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Garland County AR Homes for Sale with Pool

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  • /37

    $249,500

    • 2 Beds
    • 2 Baths
    • 1,134 Sq Ft

    203 Stearns Point, Hot Springs National Park, AR 71913

    Enjoy stunning views from this fully furnished condo in a sought-after location. The complex offers a pool, basketball courts and pickleball courts, plus easy access to the water. Seller is offering up to a 3% concession at closing-apply it toward your closing costs or a rate buy-down. This property also has a S-T-R Permit, offering a great investment opportunity. Don't miss this move-in-ready

    Jameson VanDee The Goff Group Real Estate Company

    203 Stearns Point, Hot Springs National Park, AR 71913
  • /31

    $219,900

    • 2 Beds
    • 2 Baths
    • 1,420 Sq Ft

    2311 Lakeshore Dr Unit L-2, Hot Springs, AR 71913

    Beautifully updated GROUND LEVEL Lake Hamilton condo with covered parking right at your front door. This updated condo has hardwood flooring throughout, smooth ceilings with LED lighting, wood burning fireplace, wet bar, granite counter tops, stainless steel appliances, primary bath with 2 sinks, large tiled shower with dual controls, Primary bedroom features 2 walk in closets, also updated guest

    George Dooley Trademark Real Estate, Inc.

    2311 Lakeshore Dr Unit L-2, Hot Springs, AR 71913
  • /39

    $249,500

    • 2 Beds
    • 2 Baths
    • 1,134 Sq Ft

    203 Stearns Point Unit E1, Hot Springs National Park, AR 71913

    Enjoy stunning views from this fully furnished condo in a sought-after location. The complex offers a pool, basketball courts and pickleball courts, plus easy access to the water. Seller is offering up to a 3% concession at closing—apply it toward your closing costs or a rate buy-down. This property also has a S-T-R Permit, offering a great investment opportunity. Don’t miss this move-in-ready

    Parker VanDee The Goff Group Real Estate

    203 Stearns Point Unit E1, Hot Springs National Park, AR 71913
  • /26

    $450,000

    • 3 Beds
    • 2 Baths
    • 2,062 Sq Ft

    312 Willowbend Cir, Hot Springs, AR 71913

    Come see this beautiful, move-in ready, one level home in the highly sought after Forest Lakes Subdivision! Enjoy the convenience, security and relaxed living in this 55+ community. Peaceful, scenic view of the pond and woods just outside your back door!! Large primary suite separate from other bedrooms, walk up floored attic, utility sink in garage, Rinnai instant water heater, roof replaced in

    Karen Keathley Michele Phillips & Company, Realtors-Cabot Branch

    312 Willowbend Cir, Hot Springs, AR 71913
  • /43

    $399,900

    • 2 Beds
    • 2 Baths
    • 1,275 Sq Ft

    142 Lake Hamilton Dr Unit 411, Hot Springs, AR 71913

    Tired of looking at condos and they're all dark and outdated? LOOK no further, this is YOUR place! Completely gutted to the studs and fabulously renovated by a professional interior designer, this 2 story, lakefront condo feels like you're on vacation even when you aren't! This 2 bedroom plus a King loft, 2 bath, 2 story is stylish, chic, updated and very well appointed. Downstairs features a

    Sherry Smith Crye-Leike REALTORS Hot Springs

    142 Lake Hamilton Dr Unit 411, Hot Springs, AR 71913
  • /49

    $393,000

    • 3 Beds
    • 4 Baths
    • 1,720 Sq Ft

    239 Springbrook Dr, Hot Springs National Park, AR 71913

    3 bed, 2 full bath, partial bath home located in the gated Diamondhead community with security entrance. Situated on a cove, this property features a boat dock ready for refurbishment, offering strong potential for lake enjoyment. Outdoor amenities include three levels of decks, a fire pit, and a rear parking pad. The home is wired for a portable generator and includes an unfinished basement with

    Shannon Phillips Exp Realty

    239 Springbrook Dr, Hot Springs National Park, AR 71913
  • /7

    $15,000

    • Land
    • 0.41 Acre
    • $36,585 per Acre

    1615 Pebble Beach Dr, Hot Springs, AR 71913

    Looking for a nice level lot in a friendly golf course community?? Check this one out in Lakeside Schools!

    Kathie DeVilbiss Diamondhead Realty

    1615 Pebble Beach Dr, Hot Springs, AR 71913
  • /43

    $399,900

    • 2 Beds
    • 2 Baths
    • 1,275 Sq Ft

    142 Lake Hamilton Dr, Hot Springs, AR 71913

    Lake Hamilton’s Ultimate Waterfront Condo – Where Luxury Meets Serenity! Experience lakeside living at its finest in this exquisite top floor, 2-bedroom, 2-bath condo with a stunning loft space featuring a king-sized bed—perfect for guests or a cozy retreat. Nestled in Hot Springs’ most sought-after 7 South location, this property offers unmatched beauty and convenience. From the moment you step

    Scott Smith Crye-Leike REALTORS

    142 Lake Hamilton Dr, Hot Springs, AR 71913
  • /46

    $2,700,000

    • 5 Beds
    • 6.5 Baths
    • 6,700 Sq Ft

    203 Gregory Dr, Hot Springs National Park, AR 71913

    Stunning home on 257' of prime Lake Hamilton frontage with seawall and two covered boat docks. This 6700 square foot estate offers 5 bedrooms, 6.5 bathrooms, and exceptional indoor-outdoor living. Enjoy the saltwater pool, expansive entertaining spaces, home theatre, wine cellar, and breathtaking views from nearly every room! Thoughtfully designed with luxury finishes, multiple living areas, and

    Rachel Mundy Trademark Real Estate, Inc.

    203 Gregory Dr, Hot Springs National Park, AR 71913
  • /6

    $45,000

    • Land
    • 0.36 Acre
    • $125,000 per Acre

    000 Zarpa Way, Hot Springs Village, AR 71909

    Welcome to beautiful Hot Springs Village, which has so much to offer! This vacant lot is the perfect place to build your dream home. Utilities are readily available, with common property access to Lake Balboa which is across the road.

    Tammy Bates Hot Springs Realty

    000 Zarpa Way, Hot Springs Village, AR 71909
  • /36

    $239,000

    • 2 Beds
    • 2 Baths
    • 1,188 Sq Ft

    2 Balenciaga Way, Hot Springs Village, AR 71909

    Are you looking for a two bedroom home and want something special? Just a few of these unique homes were built in the Village. Welcome to 2 Balenciaga Way—an adorable home that blends charm, comfort, and convenience in one beautifully maintained package. This light-filled residence features a vaulted kitchen with a functional island, making it ideal for both everyday living and entertaining. The

    Hamp Wilson RE/MAX of Hot Springs Village

    2 Balenciaga Way, Hot Springs Village, AR 71909
  • /47

    $258,000

    • 3 Beds
    • 2 Baths
    • 1,752 Sq Ft

    27 Murcia Way, Hot Springs Village, AR 71909

    This house has been loved! 3 bedroom 2 bath recently updated home is so charming. The kitchen has been remodeled to make it open concept, has new appliances, granite countertops, and sink/faucet and pantry. Updates include new flooring and recently painted inside and out. The back porch had been converted to an Arkansas Room with A/C ( sq footage stated does not include the Arkansas room).

    Brenda Langley McGraw Realtors HSV

    27 Murcia Way, Hot Springs Village, AR 71909
  • /35

    $234,300

    • 3 Beds
    • 2 Baths
    • 1,420 Sq Ft

    319 Coolwood Terrace, Hot Springs National Park, AR 71913

    Immaculate one-story home in the Diamondhead Golf Resort Community, across the street from the Ouachita River with water views. This is truly... home sweet home! The cute little bridge from the road to the front yard leads to an elevated front porch, perfect for spending sunny days in the rocking chairs! Stained-glass front door opens to an inviting open floor plan that extends from the living

    Darrell Allison Diamondhead Realty

    319 Coolwood Terrace, Hot Springs National Park, AR 71913
  • /31

    $139,900

    • 3 Beds
    • 2 Baths
    • 1,350 Sq Ft

    144 La Vista Ln, Hot Springs Village, AR 71909

    Welcome to a rare investment opportunity in Hot Springs Village—newly updated, income-producing 3-bed, 2-bath townhomes offering both turnkey comfort and exceptional returns. With a 10.13% cap rate, this property delivers the kind of cash flow investors seek but seldom find. Positioned beside the renowned Desoto Golf Course and Lake Desoto, the location alone helps ensure strong rental demand

    Brandon Bruning LPT Realty

    144 La Vista Ln, Hot Springs Village, AR 71909
  • /15

    $315,900

    • 3 Beds
    • 2 Baths
    • 2,073 Sq Ft

    32 La Canada Way, Hot Springs Village, AR 71909

    Lake living at its best. Great 3/2 condo on one level. Great floor plan with all the room one would ask for. Completely redone, paint, flooring, new walk in shower. Large living area with fireplace. Kitchen has all the storage place one could ask for. Seller is moving so please forgive the boxes. Got to put this one on your see list.

    Blanche Thornhill CENTURY 21 H.S.V. Realty

    32 La Canada Way, Hot Springs Village, AR 71909
  • /4

    $5,000

    • Land
    • 0.21 Acre
    • $23,810 per Acre

    47 Huesca Way, Hot Springs Village, AR 71909

    Discover the perfect canvas for your custom home in the heart of Hot Springs Village. Prime location on the west side of gated community. Featuring 11 lakes, 9 golf courses, 30 miles of walking trails. in stunning 26,000 acres of the Ouachita Mountains. There will be a $2000 fee for POA Buy In Fee

    Darlene Farmer McGraw Realtors HSV

    47 Huesca Way, Hot Springs Village, AR 71909
  • /48

    $410,000

    • 2 Beds
    • 2 Baths
    • 1,320 Sq Ft

    117 Lookout Point, Hot Springs National Park, AR 71913

    Experience lake living at its finest with this beautiful walk-in level condo in Hot Springs! Featuring 2 bedrooms and 2 bathrooms, this move-in-ready unit offers the perfect blend of comfort and investment potential. Step inside to find brand new luxury vinyl flooring and granite countertops throughout, giving the space a fresh, modern feel. The open layout flows seamlessly to a giant private

    Kaitlyn Glisson Trademark Real Estate, Inc.

    117 Lookout Point, Hot Springs National Park, AR 71913
  • /50

    $1,950,000

    • 4 Beds
    • 3.5 Baths
    • 3,419 Sq Ft

    148 Bay Oaks Cove, Hot Springs, AR 71913

    Welcome to your lakefront dream home on the shores of Lake Hamilton Arkansas. This stunning 3,419 square foot home offers 4 spacious bedrooms, 3.5 baths with high-end updates throughout. Enjoy 180-degree panoramic views of the lake from both upper and lower covered porches. The custom boat dock is complete with a heavy-duty overhead cradle boat lift and a dual personal watercraft dock. This is a

    Todd Woerpel Coldwell Banker RPM Group-Hot

    148 Bay Oaks Cove, Hot Springs, AR 71913
  • /32

    $200,000

    • 2 Beds
    • 2 Baths
    • 1,048 Sq Ft

    208 Aberina St, Hot Springs, AR 71913

    Exceptional 2-bed, 2-bath condo in gated Buena Vista with 1,048 sq ft of thoughtfully designed living space. Enjoy complete privacy—NO shared walls, a rare condo feature. Unique two-story layout with ground-floor garage and elevated living. Vaulted ceilings create an airy ambiance in the living room. The kitchen offers granite countertops, a functional island, and ample cabinetry. The spacious

    Kent Dover CBRPM Hot Springs

    208 Aberina St, Hot Springs, AR 71913
  • /46

    $300,000

    • 2 Beds
    • 2 Baths
    • 959 Sq Ft

    1134 Twin Points Rd Unit E5, Hot Springs National Park, AR 71913

    The sellers truly outdid themselves with this top-to-bottom renovation completed in 2021, transforming this lakefront condo into what feels like an entirely new residence—from the insulation in. Every detail was thoughtfully considered, including additional insulation in the walls and ceilings, new HVAC, updated electrical (including most wiring), new windows and doors, new drywall, flooring,

    Kelly O'Dwyer Coldwell Banker RPM Group-Hot

    1134 Twin Points Rd Unit E5, Hot Springs National Park, AR 71913
  • /50

    $299,000

    • 2 Beds
    • 2 Baths
    • 1,065 Sq Ft

    1319 Airport Rd Unit 5E, Hot Springs National Park, AR 71913

    Introducing a stunning main channel condo nestled on Lake Hamilton, offering breathtaking views that captivate from sunrise to sunset. This 2 bedroom, 2 bathroom condo is situated conveniently near Oaklawn racing casino, restaurants, shopping, marinas, and everything Hot Springs has to offer. The gated complex has a swimming pool and short term rentals are allowed! Don't miss the opportunity to

    Tara Dixon Hot Springs 1st Choice Realty

    1319 Airport Rd Unit 5E, Hot Springs National Park, AR 71913
  • /34

    $165,000

    • 2 Beds
    • 2 Baths
    • 1,064 Sq Ft

    210 Aberina St Unit D 7-9, Hot Springs, AR 71913

    Maintenance-Free Lake Life! Rustic 2 bedroom, 2 bath condo on the lake, with all the amenities. This gated subdivision has so much to offer with boat dock, swimming pool, swimming dock, boat slip, pavilion, picnic area, clubhouse, boat ramp, and trailer parking. Great location off Central Ave, with shopping, eateries, and entertainment nearby. What a great get-away or just move-in and make it

    Nate Perry The Property Group

    210 Aberina St Unit D 7-9, Hot Springs, AR 71913
  • /15

    $214,000

    • 3 Beds
    • 1.5 Baths
    • 1,554 Sq Ft

    88 Arias Way, Hot Springs Village, AR 71909

    Welcome home to this three bedroom one and half bath home located convenient to the West gate and all the area amenities. Large windows will greet you bringing in the natural beauty of the Village. Great working kitchen with lots of counter space. Generous bedroom sizes. Cozy up to the propane stove in great room in our cooler months. Lots of storage both inside and outside the home in the

    Blanche Thornhill CENTURY 21 H.S.V. Realty

    88 Arias Way, Hot Springs Village, AR 71909
  • /34

    $379,900

    • 2 Beds
    • 2 Baths
    • 1,648 Sq Ft

    101 Long Island Dr Unit 905, Hot Springs, AR 71913

    Panoramic views abound with this 3rd floor unit. This fully furnished condo can be an income producing S-T--R and comes with a boatslip. The elevator makes it great for all ages to easily access. Some appliances were recently replaced. Photos reflect the move in condition and the Price is Right..Don't miss out on all this complex and condo have to offer.

    Sandy Obier Lake Hamilton Realty, Inc.

    101 Long Island Dr Unit 905, Hot Springs, AR 71913
  • /32

    $200,000

    • 2 Beds
    • 2 Baths
    • 1,048 Sq Ft

    208 Aberina St Unit H, Hot Springs, AR 71913

    Discover this exceptional 2-bedroom, 2-bathroom condo offering 1,048 square feet of thoughtfully designed living space in the prestigious gated Buena Vista community. What sets this property apart? Complete privacy with NO shared walls - a truly unique find in condo living. This distinctive two-story layout features convenient ground-floor garages with all living space elevated on the upper

    Kent Dover Coldwell Banker RPM Group-Hot

    208 Aberina St Unit H, Hot Springs, AR 71913
  • /49

    $410,000

    • 2 Beds
    • 2 Baths
    • 1,320 Sq Ft

    117 Lookout Point Unit B2, Hot Springs National Park, AR 71913

    Experience lake living at its finest with this beautiful walk-in level condo in Hot Springs! Featuring 2 bedrooms and 2 bathrooms, this move-in-ready unit offers the perfect blend of comfort and investment potential. Step inside to find brand new luxury vinyl flooring and granite countertops throughout, giving the space a fresh, modern feel. The open layout flows seamlessly to a giant private

    Kaitlyn Glisson Trademark Real Estate, Inc.

    117 Lookout Point Unit B2, Hot Springs National Park, AR 71913
  • /47

    $300,000

    • 2 Beds
    • 2 Baths
    • 959 Sq Ft

    1134 Twin Points Rd, Hot Springs National Park, AR 71913

    The sellers truly outdid themselves with this top-to-bottom renovation completed in 2021, transforming this lakefront condo into what feels like an entirely new residence—from the insulation in. Every detail was thoughtfully considered, including additional insulation in the walls and ceilings, new HVAC, updated electrical (including most wiring), new windows and doors, new drywall, flooring,

    Kelly O'Dwyer CBRPM Hot Springs

    1134 Twin Points Rd, Hot Springs National Park, AR 71913
  • /43

    $275,000

    • 2 Beds
    • 2 Baths
    • 1,400 Sq Ft

    321 Peters Point Unit B1, Hot Springs National Park, AR 71913

    This 2 bedroom, 2 bath condo at 321 Peters Point B1 in Hot Springs offers around 1,400 square feet and is already running as a successful active short-term rental. For anyone looking for a turnkey Airbnb or investment property in Hot Springs, this one is already set up and welcoming guests. Visitors love staying near Lake Hamilton while still being just a short drive to Oaklawn Racing Casino

    Morgan Diehl White Stone Real Estate

    321 Peters Point Unit B1, Hot Springs National Park, AR 71913
  • /31

    $223,000

    • 2 Beds
    • 2 Baths
    • 1,008 Sq Ft

    321 Peters Point, Hot Springs National Park, AR 71913

    Enjoy easy lake living in this 2-bedroom, 2-bath single-story walk-out level condo located on desirable Peters Point on Lake Hamilton. This convenient ground-level unit offers beautiful views of the pool and easy access with no stairs to climb. Relax on your private patio and enjoy the lively lake atmosphere just steps away. This condo is also a successful short-term rental and is being sold

    Chan Garner McGraw Realtors - HS

    321 Peters Point, Hot Springs National Park, AR 71913
  • /26

    $289,900

    • 3 Beds
    • 2 Baths
    • 2,020 Sq Ft

    308 Diamondhead Dr, Hot Springs, AR 71913

    Welcome to this 3-bedroom, 2-bath home located in the desirable gated community of Diamondhead. Designed with an open-concept layout, the home features beautiful tile flooring throughout the main living areas for easy maintenance, with carpet reserved for the bedrooms. The stunning kitchen offers a large prep island perfect for cooking and entertaining, while vaulted ceilings enhance the spacious

    Toni Knowles Crye-Leike REALTORS Bryant

    308 Diamondhead Dr, Hot Springs, AR 71913
  • /43

    $275,000

    • 2 Beds
    • 2 Baths
    • 1,400 Sq Ft

    321 Peters Point, Hot Springs National Park, AR 71913

    This 2 bedroom, 2 bath condo at 321 Peters Point B1 in Hot Springs offers around 1,400 square feet and is already running as a successful active short-term rental. For anyone looking for a turnkey Airbnb or investment property in Hot Springs, this one is already set up and welcoming guests. Visitors love staying near Lake Hamilton while still being just a short drive to Oaklawn Racing Casino

    Morgan Diehl White Stone Real Estate

    321 Peters Point, Hot Springs National Park, AR 71913
  • /36

    $419,900

    • 3 Beds
    • 2 Baths
    • 2,038 Sq Ft

    13 Ensenada Ln, Hot Springs Village, AR 71909

    Experience the ultimate golf-course lifestyle in this stunning home overlooking the 18th fairway of DeSoto Golf Course. Perfectly situated less than a mile from the HSV West Gate, you are within walking distance to the DeSoto Club, pickleball courts, and the community pool. The interior boasts a massive open-concept Great Room featuring vaulted ceilings with wooden beams, a floor-to-ceiling stone

    Ashly Sittinger McGraw Realtors HSV

    13 Ensenada Ln, Hot Springs Village, AR 71909
  • /21

    $139,900

    • 2 Beds
    • 1 Bath
    • 950 Sq Ft

    210 Suzanne Cir, Hot Springs National Park, AR 71913

    Enjoy simple living with a view of Lake Hamilton! This 2-bedroom, 1-bath home offers approximately 950 sq ft of efficient, all-electric living space in the sought-after Lake Hamilton School District. Whether you’re searching for the perfect weekend getaway, a first home, or a place to downsize, this property checks all the boxes. Relax and take in the lake views while enjoying low-maintenance

    Robert Snider Crye-Leike REALTORS

    210 Suzanne Cir, Hot Springs National Park, AR 71913
  • /50

    $299,000

    • 2 Beds
    • 2 Baths
    • 1,065 Sq Ft

    1319 Airport Rd, Hot Springs National Park, AR 71913

    Introducing a stunning main channel condo nestled on Lake Hamilton, offering breathtaking views that captivate from sunrise to sunset. This 2 bedroom, 2 bathroom condo is situated conveniently near Oaklawn racing casino, restaurants, shopping, marinas, and everything Hot Springs has to offer. The gated complex has a swimming pool and short term rentals are allowed! Freshly painted, new carpet,

    Tara Dixon Hot Springs 1st Choice Realty

    1319 Airport Rd, Hot Springs National Park, AR 71913
  • /32

    $223,000

    • 2 Beds
    • 2 Baths
    • 1,008 Sq Ft

    321 Peters Point Unit J1, Hot Springs National Park, AR 71913

    Enjoy easy lake living in this 2-bedroom, 2-bath single-story walk-out level condo located on desirable Peters Point on Lake Hamilton. This convenient ground-level unit offers beautiful views of the pool and easy access with no stairs to climb. Relax on your private patio and enjoy the lively lake atmosphere just steps away. This condo is also a successful short-term rental and is being sold

    Chan Garner McGraw Realtors

    321 Peters Point Unit J1, Hot Springs National Park, AR 71913
  • /50

    $1,950,000

    • 4 Beds
    • 3.5 Baths
    • 3,419 Sq Ft

    148 Bay Oak Cove, Hot Springs National Park, AR 71913

    Welcome to your lakefront dream home on the shores of Lake Hamilton Arkansas. This stunning 3,419 square foot home offers 4 spacious bedrooms, 3.5 baths with high-end updates throughout. Enjoy 180-degree panoramic views of the lake from both upper and lower covered porches. The custom boat dock is complete with a heavy-duty overhead cradle boat lift and a dual personal watercraft dock. This is a

    Todd Woerpel CBRPM Hot Springs

    148 Bay Oak Cove, Hot Springs National Park, AR 71913
  • /25

    $325,000

    • 2 Beds
    • 2 Baths
    • 1,467 Sq Ft

    5371 Central Ave, Hot Springs National Park, AR 71913

    Great nightly rental...Priced to sell..gated and secure...Key less entry..WiFi..Many activities available: boat slips available for rent in the office, pickle ball, basketball, putt putt, hot tub, workout facility, infinity pool, beach area and fire pit... covered patio...this is a ground level unit in excellent condition...comes with all contents (furniture etc.) Agents please read confidential

    Dan Nunley Nunley Realty Inc.

    5371 Central Ave, Hot Springs National Park, AR 71913
  • /27

    $186,500

    • 2 Beds
    • 2 Baths
    • 1,088 Sq Ft

    21 San Vincente Place, Hot Springs Village, AR 71909

    Enjoy beautiful Lake DeSoto views from the spacious deck of this charming 2 bed, 2 bath one-level townhome in Hot Springs Village. Offered fully furnished, this home is ready for immediate enjoyment as a primary residence, weekend getaway, or potential investment opportunity. The open floor plan creates a comfortable flow between the living area and kitchen. Both bedrooms feature double closets,

    Christopher Desfassiaux RE/MAX of Hot Springs Village

    21 San Vincente Place, Hot Springs Village, AR 71909
  • /50

    $519,900

    • 3 Beds
    • 2.5 Baths
    • 2,393 Sq Ft

    620 Grand Point Dr Unit 25B, Hot Springs, AR 71901

    Luxury Lakefront Living at 620 Grand Point #25-B, Hot Springs, Arkansas Experience refined lakefront living in this beautifully appointed 3-bedroom, 2.5-bath condo offering 2,393 square feet of thoughtfully designed space. Located within the private, gated community of Lighthouse Point, HPR, this exceptional residence is positioned along the waterfront row and is being sold fully furnished,

    Nikki Polychron Coldwell Banker RPM Group-Hot

    620 Grand Point Dr Unit 25B, Hot Springs, AR 71901
  • /17

    $285,000

    • 2 Beds
    • 2 Baths
    • 1,008 Sq Ft

    208 Daffodil St, Hot Springs National Park, AR 71913

    Enjoy relaxed lake living in this well-maintained 2-bedroom, 2-bath condo on Lake Hamilton. Recently updated with new paint and flooring. A private balcony off the living room offers peaceful water views and a great space to unwind. The open dining area is ideal for entertaining, while the primary suite features balcony access, a walk-in shower, and generous closet space. Covered parking is

    Beau Durbin ESQ. Realty Group - Hot Springs

    208 Daffodil St, Hot Springs National Park, AR 71913

Showing Results 161 - 200, Page 5 of 16

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