1,823

Oakland County MI Homes for Sale with No HOA Fee

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  • /30

    $239,900

    • 3 Beds
    • 1.5 Baths
    • 1,058 Sq Ft

    19682 Jeanette St, Southfield, MI 48075

    Absolutely gorgeous !! TURN KEY ! 3 Bedroom colonial with a great location walking distance to downtown Southfield's best restaurants and shops—plus, you're minutes from golf and recreation. featuring major updates like a newer roof (2017), furnace (2020), HWT (2019), newer 100-amp electric panel (2025), and a newer AC unit (2021) , New gourmet kitchen with new cabinet and granite countertops

    Maggie Shisha Max Broock Realtors

    19682 Jeanette St, Southfield, MI 48075
  • /33

    $2,899,000

    • 3 Beds
    • 4.5 Baths
    • 2,710 Sq Ft

    535 Henrietta St, Birmingham, MI 48009

    Enjoy the best of city living in this stunning new Nantucket-inspired single-family home, ideally located in the heart of downtown Birmingham. With its prime location and low-maintenance lifestyle, this home offers an appealing alternative to condo living. Expertly crafted by Orchard Development, this residence is just steps from parks, dining, and shopping. The main level boasts a striking

    Katherine Broock Max Broock, REALTORS®-Birmingham

    535 Henrietta St, Birmingham, MI 48009
  • /36

    $500,000

    • 4 Beds
    • 1.5 Baths
    • 1,597 Sq Ft

    418 S Dorchester Ave, Royal Oak, MI 48067

    This 1928 home sitting on a 96.47 x 120 lot, lovingly owned by the same family for over a 5 decades is ready to be restored to its original beauty or offers an incredible opportunity to rebuild on a spacious double lot. Surrounded by mature trees and nestled in a quiet setting, the property is just minutes from the downtown district and city amenities. A true gem for those who value history or

    Leonore Hale Century 21 Curran & Oberski

    418 S Dorchester Ave, Royal Oak, MI 48067
  • /40

    $500,000

    • 5 Beds
    • 3.5 Baths
    • 2,078 Sq Ft

    1581 Old Plank Rd, Milford, MI 48381

    Step into a welcoming entryway that leads through French doors into the formal living and dining areas. This well-maintained spacious colonial is tucked away on 1.67 private, wooded acres. Open-concept layout features a large great room with a natural fireplace accented by leathered marble, carpet, skylights, and door walls that open to the deck. Kitchen offers granite countertops with

    George Stathakis Coldwell Banker Professionals-Northville

    1581 Old Plank Rd, Milford, MI 48381
  • /41

    $359,000 Open Sat 12PM - 2PM

    • 3 Beds
    • 2 Baths
    • 1,836 Sq Ft

    29256 Utley Rd, Farmington Hills, MI 48334

    This 3-bedroom, 2-bath ranch is located in Farmington Hills with Farmington Public Schools and sits on a huge fenced lot, offering plenty of space for outdoor living, pets, or future possibilities. An attached 2-car garage adds convenience, while the home’s solid layout provides a great foundation to make it your own. Inside, you’ll find real hardwood floors throughout and unique midcentury slate

    Chris Gabriel KW Domain

    29256 Utley Rd, Farmington Hills, MI 48334
  • /10

    $115,000

    • Land
    • 0.12 Acre
    • $958,333 per Acre

    130 Buffington St, Novi, MI 48377

    Lot for sale in Novi with plans approved through the city for a 4-bed, 3.5-bath home featuring 2,400 sq. ft. plus a 1,050 sq. ft. basement, office, and second-floor laundry. Prime location near top schools, shopping, dining, and freeways. Will also recommend a builder if your interested

    Ronnie Ahmad Keller Williams Legacy

    130 Buffington St, Novi, MI 48377
  • /7

    $244,000

    • 3 Beds
    • 1.5 Baths
    • 1,284 Sq Ft

    24265 Dante St, Oak Park, MI 48237

    Wonderful three bedroom, one and half bath brick ranch with finished basement and second kitchen area in the lower level. Fireplace in the living room. Three (possible four) season room at the back of the home. Home has been well maintained. Good central location. Near shopping and schools. Licensed Agent must be present for all showings.

    Barbara Keila Benjamin Management Group, Inc

    24265 Dante St, Oak Park, MI 48237
  • /58

    $739,000

    • 4 Beds
    • 2.5 Baths
    • 2,953 Sq Ft

    26311 W 14 Mile Rd, Franklin, MI 48025

    Tucked away in the heart of the highly sought-after Franklin Village—just steps from the iconic Franklin Cider Mill—this well-maintained, move-in ready 4-bedroom, 2.5-bath contemporary colonial offers the perfect blend of charm, comfort, and natural surroundings. Situated on nearly half an acre, every room showcases serene views of nature, creating a peaceful, quiet and tranquil setting

    Linda Novak Max Broock, REALTORS®-Birmingham

    26311 W 14 Mile Rd, Franklin, MI 48025
  • /10

    $410,000

    • 2 Beds
    • 1 Bath
    • 815 Sq Ft

    1440 Ruffner Ave, Birmingham, MI 48009

    This remarkable 2-bedroom, 1-bath ranch in Birmingham showcases exceptional craftsmanship and thoughtful design throughout. The moment you enter, you'll notice the stunning attention to detail, including coffered-style ceilings with exposed beams and perfectly coordinated moldings that create a warm, inviting atmosphere. Original hardwood floors add timeless character and charm. The home has been

    Jeff Glover KW Professionals

    1440 Ruffner Ave, Birmingham, MI 48009
  • /58

    $410,000 Open Sat 12PM - 2PM

    • 5 Beds
    • 3.5 Baths
    • 2,989 Sq Ft

    21467 Chestnut Ln, Farmington, MI 48336

    Found in the highly sought-after Farmington Meadows/Oaks community, 21467 Chestnut Lane offers the perfect blend of classic colonial architecture and unbeatable location. Walkable distance from the vibrant shops, farmers' market, and dining of Downtown Farmington, this 5-bedroom residence has been lovingly maintained by the same owners since 1979 offering a 'old-but-gold' foundation for your

    Garrett Holliday KW Advantage

    21467 Chestnut Ln, Farmington, MI 48336
  • /23

    $220,000

    • Land
    • 0.68 Acre
    • $323,529 per Acre

    0000 Paramount 50-22-02-379-019 St, Novi, MI 48375

    Lakeside land opportunity to build your custom dream. One block from all-sports Walled Lake in a highly desirable Novi location with award-winning Walled Lake Consolidated Schools. This private corner lot offers an amazing Lakeside living lifestyle. Experience nature walks on nearby walking trails, or access to biking paths surrounding Walled Lake, take a stroll to Pavilion Shore Park to enjoy

    Deborah Schultz 3DX Real Estate LLC

    0000 Paramount 50-22-02-379-019 St, Novi, MI 48375
  • /22

    $220,000

    • Land
    • 0.44 Acre
    • $500,000 per Acre

    0000 Paramount Lot 50-22-02-379-018 St, Novi, MI 48375

    Lakeside land opportunity to build your custom dream. One block from all-sports Walled Lake in a highly desirable Novi location with award-winning Walled Lake Consolidated Schools. This private corner lot offers an amazing Lakeside living lifestyle. Experience nature walks on nearby walking trails, or access to biking paths surrounding Walled Lake, take a stroll to Pavilion Shore Park to enjoy

    Deborah Schultz 3DX Real Estate LLC

    0000 Paramount Lot 50-22-02-379-018 St, Novi, MI 48375
  • /10

    $225,000

    • 2 Beds
    • 1.5 Baths
    • 1,489 Sq Ft

    33670 Hillcrest Dr, Farmington, MI 48335

    Charming 2-bedroom, 1.5-bath bungalow full of potential and ready for your personal touch! This home offers a great opportunity for buyers looking to update and create their dream space. Featuring two fireplaces—one in the cozy living room and another in the study—you’ll find plenty of character and warmth throughout. The layout provides a solid foundation, with comfortable living spaces and a

    Bruce Webb Preferred, Realtors® Ltd

    33670 Hillcrest Dr, Farmington, MI 48335
  • /41

    $774,900 Open Fri 4PM - 6PM

    • 4 Beds
    • 3.5 Baths
    • 3,100 Sq Ft

    24459 Bloomington Ct, Franklin, MI 48025

    This beautifully updated 4 bedroom, 3.5 bathroom ranch offers 3,070 sq ft of single-level living on a private 0.75-acre corner lot in Franklin. Located in the highly regarded Birmingham School District, this home combines modern finishes with peaceful natural surroundings. The updated kitchen features Bosch stainless appliances, new cabinets, and a quartz waterfall island. All bathrooms include

    Edinam Moten Bridge Cross Realty

    24459 Bloomington Ct, Franklin, MI 48025
  • /41

    $297,000

    • 3 Beds
    • 2.5 Baths
    • 1,498 Sq Ft

    5925 Northridge Cir Unit 28, Waterford, MI 48327

    This stunning 1,498-square-foot Colonial in the sought-after Millpointe Square subdivision offers the perfect blend of modern updates and classic comfort. Located in the heart of Waterford Township, this 3-bedroom, 2.5-bathroom home is designed for both easy daily living and effortless entertaining. The main floor boasts a generous 12x20 living room, a formal dining area, and a functional kitchen

    Jeffery Hider Empire Realty Group

    5925 Northridge Cir Unit 28, Waterford, MI 48327
  • /41

    $425,000 Open Sat 12PM - 2PM

    • 4 Beds
    • 2 Baths
    • 1,750 Sq Ft

    9900 S Big School Lot Lake Rd, Holly, MI 48442

    Beautifully renovated 4-bedroom, 2-bath lakefront home showcasing sweeping panoramic views and an authentic waterfront lifestyle. The open-concept living, dining, and kitchen spaces all face the peaceful no-wake lake, creating a relaxing “up-north” atmosphere without the long drive. Enjoy kayaking, paddle boarding, swimming, and year-round activities, including winter ice fishing. Ideally

    Selma Lulanaj EXP Z Real Estate

    9900 S Big School Lot Lake Rd, Holly, MI 48442
  • /70

    $349,990

    • 4 Beds
    • 1.5 Baths
    • 1,700 Sq Ft

    2686 Campbellgate Dr, Waterford, MI 48329

    Welcome to this beautifully maintained home, where comfort, space, and thoughtful updates come together on a half-acre lot in a sidewalk-lined neighborhood! The inviting curb appeal features double front doors (New Storm Doors 2025), a long covered porch, and mature landscaping with established trees and shrubs. Step inside to a spacious layout designed for everyday living and entertaining. The

    Andreea Mollette RE/MAX Eclipse Clarkston

    2686 Campbellgate Dr, Waterford, MI 48329
  • /7

    $150,000

    • 4 Beds
    • 3 Baths
    • 2,183 Sq Ft

    62 Newberry St, Pontiac, MI 48341

    Excellent investment opportunity in Pontiac! This multi-family property features three units, including one spacious 2-bedroom unit and two 1-bedroom units. Each unit offers solid potential but will require TLC and updates, making it perfect for investors or buyers looking to add value. With the right improvements, this property can generate strong rental income and long-term returns.

    Maia Sanchez Homeland, LLC

    62 Newberry St, Pontiac, MI 48341
  • /55

    $645,000

    • 4 Beds
    • 2.5 Baths
    • 2,724 Sq Ft

    3665 Estates Dr, Troy, MI 48084

    WELCOME HOME... PRISTINE WEST TROY COLONIAL INSIDE AND OUT IN DESIRABLE TROY ESTATES NEIGHBORHOOD.UPDATED T/O THIS NORTH FACING 4 BEDROOM HOME SITS ON A PREMIUM LOT WITHIN WALKING DISTANCE OF SCHROEDER ELEMENTARY AND BEACHWOOD SWIM CLUB. UPDATED KITCHEN WITH PREMIUM SOFT CLOSE CABINETS, GRANITE CTRS, HARDWOOD FLOORING, SS APPLIANCES, GRANITE ISLAND. SPACIOUS BREAKFAST NOOK WITH GRANITE CTRS,

    Gary Callas Clubhouse Realty LLC

    3665 Estates Dr, Troy, MI 48084
  • /31

    $305,000

    • 3 Beds
    • 2 Baths
    • 1,658 Sq Ft

    3291 Minerva St, Ferndale, MI 48220

    Welcome to 3291 Minerva St in Ferndale!This charming 3-bedroom, 2-bath home offers a great combination of comfort and functionality. Inside, you'll find a well-designed layout with inviting living spaces and plenty of natural light throughout. The partially finished basement provides additional space for a rec room, home office, or extra storage. Outside, enjoy a fenced-in backyard, perfect

    LAURA BRANIGAN HOWARD HANNA REAL ESTATE SERVI

    3291 Minerva St, Ferndale, MI 48220
  • /15

    $419,900

    • 3 Beds
    • 2.5 Baths
    • 1,984 Sq Ft

    2769 Renshaw Dr, Troy, MI 48085

    Here’s your opportunity to own this beautiful move-in ready colonial located in the Troy school district offering 3 beds and 2.1 baths. This property features an attached two car garage located on a corner lot with a newer circle driveway, fenced in yard, patio, deck, updated vinyl siding, windows and roof! Located within a highly desirable subdivision this opportunity will not last long so

    James Munro Gateway Property Group

    2769 Renshaw Dr, Troy, MI 48085
  • /57

    $1,240,111 Open Thu 4PM - 6PM

    • 4 Beds
    • 4.5 Baths
    • 3,389 Sq Ft

    828 Cherokee Ave, Royal Oak, MI 48067

    Welcome to this exceptional newer-built luxury home in the heart of Royal Oak designed with today’s buyer in mind and offering over 4,800 sq. ft. of elevated, move-in-ready living space. From the moment you step inside, the attention to detail stands out. A dramatic entry with a custom feature wall and designer lighting sets the tone, while a dedicated home office with built-ins creates the

    Nancy Robinson Real Broker, LLC Berkley

    828 Cherokee Ave, Royal Oak, MI 48067
  • /15

    $499,000

    • 4 Beds
    • 2 Baths
    • 1,725 Sq Ft

    1526 Sycamore Ave, Royal Oak, MI 48073

    Great opportunity to live on a charming sought-after street in Northwood Subdivision. This beautiful home has great curb appeal, great bones, and is ready for the next homeowner. You will appreciate the 4 bedrooms, 2 full baths, large family room, and quaint fireplace. WHOLE HOUSE GENERATOR. This wonderful neighborhood is the perfect location to walk to Northwood Elementary or Shrine Grade

    Doug Platonas KW Metro

    1526 Sycamore Ave, Royal Oak, MI 48073
  • /39

    $269,999

    • 3 Beds
    • 1.5 Baths
    • 1,544 Sq Ft

    19341 Nadol Dr, Southfield, MI 48075

    Move-in ready Southfield ranch offering over 2,800 sq ft of finished living space, including a spacious finished basement. The main level features a bright living room with natural fireplace, updated kitchen with appliances, dining area, 3 bedrooms, and 1.5 baths. The finished lower level adds flexible space for a media room, office, or entertaining, plus an additional flex room. Enjoy the large

    Danielle Tucker Signature Sotheby's International Realty Bham

    19341 Nadol Dr, Southfield, MI 48075
  • /21

    $130,000

    • Land
    • 2.23 Acres
    • $58,296 per Acre

    1746 N Baldwin Rd, Oxford Charter Township, MI 48371

    Looking for a beautiful property to build a dream home? Look no further, its right here!!! Located a short drive to Pine Knob, to enjoy concerts in the summer and skiing in the winter. Property includes a shed, lawn mower, gas and electric and a driveway culvert at the road. Build that dream home and enjoy the many activities and entertainment that Oxford has to offer such as their large parks,

    Kara Motsinger The Brokerage Real Estate Enthusiasts

    1746 N Baldwin Rd, Oxford Charter Township, MI 48371
  • /26

    $179,900

    • 2 Beds
    • 1 Bath
    • 900 Sq Ft

    2 Maple St, Oxford, MI 48371

    Cozy 900 Sq Ft 2 bedroom 1 bath home with a full basement. Bathroom has been remodeled, newer water heater, Electrical panel & furnace with central air. Large 2.5 car garage with a enclosed lean on the back. New concrete driveway looks like last year. Hardwood floors in Living & Family rooms others need new flooring. Home is vacant allowing possession at closing.

    Paul Coulter Realty Executives Main St LLC

    2 Maple St, Oxford, MI 48371
  • /38

    $199,900

    • 2 Beds
    • 1.5 Baths
    • 867 Sq Ft

    1032 E Maxlow Ave, Hazel Park, MI 48030

    Welcome to this beautifully fully renovated 2-bedroom, 1.5-bath ranch offering modern updates and move-in ready convenience. Step inside to an open and bright layout featuring brand-new flooring, fresh paint, and a completely updated kitchen with white cabinetry, quartz countertops, and stainless steel appliances. The spacious living and dining areas provide great natural light, perfect for

    Salwan Jameel St Jude Realty

    1032 E Maxlow Ave, Hazel Park, MI 48030
  • /75

    $375,000

    • 3 Beds
    • 2.5 Baths
    • 2,392 Sq Ft

    764 Manor Dr, Milford, MI 48381

    Welcome to 764 Manor Drive in Milford! This super cute and charming ranch is in a sought-after location and offers the perfect blend of character and functionality. Featuring 3 bedrooms and 2.5 baths, this home has a spacious layout with two living rooms, giving you flexible living space for entertaining or relaxing. The cozy fireplace adds warmth and charm to the main living area. You'll love

    Aaron Siepierski @properties Christie's Int'l

    764 Manor Dr, Milford, MI 48381
  • /38

    $385,000

    • 3 Beds
    • 1.5 Baths
    • 1,750 Sq Ft

    28781 Ravenwood St, Farmington Hills, MI 48334

    Just Listed – Your Dream Home Awaits! This gorgeous 3-bedroom, 1.5-bath tri-level home has been lovingly maintained and thoughtfully updated —and now it’s ready for YOU to call it home!Custom-built kitchen with ceramic tile floors, custom cabinetry, tile backsplash. Hardwood floors throughout most of the home. Bright, spacious living room with vaulted ceilingsMassive lower-level great

    Maria F. Gomez Real Estate One

    28781 Ravenwood St, Farmington Hills, MI 48334
  • /72

    $1,500,000

    • 3 Beds
    • 3 Baths
    • 1,979 Sq Ft

    664 King Cir, Lake Orion, MI 48362

    Experience lakefront living on this rare all-sports lake property, offering an impressive 386 feet of water frontage on a private half-acre lot. Set on a deep, secluded parcel, this 2,000 sq ft home features 3 bedrooms and 3 full baths with a flexible multi-level layout that offers both functionality and opportunity. The expansive outdoor setting is the true highlight, featuring multiple boat

    Ahmed Gharib Keller Williams Legacy

    664 King Cir, Lake Orion, MI 48362
  • /39

    $465,000

    • 3 Beds
    • 2 Baths
    • 1,561 Sq Ft

    43440 Cottisford St, Northville, MI 48167

    The BENEFIT of this property... amazing details can be viewed in the expanded view.... The BENEFIT of this RANCH home located in the City of Novi with NORTHVILLE SCHOOLS and NORTHVILLE mailing... This 1,561 square foot ranch located on ONE-ACRE LOT offers 3 Bedrooms, 2 Full Bathrooms, 2 car attached garage, outdoor patios (one has a pergola), professional build storage shed, mature variety of

    Keith Brandt Brandt Real Estate

    43440 Cottisford St, Northville, MI 48167
  • /61

    $359,999

    • 3 Beds
    • 3 Baths
    • 1,339 Sq Ft

    6210 Tripp Rd, Holly, MI 48442

    Welcome home to this exceptional hilltop retreat, gracefully set on 1.14 private acres and offering sweeping, picturesque lake views that create a serene and elevated living experience. This beautifully maintained ranch-style residence combines timeless comfort with modern convenience, making it the perfect sanctuary for both relaxation and entertaining. Step inside to discover a thoughtfully

    Leila Modetz EXP Realty Main

    6210 Tripp Rd, Holly, MI 48442
  • /44

    $224,900 Open Sat 11:30AM - 1:30PM

    • 2 Beds
    • 1 Bath
    • 892 Sq Ft

    1101 E 4th St, Royal Oak, MI 48067

    Located just a few blocks away from downtown Royal Oak, this 2 bed & 1 bath townhouse is the home you've been waiting for! Unique features about this property include a carport; clean, unfinished basement, and beautiful natural hardwood floors on the first & second floor. Brand new updates include paint all throughout, and A/C replaced in 2024. In recent years the roof has been replaced. The

    Alan Jay Robinson Century 21 Curran & Oberski

    1101 E 4th St, Royal Oak, MI 48067
  • /69

    $1,200,000

    • 5 Beds
    • 3.5 Baths
    • 3,578 Sq Ft

    281 Mead Rd, Rochester Hills, MI 48306

    Welcome to a rare, estate-like retreat in the heart of Rochester Hills. Set on 3 breathtaking acres, this one-of-a-kind property offers the lifestyle buyers dream about but rarely find. From your private .5-acre pond to the resort-style pool and sprawling backyard, every inch of this property is designed for space, serenity, and unforgettable entertaining, all tucked away on a quiet road within

    Ashten Tucker The Brand Real Estate

    281 Mead Rd, Rochester Hills, MI 48306
  • /87

    $2,299,900

    • 4 Beds
    • 4.5 Baths
    • 3,318 Sq Ft

    864 Ann St, Birmingham, MI 48009

    WOW! Great price on this gorgeous home! Magnificent newer construction, offering 4 bedrooms, 4 full baths, and 1 half bath in one of Birmingham’s most desirable locations—just moments from downtown’s premier dining, shopping, and lifestyle amenities.Designed with both elegance and functionality in mind, this exceptional residence features a bright, open-concept floor plan with 9-foot

    Eddie Mallad RE/MAX Team 2000

    864 Ann St, Birmingham, MI 48009
  • /12

    $399,900

    • 2 Beds
    • 1 Bath
    • 915 Sq Ft

    6912 Colony Dr, West Bloomfield, MI 48323

    Rare opportunity to own a stunning piece of lakefront property with endless potential. Situated on a beautiful lot with scenic water views, this property offers the perfect setting to build your dream home. The existing structure is not livable and will require a full tear-down, making this an ideal project for builders, investors, or buyers looking to start fresh. Enjoy direct access to the

    Lynne Fuller Fuller Realty 3 LLC

    6912 Colony Dr, West Bloomfield, MI 48323
  • /20

    $220,000

    • 3 Beds
    • 1.5 Baths
    • 1,058 Sq Ft

    945 Olreana St, White Lake, MI 48386

    Welcome home to this beautifully updated 3-bedroom, 1.5-bath gem, thoughtfully remodeled down to the studs in 2021. Step into the pretty kitchen featuring granite countertops, newer appliances, and a stylish design that makes both everyday living and entertaining a breeze. The home flows effortlessly into a cozy living space, perfect for relaxing or hosting guests. Outside, you’ll find a spacious

    Mary England England Real Estate Company

    945 Olreana St, White Lake, MI 48386
  • /12

    $299,000

    • 3 Beds
    • 1.5 Baths
    • 1,435 Sq Ft

    3570 Emmons Ave, Rochester Hills, MI 48307

    Rare opportunity to own in Rochester Hills under $300K! This 3-bed, 1.5-bath colonial sits on a spacious quarter-acre lot in the award-winning Rochester Community Schools district. Major updates in the last 8 years include furnace, A/C, hot water heater, washer/dryer, all kitchen appliances, and a brand-new privacy fence enclosing the large backyard — perfect for kids and pets. The open

    Alexandra Lannen DOBI Real Estate

    3570 Emmons Ave, Rochester Hills, MI 48307
  • /32

    $319,900

    • 4 Beds
    • 2 Baths
    • 1,296 Sq Ft

    21930 Marlow St, Oak Park, MI 48237

    Welcome to your dream home! This modern gem is one you don't want to miss! Looking for custom finishes? Look no further! This home features custom craftsmanship with premium wood trims such as white oak, a brand new kitchen with white and sage shaker cabinets, with award winning color choices, stella quartz countertops, natural and recessed lighting throughout, plus newer windows! The stylish

    Paul Gjelaj Community Choice Realty Inc

    21930 Marlow St, Oak Park, MI 48237
  • /34

    $999,000 Open Sat 2PM - 4PM

    • 4 Beds
    • 3.5 Baths
    • 2,947 Sq Ft

    125 N Washington Ave, Royal Oak, MI 48067

    Welcome to this spacious and versatile home in the heart of Royal Oak! Offering over 2,900 square feet of finished living space, this property combines functional layout with plenty of room to live, work, and entertain. The main level features a bright and open flow with a generous living room, formal dining area, and well-sized kitchen, along with a convenient pantry and main-floor bath. The

    Tushar Vakhariya KW Domain

    125 N Washington Ave, Royal Oak, MI 48067

Showing Results 161 - 200, Page 5 of 18

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