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Homes for Sale near Wayside Elementary School

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  • /56

    $2,099,000

    • 7 Beds
    • 5.5 Baths

    495 Westwood Ave, Long Branch, NJ 07740

    Clad in stucco, Come see the MAIN attraction of the 3 BRAND NEW homes on Westwood Avenue (One recently sold). The diamonds are in the details at this BRAND NEW 4-floor custom designed ENTERTAINERS home which features beautiful tiles and white Oak floors throughout, 7 SPACIOUS bedrooms & 5.5 bathrooms, HEATED pool w/ paver area, LONG dining room PERFECT to accommodate a score of friends and family

    Alex Saka Avenue Realty NJ

    495 Westwood Ave, Long Branch, NJ 07740
  • /47

    $1,899,000

    • 7 Beds
    • 5.5 Baths

    487 Westwood Ave, Long Branch, NJ 07740

    ''Carpe Diem'' LAST UNIT AVAILABLE (without pool) OF THE 3 BRAND NEW homes on Westwood Avenue & West End. The diamonds are in the details at this BRAND NEW 4-floor custom designed ENTERTAINERS home which features beautiful tiles and white Oak floors throughout, 7 SPACIOUS bedrooms & 5.5 bathrooms, paver area, LONG dining room PERFECT to accommodate a score of friends and family w/ adjoining bar

    Alex Saka Avenue Realty NJ

    487 Westwood Ave, Long Branch, NJ 07740
  • /7

    $2,399,000

    • 6 Beds
    • 4 Baths
    • 3,571 Sq Ft

    45 Hollywood Ave, West Long Branch, NJ 07764

    Introducing a rare and extraordinary opportunity to build your dream estate on a stunning 1+ acre lot in highly desirable West Long Branch! This exceptional property offers the perfect canvas to bring your luxury vision to life. With plans and rendering expertly designed by Gerry Nasar of Monmouth Custom Builders, you can build a magnificent 7000+ sq ft residence featuring 7+ bedrooms and 6.5

    Dena Erani Meyer Edery Real Estate Agency INC.

    45 Hollywood Ave, West Long Branch, NJ 07764
  • /24

    $1,599,000

    • 5 Beds
    • 2 Baths
    • 2,237 Sq Ft

    17 Roslyn Dr, Oakhurst, NJ 07755

    Come and see this modern home. This house boasts a new kitchen with stainless appliances, stone counters and custom wood cabinetry. Large den, dining room and living room. Stunning primary suite with new bathroom. All bathrooms are new. Room for a pool. 104x125 lot. Private quiet street. New HVAC Generac generator. Newer back deck for entertaining. Call today! Close to houses of worship, beaches

    Cathrine Ades Cathy Ades Real Estate LLC

    17 Roslyn Dr, Oakhurst, NJ 07755
  • /32

    $549,900

    • 3 Beds
    • 2 Baths
    • 1,388 Sq Ft

    112 N Taylor Ave, Neptune City, NJ 07753

    Don't miss out on this beauty! Schedule your tour today! Must See!!! Welcome to This Stunning Updated Ranch! Enter into this beautifully renovated gem featuring gorgeous hardwood floors throughout! The center island kitchen, equipped with stainless steel appliances, is perfect for culinary adventures. Features 3 bedroom and 2 full bathrooms. Enjoy ample sunlight streaming in as you explore the

    Nicole Palmeri RE/MAX Select

    112 N Taylor Ave, Neptune City, NJ 07753
  • /48

    $2,400,000

    • 4 Beds
    • 3.5 Baths
    • 2,026 Sq Ft

    250 Alpern Ave, Long Branch, NJ 07740

    Welcome to this exquisite custom-built home, nestled in a quiet and serene neighborhood. Designed for both comfort and style, this residence features 4 spacious bedrooms and 3.5 bathrooms, with elegant hardwood floors throughout.The inviting eat-in kitchen is perfect for gatherings, while the cozy den, complete with sliding doors, opens to a true backyard oasis. Step outside to an

    Esther Silvera Silvera Realty Co.

    250 Alpern Ave, Long Branch, NJ 07740
  • /37

    $2,900,000

    • 4 Beds
    • 3.5 Baths
    • 3,168 Sq Ft

    25 Surrey Ln, Ocean, NJ 07712

    Wow! Great colonial sitting on 220x261 lot which is 1.32 acre. This home boasts a large kitchen with newer appliances, 3 ovens, stone counters. Hard wood floors throughout. Large dining room, living room and den. Spacious bedrooms. Great primary suite.Gorgeous private yard.2 car garage. Large unfinished basement with high ceilings Can fit large pool and cabana. Call today! Close to beaches,

    Cathrine Ades Cathy Ades Real Estate LLC

    25 Surrey Ln, Ocean, NJ 07712
  • /53

    $1,260,000

    • 6 Beds
    • 4.5 Baths
    • 3,100 Sq Ft

    8 Sarah Ln, Eatontown, NJ 07724

    Your Dream Home Is Here !! MOVE IN READY ! Magnificent Colonial Just Built in 2021. Front Porch Welcomes You into a Two Story Grand Foyer with Grand Staircase. Premium Kitchen w/Custom Countertop & Backsplash featuring a Center Island, Stainless Steel Appliances w/Plenty of Extra Closets. Open Concept Gives you views of Large Family Room w/Fireplace. Spacious Dining Room w/Bay Windows. 6 Bedrooms

    Raquel Gadeloff Cathy Ades Real Estate LLC

    8 Sarah Ln, Eatontown, NJ 07724
  • /25

    $540,000

    • 3 Beds
    • 1.5 Baths
    • 1,598 Sq Ft

    628 Irving Place, Long Branch, NJ 07740

    Welcome to this move in ready, 3bdrm 1.5 bath home, the perfect blend of comfort and potential.R4 zoning. With the proper permits and plans in place this property can be converted to; municipal building, community center, daycare, non-profit organization, shelters, educational services, public, parochial and private schools, professional offices, laboratories, wellness center,

    Mara Perez Realty One Group Open Door

    628 Irving Place, Long Branch, NJ 07740
  • /48

    $1,799,000

    • 4 Beds
    • 2.5 Baths
    • 2,840 Sq Ft

    54 Mindy Ln, Eatontown, NJ 07724

    Stunning 4-bedroom, 2.5-bath home on a spacious corner lot in desirable Valley Forge area in Eatontown. Situated on nearly half an acre, the large yard offers plenty of space for a pool. Inside, enjoy an abundance of natural light from the numerous windows, highlighting beautiful hardwood floors. The newly remodeled kitchen boasts a large island, modern finishes, and a walk-in pantry, seamlessly

    Ralph Zalta Avenue Realty NJ

    54 Mindy Ln, Eatontown, NJ 07724
  • /38

    $1,990,000

    • 5 Beds
    • 3.5 Baths
    • 3,500 Sq Ft

    388 Brookdale Ave, Long Branch, NJ 07740

    This stunning Colonial features a grand double-story entry, 5 bedrooms, and 3.5 baths on a spacious 102x140 lot. The elegant kitchen boasts Corian countertops, a center island, and hardwood floors throughout. The primary suite offers a walk-in closet and a large bathroom, while the first-floor guest bedroom adds convenience.A finished basement with a full bath, two-car garage, house

    Beatrice Mizrahi Cathy Ades Real Estate LLC

    388 Brookdale Ave, Long Branch, NJ 07740
  • /58

    $2,200,000

    • 4 Beds
    • 4.5 Baths
    • 3,558 Sq Ft

    16 Windsor Dr, West Long Branch, NJ 07764

    Amazing colonial in West Long Branch within ground heated pool. Large first level floor plan, great for entertaining. Expansive den, living room and study. Huge dining room to accommodate a lot of people. Great white kitchen with large island. Granite counters and stainless appliances. Full bath on first level for the pool. Great primary suite with newer bathroom with mosaic tiles. Finished

    Cathrine Ades Cathy Ades Real Estate LLC

    16 Windsor Dr, West Long Branch, NJ 07764
  • /27

    $1,075,000

    • 3 Beds
    • 2.5 Baths
    • 1,560 Sq Ft

    96 Cedar Ave Unit 6, Long Branch, NJ 07740

    Beautiful townhouse in the hottest section in Long Branch with 3 bedrooms, 2 1/2 bath, laundry room conveniently located on 2nd floor. New kitchen with white cabinets, stainless appliances and mosaic tile backsplash. Great upper deck area. Only one block away from Houses of Worship, Beach, Restaurants and Pier Village! Schedule a showing today!

    Cathrine Ades Cathy Ades Real Estate LLC

    96 Cedar Ave Unit 6, Long Branch, NJ 07740
  • /78

    $10,499,999

    • 6 Beds
    • 5.5 Baths

    1 Private Dr, Long Branch, NJ 07740

    THIS HOME CAN ACCOMMODATE A POOL! This first-time-offered custom Jersey Shore colonial home is a true gem, situated on one of Monmouth County's most coveted streets, Private Drive. With 6 bedrooms and 5.5 baths, this residence occupies the historic lot of President Garfield's stable. The front exterior boasts newly redone stucco, a custom Mediterranean tiled roof, lush sod landscaping, a stunning

    Julian James De Seno Cathy Ades Real Estate LLC

    1 Private Dr, Long Branch, NJ 07740
  • /38

    $2,299,000

    • 6 Beds
    • 4.5 Baths
    • 4,660 Sq Ft

    142 Parker Rd, West Long Branch, NJ 07764

    Your forever home is here! Beautiful home boasts 6+ bedrooms, 4.5 bathrooms including sumptuous primary suite with ensuite deluxe bathroom; Expansive first floor has two large bedrooms and 2-1/2 bathrooms, Eat In Kitchen, half bath and amazing outdoor kitchen boasting two grills, pizza oven, fridge, storage, granite counter tops and living -dining space on a covered patio overlooking gorgeous

    Grace Marcus Sonya Grill Real Estate

    142 Parker Rd, West Long Branch, NJ 07764
  • /55

    $2,590,000

    • 3 Beds
    • 3 Baths
    • 1,838 Sq Ft

    1101 Ocean Ave Unit 1207, Asbury Park, NJ 07712

    Surround yourself with outdoor views from the floor to ceiling windows in every room or experience outdoor living with doors opening throughout to the 665 square feet of private, ocean view, outdoor space. This 1,838 square foot home offers three bedrooms, three full baths, THREE parking spaces, four zone HVAC and four exposures with views for miles in every direction. This like new home has

    Kenneth Rickel Space & Company

    1101 Ocean Ave Unit 1207, Asbury Park, NJ 07712
  • /4

    $1,500,000

    • 3 Beds
    • 2 Baths
    • 5,404 Sq Ft

    377 Asbury Rd, Farmingdale, NJ 07727

    3 bedroom 1 bath home with full basement and a 1 car garage located close to downtown Farmingdale yet accessible to major roadways. The sale of this property also includes a +,- 4,000sf warehouse with +,-12 parking spaces. Great opportunity for an owner operator.

    Thomas Deveney Sitar Realty Company

    377 Asbury Rd, Farmingdale, NJ 07727
  • /28

    $469,000

    • 3 Beds
    • 2 Baths
    • 1,392 Sq Ft

    1952 Stratford Ave, Neptune, NJ 07753

    Motivated seller welcomes you to come discover this move-in ready 3 bed 2 bath Colonial located about 2 miles from Ocean Grove Beach. Step inside to a formal living room and dinning room on the first floor that flow easily to the eat-in kitchen which boasts updated custom cabinets, granite countertops and a beautiful backsplash. Carpeting has been added to the main level over durable hardwood

    Lindsay Woods Nelson Realtors

    1952 Stratford Ave, Neptune, NJ 07753
  • /39

    $1,199,000

    • 4 Beds
    • 2.5 Baths
    • 2,324 Sq Ft

    18 Mayberry Dr, Tinton Falls, NJ 07724

    Turnkey gorgeous contemporary colonial boasts of an inviting entry with a sun-drenched foyer opening to a cathedral ceiling space leading into a large eat-in kitchen. Open floor plan design with seamless transition from the living room to the family room with a fireplace balanced by open access to the kitchen for entertaining guests and family. Pool access is a few steps away from this amenity

    Keven Cassidy NextHome New Prospects Realty

    18 Mayberry Dr, Tinton Falls, NJ 07724
  • /51

    $973,000

    • 7 Beds
    • 3 Baths
    • 3,140 Sq Ft

    217 Wyckoff Rd, Eatontown, NJ 07724

    LEGAL MOTHER/DAUGHTER! Come and preview this very unique ranch which is 2 houses for the price of one! Separate utilities, separate entrances, and only one tax bill! One house is 4 bedrooms/1 bath, living room, kitchen, and it's very own deck, the other house is 3 bedrooms/2 full baths, family room, kitchen, dining room, den, and full basement, and an outside deck. The large wrap around yard has

    Deborah Pavlis Jamie Pavlis Real Estate, Inc.

    217 Wyckoff Rd, Eatontown, NJ 07724
  • /3

    $949,000

    • 4,032 Sq Ft

    400 Prospect Ave, Asbury Park, NJ 07712

    When opportunity knocks, open the door! Building has 3 residential apartments, fully rented with long-term tenants in addition to a store front fully rented as well.. Centrally located close to major highways, beach, shopping and restaurants. This income producing building also has the barber shop/salon 800 square feet which has been recently renovated, 4 separate meters for all 4 units.

    joanna maietta RE/MAX Central

    400 Prospect Ave, Asbury Park, NJ 07712
  • /37

    $779,000

    • 4 Beds
    • 2 Baths

    1602 Logan Rd, Ocean, NJ 07712

    The best of the Jersey Shore in a nutshell. Located in the Interlaken Estates section of the highly sought-after community of Wanamassa. Close proximity to prime beaches, top rated schools, parks, golf courses, major highways, and a wide range of shopping venues. This lovely home offers a formal living room w/ gas fireplace, an inviting family room, 4 sun drenched bedrooms with hardwood floors

    Olga Hannout RE/MAX CENTRAL

    1602 Logan Rd, Ocean, NJ 07712
  • /54

    $2,850,000

    • 4 Beds
    • 3 Baths
    • 2,826 Sq Ft

    220 Whalepond Rd, Eatontown, NJ 07724

    Whalepond Road in Eatontown!! ''Private Oasis!'' 4 bd/3 Full Bath Center Hall Colonial w/Buildable Subdivided Adjoining Lot!! Abuts Weltz Conservation Park & surrounded by forever undeveloped forest! 2-story foyer entry w/access to lrg living/dining room! Eat-in kitchen open to family room w/tray ceiling, custom wood burning fireplace & access to 2 paver patios! Custom railings & fenced in

    Judy Eggert Petillo Eggert Realty, LLC

    220 Whalepond Rd, Eatontown, NJ 07724
  • /28

    $1,199,000

    • 3 Beds
    • 2.5 Baths
    • 2,360 Sq Ft

    5 Main St, Oceanport, NJ 07757

    BEAUTIFULLY APPOINTED town home with ELEVATOR on an estuary of the Shrewsbury River for the VERY PARTICULAR BUYER. Across from Old Wharf Park Marina. Close to GSP, Rte 18, BEACHES & Monmouth Raceway Park. Custom construction and attention to fine detail set these town homes a world apart from the rest. Features: 3 bedrooms, 2.5 baths, family room, dining room, recreation rm, large foyer, grand

    Gina Farkouh Resources Real Estate

    5 Main St, Oceanport, NJ 07757
  • /19

    $399,900

    • 1 Bed
    • 1 Bath
    • 736 Sq Ft

    720 Ocean Ave Unit 16, Long Branch, NJ 07740

    Adorable & Affordable! Rare Opportunity to own at The Chalet in West End! Premier location on Ocean Avenue only steps away from the beach! Sun drenched freshly painted first floor condo features spacious living room/dining room combo open to remodeled kitchen w/ gleaming white cabinets, newer stainless steel appliances & tile backsplash, generous sized bedroom w/ walk in closet and remodeled full

    Michele Ashkenazi Schecher Realty

    720 Ocean Ave Unit 16, Long Branch, NJ 07740
  • /51

    $2,750,000

    • 7 Beds
    • 6.5 Baths
    • 7,000 Sq Ft

    4110 Belmar Blvd, Neptune, NJ 07753

    Welcome to your luxurious custom-built home in Wall Township on 4.7 acres with a private forest! Recently completed by the builder for personal use, this 7,000+ sq. ft. home with 7 spacious bedrooms and 6.5 baths including the walkout lower level has been expertly crafted with premium finishes. Highlights include 2 first level primary suites, a gourmet kitchen with a Wolf range, double ovens,

    Frances Graffeo Weichert Realtors-Sea Girt

    4110 Belmar Blvd, Neptune, NJ 07753
  • /37

    $3,200,000

    • 5 Beds
    • 3.5 Baths
    • 3,508 Sq Ft

    8 Ross Ct, Oakhurst, NJ 07755

    This Great 5-bedroom, 3.5-bath home is all about Location, Location, Location! Nestled in a picturesque cul-de-sac. The home features a newer kitchen and a spacious living room with soaring high ceilings, creating an open and airy atmosphere. A huge den with exceptionally high ceilings provides the perfect space for relaxation or entertaining. The first-floor primary en-suite offers convenience

    Alice Gemal Sonya Grill Real Estate

    8 Ross Ct, Oakhurst, NJ 07755
  • /24

    $1,800,000

    • Land
    • 0.57 Acre
    • $3,157,895 per Acre

    583 Cedar Ave, West Long Branch, NJ 07764

    HUGE CORNER 120 X 205 LOT!!! CALLING ALL INVESTORS + BUILDERS - the options are endless - oversized corner lot with sub-division possibilities - build 2 brand new homes! Currently in the R-15 zone - possibility to get approved for commercial use with variance! Call today for more information!

    Tiffany Tomaini RE/MAX Synergy

    583 Cedar Ave, West Long Branch, NJ 07764
  • /24

    $1,800,000

    • 3 Beds
    • 1 Bath
    • 2,471 Sq Ft

    583 Cedar Ave, West Long Branch, NJ 07764

    HUGE CORNER 120 X 205 LOT!!! CALLING ALL INVESTORS + BUILDERS - the options are endless - oversized corner lot with sub-division possibilities - build 2 brand new homes! Currently in the R-15 zone - possibility to get approved for commercial use with variance! Call today for more information!

    Tiffany Tomaini RE/MAX Synergy

    583 Cedar Ave, West Long Branch, NJ 07764
  • /24

    $1,249,000

    • 3 Beds
    • 2 Baths
    • 1,480 Sq Ft

    520 Marvin Dr, Long Branch, NJ 07740

    Lovely Long Branch Ranch Home ready for immediate occupancy. This pristine home has 3 bedrooms and 2 full baths with an additional 800sq feet of finished basement space w/ all new carpeting. Updated kitchen and baths, 1 car garage, breezeway and private yard plus a storage shed. All of the hardwood floors have been refinished and entire interior of home has been freshly painted. Bonus space

    Elana Edery Elana Properties LLC

    520 Marvin Dr, Long Branch, NJ 07740
  • /51

    $979,000

    • 3 Beds
    • 3.5 Baths
    • 3,000 Sq Ft

    179 Woolley Ct, Ocean Township, NJ 07755

    Discover luxury living in this never before lived in 3-bedroom, 3.5-bathroom end unit at Lennar's premier coastal community, The Park at Ocean—just 2.5 miles from Jersey Shore beaches! With wood floors throughout, a cozy fireplace, and a sleek modern kitchen featuring quartz countertops, this move-in-ready home is designed for comfort and style. Upstairs, enjoy the convenience of a spacious

    Juan Siso Realty One Group Open Door

    179 Woolley Ct, Ocean Township, NJ 07755
  • /46

    $5,900,000

    • 5 Beds
    • 4.5 Baths
    • 5,032 Sq Ft

    13 Valley Forge Rd, Eatontown, NJ 07724

    Arrive in style via the expansive brick circular driveway leading to 13 Valley Forge Rd—a home that truly has it all. Situated on a 100x255 lot, this residence offers the perfect combination of sprawling seclusion, modern design, and timeless charm—a harmonious blend of grandeur and coziness.Be welcomed by the inviting brick front porch, a picturesque setting for relaxing moments on a

    Meir Araman Elite Real Estate Agency , LLC

    13 Valley Forge Rd, Eatontown, NJ 07724
  • /13

    $929,000

    • 3 Beds
    • 2 Baths
    • 1,813 Sq Ft

    120 Beechwood Ave, West Long Branch, NJ 07764

    Spacious ranch on quiet block in prime location in West Long Branch. Lovely and immaculately maintained 3 Bedroom and 2 Bathroom with hardwood floors throughout and recently updated bathrooms and kitchen. Close proximity to houses of worship, beaches, shopping, and all the Jersey Shore has to offer.

    Sandy Shalom G & G Agency Inc

    120 Beechwood Ave, West Long Branch, NJ 07764
  • /81

    $9,800,000

    • 6 Beds
    • 5.5 Baths
    • 14,110 Sq Ft

    110 Norwood Ave, Oakhurst, NJ 07755

    Welcome to your dream mansion, a stunning 14,000 square foot estate nestled on over 3 acres of lush, manicured land, just one mile from the pristine beach. This luxurious home perfectly balances grandeur and comfort, offering an unparalleled lifestyle in one of the most sought-after locations.As you enter the grand foyer, you're greeted by soaring ceilings, exquisite chandeliers, and a

    Esther Silvera Silvera Realty Co.

    110 Norwood Ave, Oakhurst, NJ 07755
  • /16

    $2,297,000

    • 9 Beds
    • 3.5 Baths
    • 2,208 Sq Ft

    267 Roosevelt Ave, Oakhurst, NJ 07755

    This is a very Unique opportunity seconds away from Deal / DSN and the BEACH. This is currently a THREE FAMILY home with two units in the front home on Roosevelt Ave and one unit on Garfield Ave . Property goes street to street and is 50x254.

    David Dorfman Gilman Commercial Realty, LLC

    267 Roosevelt Ave, Oakhurst, NJ 07755
  • /3

    $1,499,000

    • 4 Beds
    • 2 Baths
    • 1,330 Sq Ft

    306 Roosevelt Ave, Oakhurst, NJ 07755

    Existing Tenant. Do not disturb. Keep as is collecting rent or build a new home on this 50x280 DEEP lot . Owner has plans for new home w/pool and is applying for variance. Price for existing property only. Current plans will be included if desired.

    David Dorfman Gilman Commercial Realty, LLC

    306 Roosevelt Ave, Oakhurst, NJ 07755
  • /17

    $675,000

    • 2 Beds
    • 1 Bath
    • 1,024 Sq Ft

    451 Harnell Ave, Oakhurst, NJ 07755

    Better than a condo! Rent your own 2 bedroom 1 bath home in the most sought out location in Oakhurst. This home offers a beautiful enclosed yard, patio, nice size bedrooms, open floor plan, eat in kitchen with stainless steel appliances and granite counter tops. Central ac, wood floors and lots of charm and comfort. Close to shopping, highways and so much more.

    Shani Marcus Avenue Realty NJ

    451 Harnell Ave, Oakhurst, NJ 07755
  • /34

    $545,000

    • 3 Beds
    • 2 Baths
    • 1,368 Sq Ft

    1521 Summerfield Ave, Asbury Park, NJ 07712

    Modern Colonial in Asbury Park. Discover the perfect blend of modern living and timeless charm in this updated 3-bedroom, 2-bathroom home. The open first floor is ideal for entertaining, featuring a modern kitchen with white cabinetry, quartz countertops, a tile backsplash, and stainless-steel appliances. A sliding door leads to a spacious yard perfect for outdoor fun, with a deck, paver patio,

    Joseph Scheeler Ward Wight Sotheby's International Realty

    1521 Summerfield Ave, Asbury Park, NJ 07712
  • /10

    $339,000

    • 1 Bed
    • 1 Bath
    • 448 Sq Ft

    321 6th Ave Unit 103, Asbury Park, NJ 07712

    Amazing opportunity offered at this northeast location, formerly ''The Drake'' Hotel, and just two blocks from the beach in Asbury Park! This fullyrenovated one bedroom, one bath condo features new flooring, kitchen including cabinets, appliances, countertops, bathroom with all new tile, vanity, walk-in shower, energy efficient A/C unit and lighting throughout as well as high ceilings. The

    Laureen Manhire Diane Turton, Realtors-Wall

    321 6th Ave Unit 103, Asbury Park, NJ 07712
  • /29

    $549,000

    • 3 Beds
    • 2 Baths
    • 1,634 Sq Ft

    421 Westbourne Ave, Long Branch, NJ 07740

    AWESOME LOCATION in Long Branch! This home offers 3 bedrooms and 2 baths. Large eat in kitchen, sunroom, dining room and living room on first floor. Access from kitchen to backyard, great for entertaining and get togethers! Close to shopping, beaches, transit and much more!

    Shani Marcus Avenue Realty NJ

    421 Westbourne Ave, Long Branch, NJ 07740

Showing Results 321 - 360, Page 9 of 13

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