Lake Placid, FL Homes for Sale with No HOA Fee

• 

  

  /2

  $30,000

  • Land
  • 20,037 Sq Ft
  • $65,217 per Acre

  3455 Greentree Dr, Lake Placid, FL 33852

  NOW IS THE TIME TO BUY VACANT LAND. LOTS ARE GOING UP IN VALUE. BUY WHILE ITS STILL AFFORDABLE. LOT IS LOCATED IN LEISURE LAKES AREA. GREAT AREA TO BUILD YOUR HOME. THIS IS FOR 2 BUILDABLE LOTS THAT ARE SIDE BY SIDE. OWNER FINANCING AVAILABLE.

  Frank Falbo PLATINUM HOMES AND LAND REALTY

  3455 Greentree Dr, Lake Placid, FL 33852
• 

  

  

  /3

  $39,000

  • Land
  • 10,018 Sq Ft
  • $169,565 per Acre

  107 Edenwald Ave NW, Lake Placid, FL 33852

  See It to Believe It! ??Looking for the perfect spot to build? This land has character you won’t find in a listing photo. We are keeping things personal—serious inquiries only, and you must visit in person to view the property.

  Guillermo Navarrete A Class Realty LLC

  107 Edenwald Ave NW, Lake Placid, FL 33852
• 

  

  

  /23

  $129,900 New Construction

  • 2 Beds
  • 2.5 Baths

  212 Bedford St Unit 212, Lake Placid, FL 33852

  This home has the wow factor! 2 master suites and a half bath offers a covered front porch that leads into the main living area that has transom windows and a kitchen that wow with soft close cabinets, a large farmhouse sink, large kitchen island, upgraded appliances and a pot filler! The 2 primary suite offers walk in closets and spacious bathrooms, with lighted mirrors, 1 with a step in shower

  Mark Joyce Tropical Harbor Estates

  212 Bedford St Unit 212, Lake Placid, FL 33852
• 

  

  /2

  $15,000

  • Land
  • 9,583 Sq Ft
  • $68,182 per Acre

  783 Clair de Lune Dr, Lake Placid, FL 33852

  Residential lot located in Leisure Lakes offering privacy and a rural setting surrounded by natural vegetation. Ideal for a future homesite or investment. Area is lightly developed with no HOA and located within driving distance to town amenities.

  Mily Lopez Rodriguez Mato Realty, LLC

  783 Clair de Lune Dr, Lake Placid, FL 33852
• 

  

  

  /19

  $20,000

  • Land
  • 8,276 Sq Ft
  • $105,263 per Acre

  1234 Wildflower St, Lake Placid, FL 33852

  Attention builders and investors. This beautiful 0.19-acre lot is located in the peaceful Leisure Lakes area just outside of Lake Placid, Florida. Surrounded by nature, the area offers miles of trails and nearby lakes ideal for fishing and boating, all just minutes away. Enjoy a quiet setting with abundant wildlife while still being conveniently close to town. The property is approximately 10

  Joseph DeLuca HomeQwest Realty Group, LLC

  1234 Wildflower St, Lake Placid, FL 33852
• 

  

  /35

  $249,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,031 Sq Ft

  445 Apple Blossom Ct, Lake Placid, FL 33852

  Welcome to 445 Apple Blossom Ct, a thoughtfully built 3-bedroom, 2-bathroom home with a 1-car garage, offering modern finishes and quality craftsmanship throughout. Inside, you’ll find solid surface granite countertops in both the kitchen and bathrooms, complemented by top-of-the-line hardware and fixtures. Each bedroom offers ample closet space, ensuring plenty of room for storage and everyday

  Jason Jordon Keller Williams Realty Fort Myers and the Islands

  445 Apple Blossom Ct, Lake Placid, FL 33852
• 

  

  /23

  $19,500

  • 2 Beds
  • 1 Bath
  • 800 Sq Ft

  26 Pleasant View, Lake Placid, FL 33852

  Looking for your Winter Get-away look no further. This well kept 2 bedroom, 1 bath home features newer appliances, updated bathroom, laminate flooring throughout, 4 season room along with a separate screened in porch on a Canal to Lake Huntley INCLUDING PRIVATE DOCK on the canal. Home is located in Lakeside Village Mobile Home Park, a 55+ community. Lakeside had 2 Clubhouses, Shuffleboard, Bocci

  Jody Gadsden

  26 Pleasant View, Lake Placid, FL 33852
• 

  

  /3

  $49,900

  • Land
  • 19,602 Sq Ft
  • $110,889 per Acre

  3131 Forest Ave, Lake Placid, FL 33852

  Private double lot in the country but close to town. This buildable lot is already zoned R-1 single family , strong countywide land use management protection.Protective State and Local Zoning laws already in effect. Free of flood plains, not subject to onerous mandatory homeowner insurance requirements along with being subject to all the negatives associated with coastal related locations. No

  Maggie Schreck BRANTLEY PROPERTIES INC.

  3131 Forest Ave, Lake Placid, FL 33852
• 

  

  /4

  $28,990

  • Land
  • 11,325 Sq Ft
  • $111,500 per Acre

  110 Dartmoor Ave, Lake Placid, FL 33852

  Discover the perfect opportunity to build your DREAM HOME in the heart of LAKE PLACID. This beautiful vacant lot at 110 Dartmoor Ave offers the ideal blend of tranquility, convenience, and Florida outdoor living. Located just a few blocks from the WINDY POINT BOAT RAMP to Lake Istokpoga, one of Florida’s premier fishing and recreational lakes, you’ll enjoy quick access to world-class bass

  Claudia Villarroel JASON MITCHELL REAL ESTATE FLO

  110 Dartmoor Ave, Lake Placid, FL 33852
• 

  

  /50

  $299,999

  • 3 Beds
  • 2 Baths
  • 1,206 Sq Ft

  127 Blue Moon Ave, Lake Placid, FL 33852

  Home in Sun 'n Lake of Lake Placid – Direct Access to Lake Grassy!Discover this charming 3-bedroom, 2-bathroom home located in the peaceful community of Sun 'n Lake in Lake Placid, FL, where you’ll enjoy no HOA fees and the beauty of true Florida living. This property is a boater’s dream, sitting directly on a navigable canal with direct access to Lake Grassy, one of Highlands County’s most

  Lilisbet Diaz Rodriguez LPT Realty LLC

  127 Blue Moon Ave, Lake Placid, FL 33852
• 

  

  /5

  $18,000

  • Land
  • 11,325 Sq Ft
  • $69,231 per Acre

  917 Hollyhock Ct, Lake Placid, FL 33852

  Welcome to 917 Hollyhock Court, a vacant lot ready for your vision in the heart of Lake Placid. This peaceful property is tucked into a quiet neighborhood while still offering easy access to US 27, local shopping, dining, and the many lakes that make this area so special. Whether you’re looking to build your dream home, a seasonal retreat, or invest in Florida land, this lot offers great

  Jessica Vinson THE WILLIAMSON GROUP REALTY, I

  917 Hollyhock Ct, Lake Placid, FL 33852
• 

  

  /3

  $68,900

  • Land
  • 16,988 Sq Ft
  • $176,667 per Acre

  613 Lakesedge Dr, Lake Placid, FL 33852

  Lake Placid, Florida is the Location Destination of this Particular Lot, on the shores of 27,000 Acre Lake Istokpoga a Renowned for its Big Trophy Bass and Natural Beauty that remind you of a Big Cypress Bayou, Gorgeous Lake. Enjoy the beautiful breeze & views of wild life, and yes, gators & more! The Real Florida Feels! This .39 of an Acre Large Lot has Electric Close by for your New home! Easy

  Jeanne Lee Wheeler CENTURY 21 Lake & Land Myers Realty

  613 Lakesedge Dr, Lake Placid, FL 33852
• 

  

  /13

  $99,900

  • Land
  • 9,583 Sq Ft
  • $454,091 per Acre

  1100 Sycamore St, Lake Placid, FL 33852

  Don't miss out on the opportunity to build on waterfront property that connects to Lake June in the Winter Lake Placid! This lot has recently had a seawall added to the back of the property at the canal and has already been cleared for building. Take your boat to the lake and enjoy the views of this wonderful waterfront lot.

  John Carter KELLER WILLIAMS REALTY SMART

  1100 Sycamore St, Lake Placid, FL 33852
• 

  

  /4

  $17,900

  • Land
  • 10,018 Sq Ft
  • $77,826 per Acre

  3147 Theil Place, Lake Placid, FL 33852

  Multi-Family; Duplex or SFH. OWNER WILL FINANCE 3,000 DOWN 295.04 PER MONTH FOR 60 MONTHS @ 7% INTEREST. NO CREDIT NEEDED! NO CREDIT CHECK! Beautiful lot that you can build your new dream home or duplex as an investment property. Power is 3 lots away, high & dry, hard-packed gravel road. Build your dream home here surrounded by beautiful lakes; Lake June, Lake Crews and Scrub State park. Use of

  Milan Boyanich Investment Real Estate

  3147 Theil Place, Lake Placid, FL 33852
• 

  

  /44

  $314,900

  • 2 Beds
  • 2 Baths
  • 1,030 Sq Ft

  136 Forever Ave, Lake Placid, FL 33852

  LOCATION LOCATION LOCATION! This waterfront home is a 2/2 with one car garage and large enclosed back porch, located on the cul-de-sac of a quiet dead-end street, directly on canal with great views of Lake Grassy. COMPLETELY RENOVATED and turn-key. No HOA. Kitchen includes all new appliances, shaker "soft-close" cabinets, and quartz countertops. Bathrooms have gorgeous step-in showers with linear

  Lisa Aprea CENTURY 21 Lake & Land Myers Realty

  136 Forever Ave, Lake Placid, FL 33852
• 

  

  /10

  $32,500

  • Land
  • 12,196 Sq Ft
  • $116,071 per Acre

  1249 Popinjay Ave, Lake Placid, FL 33852

  LOOK NO FURTHER!! THIS LAND IS CLEARED AND READY TO BUILD WITH ELECTRIC AT THE ROAD IN BEAUTIFUL LEISURE LAKES JUST A SHORT DRIVE TO LAKE PLACID FLA AND ONLY A MILE OR 2 FROM SEVERAL BOAT RAMPS, THE LAND IS SURROUNDED BY STATE LAND WITH MILES OF TRAILS TO RIDE ESPECIALLY OFF ROADING, THERE ARE ALSO SEVERAL DINING AND ENTERTAINMENT CHOICES JUST DOWN THE ROAD ON LAKE JUNE OR HEAD NORTH TO THE CITY

  Chuck Wantuck COLDWELL BANKER HIGHLANDS PROPERTIES-SEBRING

  1249 Popinjay Ave, Lake Placid, FL 33852
• 

  /2

  $10,500

  • Land
  • 10,018 Sq Ft
  • $45,652 per Acre

  922 Aster St, Lake Placid, FL 33852

  Lake Placid Vacant Lot! Lake Placid is a growing community with a lot to offer. It is hailed as one of the Prettiest Small Towns with over 50 downtown murals and here is your opportunity to build your dream home and enjoy what Lake Placid has to offer. It is also the Caladium Capital of the World producing over 90% of the worlds Caladium Flowers. The historic charm of the city and it's unique eco

  Carol Blackmon EPIQUE REALTY, INC.

  922 Aster St, Lake Placid, FL 33852
• 

  /2

  $22,500

  • Land
  • 20,473 Sq Ft
  • $47,872 per Acre

  313 Blue Heaven Dr, Lake Placid, FL 33852

  Unique double lot in sun and lakes of lake placid.

  Benjamin Sommerville ADVANTAGE REALTY #1

  313 Blue Heaven Dr, Lake Placid, FL 33852
• 

  /2

  $15,000

  • Land
  • 10,018 Sq Ft
  • $65,217 per Acre

  429 Surrender Ct, Lake Placid, FL 33852

  GREAT TIME TO BUY TO BUILD OR INVEST! THIS LOT WILL NOT LAST LONG. HURRY UP AND BUY BEFORE THE PRICES GO UP AGAIN! OWNER FINANCING AVAILABLE.

  Frank Falbo PLATINUM HOMES AND LAND REALTY

  429 Surrender Ct, Lake Placid, FL 33852
• 

  

  /4

  $12,000

  • Land
  • 10,018 Sq Ft
  • $52,174 per Acre

  245 Moon River Ave, Lake Placid, FL 33852

  Residential lot close to Lake Grassy in the Sun N Lakes, Lake Placid, FL community. Pretty clear lot. Electricity nearby as homes have been built behind it and in the neighborhood. Public beach and park in close proximity with access to Lake Grassy.

  Nora Flores 1st Look Realty Inc

  245 Moon River Ave, Lake Placid, FL 33852
• 

  

  /10

  $14,900

  • 2 Beds
  • 2 Baths
  • 1,152 Sq Ft

  116 Bearwoods Ave Unit 116, Lake Placid, FL 33852

  Welcome to this charming 1986 Homes of Merit doublewide manufactured home, offering 2 bedrooms and 2 bathrooms with approximately 1,152 sq ft (48 x 24) of comfortable living space. Located in a beautiful 55+ community in Lake Placid, Florida, this home provides a relaxed lifestyle in a peaceful setting. The property features a carport, decorative concrete driveway, storage shed, and a screened

  Mark Joyce Tropical Harbor Estates

  116 Bearwoods Ave Unit 116, Lake Placid, FL 33852
• 

  

  /3

  $9,999

  • Land
  • 8,712 Sq Ft
  • $49,995 per Acre

  3043 Buttercup Ln, Lake Placid, FL 33852

  Invest in the future on this beautiful vacant lot located in the rapidly growing community of Lake Placid FL. Situated on a calm, paved residential street, this 10,000 sq ft lot offers the perfect setting for peaceful living while still being conveniently close to local shopping, dining, and recreational amenities. With no HOA Vacant residential lot 80x125

  Ralph Harvey ListWithFreedom.com

  3043 Buttercup Ln, Lake Placid, FL 33852
• 

  /2

  $15,000

  • Land
  • 10,018 Sq Ft
  • $65,217 per Acre

  273 Rhythm Dr, Lake Placid, FL 33852

  NOW IS THE TIME TO BUY VACANT LAND. LOTS ARE GOING UP IN VALUE. BUY WHILE ITS STILL AFFORDABLE. LOT IS LOCATED IN SUN N LAKES AREA. GREAT AREA TO BUILD YOUR HOME. OWNER FINANCING AVAILABLE.

  Frank Falbo PLATINUM HOMES AND LAND REALTY

  273 Rhythm Dr, Lake Placid, FL 33852
• 

  /2

  $18,000

  • Land
  • 10,018 Sq Ft
  • $78,261 per Acre

  204 Deep Purple Dr, Lake Placid, FL 33852

  FOR THE HOME BUILDER OR INVESTOR. THE OUTDOORS IS ALL HERE 7 LAKES IN THE AREA FOR BOATING AND FISHING. JUST OUTSIDE OF DINING AND SHOPPING. SOUTH OF THE GREAT AMERICAN RACE TRACK SEBRING INT RACEWAY. GET IT WHILE THE PRICES ARE LOW AND THE AREA IS GETTING HOT. BE PART OF THE GROWING FLORIDA COMMUNITY. OWNER FINANCING AVAILABLE

  Jorge Sousa PLATINUM HOMES AND LAND REALTY

  204 Deep Purple Dr, Lake Placid, FL 33852
• 

  

  /6

  $3,999,900

  • Land
  • 16.59 Acres
  • $241,103 per Acre

  705 Us 27 N, Lake Placid, FL 33852

  16.59 Acres with 613 feet of US 27 Frontage. Property has access to Central City water and sewer. Location is perfect as it's withing minutes of all the Town of Lake Placid. Zoned C1/R2 for commercial or residential development front half is zoned with US 27 frontage & Medium turn for easy franchise developments with real half (8+- acres) zoned multi-family for townhomes viewing down on the

  Gregory Karlson ADVANTAGE REALTY 1

  705 Us 27 N, Lake Placid, FL 33852
• 

  

  /62

  $39,500

  • 2 Beds
  • 2 Baths
  • 1,680 Sq Ft

  334 Belle Field Ave, Lake Placid, FL 33852

  This home is in a senior park with a monthly lot rent of $894.89 which includes trash, water, sewer and lawn mowing. Welcome to a haven of comfort and style, meticulously maintained and brimming with cozy charm. This beautiful home is a perfect blend of relaxation and entertainment, with an open concept design that effortlessly connects the dining room, kitchen, and living area. As you step in,

  Kathy "Kat& Rose American Mobile Home Sales of Tampa Bay, Inc.

  334 Belle Field Ave, Lake Placid, FL 33852
• 

  /2

  $14,500

  • Land
  • 10,001 Sq Ft
  • $63,153 per Acre

  459 Ruba Ave, Lake Placid, FL 33852

  Excellent opportunity to acquire a vacant residential lot in Lake Placid, Florida. This R1-zoned parcel offers approximately 10,000 square feet with 80 feet of frontage and 125 feet of depth, providing ample space for future residential development or long-term investment. Located in Sun N Lake LP Unit 17, the property is not waterfront and is identified in Flood Zone X. Buyer and buyer’s agent

  Natascha Gonzalez Circle One Realty, LLC.

  459 Ruba Ave, Lake Placid, FL 33852
• 

  /2

  $17,000

  • Land
  • 11,325 Sq Ft
  • $65,385 per Acre

  550 Washington Blvd, Lake Placid, FL 33852

  Discover an exceptional opportunity to build your dream home in the sought‐after Lake Placid area. This vacant lot offers the perfect blend of location, lifestyle, and potential-ideal for a custom residence, investment property, or future development. An additional lot next door-548 Washington Blvd-is also available, offering the rare chance to expand your footprint, build multiple homes, or

  Lori LaGamma The Pipal Group

  550 Washington Blvd, Lake Placid, FL 33852
• 

  

  /16

  $49,900

  • Land
  • 10,018 Sq Ft
  • $216,957 per Acre

  104 Autumn Terrace, Lake Placid, FL 33852

  This beautiful canal-front lot offers direct access to Lake Grassy, a 530-acre freshwater lake perfect for pontoon boating, jet skiing, kayaking, and fishing. Located on a quiet cul-de-sac in the desirable Sun ‘N Lake of Lake Placid community, this property provides both peace and recreation. The lot measures 0.23 acres (9,875 sq ft) and has already undergoneprofessional soil testing - no muck

  Johanna Gutierrez BHHS Florida Properties Group

  104 Autumn Terrace, Lake Placid, FL 33852
• 

  

  /40

  $44,500

  • 2 Beds
  • 2 Baths
  • 1,152 Sq Ft

  1 Hershey Ln, Lake Placid, FL 33852

  As you walk to the front door, you will notice the beautiful landscaping and yard. This spacious, partially furnished 2/2 home is open, bright and a welcoming retreat. You can relax, read a book, enjoy your coffee as well as entertain guests in the enclosed porch. The home has storage space throughout as well as two storage sheds. The home features new floors throughout, new lanai addition, and

  Keith Hinkle Florida Mobile Homes on Sale, Inc.

  1 Hershey Ln, Lake Placid, FL 33852
• 

  /2

  $40,000

  • Land
  • 22,651 Sq Ft
  • $76,923 per Acre

  683 Washington Blvd, Lake Placid, FL 33852

  Great lot for building or investment. Come see today.

  Wes Tanner COMPTON REALTY

  683 Washington Blvd, Lake Placid, FL 33852
• 

  /2

  $15,000

  • Land
  • 9,147 Sq Ft
  • $71,429 per Acre

  225 Tannery Ln, Lake Placid, FL 33852

  NOW IS THE TIME TO BUY VACANT LAND. LOTS ARE GOING UP IN VALUE. BUY WHILE ITS STILL AFFORDABLE. LOT IS LOCATED IN SUN N LAKES HOLIDAY COUNTY CLUB AREA. GREAT AREA TO BUILD YOUR HOME. OWNER FINANCING AVAILABLE

  Frank Falbo PLATINUM HOMES AND LAND REALTY

  225 Tannery Ln, Lake Placid, FL 33852
• 

  

  /24

  $33,500

  • 2 Beds
  • 2 Baths

  2 Horseshoe Ln, Lake Placid, FL 33852

  Welcome to this beautifully updated 2-bedroom, 2-bathroom doublewide home situated on a desirable corner lot in Paradise Village Mobile Home Park. Inside, you'll find all new flooring throughout-including a new subfloor-along with brand-new carpet in the bedroom. The home features a spacious layout with washer and dryer hookups. One bathroom includes a walk-in shower, while the second offers a

  Alexis Krudo Garber Florida Home Sales

  2 Horseshoe Ln, Lake Placid, FL 33852
• 

  

  /7

  $8,900

  • Land
  • 12,196 Sq Ft
  • $31,786 per Acre

  425 Twilight Dr, Lake Placid, FL 33852

  OWNER FINANCING!!! 1,000 DOWN 243.93 PER MONTH FOR 36 MONTHS AT 7% INTEREST. Hard packed gravel Road. High and Dry. Ready to build. The new amenities to this park are amazing with a private beach for you to watch the sunrise and the sunset every day!, a boat ramp, a community clubhouse, a great fishing spot by the way, a playground and more!

  Milan Boyanich Investment Real Estate

  425 Twilight Dr, Lake Placid, FL 33852
• 

  

  /7

  $18,000

  • Land
  • 10,454 Sq Ft
  • $75,000 per Acre

  1222 Cockatoo Ave, Lake Placid, FL 33852

  PERFECT BUILDERS 1/4 ACRE LOT IN LAKE PLACID FL IN THE LEISURE LAKES SUBDIVISION THIS LAND IS ON A COUNTY MAINTAINED ROAD AND THERE IS STATE LAND IN FRONT AND BACK OF IT SO THERE IS MILES OF TRAILS AND WILDLIFE AND VERY CLOSE TO SEVERAL LAKES FOR FISHING AND BOATING AND ONLY 10 MIN TO THE TOWN OF LAKE PLACID THE CALADIUM CAPITAL OF THE WORLD AND ONLY 15 MIN FROM SEBRING INTERNATIONAL SPEEDWAY!

  Chuck Wantuck COLDWELL BANKER HIGHLANDS PROPERTIES-SEBRING

  1222 Cockatoo Ave, Lake Placid, FL 33852
• 

  /2

  $10,875

  • Land
  • 12,196 Sq Ft
  • $38,839 per Acre

  394 Showboat Ave, Lake Placid, FL 33852

  Excellent opportunity to own a corner lot in the established Sun 'N Lake Estates of Lake Placid. This 0.28-acre parcel is ideally situated at the intersection of Showboat Avenue and Wildwood Drive, offering added flexibility for future home design, driveway placement, and accessibility. Located in a peaceful residential neighborhood with nearby access to Lake Istokpoga—one of Florida’s largest

  Thomas Lugen AMERICAN RESALES

  394 Showboat Ave, Lake Placid, FL 33852
• 

  /2

  $15,000

  • Land
  • 9,583 Sq Ft
  • $68,182 per Acre

  217 Harmony Ct, Lake Placid, FL 33852

  NOW IS THE TIME TO BUY VACANT LAND. LOTS ARE GOING UP IN VALUE. BUY WHILE ITS STILL AFFORDABLE. LOT IS LOCATED IN SUN N LAKES AREA. GREAT AREA TO BUILD YOUR HOME. OWNER FINANCING AVAILABLE.

  Frank Falbo PLATINUM HOMES AND LAND REALTY

  217 Harmony Ct, Lake Placid, FL 33852
• 

  /2

  $29,900

  • Land
  • 10,890 Sq Ft
  • $119,600 per Acre

  3156 Miller Ave, Lake Placid, FL 33852

  Nice Corner Lot in Leisure Lake on Miller, close to convenience store, Bishop Park provide boat ramp into Lake June for Fishing, Boating, Jet Skiing, or just to relax lakeside, Restaurants, Lake Carrie Boat Ramp. Approximately a 5 mile drive into town for doctors and shopping.

  Lauren Gregg Paradise Real Estate International LLC

  3156 Miller Ave, Lake Placid, FL 33852
• 

  /2

  $13,000

  • Land
  • 11,251 Sq Ft
  • $50,329 per Acre

  308 Nichele Blvd, Lake Placid, FL 33852

  Looking for the right spot to build your dream home? Look no further, Highlands park is a great place to start.

  Kimberly Boersma ADVANCED ALL SERVICE/ SEBRING

  308 Nichele Blvd, Lake Placid, FL 33852
• 

  /2

  $22,000

  • Land
  • 10,454 Sq Ft
  • $91,667 per Acre

  3031 Beech Ave, Lake Placid, FL 33852

  Great Corner residential lot for homeowners looking to build their ideal space or builders to build their next project. Note: Two additional lots available on the same street - contact listing agent for more information.

  Ana Sainz Ana L Sainz P A

  3031 Beech Ave, Lake Placid, FL 33852

Showing Results 161 - 200, Page 5 of 18