1,022

Berkeley County SC Homes for Sale with Pool

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  • /45

    $429,000

    • 4 Beds
    • 3.5 Baths
    • 2,847 Sq Ft

    300 Saxony Loop, Summerville, SC 29486

    Motivated seller! Seller will provide closing cost concessions with acceptable offer. Welcome to this stunning 4-bedroom, 3.5-bath home located in the highly desirable Cane Bay Plantation community. With double front porches, a covered rear porch, and beautiful interior craftsmanship, this home offers the perfect blend of style, space, and comfort for modern Lowcountry living.Step through the

    David Friedman Keller Williams Realty Charleston

    300 Saxony Loop, Summerville, SC 29486
  • /29

    $527,500

    • 3 Beds
    • 2 Baths
    • 1,350 Sq Ft

    1225 Blakeway St Unit 407, Daniel Island, SC 29492

    **Welcome to Your Serene Sanctuary on Daniel Island**Imagine coming home to a beautifully updated corner unit that feels more like a peaceful retreat than just a place to live. This light-filled haven on Daniel Island invites you to step into a world where comfort and tranquility reign supreme. Nestled in a vibrant community, you're ideally located near the esteemed K-8 Daniel Island School and

    Rick Horger Corcoran HM Properties

    1225 Blakeway St Unit 407, Daniel Island, SC 29492
  • /36

    $469,900

    • 4 Beds
    • 3 Baths
    • 2,448 Sq Ft

    148 Haverhill St, Summerville, SC 29486

    Welcome to 148 Haverhill--where thoughtful design meets everyday comfort. This spacious 4-bedroom, 3-bathroom home includes a versatile loft and a flex room off the living area with French doors--ideal for a home office or formal dining space.Step inside to find Shaw laminate flooring throughout the foyer, living room, kitchen, dining area, and flex room, with soft Shaw carpet (Silver Mist) in

    Jason Husted The Husted Team powered by Keller Williams

    148 Haverhill St, Summerville, SC 29486
  • /25

    $499,000

    • 4 Beds
    • 2 Baths
    • 1,942 Sq Ft

    7517 Whispering Oak Dr, Hanahan, SC 29410

    Spacious one story home with oversized entry foyer.. 3 bedrooms are on the main level, one room can easily be used as an office with great double door entry. Great room has inviting gas log fireplace and all opens to a formal dining room, there is also a spacious breakfast room off the kitchen which leads to entry of double car garage. The master bedroom overlooks the backyard and has large

    Candice Pratt RE/MAX Southern Shores

    7517 Whispering Oak Dr, Hanahan, SC 29410
  • /42

    $335,000

    • 3 Beds
    • 2.5 Baths
    • 1,876 Sq Ft

    430 Pender Woods Dr, Summerville, SC 29486

    Motivated Seller - WILLING TO ASSIST WITH CLOSING COSTS OR AN INTEREST RATE BUY DOWN... This house features an OPEN floorplan, 3 bedrooms, 2.5 baths, SMOOTH ceilings, wood style LAMINATE flooring and a LOFT as well as STAINLESS appliances, recessed LIGHTING, tile BACKSPLASH and GRANITE counters in the kitchen; and a really nice wooden privacy FENCE out back. The house has been freshly PAINTED a

    Bruce Knight Carolina One Real Estate

    430 Pender Woods Dr, Summerville, SC 29486
  • /65

    $579,900

    • 2 Beds
    • 2 Baths
    • 2,114 Sq Ft

    511 Ocean Mist Way, Summerville, SC 29486

    BETTER THAN NEW! Built less than a year ago, and with nearly $82,000 in post-close custom improvements, you'll fall in love with this popular 2 bedroom, 2 bath Adventurer home. A flex space/office, additional pocket office, and 363sf heated & cooled Four Seasons room not included in the home's square footage gives you all the space you're looking for. Ten and twelve foot ceilings, custom trim

    Lindsey Martin Carolina Elite Real Estate

    511 Ocean Mist Way, Summerville, SC 29486
  • /28

    $314,900

    • 3 Beds
    • 2 Baths
    • 1,480 Sq Ft

    206 Barnwell St, Summerville, SC 29483

    Welcome to 206 Barnwell Street, a charming 3-bedroom, 2-bathroom home located in the Wetherstone neighborhood of Summerville. This single-story home offers convenient access to Nexton and Historic Downtown Summerville, known for its local shops, restaurants, and small-town charm. Inside, you'll find a formal dining area that flows into a spacious living room, perfect for everyday living. The

    Terry Haas 32 South Properties, LLC

    206 Barnwell St, Summerville, SC 29483
  • /48

    $415,000

    • 4 Beds
    • 2.5 Baths
    • 2,480 Sq Ft

    320 Blue Shadows Ct, Summerville, SC 29486

    Start with a 2% LOWER interest rate! Seller will pay the cost to procure a 2-1 buydown for the buyer with a full price offer and the use of the seller's preferred lender, cost not to exceed 2.5% of the buyer's loan value. A 2-1 buydown is a loan in which the first year's interest rate is 2 percentage points below the note rate for the loan. The second year's interest rate is 1 percentage point

    LaMar Joyner Carolina One Real Estate

    320 Blue Shadows Ct, Summerville, SC 29486
  • /35

    $394,900

    • 3 Beds
    • 2.5 Baths
    • 1,886 Sq Ft

    164 Wappoo Trace Ln, Summerville, SC 29486

    Discover the epitome of move-in ready living in this exceptional home nestled within the coveted Jasmine Point neighborhood, part of the Lakes of Cane Bay community. Boasting less than a year of occupancy, this residence harmoniously blends sophistication with comfort. Upon entry, the spacious foyer welcomes you with captivating LVP flooring and an abundance of natural light, infusing the space

    Wyatt Burke Three Real Estate LLC

    164 Wappoo Trace Ln, Summerville, SC 29486
  • /49

    $534,900

    • 4 Beds
    • 3 Baths
    • 2,354 Sq Ft

    209 Celestial Blvd, Summerville, SC 29486

    Why wait for new construction when you can own this stunning, upgraded one-story home now? Featuring four bedrooms, three bathrooms, and a spacious three-car garage, this home boasts an open floor plan with high-end finishes and thoughtful upgrades throughout. The gourmet kitchen offers granite countertops, stainless steel appliances, and a large island perfect for entertaining. The owner's suite

    Ashley Cook Johnson & Wilson Real Estate Co LLC

    209 Celestial Blvd, Summerville, SC 29486
  • /36

    $899,000

    • 4 Beds
    • 3 Baths
    • 2,407 Sq Ft

    104 Antilles Cir, Charleston, SC 29492

    Welcome to 104 Antilles Circle, where thoughtful design meets Lowcountry Living.Tucked into a welcoming neighborhood, just a golf cart ride away from Daniel Island & all the great amenities it has to offer including Credit One Stadium, restaurants, shopping, Water Front Park, and the Daniel Island water taxi to Downtown Charleston. Zoned for the highly sought-after Daniel Island schools, this

    Lynn Burnett Compass Carolinas, LLC

    104 Antilles Cir, Charleston, SC 29492
  • /25

    $159,000

    • 2 Beds
    • 2 Baths
    • 1,148 Sq Ft

    807 Greencastle Dr, Goose Creek, SC 29445

    Beautifully Updated 2 Bedroom, 2 Bath Condo in an Active Community. Seller offering the buyer $3,000 credit to help with closing costs or rate.Discover low-maintenance living in this beautifully updated upstairs condo. Inside, you'll find brand new luxury vinyl plank flooring, fresh paint throughout, and a modern kitchen featuring a large, deep bay sink--ideal for both everyday living and

    Rick Trexel Coldwell Banker Realty

    807 Greencastle Dr, Goose Creek, SC 29445
  • /29

    $315,000

    • 3 Beds
    • 2 Baths
    • 1,824 Sq Ft

    521 Popa Rd, Jamestown, SC 29453

    Brand New roof and HVAC! This is country living made simple and serene--don't miss out! This one-acre property has everything you need to embrace the country lifestyle.The 2007 remodeled mobile home is equally impressive, featuring a charming front porch and a spacious back deck around an above-ground swimming pool--perfect for summer gatherings. Inside, the open-concept layout includes a cozy

    Scott Fulton Tabby Realty LLC

    521 Popa Rd, Jamestown, SC 29453
  • /100

    $664,900

    • 4 Beds
    • 3.5 Baths
    • 2,575 Sq Ft

    716 Triangle Ln, Summerville, SC 29486

    FREE CRUISE - See Photo #2 Nestled in the highly desirable Midtown neighborhood of Nexton, this exquisite Home By Dickerson residence at 716 Triangle Lane presents an exceptional lifestyle. The popular Mansfield floor plan features four generous bedrooms and three and a half luxurious bathrooms, designed for comfortable and stylish living.Step inside to discover a welcoming foyer that leads to a

    Ladd Shuford Keller Williams Parkway

    716 Triangle Ln, Summerville, SC 29486
  • /104

    $1,449,000

    • 5 Beds
    • 4.5 Baths
    • 4,315 Sq Ft

    1711 Indigo Island Dr, Hanahan, SC 29410

    Welcome to 1711 Indigo Island Drive, a stunning, fully remodeled 5-bedroom, 5-bath home nestled in the heart of Hanahan. This spacious property features two luxurious master suites, one on each of the upper floors, offering flexible living options. The home boasts a completely renovated interior across all three levels, including new flooring, tile work, custom woodwork, all new interior doors,

    Geo Koehl AgentOwned Realty

    1711 Indigo Island Dr, Hanahan, SC 29410
  • /131

    $3,500,000

    • 6 Beds
    • 5.5 Baths
    • 4,884 Sq Ft

    11 Dalton St, Daniel Island, SC 29492

    Traditional Charleston Style home defined by modern details and luxury finishes, nestled in the corner of a cul-de-sac in the desirable Daniel Island Park.11 Dalton Street is a 6 Bed, 5.5 bath home, complete with an updated luxury kitchen, backyard pool & patio, and a FULL Golf Membership (skip the 10+ year waitlist). Gas lanterns line the wrap around porches and surround the home, another nod to

    Chris Wilcox RE/MAX Southern Shores

    11 Dalton St, Daniel Island, SC 29492
  • /19

    $550,000

    • 2 Beds
    • 2 Baths
    • 1,296 Sq Ft

    130 River Landing Dr Unit 4102, Daniel Island, SC 29492

    Welcome to effortless Lowcountry living in this beautifully updated 2-bedroom, 2-bath first-floor condo in the heart of Daniel Island. Designed with both style and comfort in mind, this home offers a spacious open floor plan that seamlessly connects the living, dining, and kitchen areas--ideal for everyday living and entertaining. Step out onto your private porch, perfect for enjoying morning

    Edie Coupe Daniel Island Real Estate Co Inc

    130 River Landing Dr Unit 4102, Daniel Island, SC 29492
  • /67

    $399,000

    • 2 Beds
    • 2 Baths
    • 1,760 Sq Ft

    318 Oyster Bay Dr, Summerville, SC 29486

    Del Webb Charleston's popular model, the Copper Ridge on a gorgeous oversized corner homesite in close proximity to the communities amenity center! This home features 2 bedrooms, 2 baths, office/den/flex room, sunroom, and covered porch. New roof installed in 2023. Beautiful curb appeal highlighted with mature landscaping and a front porch with plenty of room for seating. Step inside to a

    Britt Freeman Carolina Elite Real Estate

    318 Oyster Bay Dr, Summerville, SC 29486
  • /20

    $378,000

    • 5 Beds
    • 3 Baths
    • 2,409 Sq Ft

    323 Bear Paw Ln, Summerville, SC 29486

    Spacious 5BR/3BA home in the desirable Cane Bay Plantation! This traditional two-story offers a guest bedroom and full bath on the main floor--perfect for visitors or multi-gen living. Freshly painted throughout with an open-concept layout featuring a modern kitchen with large island and ample cabinetry. Upstairs you'll find a generous owner's suite with dual vanities, shower, and walk-in closet,

    Whitney Ray Better Homes And Gardens Real Estate Palmetto

    323 Bear Paw Ln, Summerville, SC 29486
  • /37

    $150,000

    • 2 Beds
    • 2 Baths
    • 1,148 Sq Ft

    108 Greenmeadow Dr, Goose Creek, SC 29445

    Beautifully updated end-unit 2BR/2BA condo with peaceful pond views and exceptional privacy. This move-in-ready home features brand-new flooring throughout and stylish modern vanities in both bathrooms. Both bedrooms offer direct access to the front balcony, perfect for enjoying your morning coffee or relaxing evenings. An additional private balcony off the living area brings in tons of natural

    Shawn Cleary Keller Williams Realty Charleston West Ashley

    108 Greenmeadow Dr, Goose Creek, SC 29445
  • /78

    $525,000

    • 4 Beds
    • 2.5 Baths
    • 2,620 Sq Ft

    102 Six Point Ct, Goose Creek, SC 29445

    This beautifully maintained home is a unique find offering an in-ground pool for summer fun and a wood-burning fireplace in the living room and the master bedroom for cozy winters! Formal living, formal dining, eat in kitchen and sunroom can be found on the first floor. Four bedrooms are located on the second floor with a small island. New paint, new carpet with a complete refresh for the new

    Connie White Connie White Real Estate & Design, LLC

    102 Six Point Ct, Goose Creek, SC 29445
  • /20

    $325,000

    • 3 Beds
    • 2 Baths
    • 1,287 Sq Ft

    224 Coral Sunset Way, Summerville, SC 29486

    Welcome to your dream home! Built in 2023, this stunning 3-bedroom, 2-bathroom residence combines contemporary style with peaceful charm. Perfectly positioned on a spacious corner lot, this home offers a nice pond view!Enjoy an open layout, modern finishes, and a back patio for relaxing evenings. A move-in-ready gem in a peaceful setting--don't miss your chance to call this home!

    Joni Williams Realty ONE Group Coastal

    224 Coral Sunset Way, Summerville, SC 29486
  • /37

    $619,000

    • 5 Beds
    • 3.5 Baths
    • 3,307 Sq Ft

    3307 Sawlog Dr, Goose Creek, SC 29486

    3 CAR GARAGE PROPOSED CONSTRUCTION - price shown includes homesite premium and medium level of upgrades. Build times are approximately 6-7 months contract to close. This 3 CAR GARAGE Warwick II is a two-story home with five (or 4 optional) bedrooms and three and half baths. This home features a grand two-story entrance and the gourmet kitchen has bar top seating, island, and prep space and is

    Ian Schmidt Carolina One Real Estate

    3307 Sawlog Dr, Goose Creek, SC 29486
  • /72

    $489,800

    • 4 Beds
    • 3.5 Baths
    • 3,087 Sq Ft

    555 Dunswell Dr, Summerville, SC 29486

    Welcome to 555 Dunswell Drive, your move-in ready home located in the desirable Lochton subsection of Cane Bay Plantation. **Upgrades throughout!** Boasting a charming double front porch, a scenic pond view in the backyard, 4 bedrooms inside + a dedicated office, gourmet kitchen, and an upstairs loft area to serve as your media room or den, this home blends elegance, comfort, and Lowcountry

    Atlas Fathalla EXP Realty LLC

    555 Dunswell Dr, Summerville, SC 29486
  • /106

    $869,900

    • 4 Beds
    • 3.5 Baths
    • 3,378 Sq Ft

    327 Tupelo Lake Dr, Summerville, SC 29486

    Just two years old, and featuring many after-market updates, this 4 bedroom, 3.5 bath Mont Blanc home with upstairs loft is truly BETTER THAN NEW! Situated on a coveted waterside lot with wide views of the community's 300-acre lake and protected woods, you'll enjoy beautiful nature views from nearly every room in the home. Five-inch hardwood floors extend through the first floor, including all

    Lindsey Martin Carolina Elite Real Estate

    327 Tupelo Lake Dr, Summerville, SC 29486
  • /63

    $824,900

    • 4 Beds
    • 3.5 Baths
    • 3,091 Sq Ft

    503 Ivy Green Ln, Summerville, SC 29486

    Introducing the Cooper N plan by Saussy Burbank, located in the desirable Midtown subsection of the Nexton community in Summerville, SC. This thoughtfully designed home showcases timeless Lowcountry charm with spacious double front porches, a craftsman-style exterior, and a large rear patio that opens to a sprawling backyard--perfect for outdoor living.The open-concept main floor offers seamless

    Jack Catterton Carolina Cottage Homes, LLC

    503 Ivy Green Ln, Summerville, SC 29486
  • /38

    $628,000

    • 5 Beds
    • 4.5 Baths
    • 3,585 Sq Ft

    3585 Sawlog Dr, Goose Creek, SC 29486

    PROPOSED CONSTRUCTION - price shown includes homesite premium and medium level of upgrades. Build times are approximately 6-7 months contract to close. This Webster II is a five bedroom, four and one-half bath two-story home. An office is located off the entry with the front hall leading to the family room. This open plan features a large kitchen with center island, eat-in area and family room.

    Ian Schmidt Carolina One Real Estate

    3585 Sawlog Dr, Goose Creek, SC 29486
  • /44

    $899,000

    • 4 Beds
    • 3.5 Baths
    • 3,227 Sq Ft

    176 Clearblue Loop, Summerville, SC 29486

    This stunning 4 bedroom 3.5 bath home was built in 2022 and offers over 3000 sqft of well designed living space (plus expensive features you won't get with new construction...landscape irrigation, extra parking/long driveway & privacy fencing with gated entry.) The double front porches really enhance the southern charm. As you enter the home you will be wow'd by a lovely foyer flanked by a large

    Angela O'Shields The Boulevard Company

    176 Clearblue Loop, Summerville, SC 29486
  • /81

    $625,000

    • 6 Beds
    • 4 Baths
    • 4,175 Sq Ft

    185 Whaler Ave, Summerville, SC 29486

    Discover 185 Whaler, This thoughtfully designed 2-story home offers ample space for everyday living & entertaining. With a 3-CAR GARAGE.this home features an expansive open-concept layout including a gourmet eat-in kitchen, quartz countertops, stainless steel appliances, and a spacious family room, a formal dining room with coffered ceilings and a spacious formal living room add elegance and

    Deb Walters Carolina One Real Estate

    185 Whaler Ave, Summerville, SC 29486
  • /48

    $639,000

    • 5 Beds
    • 4.5 Baths
    • 4,314 Sq Ft

    4314 Grange Cir, Goose Creek, SC 29486

    PROPOSED CONSTRUCTION. The Yates II is a two-story home with five bedrooms and four and one-half baths. Upon entry, you are immediately greeted by a flex room with an optional boxed ceiling and double office doors. Next you will find the formal dining room that leads to an open concept great room and kitchen. There is also a passthrough leading from the dining room to the kitchen that can be

    Ian Schmidt Carolina One Real Estate

    4314 Grange Cir, Goose Creek, SC 29486
  • /27

    $357,000 Open Wed 8AM - 7PM

    • 3 Beds
    • 2.5 Baths
    • 1,994 Sq Ft

    529 Delafield Dr, Summerville, SC 29483

    Seller may consider buyer concessions if made in an offer. Your dream home is waiting for you! This home has Fresh Interior Paint, New flooring throughout the home, New Appliances. Discover a bright interior tied together with a neutral color palette. Relax in your primary suite with a walk in closet included. The primary bathroom is fully equipped with a separate tub and shower, double sinks,

    Thomas Shoupe Opendoor Brokerage, LLC

    529 Delafield Dr, Summerville, SC 29483
  • /42

    $2,199,000

    • 5 Beds
    • 3.5 Baths
    • 3,460 Sq Ft

    2 Pagett St, Daniel Island, SC 29492

    * With a $250,000 price improvement, this stunning property is now priced to sell. Experience luxury living at an unbeatable value!! *Welcome to 2 Pagett Street, nestled on a stunning corner-lot in the highly sought-after Daniel Island Park neighborhood. This beautifully updated Lowcountry home offers timeless Southern charm, wide open living spaces, and true turnkey convenience-- designed for

    Tricia Peterson Island House Real Estate

    2 Pagett St, Daniel Island, SC 29492
  • /51

    $1,275,000

    • 3 Beds
    • 2.5 Baths
    • 2,076 Sq Ft

    303 S Ladd Ct, Daniel Island, SC 29492

    Picture perfect renovated and elevated home close to every amenity and walk to town location. Updated to perfection this 3 bed 2.5 bath home with gorgeous yard and great driveway/garage parking and storage afford flexibility and low-country porch views from the front and back. Situated on a quiet street with a small park in front to enjoy the peacefulness while still being a stone's throw to

    Jacquie Dinsmore Carolina One Real Estate

    303 S Ladd Ct, Daniel Island, SC 29492
  • /33

    $484,000

    • 2 Beds
    • 2 Baths
    • 1,144 Sq Ft

    1225 Blakeway St Unit 703, Daniel Island, SC 29492

    Enjoy the convenience and resort-style living of Daniel Island in the Parkside Community. This 1st floor 2bd/2ba MOVE-IN READY condo has an open floor plan with lots of natural light. The large primary bedroom has a private ensuite bathroom and walk-in closet. There's a spacious second bedroom, full second bathroom with walk-in shower, kitchen with bar seating and NEW REFRIGERATOR, laundry room

    Jennifer Fox Keller Williams Realty Charleston

    1225 Blakeway St Unit 703, Daniel Island, SC 29492
  • /18

    $220,000

    • 2 Beds
    • 1.5 Baths
    • 986 Sq Ft

    224 Jackson St, Goose Creek, SC 29445

    Back on the market, no fault to the seller! Buyers' financing fell through! Welcome to 224 Jackson Street--one of the best townhomes in Lakeview Commons! This beautifully maintained, move-in-ready home features a bright kitchen with all-new appliances, updated light fixtures, and a spacious living area with plush carpet. The downstairs includes a half bath and a laundry closet with washer and

    De'Shawna Hamilton Realty ONE Group Coastal

    224 Jackson St, Goose Creek, SC 29445
  • /47

    $455,900

    • 5 Beds
    • 3 Baths
    • 2,765 Sq Ft

    765 Sienna Way, Summerville, SC 29486

    Welcome to your dream home in one of the Newest Subdivision in Cane Bay Plantation. This 2023 home has it all. Starting with 5-bedrooms, 3-full baths and 2,765 sf split level with a loft. This home is located in a lot with a FULL pond view with grass area in front of the house which is great for privacy and just the feel of more land around your home. Note that this home is even better than many

    Jc Robles JPAR Magnolia Group

    765 Sienna Way, Summerville, SC 29486
  • /52

    $1,530,000

    • 5 Beds
    • 4.5 Baths
    • 2,829 Sq Ft

    2524 Josiah St, Charleston, SC 29492

    Welcome to 2524 Josiah Street - A Perfect Blend of Charm & Modern Style on Daniel IslandIdeally located just around the corner from scenic Smythe Park, this beautifully updated 5-bedroom, 4.5-bath home {4 bedrooms in the main house} offers the best of Daniel Island living. Families will love the convenience of biking to school, the community pool, and local parks.Inside, you'll find a

    Heather Morrison Tabby Realty LLC

    2524 Josiah St, Charleston, SC 29492
  • /75

    $384,000

    • 4 Beds
    • 3 Baths
    • 1,912 Sq Ft

    107 Pescaro Ln, Summerville, SC 29486

    Welcome to Woodwinds at Cane Bay Plantation! Experience resort style amenities, including multiple pools, dog parks, playgrounds, ponds & a lake system for kayaking, paddleboarding, & fishing. Also enjoy a Roper St. Francis primary care center, Publix shopping center, & restaurant, a YMCA with an indoor pool, jogging track, basketball court, & after-school program, all within the convenience of

    Elizabeth Baker RE/MAX Seaside

    107 Pescaro Ln, Summerville, SC 29486
  • /56

    $487,500

    • 4 Beds
    • 2.5 Baths
    • 2,410 Sq Ft

    107 Spalding Cir, Goose Creek, SC 29445

    This beautifully maintained traditional home in The Hamlets offers an abundance of space, featuring a formal living room, formal dining room, family room, and a remodeled kitchen. The main floor boasts elegant Brazilian cherry wood floors throughout. Upstairs, you will find four spacious bedrooms. The seller has recently painted the entire house and made thoughtful upgrades, ensuring the home is

    Connie White Connie White Real Estate & Design, LLC

    107 Spalding Cir, Goose Creek, SC 29445
  • /55

    $373,500

    • 3 Beds
    • 2.5 Baths
    • 2,604 Sq Ft

    330 Albrighton Way, Moncks Corner, SC 29461

    Welcome to your next home in the sought-after community of Foxbank Plantation. This beautifully maintained property offers the look and feel of new construction--without the wait or the premium price tag. From the moment you arrive, you'll appreciate the charming curb appeal and professionally landscaped walkway that lead you into a bright and inviting open floor plan.The main level features a

    Paul Bermingham Keller Williams Realty Charleston West Ashley

    330 Albrighton Way, Moncks Corner, SC 29461

Showing Results 441 - 480, Page 12 of 18

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