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Florida Keys, FL Homes for Sale under $400,000

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  • /3

    $400,000

    • Land

    Waterfront Tdr Building Right for Sale Ave, Upper Matecumbe Key Islamorada, FL 33036

    This is for the sale of 1 (one) Waterfront Transferable Development Right (TDR aka TBR) for use in The Village only. Buyer to pay ALL closing costs associated with the transaction and the transfer fee to The Village. The sale DOES NOT include any real property. Buyer must have an eligible property to which the rights can be transferred.

    Patti Stanley Angler S Realty Inc.

    Waterfront Tdr Building Right for Sale Ave, Upper Matecumbe Key Islamorada, FL 33036
  • /27

    $350,000

    • 2 Beds
    • 1 Bath
    • 672 Sq Ft

    701 Spanish Main Dr Unit 566, Cudjoe Key, FL 33042

    Canal-front opportunity in Venture Out! This 1 bedroom / 1 bath property offers a 17' seawall and endless potential for future use. Whether you're envisioning a personal Keys retreat or re-imagining the space as an RV lot, this property provides flexibility in a highly desirable, gated waterfront community. Enjoy all Venture Out amenities including marina access, boat ramp, pools, recreational

    Jenifer Hirsch Bluescape Real Estate

    701 Spanish Main Dr Unit 566, Cudjoe Key, FL 33042
  • /3

    $335,000

    $50K PRICE DROP
    • Land
    • 4,791 Sq Ft
    • $3,045,455 per Acre

    50 Tina Place, Key Largo, FL 33037

    Submit your house plans and once approved Build your home immediately on this Cleared, X zone lot. No conservation easement or waiting for years to build. Full use of this property means pool, expanded driveway, boat/RV storage is OK.Centrally located near restaurants, shopping, and John Pennekamp State Park. Just submit your house plans and once approved begin building your Florida Keys home.

    Gregory Pardo Harbour 99 Properties, Inc.

    50 Tina Place, Key Largo, FL 33037
  • /31

    $329,000

    • 2 Beds
    • 1 Bath
    • 584 Sq Ft

    6099 Overseas Hwy Unit 4W, Marathon, FL 33050

    You get the home and the land at this incredible price! Enjoy the current home immediately or build a brand new stilted single-family home with the included building right that conveys with the property. This classic Keys retreat is nestled in the heart of Marathon, a prime location for those looking to indulge in all things Florida Keys. Move in ready, the newly remodeled interior of this 2-bed,

    Megan Jones, LLC Coldwell Banker Schmitt RE Co

    6099 Overseas Hwy Unit 4W, Marathon, FL 33050
  • /36

    $369,000

    • 2 Beds
    • 1.5 Baths
    • 989 Sq Ft

    87455 Old Hwy Unit 244, Islamorada, FL 33036

    Located in Plantation by the Sea, this Islamorada townhouse offers 2 bedrooms, 1.5 bathrooms, covered parking, and a storage unit in a gated oceanfront complex.Inside, the unit has been updated with renovated kitchen, bathrooms, and flooring. Both upstairs bedrooms feature open balconies, along with an additional balcony off the living room for added outdoor space. The upstairs layout

    Claire Johnson Exit Realty Florida Keys TAV

    87455 Old Hwy Unit 244, Islamorada, FL 33036
  • /4

    $329,000

    • Land
    • 7,492 Sq Ft
    • $1,912,791 per Acre

    111 Jamaica St, Duck, FL 33050

    Incredible opportunity to own a buildable vacant lot in the prestigious Duck Key community in the Florida Keys. This prime property is already in the ROGO system with 42 points. Get a head start on constructing your Florida Keys dream home or high-return vacation rental in one of the most desirable island neighborhoods. Located just minutes from Hawks Cay Resort, white sand beaches, and

    Mirtha Perez The Listing Office, LLC.

    111 Jamaica St, Duck, FL 33050
  • /8

    $399,999

    $9K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,344 Sq Ft

    13 Judy Place, Key Largo, FL 33037

    ROGO EXEMPT BUILDABLE LOT inKey Largo! Exceptionalopportunity to redevelop a legally established homesite with prior residence, offering immediate building potential without waiting for ROGO allocation.Existing structure is a tear-down due to storm damage, making this a prime candidate for new construction built to current Florida Keys codes. Ideal for builders, investors, or

    Luis Ruiz EXP Realty, LLC

    13 Judy Place, Key Largo, FL 33037
  • /11

    $375,000

    • 2 Beds
    • 1 Bath

    325 Calusa St, Key Largo, FL 33037

    Priced to sell lot in Calusa. 2017 37 ft Salem Loft trailer with 2 bedrooms and 2 a/c. The lot has an insulated aluminum roof, over a cement slab, it includes a 10 x 8 aluminum storage shed. Use it as a weekend get-a-way or rental income. Calusa is one of the few communities in the Florida Keys that allow short term rentals. Just an hour drive South from Miami and you are in paradise. Calusa

    Orestes Veliz Florida Realty of Miami Corp

    325 Calusa St, Key Largo, FL 33037
  • /6

    $375,000

    • Land
    • 12,196 Sq Ft
    • $1,339,286 per Acre

    1510 Shaw Dr, Key Largo, FL 33037

    Prime vacant lot in Twin Lakes—build your Florida Keys dream home. Rare opportunity to own a .28-acre residential lot in the desirable Twin Lakes subdivision in Key Largo. This oversized parcel offers ample space to design and build your custom home while enjoying a peaceful Upper Keys setting. Conveniently located near shopping, dining, and boating, with easy access to US-1. Great opportunity to

    Rodolfo Sardina Seaside Realty LLC

    1510 Shaw Dr, Key Largo, FL 33037
  • /3

    $350,000

    $25K PRICE DROP
    • Land
    • 4,791 Sq Ft
    • $3,181,818 per Acre

    2 Janet Place, Key Largo, FL 33037

    Price just reduced for a quick sale! Excellent opportunity to own a buildable lot in a desirable Key Largo location. Property is being sold for land value only. Seller is offering a generous $11,000 contribution at closing toward demolition of the existing structure and debris removal—saving you time and upfront costs. Lot measures approximately 50’ x 100’ with water, sewer, and electric already

    Alice Fields Apple Realty Group, Inc.

    2 Janet Place, Key Largo, FL 33037
  • /34

    $318,000

    • 1 Bed
    • 1 Bath
    • 748 Sq Ft

    55 Boca Chica Rd Unit 32, Key West, FL 33040

    A HIDDEN GEM. Welcome to easy island living in the gated waterfront community of Seaside Resort on Big Coppitt Key. This 1-bedroom, 1-bath home is an excellent opportunity for retirees, military personnel, or second-home buyers looking for an AFFORDABLE place to enjoy the Florida Keys lifestyle without the upkeep of a large property. Designed for comfortable, low-maintenance living, the home

    Donna Pezzi Keller Williams Key West Compass Realty

    55 Boca Chica Rd Unit 32, Key West, FL 33040
  • /14

    $350,000

    $149K PRICE DROP
    • Land
    • 7,650 Sq Ft
    • $1,992,941 per Acre

    23 Palm Dr, Key Largo, FL 33037

    Investors and Builders! Rare offering in this oversized and cleared 75X102 lot ready to go into permitting. House plans will be included. Palm Drive leads straight to the direct ocean access homeowner's park ramp and dock. Lot is close to the gated ocean front homeowner's park where you can launch a boat and enjoy fishing and snorkeling with direct quick access and quick access to Bay through

    TEAM Walters Gloria, Rachel and Michae Ocean Sotheby's International Realty

    23 Palm Dr, Key Largo, FL 33037
  • /12

    $335,000

    • 2 Beds
    • 1 Bath

    325 Calusa St, Key Largo, FL 33037

    2 bedroom 1 bath Florida Keys living with a short drive to the city. Calusa outdoor amenities include marina/boat ramp, temporary dockage, boat storage, 24-hour security, tennis/pickleball, basketball court, playground, onsite laundry, pool and recreational hall. With weekend get-a-way and or a short-term rental property communities in the Florida Keys ALL information to be verified with owner.

    Gustavo Quintanilla GQ Real Estate Services Inc

    325 Calusa St, Key Largo, FL 33037
  • /72

    $360,000

    • 1 Bed
    • 1 Bath
    • 367 Sq Ft

    101551 Overseas Hwy, Key Largo, FL 33037

    Great opportunity at this little house, seems larger than it looks. Screen porch can be used for a second bedroom. Full size kitchen with a beautiful gas stove and full-size refrigerator. Roomy bathroom and primary suite for your comfort. Private setting with lush landscaping surrounding your paradise property. Brand new hot water heater. Several outdoor areas to enjoy your privacy and the

    Barbara Eads Barbara Eads Realty Inc.

    101551 Overseas Hwy, Key Largo, FL 33037
  • /24

    $355,000

    • Land
    • 1,749 Sq Ft
    • $8,836,457 per Acre

    325 Calusa St Unit 78, Key Largo, FL 33037

    Welcome to Calusa -- Your Gateway to the Florida Keys LifestyleWhether you're searching for the perfect vacation retreat or a home base to fully embrace all that the Keys have to offer, Calusa RV campground is your ideal destination. This versatile getaway delivers the full package:Prime Water Access: Set just steps from the pool and offering effortless access to some of the best fishing waters

    Jose Vigo RE/MAX All Keys Real Estate

    325 Calusa St Unit 78, Key Largo, FL 33037
  • /16

    $375,000

    $50K PRICE DROP
    • Land
    • 5,662 Sq Ft
    • $2,884,615 per Acre

    186 Dove Creek Dr, Key Largo, FL 33037

    SAVE MONEY-SAVE TIME-NO HASSLES!Active Permit for this private lot with only hammocks behind the property and the ocean just beyond. Cleared for construction, electric in place, foundation stilts poured. Walk to Harry Harris Park.The park is oceanfront entertainment for the whole family with a playground, softball fields, basketball court, bathrooms and a Boat Ramp for water access. Call

    Marcia McCormick Berkshire Hathaway HomeServices Keys Real Estate - Islamorada

    186 Dove Creek Dr, Key Largo, FL 33037
  • /15

    $369,000

    $30K PRICE DROP
    • Land
    • 3,600 Sq Ft
    • $4,464,900 per Acre

    135 Airstream Ln, Tavernier, FL 33070

    Seller is willing to consider all offers!! This ideally located property has an immediate building right should you choose to rebuild. Seller is in receipt of a quote for the demolition of the existing structure and the construction of a beautiful new three bedroom, three bathroom 1,169 SF modular residence. Upon completion of the home, you will have spectacular unobstructed views of the Florida

    Bonnie Oliver Ocean Sotheby's International Realty

    135 Airstream Ln, Tavernier, FL 33070
  • /16

    $335,000

    $50K PRICE DROP
    • Land
    • 1,741 Sq Ft
    • $8,376,923 per Acre

    376 Calusa St, Key Largo, FL 33037

    Beautiful lot/land (1742 Sq Ft) in the heart of Key Largo, water, electricity set up for recreational use. Ideal vacation spot, investment property (Airbnb- daily/monthly rentals allowed). The community offers a gated entry with 24/7 security, boat ramp, common dockage, laundry, ice station, playground, pool, courtyard, tennis/ pickleball, & basketball courts.

    Janet Quijano Florida Capital Realty

    376 Calusa St, Key Largo, FL 33037
  • /65

    $375,000

    • 3 Beds
    • 2 Baths
    • 1,144 Sq Ft

    271 Ryan Ave, Key Largo, FL 33037

    Looking for the perfect turnkey investment opportunity? Here it is! This versatile property features a 2-bedroom, 1-bath main home plus a separate-entry studio apartment with a full bath and tastefully updated kitchenette - ideal for rental income, extended family, or easily converting back to a 3-bedroom, 2-bath home. Enjoy neighborhood boat ramp access with direct ocean access to some of the

    Shelby Morris Better Homes and Gardens Real Estate Destinations

    271 Ryan Ave, Key Largo, FL 33037
  • /19

    $305,000

    $10K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 536 Sq Ft

    201 Coppitt Rd Unit 104, Key West, FL 33040

    Waterfront living with built-in income. This 1-bedroom, 1-bath condo offers an excellent opportunity for investors or future owner-occupants. Currently tenant-occupied with a lease in place through May 31, 2026, the property provides immediate rental income while allowing for future flexibility. Buyer must honor the existing lease. Situated in a well-established waterfront community just minutes

    Jaime Caballero Key West Vacation Properties & Realty, LLC (KW)

    201 Coppitt Rd Unit 104, Key West, FL 33040
  • /39

    $399,000

    • 2 Beds
    • 2 Baths
    • 990 Sq Ft

    1101 W Ocean Dr Unit 32, Key Colony Beach, FL 33051

    Kick back and soak up the laid-back Keys vibe in this fun and inviting 2-bedroom, 2 bath condo in beautiful Key Colony Beach! Spend your days strolling along the endless sandy beach, cooling off in the private pool, or cruising around town by bike like the locals do. Weekly vacation rentals are allowed, making this a perfect second getaway spot or a fantastic income-producing investment. The

    Teri Hiller Coldwell Banker Schmitt Real Estate Co.

    1101 W Ocean Dr Unit 32, Key Colony Beach, FL 33051
  • /2

    $367,550

    • Land
    • 1,658 Acres
    • $222 per Acre

    94825 Overseas Hwy, Key Largo, FL 33037

    **Prime Opportunity in Key Largo Ocean Resort!** The best new Luxury Community in KL for single family home. Build the waterfront home of your dreams in this wonderful family community. The land is already approved by Monroe County for a residential home, up to 3 levels, including a roof terrace that will offer a spectacular day & evening views. The community provides exceptional amenities

    Genny Castellanos MMLS Assoc.-Inactive Member

    94825 Overseas Hwy, Key Largo, FL 33037
  • /13

    $315,000

    • 2 Beds
    • 1 Bath
    • 783 Sq Ft

    252 66th St, Marathon, FL 33050

    Investment Opportunity in the Heart of Marathon. This Half Duplex has Two Bedrooms and One Bathroom and a small back yard with a shed. Ample parking in the front and side yards. Long time Tenants in place. Other Half Duplex in the front is also offered for Sale. MLS #619860

    Susan Ashmore American Caribbean Real Estate, Christie's International Real Estate

    252 66th St, Marathon, FL 33050
  • /30

    $370,000

    • 2 Beds
    • 2 Baths

    325 Calusa St, Key Largo, FL 33037

    2019 2BR/1B 36.5 ft RV on a concrete slab with pavers. The lot has an insulated aluminum roof/patio, outdoor kitchen, TV, and a large awning with pavers. Use it as a weekend get-a-way and or a short-term rental property. Calusa is one of the few communities in the Florida Keys that allow short term nightly rentals. Just an hour's drive from Miami and you are in paradise. Calusa has many amenities

    Alex Umpierre Onyx Realty

    325 Calusa St, Key Largo, FL 33037
  • /22

    $349,000

    • Land

    5950 Peninsular Ave Unit 613, Key West, FL 33040

    This is a 40' wet slip available for sale (16' width). Welcome to Oceans Edge Marina & Resort home to some of the best & quickest offshore boating & fishing access in this area with no bridges where you can head out for daily fishing, boat to the Dry Tortugus, beaches/sandbars or just hang out at the dock and see who is bringing in the fresh seafood. Owners may live aboard. The marina offers dry

    Sylvia Werling Keller Williams Key West Compass Realty

    5950 Peninsular Ave Unit 613, Key West, FL 33040
  • /14

    $335,000

    • Land
    • 1,742 Sq Ft
    • $8,375,000 per Acre

    325 Calusa St Unit 376, Key Largo, FL 33037

    Beautiful lot/land (1742 Sq Ft) in the heart of Key Largo, water, electricity set up for recreational use. Ideal vacation spot, investment property (Airbnb- daily/monthly rentals allowed). The community offers a gated entry with 24/7 security, boat ramp, common dockage, laundry, ice station, playground, pool, courtyard, tennis/ pickleball, & basketball courts. Preferred lender available.

    Janet Quijano Florida Capital Realty

    325 Calusa St Unit 376, Key Largo, FL 33037
  • /20

    $348,000

    • 2 Beds
    • 1.5 Baths
    • 1,156 Sq Ft

    40 High Point Rd Unit 402, Tavernier, FL 33070

    Move-in ready townhouse located in the heart of Islamorada! This 2-bedroom, 1.5-bath home has been well maintained and features impact windows and doors, fresh interior paint, a metal roof in 2024, newer AC, upgraded electrical throughout and a washer and dryer in the unit. The galley kitchen provides ample cabinet space, induction stove top, dishwasher and pantry. Enjoy convenient access to the

    Claire Johnson Exit Realty Florida Keys TAV

    40 High Point Rd Unit 402, Tavernier, FL 33070
  • /18

    $365,000

    • 1 Bed
    • 1 Bath
    • 400 Sq Ft

    84961 Old Hwy Unit 7, Islamorada, FL 33036

    Bring your toothbrush, everything else you need is included in this move-in ready property where you OWN THE LAND. Rent it, vacation or live here in the heart of Islamorada. This fully renovated unit has TWO PARKING SPOTS, patio and spacious storage shed. The top to bottom renovation includes a liquid silicone coating on the roof, new paint in and out, all new plumbing from the water meter to all

    Lisa Frins Century 21 Prestige Realty Grp, Tavernier

    84961 Old Hwy Unit 7, Islamorada, FL 33036
  • /15

    $300,000

    $38K PRICE DROP
    • Land
    • 5,050 Sq Ft
    • $2,587,723 per Acre

    974 Oleander Rd, Key Largo, FL 33037

    BUILD NOW! Discover an exceptional opportunity with this sprawling 5,050 square foot lot, perfectly poised for your dream home. Located in a sought-after area, this prime piece of real estate comes with an active building permit (ROGO PERMIT APPROVED) ensuring a smooth path toward your construction goals. Plans are already in place for an exquisite 3 bedroom, 3 bathroom modern home, featuring a

    Silvestri Team Jeanette & Janessa Silves Coldwell Banker Schmitt Key Largo

    974 Oleander Rd, Key Largo, FL 33037
  • /3

    $300,000

    • Land

    0 Candice Ave, Little Torch Key, FL 33042

    Rare opportunity to acquire a 6-parcel assemblage totaling approx. 13.67 acres on Little Torch Key. Includes five 6,000 sq. ft. Mates Beach lots on Candice Avenue (two Tier 3 Infill) and a 12.97+/- acre tract with 2.61 acres upland and 10.36 acres environmentally sensitive land. Perfect for agricultural or beekeeping use, conservation project, or long-term investment. Located in a desirable Lower

    Claude Gardner Berkshire Hathaway HomeServices Knight & Gardner Realty

    0 Candice Ave, Little Torch Key, FL 33042
  • /31

    $325,000

    $15K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 536 Sq Ft

    201 Coppitt Rd Unit 204, Key West, FL 33040

    This beautiful waterfront condo is perfect for full-time living, a weekend escape, or a savvy investment property to add to your portfolio boasting a healthy and competitive rental history. Being a VA approved condo adds flexibility for qualified buyers and the building's location makes it a standout choice close enough to enjoy Key West and far enough away for peace and quiet. Seller offering

    Stephanie Wise Keller Williams Key West Compass Realty

    201 Coppitt Rd Unit 204, Key West, FL 33040
  • /2

    $325,000

    • Land
    • 6,098 Sq Ft
    • $2,321,429 per Acre

    0 Trinidad Ln, Ramrod Key, FL 33042

    A rare opportunity awaits on Little Torch Key with this 6,000 sq. ft. vacant lot, offering the perfect canvas for your Florida Keys dream home. Located in a desirable Tier 3 building area, this property provides a smoother permitting path while still delivering the privacy and tranquility that make the Lower Keys so special. The lot is partially cleared, giving you a head start on site

    Bill Vaught (REO Vaught Realty LLC Vaught Realty

    0 Trinidad Ln, Ramrod Key, FL 33042
  • /2

    $350,000

    • Land

    80939 Overseas Hwy, Islamorada, FL 33036

    6 transient unit dry building rights in Islamorada. These transient units are for hotel rentals ,motel and rv. There is a total of six transients units available. The price is 350,000 each.

    Danny Sanchez Century 21 All Keys Inc (KW)

    80939 Overseas Hwy, Islamorada, FL 33036
  • /45

    $399,999

    • 2 Beds
    • 2 Baths
    • 990 Sq Ft

    1101 W Ocean Dr Unit 24, Key Colony Beach, FL 33051

    Coastal Comfort & Incredible Beach in Key Colony - If your priority is a beautiful beach and a relaxed island pace, Sea Isle is the perfect fit. This well-cared-for 2BR/2BA condo offers a comfortable, turnkey layout featuring a granite kitchen and spacious living area. The primary bedroom's private balcony serves as your own window to the Atlantic. From the moment you arrive, the stress of the

    Amy Puto Coldwell Banker Schmitt Real Estate Co.

    1101 W Ocean Dr Unit 24, Key Colony Beach, FL 33051
  • /55

    $329,000

    $98K PRICE DROP
    • 2 Beds
    • 1.5 Baths
    • 748 Sq Ft

    701 Spanish Main Dr Unit 543, Cudjoe Key, FL 33042

    Transient Rental Vacation Home.Welcome to your ultimate island getaway on Cudjoe Key! Step into this charming coastal oasis nestled on a spacious corner lot in the sought-after Venture Out community. This 2 bedroom, 1.5 bath retreat is the perfect blend of comfort and style that will transport you to a world of relaxation and tranquility. This income-producing home is an active vacation rental as

    Lanny Gardner Bluescape Real Estate

    701 Spanish Main Dr Unit 543, Cudjoe Key, FL 33042
  • /19

    $365,000

    $20K PRICE DROP
    • 1 Bed
    • 1 Bath

    6099 Overseas Hwy, Marathon, FL 33050

    Price recently reduced. Canal-front lot in Key by the Sea, located at 6099 Overseas Highway, Unit 55W in Marathon, Florida. This waterfront property features a newly rebuilt dock and installed boat lift, offering immediate boating access to open water. A 2022 travel trailer is included as personal property, providing immediate use or flexibility while planning future improvements. Seller states

    David Grego Island Breeze Realty, LLC

    6099 Overseas Hwy, Marathon, FL 33050
  • /16

    $339,000

    $11K PRICE DROP
    • Land
    • 5,227 Sq Ft
    • $2,825,000 per Acre

    993 Gibraltar Rd, Key Largo, FL 33037

    This is an exceptional opportunity to build your dream home on a mostly cleared vacant lot, ready for immediate development. With a permit already in hand, you can start constructing a CBS stilt home featuring 3 bedrooms and 2 baths, along with convenient ground level storage. The location is ideal, boasting great proximity to schools, shopping, restaurants, and nearby boat ramps making daily

    Silvestri Team Jeanette & Janessa Silves Coldwell Banker Schmitt Key Largo

    993 Gibraltar Rd, Key Largo, FL 33037
  • /32

    $339,000

    $210K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 728 Sq Ft

    701 Spanish Main Dr Unit 28, Cudjoe Key, FL 33042

    Great opportunity to own an income-producing home in the gated community of Venture Out on Cudjoe Key. This 2-bedroom, 1-bath mobile home features a cozy layout with a true Florida Keys feel throughout. The property is ideally situated on a private lot with no neighbors on one side or behind, offering added privacy and tranquility. Whether you're looking for a full-time residence or a turnkey

    Melissa Graham Bluescape Real Estate

    701 Spanish Main Dr Unit 28, Cudjoe Key, FL 33042
  • /20

    $350,000

    $50K PRICE DROP
    • 2 Beds
    • 1.5 Baths

    325 Calusa St, Key Largo, FL 33037

    Beautiful RV home in the desired area of Calusa Campground. Manny amenities in the community, boat ramp, community pool, overnight docking, playground, basketball court, and many more. Short rents are allowed with Airbnb and Vrbo. Already registered with those apps getting generous monthly income. .This is an corner lot with space where to park a boat.

    Efren Lezcano Professional Realty of Miami Inc.

    325 Calusa St, Key Largo, FL 33037
  • /10

    $400,000

    • Land
    • 10,018 Sq Ft
    • $1,739,130 per Acre

    104 S Hammock Rd, Islamorada, FL 33036

    This 10,000 sq ft, double sized, vacant residential parcel offers a fantastic opportunity to build your Florida Keys dream home with the convenience of being within walking distance to Publix, local restaurants, and everyday essentials. Ideally suited for enjoying the laid-back Islamorada lifestyle, the property is just moments from blue-green waters, boating, dining, and outdoor recreation,

    Patti Stanley Angler S Realty Inc.

    104 S Hammock Rd, Islamorada, FL 33036

Showing Results 41 - 80, Page 2 of 3

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