Monticello, IN Homes for Sale under $400,000

Lake Freeman, Lake Level Completely remodeled 2 bedroom 2 full bath year-round house with A+ outdoor lakeside amenities. Interior finish consists of; tiled bathrooms and showers/tub surrounds, laminate flooring and new carpeting in living areas, smooth finish ceilings with recessed lighting. Kitchen upgrades include; stainless farmhouse sink, stainless appliances. Remodel included new

Gregory Vogel VOGEL REAL ESTATE

OPEN HOUSE SUNDAY 3/15/26 1-3 PM EASTERN TIME. PRICE REDUCED!! Nestled along the scenic Tippecanoe River, this stunning river cottage redefines waterfront luxury. From the moment you arrive, every detail speaks of quality and care—beginning with a brand-new $15,000 dock featuring steel beam reinforcements, Trex decking, and a poured concrete seawall. A $42,000 vertical platform lift and a $12,000

Gregory Vogel VOGEL REAL ESTATE

Welcome to the Barkley by Majestic Custom Homes of Lafayette located in the Sycamore Estates Subdivision in Monticello. This beautifully crafted ranch style homes offers 1,720 sf. of open concept living space. Featuring 3 bedrooms and 2 full baths, the Barkley combines modern design with functional layout. Enjoy outdoor living with a charming front porch and a spacious back porch. Additional

Triva Woodley VOGEL REAL ESTATE

New construction by Majestic Custom Homes of Lafayette. Majestic Custom Homes of Lafayette presents the Sunset Retreat. The Sunset Retreat is a ranch style home with approximately 1,953 sq. ft. with an open concept and split floor plan. This home has 3 bedrooms and 2 full baths. The primary suite features a walk in tile shower ,double vanities, and a spacious walk in closet. This house has a 3

Triva Woodley VOGEL REAL ESTATE

Charming Waterfront Home on Lake Shafer. Enjoy lake life in this inviting 2-bedroom, 1-bathroom home with 50 feet of waterfront and stunning views. Relax and entertain with your very own hot tub, above-ground pool, and waterfront deck perfect for summer days and nights by the water. This property also features a tankless water heater and water softener for added comfort and efficiency. Whether

Michelle Gerhart VOGEL REAL ESTATE

Peaceful Retreat with Space to Roam, Just South of Monticello. Escape the hustle and embrace the quiet beauty of country living in this spacious 4-bedroom,3-bathroom home nestled on a scenic lot just minutes from town. Backed by pristine wilderness, you’ll enjoy daily views of deer, wild turkey, and other wildlife right from your backyard. A true nature lover’s paradise. The location offers easy

Gregory Vogel VOGEL REAL ESTATE

The best of lake living with two lots offering 120' of waterfront, and close proximity to city conveniences. With big-ticket items already in place - a steel seawall, metal roofs on the home, garage & the permanent covered boat lifts, and a convenient personal chair stairlift making accessing the waterfront effortless - all that’s left is to update the finishes and make it your own. There is an

Christine Thayer REAL ESTATE NETWORK L.L.C

Beautifully updated 3 bedroom, 2.5 bath home built in 2008 situated on .90 acres within city limits, just steps from Lake Freeman near the Tioga Bridge (no direct access). The exterior has been completely refreshed with a new roof and full professional paint in 2025, featuring a white exterior with black accents and wood beam details on the front porch for standout curb appeal. Inside, you’ll

Garrett Criswell Raeco Realty

Come see this 3 bed, 2 bath ranch home in Sycamore Estates on the south edge of Monticello. Open concept with a split floor plan and vaulted and tray ceilings. New carpet and paint in soft warm colors invite you to make this your new home. The master has a large walk in closet and oversized bathroom. Extra closets in both the kitchen and laundry area for all the extra little storage items. The

Lisa Dague Lisa Dague Realty

This one-owner, walk-out ranch lake home is ready for a new family to start making "Remember When" lake memories. The expansive living room is filled with natural light from sliding glass doors and a bay window that stretches along the waterfront side. A wet bar and foyer entry add to the home’s entertaining appeal. With two bedrooms plus a lower-level office, there is potential to create a third

Christine Thayer REAL ESTATE NETWORK L.L.C

Perfectly positioned on the calm waters of the Big Monon, this beautiful lake property offers a peaceful shoreline just moments from the excitement of main Lake Shafer. The lakefront is designed for lake life, featuring a steel seawall, a double boat lift with a deck atop, a multi-waverunner ramp, and a swim pier - everything you need for fun days on the water. Stretching across the entire

Christine Thayer REAL ESTATE NETWORK L.L.C

Experience lakefront living on the calm waters of Lake Shafer in this completely updated 3-bedroom, 1-bath home offering panoramic water views and effortless comfort. Thoughtfully renovated from top to bottom, this move-in ready property blends modern finishes with relaxed waterfront charm. Enjoy the light-filled interior designed to showcase the stunning lake backdrop, along with a remodeled

James Tonnsen Trueblood Real Estate

Nestled along the shores of Lake Freeman, this inviting waterfront retreat at 11914 W Breezy Point Dr offers stunning lake views and the perfect setting for summer living. Enjoy peaceful mornings and vibrant sunsets from the property while taking full advantage of the water just steps away. The home features an updated covered boat lift, making lake days effortless and protecting your investment

Caleb Stead C&C Home Realty

Lake-home refuge. Check out this 2-bedroom, 1-bath, lake-level home located on Keans Bay of Lake Shafer. Ideal open-concept layout. Featuring a spacious waterside deck—perfect for relaxing or entertaining, a private dock and a temporary lift. Situated on a spacious level lot. The off the beaten path neighborhood provides a safe place for bike riding, dog walking, or taking a peaceful evening

Jill Coble REAL ESTATE NETWORK L.L.C

Vibrant 3-bed, 2-bath lake house in Monticello, Indiana. Offering you 3 cozy bedrooms and 2 baths on nearly an acre of lush land. With 40 feet of waterfront on a peaceful, private area leading directly to Lake Shafer, this home is your perfect escape. Spanning 3,200 sq ft, it’s packed with versatile living and entertaining spaces, featuring a spacious game room with a balcony overlooking the

Anthony Cohen Summerland Realty Group, LLC

Beautifully renovated and close to the water, this gorgeous split bedroom ranch is ready for a new owner. The new open concept features a beautiful living and dining combo that has hardwood floors, lots of natural daylight, and modern fixtures. The kitchen has new cabinets, walk in pantry, stainless appliances, and quartz counters. The mudroom features gorgeous tile and custom built-ins lockers.

Emily Cary Keller Williams Realty Group

Welcome to this charming 3-bedroom, 2-bathroom ranch home nestled along the scenic fairways of the Tippecanoe Country Club Golf Course. Enjoy peaceful views and a bright, airy layout featuring an open-concept living area and a large, inviting kitchen—perfect for both everyday living and entertaining. This well-maintained home offers an attached garage, spacious bedrooms, and a comfortable primary

Ryan Harrison Harrison Real Estate

Beautifully remodeled cottage on Lake Freeman! This turnkey 3-bedroom, 2-full-bath home has been completely updated from top to bottom. Enjoy peace of mind with a brand-new HVAC system, fresh exterior and interior paint, and new flooring throughout. The kitchen shines with a whole new layout, new cabinets, countertops, and light fixtures inside and out. Both bathrooms feature new toilets and

Matt Zook REAL ESTATE NETWORK L.L.C