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3-Bedroom Homes for Sale in Multnomah County OR

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  • /38

    $595,000 Open Sun 11AM - 1PM

    • 3 Beds
    • 2 Baths
    • 1,807 Sq Ft

    2844 SE Chandler Ave, Troutdale, OR 97060

    No HOA! Spacious and thoughtfully updated 1,807 sqft one-level home in a quiet Troutdale neighborhood. Enjoy central A/C, vaulted cathedral ceilings in the living room, and a flexible layout with 3 bedrooms, 2 full bathrooms, a living and family room, formal dining, and a breakfast nook. The remodeled kitchen features newer high-end appliances including a refrigerator, stove, dishwasher,

    Gregory Schillinger Knipe Realty ERA Powered

    2844 SE Chandler Ave, Troutdale, OR 97060
  • /42

    $619,900

    • 3 Beds
    • 2 Baths
    • 1,908 Sq Ft

    3291 SW Van Buren Way, Gresham, Or, OR 97080

    Welcome to this beautiful move-in ready home, there is pride in ownership with all the details in this custom ranch home! This home has 3 bedrooms, 2 bathrooms, quartz counter tops, stainless steel appliances, A/C, 2 car garage on a desirable corner lot! The backyard is fully fenced, has a covered patio with 220 amp! Do not miss this opportunity to call this place your home!

    TONY VAN BREEMEN MORE Realty

    3291 SW Van Buren Way, Gresham, Or, OR 97080
  • /28

    $389,900

    • 3 Beds
    • 2.5 Baths
    • 1,258 Sq Ft

    14923 NE Graham St, Portland, OR 97230

    Excellent home on a private drive just minutes from local schools, shopping, Glendoveer Golf Course, and I84 access. Primary bedroom offers an en suite with a walk-in shower. Additional two bedrooms and full bath on upper level. 2-car garage with additional parking pad provides plenty of parking. Fenced yard waiting for all your Summer touches. Absolutely a must see! [Home Energy Score = 4. HES

    Aaron Rader Redfin

    14923 NE Graham St, Portland, OR 97230
  • /41

    $1,150,000

    • 3 Beds
    • 2.5 Baths
    • 1,782 Sq Ft

    1001 NW Lovejoy St Unit 1008, Portland, OR 97209

    One of only two units of its floorplan type, Metropolitan 1008 is the ultimate urban residence. Expansive living and dining rooms are fantastic for entertaining! Living room features beautiful NW views of the west hills, Tanner Springs Park, and the river. It also includes custom built ins, a gas fireplace, and access to the large covered patio. Kitchen with huge island with cooktop, Neil Kelly

    Blake Ellis Windermere Realty Trust

    1001 NW Lovejoy St Unit 1008, Portland, OR 97209
  • /36

    $390,000

    • 3 Beds
    • 1 Bath
    • 1,064 Sq Ft

    15244 NE Beech Ct, Portland, OR 97230

    Tucked away on a private 1⁄4-acre flag lot adjacent to Wilkes Park, this refreshed single-level home is a serene retreat with easy access to city conveniences. Recent updates in 2025 include luxury vinyl plank flooring, interior paint, all wall heaters replaced, a new dishwasher, range, and hood. The oversized attached garage with a workbench offers functionality, while the spacious backyard

    Karoline Ashley Windermere Realty Trust

    15244 NE Beech Ct, Portland, OR 97230
  • /35

    $436,900

    • 3 Beds
    • 2 Baths
    • 1,466 Sq Ft

    21270 Patricia Ln, Fairview, OR 97024

    Fresh, functional, and move-in ready. This 3 bed, 2 bath, one level home in the heart of Fairview offers comfort and peace of mind. It has been thoughtfully maintained with major updates already done for you, including a brand new roof (June 2025), a newer water heater, and a newer furnace. Inside you'll find a light and bright floor plan with vaulted ceilings, brand new carpet, and fresh

    Miranda Schweiner Works Real Estate

    21270 Patricia Ln, Fairview, OR 97024
  • /33

    $489,000

    • 3 Beds
    • 2 Baths
    • 1,588 Sq Ft

    3155 SE Lewis Ct, Troutdale, OR 97060

    Assumable FHA rate/loan available. A charming 1977-built residence situated on a quiet cul-de-sac in Troutdale’s desirable Sweetbriar neighborhood. With 3 bedrooms, 2 full baths, and approximately 1,588 sq ft of living space, this home offers a perfect blend of comfort and functionality. Step inside to discover newer laminate flooring, fresh moldings, vinyl windows, and a cozy wood-burning

    Nicolas Towle Redfin

    3155 SE Lewis Ct, Troutdale, OR 97060
  • /38

    $550,000

    • 3 Beds
    • 2 Baths
    • 1,463 Sq Ft

    7119 N Ida Ave, Portland, OR 97203

    You’ll find the full package here: updated, airy house, established garden, and a rare oversized detached garage workshop! Situated in the heart of St Johns, it's the perfect combination for the enthusiast who wants all of this, plus the option to stroll to coffee & more. Beautiful, light-filled home has many upgrades, hardwood floors throughout, and vaulted ceilings with an ideal open floor

    Karoline Ashley Windermere Realty Trust

    7119 N Ida Ave, Portland, OR 97203
  • /44

    $479,900

    • 3 Beds
    • 2.5 Baths
    • 1,433 Sq Ft

    7736 N Olympia St, Portland, OR 97203

    Come see this well appointed home in the midst of Portland’s beloved St Johns neighborhood! This home delivers function with style - including two spacious living areas on the main floor and a flood of natural light thanks to vaulted ceilings and skylights in the living room. The kitchen has stainless steel appliances, pantry, newer tile flooring and opens up to the dining area and great room

    Katelin Wille Keller Williams Realty Professionals

    7736 N Olympia St, Portland, OR 97203
  • /25

    $849,000 Open Sat 12PM - 2PM

    • 3 Beds
    • 2.5 Baths
    • 2,351 Sq Ft

    4130 SW Chesapeak Ave, Portland, OR 97239

    Open House Saturday 8/9 12-2pm! Located in the sought-after SW Hills neighborhood, this meticulously remodeled home seamlessly combines modern updates with timeless charm. The spacious open-concept living area is flooded with natural light, highlighted by soaring ceilings and exposed beams that add character. Enjoy effortless indoor-outdoor living with multiple decks, ideal for both entertaining

    Alexandra Daggett Knipe Realty ERA Powered

    4130 SW Chesapeak Ave, Portland, OR 97239
  • /48

    $1,299,000

    • 3 Beds
    • 1.5 Baths
    • 3,675 Sq Ft

    1709 NW Aspen Ave, Portland, OR 97210

    Willamette Heights - Picturesque English Arts and Crafts home nestled on the edge of Forest Park. Built in 1914, on a double lot, it stands out with it's timeless elegance and beautiful craftsmanship, and transports you back to the days of grand Portland homes. Sitting up and back from Aspen Ave provides a private, quiet sanctuary while being only minutes away to Portland's NW vibrant shopping

    Anita Phipps Urban Properties Group LLC

    1709 NW Aspen Ave, Portland, OR 97210
  • /23

    $460,000

    • 3 Beds
    • 3 Baths
    • 1,555 Sq Ft

    2629 N Killingsworth St Unit 3, Portland, OR 97217

    Nestled in the vibrant Overlook neighborhood, this 3-bedroom, 3-bathroom town home offers space and comfort. Situated near various eclectic Portland cafes, boutiques, restaurants, Adidas HQ, and freeway access, you'll enjoy the perfect blend of convenience and peacefulness in this classic Portland location. The home features a spacious patio, ideal for unwinding, gardening, or watching the world

    Christy Marshall Dwell Realty

    2629 N Killingsworth St Unit 3, Portland, OR 97217
  • /32

    $525,000

    • 3 Beds
    • 1.5 Baths
    • 2,540 Sq Ft

    2333 SE 40th Ave, Portland, OR 97214

    Bring your vision to life in this classic 2,540 sq ft bungalow, ideally situated on an oversized corner lot in one of SE Portland’s most desirable neighborhoods. Just blocks from the energy of Division, Hawthorne, and Clinton, this property offers a rare opportunity with incredible potential. The main floor features two bedrooms, a full bath, original hardwood floors, a cozy fireplace, and a

    Jennifer O'Brien Living Room Realty

    2333 SE 40th Ave, Portland, OR 97214
  • /39

    $649,500

    • 3 Beds
    • 1 Bath
    • 2,368 Sq Ft

    3675 SE Bybee Blvd, Portland, OR 97202

    From the moment you set eyes on this joyful English Cottage, you'll find nothing but sunshine and smiles. Surrounded by aromatic herbs, splashes of bright flowers, trees and leaves in every shade of green. Perched overlooking this quiet tree-lined street, located in sought-after East Moreland, sitting right on the edge of Berkeley Park. Grab your racket, pick up some horseshoes, ride the slide on

    Lee McKnight Cascade Hasson Sotheby's International Realty

    3675 SE Bybee Blvd, Portland, OR 97202
  • /29

    $617,000

    • 3 Beds
    • 3.5 Baths
    • 1,741 Sq Ft

    8773 N Swenson St, Portland, OR 97203

    Modern Luxury in the Heart of North Portland. Experience contemporary living in this beautifully designed three-story home, built in 2019 with both style and privacy in mind. Featuring three spacious en-suite bedrooms—each with its own private bath—plus a convenient half-bath for guests, this versatile layout is ideal for multi-generational living, roommates, or anyone who values personal space.

    Mia McCormick Redfin

    8773 N Swenson St, Portland, OR 97203
  • /37

    $599,900

    • 3 Beds
    • 2.5 Baths
    • 2,336 Sq Ft

    3137 NE 70th Ave, Portland, OR 97213

    3-bedroom, 2.5 bath Craftsman home in charming Roseway, all immaculately renovated with an open floor plan. Two main floor bedrooms share a Jack-and-Jill bath, and there’s a convenient guest half bath adjoining the living room. The upstairs bedroom has an ensuite primary bath. Finished basement features a large family room, additional bonus room, and spacious laundry room. All bedrooms feature

    Aaron Rader Redfin

    3137 NE 70th Ave, Portland, OR 97213
  • /27

    $599,000

    • 3 Beds
    • 3.5 Baths
    • 1,877 Sq Ft

    522 NE Sacramento St, Portland, OR 97212

    Experience elevated city living in this rare, four-level condo on the Irvington border with unmatched panoramic views of Portland! One of only eight units in an exclusive, well-designed complex, this condo offers privacy, luxury, and sustainability. A private elevator makes the home ideal for multi-generational living or accessibility. On the main level, along with a living room/dining room and

    Kate Uva Redfin

    522 NE Sacramento St, Portland, OR 97212
  • /40

    $899,000

    • 3 Beds
    • 3 Baths
    • 2,201 Sq Ft

    2802 NW Ariel Terrace, Portland, OR 97210

    Welcome to 2802 NW Ariel Terrace, a stunning NW Contemporary home, perched high above the street in Portland's coveted Kings Heights neighborhood. This custom-built residence offers refined living amongst the trees, featuring three bedrooms and three bathrooms. The home is designed to maximize natural light and offers breathtaking views of the Willamette River, Mt. St. Helens, Mt. Adams, and Mt.

    Brett Fischer Corcoran Prime

    2802 NW Ariel Terrace, Portland, OR 97210
  • /36

    $875,000

    • 3 Beds
    • 2.5 Baths
    • 1,802 Sq Ft

    5138 SW Santa Monica Ct, Portland, OR 97221

    The One You’ve Been Waiting For—A Beautifully Remodeled Retreat in SW Portland! Tucked on a quiet cul-de-sac, this single-level stunner blends timeless charm with modern ease. From the moment you enter through the grand wrought iron double doors, you feel it—this home is something special. The light-filled living spaces flow effortlessly, from living room, dining room, to family room with

    Cinnamin Webb Redfin

    5138 SW Santa Monica Ct, Portland, OR 97221
  • /38

    $759,900

    • 3 Beds
    • 2.5 Baths
    • 2,981 Sq Ft

    2731 SW 28th Dr, Portland, OR 97219

    Arnold Wood Contemporary! Coveted SW neighborhood. This 4 bedroom home is very open, bright and lots of vaulted ceilings. Fresh exterior paint makes this home shine. The Vaulted foyer leads you into the vaulted formal living room with bay windows. The main level features the formal dinning room, a large family room with gas fireplace and new ceiling fan, the huge primary suite with bay windows,

    Scott Paskill John L. Scott

    2731 SW 28th Dr, Portland, OR 97219
  • /37

    $549,500 Open House 8/31

    • 3 Beds
    • 2 Baths
    • 2,276 Sq Ft

    6926 NE Garfield Ave, Portland, OR 97211

    Welcome to 6926 NE Garfield, a beautifully restored 1922 bungalow just minutes from the vibrant Alberta Arts District. This charming home blends classic character with modern updates—offering more than meets the eye and an unbeatable price adjustment. Step through the inviting arched entry into a sun-filled, thoughtfully designed 3-bedroom, 2-bath layout spanning 2,276 sq ft. original hardwood

    Tamiko Warren Real Broker

    6926 NE Garfield Ave, Portland, OR 97211
  • /38

    $789,000

    • 3 Beds
    • 2 Baths
    • 2,029 Sq Ft

    2967 SW Champlain Dr, Portland, OR 97205

    Perched in the prestigious, elevated enclave of Arlington Heights, this Mid-Century Modern 3 bed, 2 bath home offers timeless design, peaceful surroundings, and unmatched access to Portland’s most iconic outdoor spaces. Just blocks from the International Rose Test Garden, Hoyt Arboretum, and Washington Park Tennis Courts, it’s a rare blend of nature, serenity, and city convenience—all just

    Patrick J. Henry, P.C. Coldwell Banker Bain

    2967 SW Champlain Dr, Portland, OR 97205
  • /47

    $1,150,000

    • 3 Beds
    • 2.5 Baths
    • 2,454 Sq Ft

    10730 NW Old Cornelius Pass Rd, Portland, OR 97231

    **OPEN HOUSE: Sunday 8/3 11am-2pm** Discover a rare opportunity to own a thoughtfully crafted country estate where luxury and nature come together across 2.47 acres of meticulously maintained grounds. This charming farmhouse blends rustic character with upscale finishes, offering a lifestyle that is both refined and deeply connected to the land.Set among curated landscaping, the property features

    Jared Chase MORE Realty

    10730 NW Old Cornelius Pass Rd, Portland, OR 97231
  • /43

    $780,000

    • 3 Beds
    • 2 Baths
    • 2,157 Sq Ft

    5530 SW Coronado St, Portland, OR 97219

    Blueberry lover’s paradise! Sitting at the top of a quiet cul-de-sac, tucked just behind PCC’s Sylvania campus in SW Portland, this single-story home offers space, style, and convenience in one beautiful package. Inside, enjoy a fantastic open floorplan with flexible living areas, vaulted ceilings, and brand new luxury vinyl plank flooring throughout the main living space.The beautifully updated

    Michaeleen McNerney Windermere Realty Trust

    5530 SW Coronado St, Portland, OR 97219
  • /28

    $515,000

    • 3 Beds
    • 2.5 Baths
    • 1,709 Sq Ft

    20379 NE Thompson St, Fairview, OR 97024

    Nestled in a desirable Fairview location, 20379 NE Thompson St offers bright, modern living with three spacious bedrooms and two and a half bathrooms across 1,709 sqft. Step inside to discover an open, inviting layout that blends comfort and functionality—perfect for both entertaining and quiet nights in. The well-appointed kitchen with stainless steel appliances and a pantry seamlessly connects

    Ashley Troy Redfin

    20379 NE Thompson St, Fairview, OR 97024
  • /48

    $675,000

    • 3 Beds
    • 1.5 Baths
    • 2,259 Sq Ft

    4561 NE 35th Ave, Portland, OR 97211

    Welcome to this classic 1941 cottage in the heart of Beaumont-Wilshire—where timeless charm meets thoughtful updates and everyday comfort. With 3 bedrooms, 1.5 baths, and over 2,200 square feet of living space, this home is full of warmth and personality. Sunlight pours into the living room through an oversized front window, anchored by a fireplace. The dining room flows into a lightly refreshed

    Jeffrey Dirrim Berkshire Hathaway HomeServices NW Real Estate

    4561 NE 35th Ave, Portland, OR 97211
  • /40

    $899,000

    • 3 Beds
    • 3.5 Baths
    • 3,304 Sq Ft

    10137 SW Lancaster Rd, Portland, OR 97219

    An iconic treasure in the heart of Southwest Portland, perched above street level with breathtaking treetop and skyline views, this timeless Prairie-style masterpiece blends the character of the past with the luxuries of today. Every detail — from the handcrafted leaded glass windows to the rich custom woodwork — tells a story of artistry and craftsmanship. Inside, spacious, light-filled rooms

    Jennie Hill Keller Williams Realty Portland Premiere

    10137 SW Lancaster Rd, Portland, OR 97219
  • /40

    $455,000

    • 3 Beds
    • 2.5 Baths
    • 1,384 Sq Ft

    4338 NE 76th Ave, Portland, OR 97218

    Windows have been reglazed & roof to be replaced prior to close! Charming two-story home nestled in Portland's vibrant Roseway neighborhood. Built in 2004, this residence offers a perfect blend of modern comfort and timeless design. This spacious home features 3 bedrooms and 2.5 bathrooms spread across 1,384 square feet, providing ample space for both relaxation and entertaining. The inviting

    Ruth Ann Albro Premiere Property Group, LLC

    4338 NE 76th Ave, Portland, OR 97218
  • /18

    $420,000

    • 3 Beds
    • 1 Bath
    • 936 Sq Ft

    2150 SE 141st Ave, Portland, OR 97233

    A 1956 Sweetheart with Soul & Space to Grow! This little gem is full of personality and promise! Tucked away on a generous 0.21-acre lot, she’s a 3-bedroom, 1-bath classic ranch built in 1956—with strong bones, vintage charm, and a whole lot of heart. The long, private driveway leads to a detached garage (hello future studio or workshop?), and the yard? Big enough for garden parties, playtime, or

    Heather Parmley Coldwell Banker Bain

    2150 SE 141st Ave, Portland, OR 97233
  • /40

    $700,000

    • 3 Beds
    • 2.5 Baths
    • 2,172 Sq Ft

    6622 SE 62nd Ave, Portland, OR 97206

    Like new, solar-ready, Earth Advantage Platinum home constructed by award winning Green Canopy Homes. Open concept living on main w/ chefs kitchen, island, SS appliances. Half bath on main. Two bedrooms + full bathroom on middle level and third floor dedicated to primary suite w/ walk in closet, luxury en-suite and large loft area perfect for home office / media room. House sits opposite park

    Daniel Brooks Lovejoy Real Estate

    6622 SE 62nd Ave, Portland, OR 97206
  • /48

    $1,125,000 Open Sun 12PM - 2PM

    • 3 Beds
    • 3 Baths
    • 2,275 Sq Ft

    14569 NW Larson Rd Unit 13, Portland, OR 97231

    Offered for the first time ever, this modern floating home masterpiece is a rare opportunity to own a one-of-a-kind residence on the river. Featured in top design publications for its bold modern aesthetic and built by Even Construction—Portland’s premier floating home builder—this home at the coveted Channel Island Moorage blends architectural brilliance with timeless craftsmanship. Wrapped in

    Jett Even Works Real Estate

    14569 NW Larson Rd Unit 13, Portland, OR 97231
  • /46

    $529,990

    • 3 Beds
    • 2 Baths
    • 1,827 Sq Ft

    603 NE Halsey St, Portland, OR 97232

    Situated in Portland's Lloyd District, this beautifully renovated mixed-use property with desirable CX (Central Commercial) zoning offers an exceptional opportunity for live-work, office, or creative business use. Thoughtfully redesigned from top to bottom, the space features a brand-new kitchen outfitted with modern cabinetry, fixtures, appliances, and new flooring throughout that enhances both

    Max Breslau eXp Realty, LLC

    603 NE Halsey St, Portland, OR 97232
  • /32

    $410,000

    • 3 Beds
    • 2.5 Baths
    • 1,419 Sq Ft

    3929 SE 117th Place, Portland, OR 97266

    Tucked at the end of a quiet cul-de-sac, this sweet traditional offers an easy, move-in-ready lifestyle just minutes from parks, shops, and commuter routes. Step inside to a living room anchored by a gas fireplace and durable laminate floors that flow into the dining area; a slider opens to the back deck and a fully fenced yard'perfect for summer barbecues or a play space for kids and pets. The

    Melissa Messner Lovejoy Real Estate

    3929 SE 117th Place, Portland, OR 97266
  • /46

    $729,000

    • 3 Beds
    • 2.5 Baths
    • 2,422 Sq Ft

    152 S Palatine Hill Rd, Portland, OR 97219

    This beautifully restored 1915 Craftsman bungalow blends timeless character with extensive, high-quality upgrades, ideally located near Lewis & Clark College and Tryon Creek State Park. The 3-bedroom, 2.5-bath layout includes a fully remodeled kitchen with quartz countertops, custom cabinetry, and stainless appliances. Updated bathrooms feature designer tilework and stone-top vanities with a

    Melissa Hartvigsen Redfin

    152 S Palatine Hill Rd, Portland, OR 97219
  • /39

    $559,999

    • 3 Beds
    • 2 Baths
    • 1,601 Sq Ft

    3250 SW Binford Lake Pkwy, Gresham, OR 97080

    Don’t miss this fantastic opportunity to own a beautifully updated and refreshed home in a desirable, well-established neighborhood. Ideally located just minutes from schools, grocery stores, restaurants, parks, and other essential amenities, this home offers both convenience and comfort. Recent upgrades include a new roof, windows, HVAC system, furnace, expansive deck, fresh landscaping, and

    Samuel Foghis Great Western Real Estate Co

    3250 SW Binford Lake Pkwy, Gresham, OR 97080
  • /37

    $470,000

    • 3 Beds
    • 2 Baths
    • 1,280 Sq Ft

    18622 SE Stephens Cir, Portland, OR 97233

    This well-maintained 3-bedroom, 2-bathroom home offers comfort, style, and thoughtful updates throughout. Inside, you'll find fresh interior paint completed in June, along with several modern upgrades made over the past two years. The exterior has also been freshly painted, and a brand-new roof was installed —ready for years of worry-free living.The layout includes two full bathrooms and spacious

    Shahalie Evans Assist 2 Sell-Buyers & Sellers

    18622 SE Stephens Cir, Portland, OR 97233
  • /37

    $985,000

    • 3 Beds
    • 3 Baths
    • 2,887 Sq Ft

    1720 NW Hoyt St, Portland, OR 97209

    Classic Victorian with modern comfort. Soaring ceilings and a refreshing amount of light pour through this tastefully updated Alphabet District gem. A layout that flows with ease and all the charming historical integrity still intact you compromise nothing. Built in 1890, this is one of the original eight Trenkmann Houses, and a significant remnant of Portland’s architectural history. Entire

    Atussa Valenti Coldwell Banker Bain

    1720 NW Hoyt St, Portland, OR 97209
  • /47

    $629,000

    • 3 Beds
    • 2 Baths
    • 1,700 Sq Ft

    5040 SW Iowa St, Portland, OR 97221

    Rad Ranchalow in the heart of the beloved Hayhurst Community! This house just exudes vibes of peace and tranquility. Across from Hayhurst Elementary and just down the street from Pendleton Park. A quick jaunt to Multnomah Village and even shorter distance to Gabriel Park, Laughing Planet & Sunny’s FroYo! Functional floorplan makes the most of the square footage; this place lives large!! Office

    Drew Burchette Real Broker

    5040 SW Iowa St, Portland, OR 97221
  • /48

    $564,950 Open Sun 12PM - 2PM

    • 3 Beds
    • 1 Bath
    • 2,168 Sq Ft

    2212 NE 59th Ave, Portland, OR 97213

    OPEN HOUSE SUN, AUG 10TH 12-2:00PM. Charming Rose City home with a perfect blend of vintage character and modern updates. This light-filled home features beautiful refinished hardwood floors, classic built-ins, and a cozy wood-burning fireplace. The kitchen has open cabinetry, a range & eating nook. Easy access to the BBQ via the side door. Two bedrooms and a full bath on the main, with a

    Steve Nassar Premiere Property Group, LLC

    2212 NE 59th Ave, Portland, OR 97213
  • /35

    $525,000

    • 3 Beds
    • 1 Bath
    • 1,940 Sq Ft

    4017 NE 15th Ave, Portland, OR 97212

    Charming Irvington Heights Farmhouse! Nestled in one of Portland’s most sought-after neighborhoods, this beautifully updated farmhouse blends timeless character with modern comfort. Bright and airy, the home features fresh interior paint and stylish new flooring throughout the main level. The spacious kitchen is a standout with classic shaker-style cabinets, sleek quartz countertops, and modern

    Cinnamin Webb Redfin

    4017 NE 15th Ave, Portland, OR 97212

Showing Results 81 - 120, Page 3 of 18

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