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Why Live in Garfield

Garfield, New Jersey, located 18 miles from New York City, is a community rich in history and culture. Historical markers, such as the plaque on Outwater Lane commemorating Gen. George Washington's 1776 march, highlight its past. The city, home to over 30,000 residents, boasts a thriving Polish community that participates in the annual Pulaski Parade. Garfield's proximity to Manhattan makes it a sought-after location, with two train stations, a bus station, and easy access to major highways like state Route 9A and U.S. Route 46, facilitating a 40-minute commute to Midtown. The crime rate is lower than the national average, indicating a safer environment. Housing in Garfield features century-old properties, including cottages, American Foursquares, and Cape Cods, with sidewalks lining the streets for easy access to local amenities. The Garfield School District, which includes seven elementary schools, a middle school, and a high school, is highly rated. Dining options are abundant, with popular spots like Santoni’s Pizzeria and Restaurant, Barcelona’s Restaurant & Bar, and Rose’s Pizza. The Garfield Public Library, located on Society Row, offers community programs such as family storytime and Read to a Dog. Recreational attractions include Dahnert's Lake County Park and 20th Century Field, while the Bat-Cave provides wildlife conservation education. Garfield experiences all four seasons, with hot summers and cold winters.

Frequently Asked Questions

How much does it cost to rent a home in Garfield, NJ?
The median rent for a home in Garfield, NJ is $2,425 per month, though prices vary by neighborhood, size, and property type. As of July 2026, condos tend to be the most affordable option while single-family homes are currently more expensive.
How much do you need to make to afford rent in Garfield, NJ?
To comfortably afford the median rent in Garfield, NJ, a household needs to earn roughly $97,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $2,425 per month in Garfield, NJ, renters typically need to show $7,275 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Garfield, NJ?
In Garfield, NJ, the price-to-rent ratio is 18.9, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Home Trends

Median Rent
$2,425
Median Single Family Home Rent
$2,500
Median Condo Rent
$2,325
How to Rent a Home