2,702

Homes for Sale near Jonas Bronck Academy

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  • /41

    $859,922

    • 5 Beds
    • 1.5 Baths
    • 2,471 Sq Ft

    41 Saint Johns Ave, Yonkers, NY 10704

    Rare Opportunity— On the market for the first time in nearly 40 years, this 5-bedroom home in Lincoln Park—one of Yonkers’ most established and sought-after neighborhoods stands out with over 3,000 square feet of total space. It offers the size, flexibility, and location today’s buyers are looking for. Set on a low-traffic, tree lined, dead-end street, the well-manicured property features mature

    John T. Greenan Greenan Properties RE Agency

    41 Saint Johns Ave, Yonkers, NY 10704
  • /42

    $729,000

    • 3 Beds
    • 2 Baths
    • 1,832 Sq Ft

    74 Bajart Place, Yonkers, NY 10705

    Beautiful stunning brick colonial with lots of charm & character in Lincoln Park neighborhood. The 1st floor features an entrance foyer leading to a living room with wood burning fireplace, dining room sliding doors to a composite deck & patio overlooking the backyard. dining room leads to an updated eat-in kitchen & full bathroom. The 2nd floor features beautiful hardwood flooring throughout, a

    Peter Palmiere Weichert Realtors

    74 Bajart Place, Yonkers, NY 10705
  • /11

    $349,000

    • 3 Beds
    • 1.5 Baths

    1010 Sherman Ave Unit 5L, Bronx, NY 10456

    Corner three bedrooms with two bathrooms in a high 5 th floor . Sun filled with south , west and north exposures , sky around and front facing unit is awaiting for designer touch ! Entering in you will have an enormous common areas for formal dinner parties , entertainment while preparing in a separate windowed kitchen . Foyer has bountiful of closets .

    Marjo Ivaska-Sergeant Douglas Elliman Real Estate

    1010 Sherman Ave Unit 5L, Bronx, NY 10456
  • /6

    $269,000

    • 1 Bed
    • 1 Bath

    811 Walton Ave Unit C16, Bronx, NY 10451

    Wake up to Franz Sigel Park Views ! Opportunity knocks with renovated one bedroom that has views of park and scenery of seasons! Entering to double sized foyer which is currently used as library . Adjacent to your left is large , windowed eat in kitchen equipped with high end appliances including Bosch fridge and  dishwasher .Counter tops for cooking and ample cabinets for

    Marjo Ivaska-Sergeant Douglas Elliman Real Estate

    811 Walton Ave Unit C16, Bronx, NY 10451
  • /23

    $899,000

    • 2 Beds
    • 2 Baths
    • 1,037 Sq Ft

    710 Riverside Dr Unit 6-B, New York, NY 10031

    This 2 bedroom, 2 bathroom Prewar Hamilton Heights Condo is very sunny with a large living/dining room. It has beautiful oak strip hardwood floors and high ceilings. The 2 large bedrooms have hudson river views, master with on-suite marble bath, 2nd marble bathroom has a deep tub. This gorgeous apartment has ample closet space including a walk-in closet, chef’s kitchen and washer/dryer. The

    Marc Windheuser RE/MAX Team

    710 Riverside Dr Unit 6-B, New York, NY 10031
  • /11

    $2,150,000 Open Sun 1PM - 3PM

    • 3 Beds
    • 3 Baths
    • 2,160 Sq Ft

    380 Lenox Ave Unit PH12A, New York, NY 10027

    Just Listed: Spectacular Penthouse Living in the Heart of Harlem Welcome to Penthouse PH12A - a rare and stunning 3-bedroom, 3-bathroom duplex perched atop The Lenox, a full-service luxury condominium at 380 Lenox Avenue. Offering everything on your NYC dream home checklist - including incredible light, sweeping views, a private rooftop terrace, a wood-burning fireplace, and even

    Kim Shankman Douglas Elliman Real Estate

    380 Lenox Ave Unit PH12A, New York, NY 10027
  • /21

    $195,000

    • 2 Beds
    • 1 Bath
    • 950 Sq Ft

    1430 Thieriot Ave Unit 1M, Bronx, NY 10460

    BIG 2 bedroom with 7 closets. custom wood doors with wooden frames. Plenty of storage space and updated kitchen. Very rare bonus that ALL utilities are included (electric, gas, water and heat) in your monthly maintenance of $1019.33 Monthly Maintenance. Indoor garage parking space is available via list request. in a nyc "A" rated building. 20% down and all buyers will need board approval.

    Dario Nava Librett Real Estate Group Inc

    1430 Thieriot Ave Unit 1M, Bronx, NY 10460
  • /13

    $927,000

    1031 E 215th St, Bronx, NY 10469

    Beautifully renovated spacious 2 Family Semi Detached in the Williamsbridge section of the Bronx. Also perfect for Mother/Daughter home. Features are - new kitchens, Quartz countertop, stove, dishwasher, refrigerator, wood floors, siding, windows, doors and molding. Main home features 3 very spacious bedrooms with closets, eat in kitchen with entrance to a deck and big yard, separate

    Teresa Ieraci S I Premiere Properties

    1031 E 215th St, Bronx, NY 10469
  • /15

    $399,000

    • 2 Beds
    • 2 Baths
    • 1,200 Sq Ft

    3850 Hudson Manor Terrace Unit 5BW, Bronx, NY 10463

    Welcome to Apt 5BW - a fully renovated, sun-drenched 2-bedroom, 2-bathroom home with unobstructed Hudson River views, west-facing exposure, and a private balcony perfect for sunsets. At approximately 1,200 sq ft, this high-floor corner unit offers an open-concept living/dining area with updated flooring, custom lighting, and plenty of storage, including a new in-unit washer/dryer.

    Matthew Wynter Brown Harris Stevens Queens LLC

    3850 Hudson Manor Terrace Unit 5BW, Bronx, NY 10463
  • /22

    $1,149,999

    • 4 Baths
    • 2,375 Sq Ft

    4528 Murdock Ave, Bronx, NY 10466

    Step into this fully renovated 2-family home located in the heart of the Bronx at 4528 Murdock Avenue, 10466. No detail has been overlooked in this top-to-bottom transformation. With brand-new siding and brickwork, this home stands out with curb appeal and quality craftsmanship.Each unit features 3 spacious bedrooms and 2 full bathrooms, offering a total of 6 bedrooms and 4 bathrooms

    Roy Toledano Empire Home Sales Inc

    4528 Murdock Ave, Bronx, NY 10466
  • /3

    $265,000

    • 2 Beds
    • 1 Bath
    • 850 Sq Ft

    5645 Netherland Ave Unit 2G, Bronx, NY 10471

    PHOTOS COMING SOON!Incredible opportunity to call this newly renovated 2-bedroom apartment WITH INDOOR GARAGE PARKING home! All brand-new appliances, finished hardwood floors, with a brightly lit charming view of Netherland Gardens landscaped grounds. Be there first to call this brand new reno yours!Netherland Gardens is a very well-run Co-Op with impeccably cared-for and

    JENNIFER BREU Breu Churchill

    5645 Netherland Ave Unit 2G, Bronx, NY 10471
  • /29

    $888,000

    • 4 Beds
    • 2 Baths
    • 1,813 Sq Ft

    1839 Yates Ave, Bronx, NY 10461

    A beautiful Tudor style House in Indian Village of Bronx. This well maintained home boasts interior archways echo the exterior entrance, adding to the cohesive architectural style.; Rich hardwood floors throughout and high celling; Sunny Livingroom has a prominent fireplace with a decorative mantel and brick, serves as a cozy focal point in the living areas; Gourmet eat in kitchen with

    Jun Hua Xu Winzone Realty Inc

    1839 Yates Ave, Bronx, NY 10461
  • /26

    $640,000

    • 2 Beds
    • 1 Bath

    100 La Salle St Unit 10C, New York, NY 10027

    Breathtaking NYC Views in a Spacious Two-Bedroom Gem in Morningside Gardens: Now available in the highly sought-after Morningside Gardens, this bright and sunny two-bedroom apartment offers stunning views of the Hudson River and beyond. Make this wonderful space your very own!!! Located in the heart of Morningside Heights, this coveted "C" line apartment features a northeastern

    Jeffrey Edelson Corcoran Group

    100 La Salle St Unit 10C, New York, NY 10027
  • /13

    $389,000 Open Sun 1PM - 3PM

    • 2 Beds
    • 2 Baths
    • 1,200 Sq Ft

    3850 Hudson Manor Terrace Unit 4GW, Bronx, NY 10463

    Welcome home to Apt 4GW. This fully renovated 1,200 sq ft 2-bedroom, 2-bathroom home has it all—Hudson River views and a private balcony. Located on the 4th floor of one of Riverdale’s most desirable co-op buildings, this unit features an open-concept living and dining area with updated flooring, custom lighting, washer/dryer hookup and plenty of storage space throughout. The windowed kitchen has

    Matthew Wynter Brown Harris Stevens FH

    3850 Hudson Manor Terrace Unit 4GW, Bronx, NY 10463
  • /19

    $499,999 Open Sun 1PM - 3PM

    • 3 Beds
    • 2 Baths
    • 200 Sq Ft

    1224 Shakespeare Ave, Bronx, NY 10452

    Welcome to 1224 Shakespeare Ave, a charming 3-bedroom, 2-bathroom single-family home in the heart of the vibrant Highbridge neighborhood in the Bronx! This inviting residence offers the perfect blend of classic charm and modern potential, ideal for families or those seeking a cozy urban retreat. The spacious layout features a bright living area, a functional kitchen, and three well-sized

    Aaron Ram RE/MAX City Square

    1224 Shakespeare Ave, Bronx, NY 10452
  • /35

    $979,000

    • 5 Beds
    • 3 Baths
    • 2,280 Sq Ft

    1149 Simpson St, Bronx, NY 10459

    Immaculate 2 Family brick home built in 1992 located in the Heart of Crotona Park East. Welcome to a turn key ready 2 family home featuring a spacious 3 bedroom duplex with 2 full baths, formal dining room, spacious living room with access to the backyard offering great space for BBQ's and entertaining, hardwood floors through out, tons of closet space, washer & dryer, great size bedrooms,

    Hermi Aquino RE/MAX Distinguished Hms.&Prop

    1149 Simpson St, Bronx, NY 10459
  • /15

    $449,500

    • 1 Bed
    • 1 Bath
    • 750 Sq Ft

    95 Park Terrace E Unit 1D, New York, NY 10034

    Located in the beautiful inwood neighborhood of Manhattan this spacious one bedroom will make you feel right at home! It features a sunken living room and stainless steel appliances throughout the kitchen. The bedroom comfortably fits a king size bed set and there is plenty of closet space. The bathroom has an updated sink and shower as well!The building has a live in super and laundry

    Nick Oliver Hauseit LLC

    95 Park Terrace E Unit 1D, New York, NY 10034
  • /33

    $750,000

    • 3 Beds
    • 2.5 Baths
    • 1,640 Sq Ft

    81 E 235th St, Bronx, NY 10470

    Welcome to this stunning 3-bedroom, 2.5-bath brick home nestled away in the charming and quaint Woodlawn Heights neighborhood of the Bronx—just 25 minutes from Manhattan! This beautifully maintained residence combines classic elegance with modern upgrades, offering an exceptional lifestyle in a coveted location. Come inside to discover an inviting first floor featuring a sun-filled eat-in kitchen

    Kieran Dwyer Double C Realty

    81 E 235th St, Bronx, NY 10470
  • /22

    $349,995 Open Sun 12PM - 1PM

    • 2 Beds
    • 1 Bath
    • 1,057 Sq Ft

    510 Kappock St Unit 1B, Bronx, NY 10463

    One Of A Kind Broker's presents: A one-of-a-kind 2 bedroom (with a bonus room), 1 bathroom corner unit at the beautiful Carrol Gardens– one of the few 10% down buildings Riverdale. The unit is being sold as is but is move-in ready with modern updates like stainless steel appliances, quartz countertops, a dishwasher, and a microwave. The unit also comes with an assigned storage space. Carrol

    Jackson Santos OOAKB&F Inc

    510 Kappock St Unit 1B, Bronx, NY 10463
  • /2

    $329,900

    • 2 Beds
    • 1 Bath
    • 833 Sq Ft

    22 Metropolitan Oval Unit 5G, Bronx, NY 10462

    Spacious 2 Bedroom Condominium In Move In Condition.Located In The Heart Of Parkchester.Close To All Transportation.Walk To Retail Stores,Supermarkets,Dining,Shops,Bus & Schools.Walk To The 6 Train,Multiple Bus Routes & Express Bus To Manhattan.It Also Provides Easy Access To Major Highways.A Great Investment/Rental Opportunity! Or Own For Less Then Paying Rent.Located Near The Desirable Park On

    Dawn Roman Coldwell Banker Realty

    22 Metropolitan Oval Unit 5G, Bronx, NY 10462
  • /21

    $197,000

    • 1 Bed
    • 1 Bath
    • 900 Sq Ft

    3000 Valentine Ave Unit 5G, Bronx, NY 10458

    Stylish One-Bedroom Co-op in Prime Bronx Location!Welcome to your dream home! This beautifully renovated one-bedroom co-op blends modern style with classic comfort in one of the Bronx’s most desirable neighborhoods. From the moment you walk in, you’ll be wowed by the attention to detail—from the sleek hardwood floors to the sun-drenched living room with large windows that flood the space

    John Anthony Scotto EXP Realty

    3000 Valentine Ave Unit 5G, Bronx, NY 10458
  • /24

    $599,000

    • 2 Beds
    • 2 Baths
    • 1,200 Sq Ft

    425 Quincy Ave, Bronx, NY 10465

    First time on the market! Single family - mother/daughter style home - Fully renovated!! Pack your bags and move right in! First floor consists of mud room, living room, kitchen, full bathroom and 2 bedrooms. Downstairs is an additional 2 rooms and a kitchenette with a completely separate entrance accessible from the front or the back. Direct access from the back from both floors to the large

    Shpresa Grishaj Real Broker NY LLC

    425 Quincy Ave, Bronx, NY 10465
  • /24

    $649,000

    • 3 Beds
    • 2.5 Baths
    • 1,584 Sq Ft

    967 E 228th St, Bronx, NY 10466

    Step into this beautiful Bronx duplex and feel instantly at home. This sunny, freshly painted 3BR, 2.5BA gem features newly refinished hardwood floors. Key updates include a brand-new roof (2024) and a recently replaced boiler (2018), offering peace of mind for years to come.The tastefully renovated, finished basement—with its own private entrance—opens up endless possibilities for in-laws,

    Kevin Bethel RE/MAX In The City

    967 E 228th St, Bronx, NY 10466
  • /38

    $749,999

    • 6 Beds
    • 2.5 Baths
    • 2,376 Sq Ft

    3412 Hunter Ave, Bronx, NY 10475

    Baychester Special!! Golden Brick Fully detached 6-Bedrooms single-family home sitting conveniently on a 50x100 Sq Ft double Lot. Enjoy a taste of country within the inner City, while living on this great property located in the very serene neighborhood of Co-op City, within the Baychester area of the North Bronx. Welcome to nature with a suburbian infusion in the middle of the City; Welcome to

    Danny Agboh Charles Rutenberg Realty, Inc.

    3412 Hunter Ave, Bronx, NY 10475
  • /4

    $499,000

    • 1 Bed
    • 1 Bath
    • 687 Sq Ft

    710 Riverside Dr Unit 4-F, New York, NY 10031

    Welcome to 710 Riverside Drive, #4F - Where Pre-War Charm Meets Modern Convenience Located in the heart of Hamilton Heights, this one-bedroom condo offers 687 square feet of thoughtfully designed living space with beautiful hardwood floors, high ceilings and natural light from its north and east exposures. While you will sacrifice a view for a great price you will also get lots of peace

    Julia Boland Corcoran Group

    710 Riverside Dr Unit 4-F, New York, NY 10031
  • /17

    $256,000

    • 1 Bed
    • 1 Bath
    • 868 Sq Ft

    555 Kappock St Unit 26U, Bronx, NY 10463

    Soar Above It All – Top-Floor Living with Unmatched Views!Welcome to the 26th floor of one of Riverdale’s premier full-service co-op buildings. This TOP FLOOR apartment offers jaw-dropping, panoramic views of the Hudson River, city skyline, and iconic bridges – a true daily masterpiece of light and scenery from every window. Recently refreshed and move-in ready, this spacious home

    Nick Edwards Douglas Elliman Real Estate

    555 Kappock St Unit 26U, Bronx, NY 10463
  • /25

    $1,599,000

    • 5 Beds
    • 3 Baths
    • 3,435 Sq Ft

    3125 Spencer Dr, Bronx, NY 10465

    Unlock the door to your future at 3125 Spencer Drive situated in the highly sought after Country Club neighborhood. This fully detached two-family home is in immaculate condition and spanning four expansive floors, this residence offers ample room for relaxation and family living. Experience an abundance of natural light in the main living unit thanks to the large bay window that enhance the open

    Alex Huang Han Tang Realty Inc.

    3125 Spencer Dr, Bronx, NY 10465
  • /22

    $749,990

    • 4 Beds
    • 2.5 Baths
    • 1,782 Sq Ft

    3080 Coddington Ave Unit 2, Bronx, NY 10461

    Newly Renovated 1 Family Home with Fully Finished walkout Basement. Easy to show, call or text to schedule appointments

    Sheik Khan Realty Executives Sheiks Rlty

    3080 Coddington Ave Unit 2, Bronx, NY 10461
  • /38

    $3,575,000

    • 6 Beds
    • 5.5 Baths

    203 Leroy St, Tenafly, NJ 07670

    Contact The listing agent Anat at 201.3441.4765-Prepare to be wowed by this extraordinary, gut-renovated, bright, modern ranch with panoramic vistas on Tenaflyâ€s East Hill. This 6-bedroom, 5.5-bathroom home boasts a blend of easy living and luxury. It is situated on over an acre of landscaped grounds. From the sleek new stucco and Black brick exterior to the brand-new in-ground pool, this home

    Anat Eisenberg Keller Williams Town Life

    203 Leroy St, Tenafly, NJ 07670
  • /4

    $115,000 Open Sun 3PM - 5PM

    • 1 Bed
    • 1 Bath

    740 E 232nd St Unit 6H, Bronx, NY 10466

    Brown Harris Stevens Presents: Bronx Beefy 1 Bedroom awaits its new owner! #6H features -Sky views Enormous XL Kitchen Needs TLC/Vintage Condition Building / Co-op features: -Well-maintained -Laundry Building -Elevator Building -Montefiore Medical, Planet Fitness, FDNY, Bus stops, #2

    Ariela Heilman-Faiola Brown Harris Stevens Residential Sales LLC

    740 E 232nd St Unit 6H, Bronx, NY 10466
  • /46

    $949,997

    • 5 Beds
    • 2 Baths
    • 2,112 Sq Ft

    2812 Harrington Ave, Bronx, NY 10461

    DETACHED multi family in Pelham Bay located near e tremont and close to the trains. 3 bedroom over 2 bedroom over fin basement (no floor plan in listing), gas heat, 2 car garage and both units have their own patio.

    Christina De Luca De Luca Realty Group INC

    2812 Harrington Ave, Bronx, NY 10461
  • /45

    $1,900,000

    • 10 Beds
    • 4 Baths
    • 3,935 Sq Ft

    13 van Cortlandt Park Ave, Yonkers, NY 10701

    Exceptional Fully Renovated 4-Unit Property with a Super's unit plus Additional Buildable Lot in YonkersLocation: 13 Van Cortlandt Park Ave, Yonkers, NYThis beautifully renovated legal 4-unit property presents an outstanding investment opportunity in a prime Yonkers location. Each unit is thoughtfully designed with independent heating systems and separate gas and electric meters,

    Jampa Nyandak Keller Williams Realty Group

    13 van Cortlandt Park Ave, Yonkers, NY 10701
  • /12

    $165,000

    • 1 Bed
    • 1 Bath
    • 775 Sq Ft

    4265 Webster Ave Unit 4C, Bronx, NY 10470

    Immaculate and pristine 1 Bedroom coop nestled away in the desirable Woodlawn Heights vicinity of the North Bronx. This sun-drenched apartment has a wonderful layout boasting an updated Kitchen with Granite tops, SS appliances and ceramic tile finish. The living room is very spacious with enough room for a Dining room table or work from home and build your Office. This charming and cozy unit

    Kieran Dwyer Double C Realty

    4265 Webster Ave Unit 4C, Bronx, NY 10470
  • /28

    $1,375,000

    • 4 Beds
    • 3.5 Baths
    • 2,300 Sq Ft

    820 Dean Ave, Bronx, NY 10465

    Experience the perfect blend of South Beach style and Bronx charm in this stunning urban townhouse that epitomizes waterfront luxury living. As you enter this four-level townhome, opulence envelops you. The foyer leads to breathtaking views of Eastchester Bay, City Island, and the Long Island Sound. Gleaming hardwood floors guide you to an open-concept family room featuring soaring ceilings and

    Darnell Williams R New York

    820 Dean Ave, Bronx, NY 10465
  • /38

    $675,000

    • 4 Beds
    • 3 Baths
    • 2,125 Sq Ft

    2019 Givan Ave, Bronx, NY 10475

    House hunters, this is for you! This semi-detached brick two-family duplex with solid bones features a classic 3-bedroom over 1-bedroom layout—perfect for an owner-occupant or investor- ready to unlock this property’s full potential as an HGTV special. Offering over 2100 sq ft, the top unit is a spacious 3-bedroom, 1.5-bath duplex with a formal living room and dining area with an L-shaped eat-in

    Vanessa Villanueva Keller Williams Realty NYC Grp

    2019 Givan Ave, Bronx, NY 10475
  • /21

    $225,000

    • 1 Bed
    • 1 Bath
    • 600 Sq Ft

    800 Grand Concourse Unit GSS, Bronx, NY 10451

    Welcome to this beautifully updated 1-bedroom co-op located in the heart of Concourse Village, one of the Bronx’s most dynamic and commuter-friendly neighborhoods. This garden-level apartment is situated in a well-maintained, mid-rise post-war building and features new flooring and a modern kitchen that give the space a fresh, contemporary feel. Generous closet space adds to the functionality of

    Jessica Vazquez Locqube New York, Inc.

    800 Grand Concourse Unit GSS, Bronx, NY 10451
  • /47

    $848,000 Open Sun 12PM - 1PM

    • 3 Beds
    • 2 Baths
    • 1,933 Sq Ft

    2665 Harding Ave, Bronx, NY 10465

    Fully Renovated From Top To Bottom In 2025 — Welcome To 2665 Harding Avenue, A Turnkey Single-Family Home Offering Nearly 2,000 Sq Ft Of Thoughtfully Redesigned Space In The Coveted Throggs Neck Neighborhood Of The Bronx.Located Just Minutes From The Water, Golf Course, And Bridges To Queens And Manhattan, This 3-Bedroom, 2-Bathroom Brick Home Delivers A Rare Blend Of Modern Finishes, Functional

    Matthew Schnepf Coldwell Banker American Homes

    2665 Harding Ave, Bronx, NY 10465
  • /21

    $499,499

    • 2 Beds
    • 1 Bath
    • 1,050 Sq Ft

    1101 Harding Park, Bronx, NY 10473

    This charming property features 2 bedrooms, an open-concept living and dining area, a well-appointed kitchen, and a backyard ideal for relaxing or entertaining. Whether you're a first-time buyer or looking for a great investment opportunity, this home is move-in ready and waiting for your vision.Surrounded by nature and just steps from the waterfront, this property gives you city convenience with

    Nikaury Bruno Century 21 Galvez

    1101 Harding Park, Bronx, NY 10473
  • /22

    $1,250,000

    • 3 Beds
    • 3 Baths
    • 1,440 Sq Ft

    1290 Edison Ave, Bronx, NY 10461

    Welcome to 1290 Edison Avenue—a rare chance to own a fully detached, legal two-family home in the heart of Throggs Neck. Perfect for an owner-occupant or developer, this property offers a spacious, comfortable primary residence with the added benefit of reliable rental income and an extra lot for development or entertaining space. The main unit features a 2-bedroom, 2-bath layout on the first

    Angelo Pozzuto Keller Williams Realty Partner

    1290 Edison Ave, Bronx, NY 10461
  • /31

    $489,000

    • 2 Beds
    • 1 Bath
    • 994 Sq Ft

    109 Neptune Ln Unit 5, Bronx, NY 10473

    Welcome Home to 109 Neptune Lane – Harbour Pointe at Shorehaven Condominiums!This walk-in, ground-floor unit offers direct backyard access and a smart-friendly home setup, including a new thermostat and upgraded modern lighting. The kitchen shines with stainless steel appliances, adding a contemporary touch to this two-bedroom, one-bath home.Located just steps from the Clubhouse, you’ll enjoy all

    Mildred Valentin Howard Hanna Rand Realty

    109 Neptune Ln Unit 5, Bronx, NY 10473

Showing Results 481 - 520, Page 13 of 18

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