Monticello, IN Homes for Sale under $400,000

PRICE REDUCED!! Lake Freeman Year-Round Home on a huge .74 acre lake lot with 160 +ft. of secluded waterfrontage, park-like setting. This home has interior and exterior updates including; metal roof/vinyl siding, some new windows, remodeled tiled bathroom, laminate plank flooring in dining/kitchen. Large basement houses laundry & Utilities, could be finished for additional living space or

Brian Rodriguez VOGEL REAL ESTATE

Charming Waterfront Home on Lake Shafer. Enjoy lake life in this inviting 2-bedroom, 1-bathroom home with 50 feet of waterfront and stunning views. Relax and entertain with your very own hot tub, above-ground pool, and waterfront deck perfect for summer days and nights by the water. This property also features a tankless water heater and water softener for added comfort and efficiency. Whether

Michelle Gerhart VOGEL REAL ESTATE

Meticulously maintained and move-in ready, this 3-bedroom, 2-bathroom home offers 2,170 square feet of comfortable living space with a 2-car attached garage. Built in 2010, it features like-new hardwood floors throughout the main open-concept living area, a spacious kitchen with abundant cabinetry, an island, and a dedicated dining area. The private master suite, located on the opposite side of

Garrett Criswell Raeco Realty

VIEWS VIEWS VIEWS! Located in one of the more desirable Lake Shafer neighborhoods, this lovely main lake "escape" provides a variety of scenic vistas from the main lake views w/their golf course backdrop, to the spectacular sunsets. The nice-sized, low bank lot provides easy access to the waterfront, the newer permanent covered boat-lift, dock, and jet-ski ramp. Enjoy the scenery from the 30 x

Sean Dekker REAL ESTATE NETWORK L.L.C

This charming A-frame offers plenty of pluses, perched on a level, low-bank lot with 75’ of waterfront, a covered permanent boat & double jet skis lift, & a covered vinyl lake-view deck off of the house. Inside you’ll experience the light & bright/spacious feel provided by the cathedral-like design, where you will find the main living room w/fireplace, upper bedroom, and a loft. Main floor

Sean Dekker REAL ESTATE NETWORK L.L.C

This beautifully updated 4 bedroom, 2 bathroom (Can come turn key!!) home sits on a channel to Lake Freeman, just around the corner from the sandbar by boat and across the bridge from town by car—a prime location for both fun and convenience. The home was fully remodeled down to the studs 8 years ago, with new boiler system then, plumbing, electrical, flooring, kitchen, and bathrooms. More recent

Garrett Criswell Raeco Realty - Monticello

Secluded Lake Freeman Retreat on 1.22 Acres – 4-Bed, 2-Bath Brick Home with Dual Fireplaces Tucked away down a private wooded lane, this charming 4-bedroom, 2-bath brick home offers the ultimate in privacy and tranquility on 1.22 scenic acres along Lake Freeman. Surrounded by mature trees and nature, this inviting lake property is perfect for year-round living or a peaceful getaway. Step inside

Paula Brooks Redlow Group

Lake-level 2-bedroom, 1-bath home located on desirable Keans Bay of Lake Shafer. This open-concept property features a spacious layout and a deck off the back of the home overlooking the water—ideal for relaxing or entertaining. Situated on a nice, level lot, it includes a private dock and a temporary lift. Being sold as-is with all furnishings included, this turnkey lake home is perfect for

Jill Coble REAL ESTATE NETWORK L.L.C

Low-maintenance 3 bedroom, 2 bathroom home with Lake Shafer access via an easement and a permanent covered boat lift on Main Lake Shafer. This fully remodeled home is move-in ready and offers the perfect setup for enjoying lake life without the upkeep of direct waterfront property. Features include a newer metal roof, a covered front porch, and a relaxing hot tub that stays with the home. The

Bart Hickman REAL ESTATE NETWORK L.L.C

Start Showing Date: 6/7/2025 Immaculately maintained and truly move-in ready, this charming lakefront cottage offers the perfect getaway! Thoughtfully updated throughout, it features a spacious kitchen and dining area ideal for entertaining, plus a generous living room that comfortably accommodates extra guests. Enjoy the convenience of an on-demand water heater and modern upgrades throughout.

John Koppelmann Koppelmann Real Estate

Beautiful waterfront home on Upper Lake Freeman includes 70 foot of water frontage. This home features 3 bedrooms and 1 and half bathrooms. The main house is located on the 2nd Level and includes a gas fireplace located in one of the bedrooms , a new water softener, and new vinyl plank flooring in the main living area. A portion of the house has been raised and it was completed in 2019. This

Triva Woodley VOGEL REAL ESTATE