Homes for Sale near Jackson Avenue Elementary School

• 

  

  

  /29

  $699,000

  • 3 Beds
  • 2.5 Baths

  93 Prospect St Unit 6, Garfield, NJ 07026

  Discover modern living in this stunning end-unit townhome built in 2020. The ground floor offers a garage entrance, stackable laundry, a full bathroom, and a bedroom that opens to an outdoor patio. The second floor features a bright living room, an open-concept kitchen and dining area with sleek finishes, and a powder room. A private deck extends from this space, ideal for relaxing or

  Bashkim Arifi KELLER WILLIAMS VILLAGE SQUARE

  

  93 Prospect St Unit 6, Garfield, NJ 07026
• 

  

  

  /21

  $639,000 Open Sun 1PM - 3PM

  • 3 Beds
  • 2 Baths

  4 Page St, Elmwood Park, NJ 07407

  Welcome to this completely remodeled charming Cape Cod style home in the heart of Elmwood Park with access to Birchwood Park right across the street. The main floor boasts a spacious living room/dining room for entertaining guests after walking through the enclosed front porch. The brand-new kitchen features white shaker style cabinets, premium quartz countertops, tiled backsplash with LG

  ROBERT SIMEONE GARDENVIEW REALTY

  

  4 Page St, Elmwood Park, NJ 07407
• 

  

  

  /26

  $1,499,999

  • 3 Beds
  • 2 Baths

  541 Hilltop Terrace, Cliffside Park, NJ 07010

  RARE OPPORTUNITY TO LIVE ON PRIME HILLTOP TERRACE. OVERSIZED LOT WITH WELL BUILT HOME ( MODERNIZE - EXPAND - OR BUILD NEW ) . CONVENIENT TO NYC TRANSPORTATION . MULTI MILLION DOLLAR NEIGHBORHOOD !!

  Peter Colao Century 21 Calabrese Realty

  

  541 Hilltop Terrace, Cliffside Park, NJ 07010
• 

  

  

  /40

  $848,000

  • 5 Beds
  • 3 Baths

  55 Garden St, Lodi, NJ 07644

  Welcome to this beautifully updated 3 level Home in the heart of Lodi, offering 5 bedrooms and 3 full baths. The first floor features 3 bedrooms and 1 bath, while the upstairs provides 2 additional bedrooms and 1 bath. Bright and open layout with skylights, recessed lighting, and stylish finishes throughout. The modern kitchen boasts white cabinetry, gold hardware, stainless steel appliances, and

  Besmir Vatoci Corcoran Infinity Properties

  

  55 Garden St, Lodi, NJ 07644
• 

  

  

  /13

  $230,000

  • 2 Beds
  • 2 Baths

  285 Aycrigg Ave Unit 19G, Passaic, NJ 07055

  Soar above Passaic Park in this sun-splashed 19th-floor, two-bedroom, two-bathroom residence at Carlton Tower one of the area's premier full-service buildings. A large, open layout is ideal for living and entertaining, framed by sweeping views toward Garret Mountain and NYC skyline. The home is priced with room for your vision bring your contractor and create the finishes you love while enjoying

  Edan Young EXCLUSIVE PROPERTIES REALTY LLC

  

  285 Aycrigg Ave Unit 19G, Passaic, NJ 07055
• 

  

  /13

  $799,000

  • 3 Beds
  • 1.5 Baths

  151 Jackson Ave, Rutherford, NJ 07070

  LOCATION! LOCATION! LOCATION! COLONIAL HOME IN Owner POSSESSION OVER 50 YEARS! MANY IMPROVEMENTS INCLUDING NEW ROOF/220 ELECTRIC/ NEW DECK/ORIGINAL WOOD FLOORS REFINISHED/FRESHLY PAINTED THROUGHOUT. OVERSIZED 2 CAR GARAGE CAPABLE OF 4 CARS TANDEM. LOFT offerS TREMENDOUS STORAGE POSSIBILITIES. GARAGE INCLUDES ELECTRIC SERVICE AND PLUMBING! ENJOY ALL RUTHERFORD HAS TO offer; TOP RATED

  Kevin Klemens C-21 GEMINI, LLC.

  

  151 Jackson Ave, Rutherford, NJ 07070
• 

  

  /10

  $110,000

  • 1 Bed
  • 1 Bath

  735 Elm Ave, Teaneck, NJ 07666

  Welcome to your new home in Teaneck, New Jersey! This charming sun filled & freshly painted co-op offers the perfect blend of vintage charm and modern convenience. Step inside this spacious one bedroom, one bath unit, and you'll immediately be captivated by the character it exudes. With a generously sized bedroom, there's plenty of room for relaxation and personalization. The separate secondary

  Stergia Kalogirou COLDWELL BANKER REALTY SRV

  

  735 Elm Ave, Teaneck, NJ 07666
• 

  

  /27

  $1,350,000

  • 5 Beds
  • 4.5 Baths

  2186 Jones Rd, Fort Lee, NJ 07024

  Welcome to this stunning and oversized center hall colonial located in the peaceful Fort Lee neighborhood less than 2 miles from the George Washington Bridge. With approximately 4,310sf of beautifully designed living space, this home offers timeless architectural charm blended with modern comfort - featuring soaring ceilings, exquisite trim work, and a unique, flowing layout rarely found in

  Ilja Bitkov Coldwell Banker, Fort Lee

  

  2186 Jones Rd, Fort Lee, NJ 07024
• 

  

  /38

  $1,099,000

  • 3 Beds
  • 2.5 Baths
  • 2,616 Sq Ft

  50 Virginia Ave, Fort Lee, NJ 07024

  Rare opportunity to own a 2,616 sq. ft. single-family home in the highly sought-after Bluff section of Fort Lee, one of the area’s most exclusive neighborhoods. The main level offers a spacious living room, formal dining room, kitchen with granite flooring, three bedrooms including a primary with a private half bath, plus an additional full bath serving the other bedrooms. Hardwood flooring

  JUAN RAMIREZ KELLER WILLIAMS CITY VIEWS

  50 Virginia Ave, Fort Lee, NJ 07024
• 

  

  /17

  $669,000

  • 3 Beds
  • 1.5 Baths

  111 Van Buren Ave, Teaneck, NJ 07666

  Welcome to this center hall colonial that sits on a 50x125 lot. The first floor features the living room, formal dining room, modern kitchen, sun room and a powder room. Upstairs you will find three nicely sized bedrooms and an updated full bathroom. The basement is unfinished and has potential for a rec room and office. The detached one car garage offers additional storage. Close to

  Nina Eizikovitz EXP Realty, LLC

  

  111 Van Buren Ave, Teaneck, NJ 07666
• 

  

  /30

  $799,000

  • 4 Beds
  • 2.5 Baths

  757 Ray Ave, Ridgefield, NJ 07657

  Welcome to 757 Ray Ave in Ridgefield, NJ. Fully renovated in 2025, this well-maintained multi-family home offers a bright and inviting layout with spacious living and dining areas, a modern kitchen with stainless steel appliances, and comfortably sized bedrooms. Enjoy a private backyard perfect for entertaining or relaxing. Conveniently located near schools, parks, shopping, and major highways

  Attilio Adamo Serhant New Jersey LLC

  

  757 Ray Ave, Ridgefield, NJ 07657
• 

  

  /21

  $349,000

  • 1 Bed
  • 1 Bath

  100 E Palisade Ave Unit D34, Englewood, NJ 07631

  PERFECTLY SITUATED ON THE DESIRABLE EAST HILL OF ENGLEWOOD, THIS CONDO OFFERS NOT ONLY COMFORT AND STYLE BUT ALSO UNBEATABLE CONVENIENCE. JUST STEPS FROM YOUR FRONT DOOR, YOUa€TMLL FIND AN ARRAY OF VIBRANT RESTAURANTS, CHARMING CAFÉS, AND BOUTIQUE SHOPS. ENJOY FINE DINING, CASUAL EATERIES, AND TRENDY COFFEE SPOTS ALL WITHIN WALKING DISTANCE, ALONG WITH GROCERY STORES, FITNESS STUDIOS, AND

  Yelena Notkina RE/MAX Properties Select

  

  100 E Palisade Ave Unit D34, Englewood, NJ 07631
• 

  

  /17

  $439,000

  • 1 Bed
  • 1.5 Baths

  1530 Palisade Ave Unit 24C, Fort Lee, NJ 07024

  Excellent opportunity to own in The Colony, a prestigious co-op offering white-glove service in one of Fort Lee's most desirable buildings! No expense was spared in this newly renovated unit featuring a spacious master suite complete with an en-suite bathroom, 2 walk-in closets plus additional ample closet space. This unit boasts an unusually large state of the art kitchen with Brookhaven

  Angela Tront Coldwell Banker, Fort Lee

  

  1530 Palisade Ave Unit 24C, Fort Lee, NJ 07024
• 

  

  /35

  $2,376,000

  • 8 Beds
  • 10 Baths

  805 Fairview Ln, Fort Lee, NJ 07024

  805 Fairview Ln in Fort Lee, NJ is a newly constructed, ultra-luxury two-family super duplex designed for modern living. Each unit is outfitted with smart home technology, solar panels, and a Tesla charger. The homes offer four spacious bedrooms and five elegant bathrooms, including a primary suite with a spa-inspired en-suite bathroom, soaking tub, rainfall shower, and custom walk-in closet.

  Miguel Rondon Keller Williams Town Life

  

  805 Fairview Ln, Fort Lee, NJ 07024
• 

  

  /19

  $325,000

  • 2 Beds
  • 2 Baths

  2 Horizon Rd Unit 1422, Fort Lee, NJ 07024

  Elisa Cho and Echo Realty present this Renovated Up-split Duplex with large terrace and River & NYC Views: Move right into this updated 2-bedroom, 2-bath duplex in one of Fort Leea€TMs premier full-service co-op buildings. The spacious layout features a large living/dining area, modern finishes, hardwood floors, and stunning east-facing views of the Hudson River and NYC skyline. Upstairs, the

  Elisa Cho Echo Realty

  

  2 Horizon Rd Unit 1422, Fort Lee, NJ 07024
• 

  

  /28

  $675,000

  • 4 Beds
  • 2 Baths

  15 Brown Place, Bergenfield, NJ 07621

  Welcome to this stunning 4-bedroom, 2 bathroom home tucked away on a quiet, tree-lined street. This expanded Cape Cod offers plenty of space, natural light in a truly charming neighborhood. The kitchen leads to a serene, private backyard, with a screened-in porch and outdoor patio perfect for relaxing or entertaining. The first floor continues by offering two sizable bedrooms and an updated

  ingrid Castro Weichert Realtors, Ridgewood

  

  15 Brown Place, Bergenfield, NJ 07621
• 

  

  /21

  $999,000

  • 4 Beds
  • 3 Baths

  207 Grand Ave, Palisades Park, NJ 07650

  Great income producing 2 family property 50x100 lit size and low tax. House is all renovated and ready for move in. Granite countertop, SS appliances, two attached garages and 4-5 driveway parking. 1st floor/basement tenant occupied. 2nd floor and attic is vacant. House will be delivered vacant on closing. Ready to rent out. Great location for commuters and NYC bus stop is in front of the house.

  Kate Shin Realty 7, LLC

  

  207 Grand Ave, Palisades Park, NJ 07650
• 

  

  /23

  $474,900

  • 3 Beds
  • 1 Bath

  322 W Englewood Ave, Englewood, NJ 07631

  Colonial style home on a 50x145 lot with detached garage. Features 3 bedrooms, 1 bath, full basement, updated kitchen with stainless steel appliances, large yard, and front porch. Don't miss this!

  Tina Cernuda RE/MAX Villa Realtors-North Bergen

  

  322 W Englewood Ave, Englewood, NJ 07631
• 

  

  /19

  $585,000

  • 3 Beds
  • 2.5 Baths

  159 Anderson Ave, Wallington, NJ 07057

  Move-in Ready with Exceptionally Low Taxes ; A Rare Opportunity! Step into comfort and convenience with this beautifully updated home, ready for immediate occupancy. Enjoy peace of mind knowing everything has been thoughtfully renovated; no work needed, just unpack and settle in. With remarkably low property taxes, this home offers unbeatable value in todaya€TMs market. Ideal for buyers seeking

  Grace Perez Coldwell Banker, Hillsdale

  

  159 Anderson Ave, Wallington, NJ 07057
• 

  

  /21

  $409,900

  • 1 Bed
  • 1 Bath

  289 Valley Blvd Unit 1D, Wood Ridge, NJ 07075

  Located in the heart of Wood Ridge, this stunning condo truly has it all! Enjoy the convenience of indoor parking, beautiful tile floors throughout, in-unit laundry, and a private balcony. The spacious dining area and large bedroom offer both comfort and functionality. Perfectly situated close to shopping, dining, and transportation, this is a commutera€TMs dream! Dona€TMt miss the chance to make

  Heather Corrigan RE/MAX Signature Homes

  

  289 Valley Blvd Unit 1D, Wood Ridge, NJ 07075
• 

  

  /50

  $4,499,999

  • 5 Beds
  • 7 Baths

  1 Euclid Rd, Fort Lee, NJ 07024

  Located in Fort Lee's desirable Bluff section, this expansive 5 bedroom, 7.5 bath center hall colonial is situated along the Palisades Cliffs w/NYC & Hudson River views from almost every room. Over-sized property. 2-story entry foyer. Open layout w/windows along the entire back of the home highlighting the views! 1st floor features a home office w/gas fireplace, family rm, DR, gourmet EIK

  Tyler Sokolich Sokolich Real Estate

  

  1 Euclid Rd, Fort Lee, NJ 07024
• 

  

  /22

  $949,999

  • 6 Beds
  • 3 Baths

  184 High St, Hackensack, NJ 07601

  Fantastic opportunity to own a legal 3 family home in Hackensack NJ. Recently completely renovated with modern amenities to provide comfort and style. Conveniently located near shopping and public transportation, this property offers great potential as an investment or a family residence. With its legal multi-unit setup, ita€TMs an attractive opportunity for those looking to generate rental

  Raheem Patterson One Stop Realty, LLC

  

  184 High St, Hackensack, NJ 07601
• 

  

  /41

  $1,350,000

  • 5 Beds
  • 3.5 Baths

  62 W Edsall Ave, Palisades Park, NJ 07650

  Location! Location! Location! Welcome home to this move-in-ready two-family brick house! The first floor features a modern eat-in kitchen, a bright dining room, and a spacious living room. It offers two large bedrooms, including a master with double closets, full bath and new installed powder room. The second floor includes a similar layout with three bedrooms, and the master provides extra

  Hyunju Lee Prominent Properties Sotheby's International Realty-Englewood Cliffs

  

  62 W Edsall Ave, Palisades Park, NJ 07650
• 

  

  /29

  $1,500,000

  • 6 Beds
  • 3.5 Baths

  2 Oakdene Terrace, Edgewater, NJ 07020

  One family house on the Palisades Cliff 2 Oakdene Terr, Edgewater NJ, very private excellent potential for builder, magnificent view of the Hudson River, extended garden area, in-ground pool, truly one of a kind property, stone foundation and walls. Let your imagination wonder and envision its potential and what you can do with it.

  Juanita Martin Evelyn G. Rafter & Associates

  

  2 Oakdene Terrace, Edgewater, NJ 07020
• 

  

  /20

  $589,000 Open Sun 12:30PM - 1:30PM

  • 3 Beds
  • 2 Baths

  38B Triumph Ct, East Rutherford, NJ 07073

  Welcome to this luxurious and beautifully updated three-bedroom, two-bathroom condo with a den, offering two floors of living and the true feel of a townhouse. comes with the benefit of low taxes and HOA fees. The main floor boasts an open layout featuring a spacious living room with a wood-burning fireplace and access to a private balcony. The updated chefa€TMs kitchen showcases granite

  Limor Ashkenazi Oxford Property Group LLC

  

  38B Triumph Ct, East Rutherford, NJ 07073
• 

  

  /27

  $279,000

  • 1 Bed
  • 1 Bath

  301 Beech St Unit 10I, Hackensack, NJ 07601

  Welcome to a lifestyle of luxury in the beautiful Executive House. This is the perfect opportunity to own this Jr. 1 bedroom unit w/LR & D/A combination, lg. bedroom and walk-in closet updated with brand new Engineered European White Oak floors and brand new A/C-Heat motors. All utilities are included in the maintenance fee including heat and A/C. The executive house offers all the amenities of

  Robin Baron RE/MAX Properties-Saddle River

  

  301 Beech St Unit 10I, Hackensack, NJ 07601
• 

  

  /40

  $749,000

  • 2 Beds
  • 2.5 Baths

  800 12th St Unit 1019, Palisades Park, NJ 07650

  Luxury Condo Trio; Corner Penthouse Condo with 12 FT High Ceiling!!! 1,621 SF of spacious unit beautifully appointed and ultimate in bright, modern living. Engineered Hardwood Floor Throughout. Perfectly suited for your busy lifestyle. Enjoy the convenience of a Concierge and Doorman services and World-Class Amenities including a Yoga Studio, Golf Simulation, Fitness Center, Lounge, Children's

  Hong (Hannah) Lee C Land Realty Co.

  

  800 12th St Unit 1019, Palisades Park, NJ 07650
• 

  

  /23

  $659,900

  • 2 Beds
  • 2 Baths

  615 Hudson Park, Edgewater, NJ 07020

  Located in the heart of Edgewater, this elegant 2-bedroom, 2-bath condo offers the epitome of luxury living on New Jersey's Gold Coast. Enjoy easy access to NYC transportation, top-rated restaurants, shopping, parks, and morea€”all within walking distance. Set in one of Edgewatera€TMs premier high-rise buildings, this home features floor-to-ceiling hardwood floors, an in-unit washer and dryer,

  Sunny Hwang RE/MAX NOW - Norwood

  

  615 Hudson Park, Edgewater, NJ 07020
• 

  

  /43

  $870,000

  • 5 Beds
  • 5 Baths

  85 Paulin Blvd, Leonia, NJ 07605

  Welcome to this beautifully maintained Center Hall Colonial located on the quiet and desirable East Hill of Leonia. This spacious home features 5 bedrooms, 3 full baths, and 2 half baths across three floors. The first floor offers an entry foyer, living room with fireplace, formal dining room, modern eat-in kitchen, sunroom/office, and powder room. Upstairs, the second floor includes a primary

  Woo Young Park Top Realty

  

  85 Paulin Blvd, Leonia, NJ 07605
• 

  

  /47

  $1,299,999

  • 7 Beds
  • 5 Baths

  17 Acorn Rd, Secaucus, NJ 07094

  Well maintained 2 family home with finished ground level living space that offers summer kit, family room , bonus room and full bath . 6 bedrooms in all, 3 full bath, 2 half baths. Updated brs. And kitchen with granite counters on 2 floors. Beautiful hardwood floors thru out. Big backyard and storage shed. Garage and 2 car driveway. Great home for an extended family.

  TRACEY WATERS Century 21 Semiao & Associates

  

  17 Acorn Rd, Secaucus, NJ 07094
• 

  

  /3

  $415,000

  • 3 Beds
  • 2.5 Baths

  170 Knickerbocker Rd, Englewood, NJ 07631

  Welcome to 170 Knickerbocker in the Willow Court complex. This end unit 3 bed 2 full bath unit is in need of some TLC. The main level features and oversized living area, garage access and outdoor space. The second floor features 3 expansive bedrooms as well as 2 full baths. Come take a look today.

  Scott Jankunas MODERN REALTY GROUP

  

  170 Knickerbocker Rd, Englewood, NJ 07631
• 

  

  /31

  $459,600

  • 2 Beds
  • 2 Baths
  • 1,343 Sq Ft

  132 Cory Ln Unit C0132, Elmwood Park, NJ 07407

  This active adult community, 55+, offers an elevator to this beautiful, spacious, CORNER unit. Master bedroom in suite, nice-sized 2nd bedroom, all with large walk-in closets. Laundry in the unit.Central air. Amenities include a clubhouse, an outdoor pool, an exercise room, and assigned covered parking.

  Elvin Ames SMART REALTY, LLC.

  

  132 Cory Ln Unit C0132, Elmwood Park, NJ 07407
• 

  

  /20

  $669,000

  • 2 Beds
  • 2 Baths

  1077 River Rd Unit TH9, Edgewater, NJ 07020

  WELCOME to this bright and impressive, spacious and well laid out 2 bedroom, 2 bathroom apartment in Edgewater's prestigious Admiral's Walk condominium, known for its unbeatable amenities and outdoor living. This open concept, high ceiling apartment offers large windows in every room, custom kitchen cabinetry, stainless steel appliances, pantry, hardwood floors throughout, spacious bathrooms,

  Krzysztof Galka Christie's International Real Estate Group-Tenafly

  

  1077 River Rd Unit TH9, Edgewater, NJ 07020
• 

  

  /16

  $299,999

  • 2 Beds
  • 1 Bath

  486 Blanchard Terrace Unit 70, Hackensack, NJ 07601

  Looking for a dream condo? Look no further! This freshly painted condo offers plenty of space, with laundry in building. Brand new kitchen cabinets, new appliances, new countertop, new kitchen sink and faucet. 2 off street parking spots, and bus stop and HUMC in walking distance.

  Susan LeConte Le Conte Realty, LLC

  

  486 Blanchard Terrace Unit 70, Hackensack, NJ 07601
• 

  

  /38

  $770,000

  • 4 Beds
  • 3 Baths

  290 Van Nostrand Ave, Englewood, NJ 07631

  Beautiful 4-bedroom home ideally located near top-rated schools! This spacious property features a serene natural backyard perfect for relaxing or entertaining, complete with a lovely deck. A perfect blend of comfort, convenience, and charma€”dona€TMt miss this one!First floor offer spacious open floor plan living room with fireplace, dining room , family room, modern eat in kitchen with

  Renee Bouaziz Keller Williams Town Life

  

  290 Van Nostrand Ave, Englewood, NJ 07631
• 

  

  /37

  $999,000

  • 4 Beds
  • 3.5 Baths

  141 Francisco Ave, Rutherford, NJ 07070

  This beautifully reimagined home blends modern updates with a spacious, flexible layout designed for today's lifestyle. The home has been expanded with a full second floor and a large bonus room above the garage offering plenty of room to spread out. The main level features an open-concept design where the living, dining, and kitchen flow seamlessly together, complemented by a full bath and

  MATTHEW GEVIRTZ EXP REALTY, LLC

  

  141 Francisco Ave, Rutherford, NJ 07070
• 

  

  /23

  $373,500

  • 1 Bed
  • 1 Bath

  8800 Boulevard E Unit 4J, North Bergen, NJ 07047

  Your Dream Home at 8800 Boulevard East, North Bergen! Spacious and sun-filled 4th-floor condo for rent (approximately 925 sq. ft.) in desirable Park River Towers. Open-concept layout with renovated modern kitchen featuring all new stainless steel appliances, flowing into living/dining with access to a private balcony overlooking James J. Braddock Park. Assigned off-street parking, plus ALL

  JUANITA HARRIS KELLER WILLIAMS CITY VIEWS REALTY

  

  8800 Boulevard E Unit 4J, North Bergen, NJ 07047
• 

  

  /30

  $724,900

  • 3 Beds
  • 2 Baths

  41 Woods Ave, Bergenfield, NJ 07621

  Beautifully updated 3BR/2BA home on an oversized 80x100 lot in one of the most desirable areas in town. Paid off solar panels that reduce your monthly utility bill. Features include a spacious LR, formal DR, EIK with new stainless steel appliances, and refinished hardwood floors. All bedrooms are oversized, including a primary with 2 large closets and direct access to a renovated bath. Also

  Sara Hashemi-nasab Keller Williams Village Square Realty

  

  41 Woods Ave, Bergenfield, NJ 07621
• 

  

  /22

  $659,000

  • 3 Beds
  • 2.5 Baths

  17 Chamberlain Ave Unit B, Little Ferry, NJ 07643

  Maintenance-free duplex, built in 2016. Solidly built and designed with modern style, the side-by-side (right-side unit) offers a bright, open layout with high ceilings, large windows, and a spacious living room. The modern kitchen features granite countertops and stainless steel appliances, seamlessly connected to a charming dining area. The private master suite features a full bath, and the

  Woo Choi Alpine MC Realty LLC

  

  17 Chamberlain Ave Unit B, Little Ferry, NJ 07643
• 

  

  /25

  $699,000

  • 5 Beds
  • 2 Baths

  21 Kuhn Ct, Saddle Brook, NJ 07663

  Welcome to this charming bi-level single family house in the heart of Saddle Brook! Cut-de-Sac, quiet and light traffic street. This is a five bedroom and two full Bath offer perfect blend of comfort and functionality. Upon entering to the upper level, you will be greeted by an open concept family room with large bay window and cozy brick wood burning fireplace. The family room is flooded with

  Isabella Shao WEICHERT REALTORS

  

  21 Kuhn Ct, Saddle Brook, NJ 07663

Showing Results 401 - 440, Page 11 of 18