Why Live in Navarre
Navarre, Florida, is a laid-back beach town known for its crystal quartz beaches and increasing commercial presence along U.S. Highway 98. Despite new shopping centers, restaurants, and a brand-new oceanfront hotel, Navarre maintains a relaxed vibe, attracting residents who prefer a less touristy atmosphere compared to nearby beach towns. The community is influenced by its proximity to five major military bases, including Eglin Air Force Base and Hurlburt Field, leading to a steady flow of families moving in and out. Housing options range from New Traditional ranch-style homes on the mainland to contemporary craftsman architecture in newer builds, with waterfront properties along the bay and sound side being among the most expensive. Navarre's 12 miles of powder-like beaches and the Santa Rosa National Seashore offer a secluded coastal experience, while the Navarre Beach Fishing Pier, the longest in Florida, and Navarre Park provide ample opportunities for fishing and outdoor activities. The community hosts popular annual events at Navarre Beach Marine Park, such as the Fourth of July fireworks show and the Mardi Gras Parade. Dining options include big box stores, fast food chains, and locally owned businesses like TC's Front Porch and St. Michael's Brewing Company. Navarre is part of the highly rated Santa Rosa County School District. Traffic has increased along U.S. Highway 98 due to recent commercialization, but biking remains popular. While Navarre faces high hurricane risks, local officials are proactive in storm preparedness. Crime rates in Santa Rosa County are lower than the national average, contributing to a safer environment.
Frequently Asked Questions
How much does it cost to rent a home in Navarre, FL?
The median rent for a home in Navarre, FL is $2,147 per month, though prices vary by neighborhood, size, and property type. As of September 2026, condos tend to be the most affordable option while townhouses and single-family homes are currently more expensive.
How much do you need to make to afford rent in Navarre, FL?
To comfortably afford the median rent in Navarre, FL, a household needs to earn roughly $85,880 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $2,147 per month in Navarre, FL, renters typically need to show $6,441 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Navarre, FL?
In Navarre, FL, the price-to-rent ratio is 17.1, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.
There are currently 1 homes available for rent in Navarre, FL. The median rent is $2,147 per month, with single-family homes renting at $2,268, townhouses at $1,925 and condos at $1,700.
Number of Homes for Rent
1
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Median Single Family Home Rent
$2,268
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Median Townhouse Rent
$1,925
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