2,109

Homes for Sale in Mecklenburg County NC with 3-Bedrooms

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  • /18

    $489,000 Open Sat 12PM - 2PM

    • 3 Beds
    • 1.5 Baths
    • 1,067 Sq Ft

    4828 Gilmore Dr, Charlotte, NC 28209

    Tucked away in the sought-after Madison Park neighborhood, this mid-century painted brick ranch blends timeless character with thoughtful updates. Beautiful hardwood floors and a light, neutral palette create a warm, inviting feel throughout. The renovated kitchen features gray shaker-style cabinetry, quartz countertops, and stainless steel appliances, including a gas range. A spacious living

    Katherine Roche Helen Adams Realty

    4828 Gilmore Dr, Charlotte, NC 28209
  • /27

    $387,500 Open Sat 2PM - 4PM

    • 3 Beds
    • 2.5 Baths
    • 1,748 Sq Ft

    13213 Lampmeade Ln, Charlotte, NC 28273

    Large Price Improvement! Seller motivated so bring offers! Property Qualifies for 100% Financing and No Mortgage Insurance to pay each month through the PATH Program!! What an affordable way to spring into this cozy home! It's designed to make the home more affordable each month because there is no monthly mortgage insurance premium. Ask your lender how to pre-qualify. This highly sought after

    Lisa Otto Premier South

    13213 Lampmeade Ln, Charlotte, NC 28273
  • /19

    $205,000

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft

    4164 Welling Ave, Charlotte, NC 28208

    This full brick cute ranch located in the Thomasboro-Hoskins Northwest corrider has gleaming hardwood flooring, newer HVAC unit, newer stove, dishwasher, neutral paint colors, and located in an upcoming area transitioning to remodeling of older homes and and revitalization of the area, spacious backyard area. Some updates in the past are the bath with updated tile and sink/cabinet/lighting. This

    Sharon Finch Keller Williams Ballantyne Area

    4164 Welling Ave, Charlotte, NC 28208
  • /26

    $499,900

    • 3 Beds
    • 2 Baths
    • 1,404 Sq Ft

    4200 Abbeydale Dr, Charlotte, NC 28205

    Now priced under $500k!! Best renovated brick ranch in Windsor Park in terms of value and renovation quality! Conveniently located minutes away from vibrant Plaza Midwood, Noda, Cotswold, Elizabeth and Uptown Charlotte. Step inside & be immediately impressed with all the bright natural light that fills the space & complements the new flooring, neutral paint & modern elevated finishes throughout.

    Sloan Young Howard Hanna Allen Tate Southpark

    4200 Abbeydale Dr, Charlotte, NC 28205
  • /40

    $319,900

    • 3 Beds
    • 2 Baths
    • 1,459 Sq Ft

    8636 Warwick Crest Ln, Charlotte, NC 28215

    Welcome to this charming 1,400 sq. ft. ranch home nestled in the desirable Cambridge neighborhood of Charlotte, NC. Tucked away at the end of a quiet cul-de-sac, this 3-bedroom, 2-bathroom home offers both privacy and a peaceful setting while remaining conveniently close to everything the city has to offer.Step inside to find a functional, easy-flow layout designed for everyday living. The

    Matt Norman Yancey Realty, LLC

    8636 Warwick Crest Ln, Charlotte, NC 28215
  • /48

    $1,399,000

    • 3 Beds
    • 3 Baths
    • 2,814 Sq Ft

    715 N Graham St Unit 603, Charlotte, NC 28202

    Welcome to The Penthouse at The Garrison at Graham—one of Uptown Charlotte’s most distinctive and architecturally striking residences. Occupying the prime top-floor corner of the building, this remarkable three-story penthouse spans approximately 2,750 square feet of sophisticated loft-style living and is framed by two dramatic walls of 12-foot floor-to-ceiling windows that flood the home with

    Abigail Hines The Agency - Charlotte

    715 N Graham St Unit 603, Charlotte, NC 28202
  • /32

    $529,900

    • 3 Beds
    • 2 Baths
    • 1,413 Sq Ft

    6119 Park Hill Rd, Charlotte, NC 28277

    One of the few ranch-style gems in the sought-after Thornhill community, this meticulously maintained 3-bedroom, 2-bathroom home offers the pinnacle of one-level living in the heart of Ballantyne. The interior features an inviting open floor plan freshly enhanced with new paint throughout and a stylishly updated kitchen. The expansive great room, anchored by a cozy gas fireplace, flows seamlessly

    Laurie Zdyb Coldwell Banker Realty

    6119 Park Hill Rd, Charlotte, NC 28277
  • /46

    $890,000

    • 3 Beds
    • 2.5 Baths
    • 1,952 Sq Ft

    2020 Sablewood Dr, Charlotte, NC 28205

    Price adjustment reflects updated, more precise square footage measurement only. NEWLY RENOVATED - thoughtful custom updates throughout. Enjoy the energy/vibe of Plaza Midwood’s vibrant shops, boutiques, & restaurants, then return home to private retreat living. Rare opportunity for cul-de-sac location AND backing to the wooded grounds of Charlotte Country Club, this home boasts one of the

    Lisa Zederbaum Mackey Realty LLC

    2020 Sablewood Dr, Charlotte, NC 28205
  • /27

    $379,900

    • 3 Beds
    • 2 Baths
    • 1,339 Sq Ft

    6223 Whitewater Dr, Charlotte, NC 28214

    Fantastic home with specious backyard, garage and no HOA. Location is very close to uptown, airport and river district. Plenty of shopping and restaurants nearby. Home features many recent upgrades including new kitchen cabinets, vanities, flooring, paint, light fixtures bathtub and shower, windows etc. House has a partially fenced yard with a deck and beautiful view of mature trees. This home

    Olesya Tabaka Corcoran HM Properties

    6223 Whitewater Dr, Charlotte, NC 28214
  • /37

    $384,900

    • 3 Beds
    • 1.5 Baths
    • 1,296 Sq Ft

    16409 Thompson Rd, Mint Hill, NC 28227

    REDUCED!! Charming brick ranch tucked away in one of the loveliest parts of Mint Hill! Almost a half acre with no HOA!! Amazing location off Thompson Road, sitting next to one of Mint Hill's finest equestrian neighborhoods "Cheval" with 1.5m-5m+ homes. This home is over 1600sf under roof (1296sf permitted and 378+sf un-permitted = 1,674 sq ft). Recently renovated throughout with nice finishes,

    Karen Parsons RE/MAX Executive

    16409 Thompson Rd, Mint Hill, NC 28227
  • /48

    $327,950

    • 3 Beds
    • 2 Baths
    • 1,335 Sq Ft

    2517 Plum St, Charlotte, NC 28269

    Public Remarks Welcome to one of the most Charming 3-bedroom, 2-bath Ranch home in Charlotte. Located on over 1/2 Acre level lot. This rare property is in the heart of an established Community. It is just minutes away from Dining at your excellent choice of Restaurants and Shops. Close to Ribbon Walk Trail and Greenway. The existing home is being sold as-is, giving you the opportunity to make it

    Leslie Clenney Southern Homes of the Carolinas, Inc

    2517 Plum St, Charlotte, NC 28269
  • /48

    $649,900

    • 3 Beds
    • 2.5 Baths
    • 3,192 Sq Ft

    13634 Pine Harbor Rd, Charlotte, NC 28278

    Wonderful home on an oversized 1.2+ acre lot, tucked away in a quiet and peaceful Lake Wylie community of only 12 homes. Enjoy the serenity of the surrounding forest while taking in the sights and sounds of nature. Just a two-minute walk leads to the private community marina with dock space for up to six boats, along with a gazebo and picnic area where your family can enjoy stunning sunsets over

    Valeriy Solodyankin ERA Live Moore

    13634 Pine Harbor Rd, Charlotte, NC 28278
  • /37

    $699,000

    • 3 Beds
    • 2.5 Baths
    • 2,315 Sq Ft

    306 Ashby Dr, Davidson, NC 28036

    Lovingly maintained 3BR/3 Bath home in the highly desirable McConnell neighborhood of Davidson. Home is located on a lovely .27 acre lot with a mature, manicured yard, plantings & beautiful trees. Rocking chair front porch along w/ a small deck overlooking the private rear yard. Beautiful hardwood floors on main level in the foyer, dining room &office. Primary bedroom & bath also on main level.

    Mary Lib Richards Keller Williams Lake Norman

    306 Ashby Dr, Davidson, NC 28036
  • /18

    $375,000

    • 3 Beds
    • 2.5 Baths
    • 1,472 Sq Ft

    3047 Potomac River Pkwy, Charlotte, NC 28217

    Desirable townhome in City Park. This light-filled home features an open-concept main level connecting the living, dining, and kitchen areas—perfect for both everyday living and entertaining. The spacious living room offers great natural light, creating a warm and inviting atmosphere. The dining area flows effortlessly into the kitchen, creating an ideal hosting environment. The kitchen is

    Austin Snyder EXP Realty LLC Ballantyne

    3047 Potomac River Pkwy, Charlotte, NC 28217
  • /47

    $270,000

    • 3 Beds
    • 2.5 Baths
    • 1,306 Sq Ft

    8422 Chaceview Ct, Charlotte, NC 28269

    Feel right at home in this lovely 3 bedroom, 2.5 bath townhome in The Villages at Avonlea! You'll be amazed at how spacious this two-level home feels. As soon as you walk in, you'll notice the beautiful wood floors in the living room, with a stately archway that leads to the dining and kitchen areas. With so many windows, you'll be impressed with the amount of natural light that you receive. The

    Sena Sweargen Century 21 Providence Realty

    8422 Chaceview Ct, Charlotte, NC 28269
  • /46

    $375,000

    • 3 Beds
    • 2.5 Baths
    • 1,848 Sq Ft

    9627 Brookmere Ln, Charlotte, NC 28214

    Completely reimagined in the heart of Mount Holly, this beautifully renovated home blends thoughtful design with high-quality updates throughout. Extensively updated from top to bottom, it features new flooring, interior and exterior paint, a brand-new kitchen with new appliances, beautifully renovated bathrooms, a new roof, sleek electric fireplace, gas installation, a drywalled and heated

    Mary Helen Davis Helen Adams Realty

    9627 Brookmere Ln, Charlotte, NC 28214
  • /43

    $625,000

    • 3 Beds
    • 3.5 Baths
    • 1,961 Sq Ft

    3838 Sky Haven Dr, Charlotte, NC 28209

    Premier end unit in South Village, one of LoSo's only gated communities with a garage. This fabulous move in ready 2020 built END unit is literally steps from light rail and Rail Trail, walk out your door to enjoy all that LoSo has to offer. This freshly painted and light filled home features ALL the enhanced custom features including gorgeous hardwood floors throughout, a chefs kitchen with

    Mary Beth Mcintyre Belle Properties

    3838 Sky Haven Dr, Charlotte, NC 28209
  • /25

    $310,900

    • 3 Beds
    • 2.5 Baths
    • 1,695 Sq Ft

    5320 Somerset Hill Ln, Charlotte, NC 28269

    SKIP THE WAIT FOR CONSTRUCTION! Move-in ready townhome with privacy as a premium end unit, located in a vibrant new development. Tucked away in a quiet cul-de-sac, this gem is bathed in abundant natural light. No neighbors directly behind this lot. Step inside this stylish 3-bedroom, 2.5-bath townhome to find an open floor plan designed for today’s lifestyle. The main level flows seamlessly from

    Daniela Pereyra Del Aguila Dalton Wade, Inc.

    5320 Somerset Hill Ln, Charlotte, NC 28269
  • /33

    $420,000

    • 3 Beds
    • 2.5 Baths
    • 2,227 Sq Ft

    15748 Country House St, Charlotte, NC 28273

    This stunning end unit townhome in desirable Chateau shows like a model home. As you enter you are greeted by high ceilings and upgrades galore - from the built in desk and shelves in the home office to the beautiful light fixtures throughout and Hunter Douglas shades. The open floor plan is bright and airy, with the gourmet kitchen at it's very heart. Gorgeous cabinetry, a huge island and walk

    Kalie Koivisto COMPASS

    15748 Country House St, Charlotte, NC 28273
  • /24

    $400,000 Open Sat 3PM - 5PM

    • 3 Beds
    • 2 Baths
    • 1,122 Sq Ft

    913 Tennyson Dr, Charlotte, NC 28208

    Charming and updated 3 bedroom, 2-bath bungalow in popular Enderly Park offers the perfect blend of style and comfort! Step inside to find a bright, inviting interior featuring beautiful quartz counters and stainless steel appliances that elevate the kitchen’s modern appeal. The functional layout provides easy living with well-sized bedrooms and updated baths, LVP flooring, and fresh paint! Enjoy

    Tammy Breisacher David Hoffman Realty Charlotte

    913 Tennyson Dr, Charlotte, NC 28208
  • /17

    $322,400

    • 3 Beds
    • 2 Baths
    • 1,071 Sq Ft

    4726 Holbrook Dr, Charlotte, NC 28212

    Move-in ready three-bedroom, two-bathroom home located in the desirable Amity Gardens neighborhood. This home features a functional floorplan where the kitchen, updated with granite countertops and stainless steel appliances, connects directly to the dining area for easy entertaining. The interior is finished with a combination of durable LVP flooring and comfortable carpet. The primary bedroom

    Robert Salmons Entera Realty LLC

    4726 Holbrook Dr, Charlotte, NC 28212
  • /39

    $295,000

    • 3 Beds
    • 2.5 Baths
    • 1,719 Sq Ft

    1713 Aspire St, Charlotte, NC 28262

    STUNNING 2023 3-StoryTownhome that has been recently refreshed! Get the New Construction feel without the New Construction price! Walk in the front door to find an AWESOME office space and a flex space perfect for a playroom, storage, or whatever fits your needs! The main floor hosts all main living areas. The BEAUTIFUL black kitchen cabinets are sure to be the focal point of your home when

    Cherie Burris RE/MAX Executive

    1713 Aspire St, Charlotte, NC 28262
  • /25

    $310,000

    • 3 Beds
    • 2 Baths
    • 1,134 Sq Ft

    10359 Gold Pan Rd, Charlotte, NC 28215

    Welcome to your new home! This beautifully maintained ranch-style residence offers the perfect blend of comfort and style. Featuring three bedrooms and two bathrooms, this home is ideal for those seeking a peaceful and inviting living environment. Step inside to discover freshly painted walls that create a bright and refreshing atmosphere throughout the home. The spacious bedrooms provide plenty

    Abigail Wilson Keller Williams Ballantyne Area

    10359 Gold Pan Rd, Charlotte, NC 28215
  • /27

    $420,000

    • 3 Beds
    • 3.5 Baths
    • 1,600 Sq Ft

    1033 SiMcOe Ln, Charlotte, NC 28217

    Now is the time to take advantage of Urban Living at it's Finest! Southrail Station is so conveniently located that you won't believe it! This meticulously maintained End Unit Townhome is less than a 1/2 Mile to the Light Rail, Multiple Dining & Nightlife Options, close to Breweries, Shopping, & All that South Charlotte Has to Offer! Are you a dog lover? You are going to love the building's

    Samuel Grogan Coldwell Banker Realty

    1033 SiMcOe Ln, Charlotte, NC 28217
  • /41

    $645,000

    • 3 Beds
    • 5 Baths
    • 2,842 Sq Ft

    3108 Kirkland Ave, Charlotte, NC 28208

    Gorgeous duet in Enderly Park built in 2020. The spacious, open layout spans 2,842 square feet, features 3 bedrooms, 3 full bathrooms and 2 half bathrooms, a balcony, rooftop terrace, and a two-car garage. Enter on the main level, which has a bedroom, a full bathroom, a laundry room, and a drop zone off the two care garage. Continue up the beautiful staircase to the second level, where you'll

    Anne Monsted COMPASS

    3108 Kirkland Ave, Charlotte, NC 28208
  • /11

    $230,000

    • 3 Beds
    • 1 Bath

    4932 Jane Ave, Charlotte, NC 28269

    Opportunity awaits in this 3-bedroom, 1-bath home located in a prime area close to everything the heart of Charlotte has to offer! This property is connected to city water and sewer, with a few updates already completed including a roof and water heater replaced approximately 4 years ago. This home is ideal for investors or buyers looking to renovate and make it their own. With great potential

    Jill Galliher Keller Williams Unified

    4932 Jane Ave, Charlotte, NC 28269
  • /37

    $405,000

    • 3 Beds
    • 2 Baths
    • 1,805 Sq Ft

    3832 Misty Glen Ct, Matthews, NC 28105

    Welcome home to this beautifully maintained end-unit townhome, offering the perfect blend of comfort, convenience, and easy living. With 1,805 square feet of thoughtfully designed living space plus a bright sunroom, this 3-bedroom, 2-bath home features a spacious open floor plan that feels both inviting and functional. The heart of the home flows effortlessly from the kitchen into the dining and

    Abigail Wilson Keller Williams Ballantyne Area

    3832 Misty Glen Ct, Matthews, NC 28105
  • /43

    $1,020,000

    • 3 Beds
    • 3.5 Baths
    • 2,836 Sq Ft

    2815 Hillside Springs Dr, Charlotte, NC 28209

    This stunning 3 story townhome offers exceptional living in the highly coveted Myers Park neighborhood. This preferred location inside the complex, the building backs to a heavily treed, serene space. Upon entering, the impressive ceilings, lighting and hardwoods throughout set the tone for something special. The main level has a beautiful white Kitchen with island, quartz countertops, stainless

    Kathy Humbert COMPASS

    2815 Hillside Springs Dr, Charlotte, NC 28209
  • /38

    $465,000

    • 3 Beds
    • 1.5 Baths
    • 1,593 Sq Ft

    3409 Spencer St, Charlotte, NC 28205

    Welcome to Steel Gardens — one of NoDa's most sought-after townhome communities. This light-filled 3-story home delivers the perfect blend of urban energy and laid-back livability with 1,593 sq ft, 2 bedrooms, 1.5 baths, and a show-stopping 299 sq-ft rooftop terrace overlooking North Charlotte Park. There is always ample parking for you and guests, so no worries there. The main level features an

    Michael Murphy Dickens Mitchener & Associates Inc

    3409 Spencer St, Charlotte, NC 28205
  • /32

    $367,500 Open Sat 9:30AM - 11:30AM

    • 3 Beds
    • 2.5 Baths
    • 1,726 Sq Ft

    9022 Henry Thoreau Rd, Charlotte, NC 28214

    Like-new home in a prime location with easy access to I-485, shopping, and vibrant downtown areas! This beautifully maintained 3-bedroom, 2.5-bath home offers a modern, open-concept layout perfect for both everyday living and entertaining. The spacious kitchen flows seamlessly into the living and dining areas, creating a bright and welcoming space. Upstairs, you’ll find comfortable bedrooms

    Toby Stephens Stephen Cooley Real Estate

    9022 Henry Thoreau Rd, Charlotte, NC 28214
  • /35

    $999,999

    • 3 Beds
    • 3 Baths
    • 1,934 Sq Ft

    7413 Mariner Cove Dr, Cornelius, NC 28031

    Waterfront END Unit Townhome with an all seasons porch just steps to the shores of Lake Norman. Entering through the front door you are enveloped by the Lake. This home has been taken down to the studs (new plumbing/electrical) and thoughtfully redesigned to enhance the incredible lake views. Throughout the main level engineered hardwood flooring has been installed providing extra durability for

    Stephanie Smith Select Premium Properties Inc

    7413 Mariner Cove Dr, Cornelius, NC 28031
  • /48

    $325,000

    • 3 Beds
    • 2.5 Baths
    • 1,806 Sq Ft

    1301 Maple Shade Ln, Charlotte, NC 28270

    Welcome Home!This beautifully maintained 3-story end-unit townhome with a one-car garage is ideally located on Sardis Rd N, offering both convenience and comfort. As one of the largest floorplans in the community, this home provides exceptional space and thoughtful updates throughout.Step inside to find fresh paint across much of the main level, along with updated half and full baths. The

    Sarah Menzer NextHome Paramount

    1301 Maple Shade Ln, Charlotte, NC 28270
  • /48

    $749,000

    • 3 Beds
    • 2 Baths
    • 2,251 Sq Ft

    14619 Crosswater Ln, Charlotte, NC 28278

    Located in the amenity-rich Regency at Palisades neighborhood, this meticulously maintained home is filled with thoughtful upgrades and custom details that make it a true standout. A striking custom steel front door welcomes you into an interior adorned with rich wood flooring, custom plantation shutters, and designer drapery panels throughout. Just off the entry, a private study or formal living

    Ann-Dorthe Havmoeller Howard Hanna Allen Tate Charlotte South

    14619 Crosswater Ln, Charlotte, NC 28278
  • /48

    $475,000

    • 3 Beds
    • 2.5 Baths
    • 2,332 Sq Ft

    13062 Windy Lea Ln, Huntersville, NC 28078

    Charming two-story home featuring 4 bedrooms and 2.5 bathrooms with a functional and inviting layout. The living room offers a cozy fireplace, creating a warm focal point for relaxing or entertaining. The dining room showcases elegant crown molding, adding a refined touch to gatherings and everyday meals. The kitchen overlooks the main living space, enhancing the open feel of the home. Enjoy

    Janeequa Townsend Mainstay Brokerage LLC

    13062 Windy Lea Ln, Huntersville, NC 28078
  • /46

    $649,000

    • 3 Beds
    • 2 Baths
    • 1,304 Sq Ft

    18700 Nautical Dr Unit 303, Cornelius, NC 28031

    Experience the best of the Lake Norman lifestyle in this stunning, waterfront top-floor penthouse. Recently updated throughout, this residence features a grand great room with soaring ceilings, a gas fireplace, hardwood floors and a granite-topped wet bar overlooking the marina. The gourmet kitchen is a standout, boasting 42" white cabinetry, granite countertops, stainless steel appliances, and a

    David DiGioia Century 21 DiGioia Realty

    18700 Nautical Dr Unit 303, Cornelius, NC 28031
  • /31

    $577,000

    • 3 Beds
    • 2 Baths
    • 1,309 Sq Ft

    7844 Village Harbor Dr, Cornelius, NC 28031

    Pre-inspected + move-in ready + price below market value and that's not the best part. This top-floor end unit offers year-round lake views and tons of privacy. Access this unit by elevator or stairs to find a cozy entrance way and your own private storage room adjacent to the front door. The split bedroom floor plan features two bedrooms and a full bath near the entrance, and the primary en

    Qulia Bryant Perfect House Realty LLC

    7844 Village Harbor Dr, Cornelius, NC 28031
  • /21

    $420,000

    • 3 Beds
    • 2 Baths
    • 1,980 Sq Ft

    6525 Thamesmead Ln, Mint Hill, NC 28227

    Come take a look this three bedroom ranch with updates in popular area. Ranch features 2 car garage, treed lot. Enjoy your patio on summer days. Den with fireplace for cool winters evenings.

    Teresa Sweet Howard Hanna Allen Tate Charlotte South

    6525 Thamesmead Ln, Mint Hill, NC 28227
  • /29

    $429,000

    • 3 Beds
    • 2 Baths
    • 1,423 Sq Ft

    712 N Alexander St Unit 9, Charlotte, NC 28202

    The perfect spot in Uptown Charlotte! A stunning 4-story condo with a private rooftop terrace, located in the heart of the Garden District. 2 beds/1 bath on lower level. Private master suite on the 3rd floor. The fourth-floor terrace with views of downtown is a relaxing retreat with trees that add to the tranquility. Many improvements, including a custom island in the kitchen, new appliances

    Kelley Archer Front Door Impressions Realty

    712 N Alexander St Unit 9, Charlotte, NC 28202
  • /29

    $379,900

    • 3 Beds
    • 2.5 Baths
    • 2,380 Sq Ft

    3629 Arklow Rd, Charlotte, NC 28269

    Three-bedroom, 2.5-bathroom home in an established Charlotte neighborhood.Upon entry, you are welcomed by tall ceilings that give the bonus room a grand feel, flowing directly into a formal dining room accented with beautiful wainscoting. The living room features a stone fireplace as its centerpiece and opens directly to the kitchen, which offers plentiful counter and cabinet space.The

    Robert Salmons Entera Realty LLC

    3629 Arklow Rd, Charlotte, NC 28269
  • /20

    $240,000

    • 3 Beds
    • 2.5 Baths
    • 1,278 Sq Ft

    2222 Yorkhills Dr Unit 6, Charlotte, NC 28217

    Convenience and low maintenance are just two of the things you will love about this unit. Sitting just off of 485 and 77, you are central to all of what South Charlotte has to offer. Dining, shopping and entertainment are just outside your front door. Water, trash and lawn maintenance are all included in the HOA! Rare three bedroom, two full bathroom corner-unit townhome-style condo in a popular

    Sasha Serna David Hoffman Realty Charlotte

    2222 Yorkhills Dr Unit 6, Charlotte, NC 28217

Showing Results 641 - 680, Page 17 of 18

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