff Dr, Alford, FL 32420

  LAKEFRONT lot. Welcome to the Highlands of Compass Lake. This great lot has approx. 130' on beautiful Lake Highland. This is one of 3 side-by-side lots available. The 2 adjoining lots have a different owner, but you can purchase 1, 2, or all 3 for a large getaway. (see MLS 695808 and 695810 for the other 2 lots). Let's make a deal!! Situated just inside Jackson County, Lake Highland is over 60

  Richard Gheesling AMERICAN REALTY of Bay Co, Inc

  574 Mcduff Dr, Alford, FL 32420
• 

  

  /11

  $10,000

  • Land
  • 1 Acre
  • $10,000 per Acre

  Lot 7 Trenton Ave, Alford, FL 32420

  Great 1-acre corner building lot ready for your new custom home in the popular Compass Lake in the Hills community. This spacious lot offers excellent flexibility for your future build, with corner positioning that can allow convenient rear yard access--perfect for adding a workshop, detached garage, or additional parking. Owners have the option to join the voluntary homeowners association for

  Daryle Burkey Coldwell Banker Realty

  Lot 7 Trenton Ave, Alford, FL 32420
• 

  

  /7

  $20,000

  • Land
  • 1.5 Acres
  • $13,333 per Acre

  0 Swaills Rd, Alford, FL 32420

  If you've been looking for room to spread out and escape the noise, this 1.5-acre parcel on Swaills Rd delivers. Surrounded by natural landscape and open countryside, the property offers a peaceful setting with plenty of space to design your future homesite, weekend retreat, or recreational getaway. Enjoy the quiet charm of rural living while remaining within reasonable driving distance to

  Joshua Hoey Think Real Estate

  0 Swaills Rd, Alford, FL 32420
• 

  

  /9

  $9,990

  • Land
  • 1.22 Acres
  • $8,189 per Acre

  X Rincon St, Alford, FL 32420

  Build your dream home in the desirable Compass Lake in the Hills community! This wooded parcel on Rincon St offers a peaceful setting surrounded by natural beauty while still being part of an established neighborhood. Tucked away from the hustle and bustle, this lot provides the perfect opportunity for a site-built home or future investment. Enjoy all the amenities Compass Lake in the Hills has

  Edward Fling Coldwell Banker Realty

  X Rincon St, Alford, FL 32420
• 

  

  /3

  $14,999

  • Land
  • 1.12 Acres
  • $13,392 per Acre

  XXX Fairborn Ave, Alford, FL 32420

  Build your dream home in the desirable Compass Lake in the Hills community! This wooded parcel on Fairborn Avenue offers a peaceful setting surrounded by natural beauty while still being part of an established neighborhood. Tucked away from the hustle and bustle, this lot provides the perfect opportunity for a site-built home or future investment. Enjoy all the amenities Compass Lake in the Hills

  Seamus O'neill SOUTHERN WAY REALTY, INC.

  XXX Fairborn Ave, Alford, FL 32420
• 

  

  /3

  $14,999

  • Land
  • 1.17 Acres
  • $12,820 per Acre

  XXX Spirit Ct, Alford, FL 32420

  Discover the perfect spot to build in the peaceful Compass Lake in the Hills community! This wooded parcel located on Spirit Court offers privacy and a serene natural setting, ideal for your future site-built home or long-term investment. Nestled within a quiet section of the neighborhood, this lot provides a great balance of seclusion while still being part of an established community. Compass

  Seamus O'neill SOUTHERN WAY REALTY, INC.

  XXX Spirit Ct, Alford, FL 32420
• 

  

  /4

  $12,400

  • Land
  • 1.13 Acres
  • $10,973 per Acre

  TBD Beaverhead St, Alford, FL 32420

  Beautiful lot to either build your dream home or place your new manufactured home in the unique community of Compass Lake in the Hills. No mandatory HOA but if you choose to be a member you will have access to all the amenities that the association offers. These include swimming pool, tennis courts, cabin rentals, RV spaces, and more. Quiet, peaceful country living, yet still a reasonable commute

  Kristy Johnson American Gold Realty

  TBD Beaverhead St, Alford, FL 32420
• 

  

  /13

  $19,900

  • Land
  • 0.86 Acre
  • $23,140 per Acre

  Lot 22 Mcpherson Dr, Alford, FL 32420

  Tucked away on McPherson Drive in the desirable Highlands of Compass Lake, this 0.86-acre waterfront lot offers a beautiful setting to bring your vision to life. With water frontage and a peaceful, natural backdrop, the property provides a serene environment that's perfect for a future homesite, weekend retreat, or long-term investment. Enjoy the feel of privacy and space while still being

  Cindy Birge Elite Realty

  Lot 22 Mcpherson Dr, Alford, FL 32420
• 

  

  /4

  $12,400

  • Land
  • 1.5 Acres
  • $8,267 per Acre

  TBD Apache Dr, Alford, FL 32420

  Beautiful lot to either build your dream home or place your new manufactured home in the unique community of Compass Lake in the Hills. No mandatory HOA but if you choose to be a member you will have access to all the amenities that the association offers. These include swimming pool, tennis courts, cabin rentals, RV spaces, and more. Quiet, peaceful country living, yet still a reasonable commute

  Kristy Johnson American Gold Realty

  TBD Apache Dr, Alford, FL 32420
• 

  /2

  $13,900

  • Land
  • 1 Acre
  • $13,900 per Acre

  3140 Chaco Cir, Alford, FL 32420

  1.08+/- acre building lot VERY NEAR MCCORMICK LAKE. Nestled in the peaceful countryside, this spacious property offers plenty of room to build your dream home, create a private retreat, or invest in a slice of Old Florida charm. With over an acre of land, you'll enjoy the freedom to design your ideal layout — whether that includes a custom home, workshop, garden, or outdoor entertaining space —

  Kathy Milton Chipola Realty

  3140 Chaco Cir, Alford, FL 32420
• 

  /2

  $16,000

  • Land
  • 1.72 Acres
  • $9,302 per Acre

  00 Los Padres Ave, Alford, FL 32420

  1.56+ acre lot for sale in Compass Lake in the Hills community. Build your dream home here and enjoy the serenity of the outdoors. Minimum requirement for building on these lots is 1000 sq ft heated/cooled. Modular & Mobile Homes Allowed. The HOA is completely voluntary and at only $135 a year it is a great value. Amenities include access to the clubhouse tennis courts, inground pool, disc golf

  Kathy Milton Chipola Realty

  00 Los Padres Ave, Alford, FL 32420
• 

  /2

  $16,000

  • Land
  • 1.1 Acres
  • $14,545 per Acre

  00 Apalachicola, Alford, FL 32420

  1+ acre lot for sale in Compass Lake in the Hills community ALL HIGH AND DRY. Build your dream home here and enjoy the serenity of the outdoors. Minimum requirement for building on these lots is 1000 sq ft heated/cooled. Modular & Mobile Homes Allowed. The HOA is completely voluntary and at only $135 a year it is a great value. Amenities include access to the clubhouse tennis courts, inground

  Kathy Milton Chipola Realty

  00 Apalachicola, Alford, FL 32420

Showing Results 1 - 40, Page 1 of 4