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Orange County NY Homes for Sale with Garage

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  • /49

    $815,000

    • 4 Beds
    • 2.5 Baths
    • 2,740 Sq Ft

    20 Tanyas Ct, Monroe, NY 10950

    Set on a beautifully landscaped lot with mountain views, this refined Colonial delivers space, light, and a smart, functional layout. This 4-bedroom, 2.5-bath Colonial (built in 2012) offers 2,740 square feet of beautifully proportioned space, plus a basement with high ceilings currently enjoyed as a home gym. Inside, the home balances elegance and comfort: a classic foyer entry, a

    Lismarie Santiago Azure Realty Group NY LLC

    20 Tanyas Ct, Monroe, NY 10950
  • /36

    $1,200,000

    • 3 Beds
    • 2 Baths
    • 1,552 Sq Ft

    24 Emily Ln, Monroe, NY 10950

    This unique split-level property is situated on a stunning 2.1-acre lot on a quiet dead-end road in the charming village of South Blooming Grove. Step inside to discover an open floor plan that seamlessly blends the living room, dining room, and upgraded kitchen with custom finishes and stainless steel appliances. The residence was completely renovated just three years ago, updating everything

    Lazar Schvimmer Blooming Realty

    24 Emily Ln, Monroe, NY 10950
  • /35

    $575,000

    • 4 Beds
    • 2 Baths
    • 2,627 Sq Ft

    99 S Main St, Florida, NY 10921

    Village of Florida Show Stopper! Hot water heater, furnace, and roof are all new in this house!! Heating bills are insignificant. Big MONEY saver! Bonus....solar panels are fully owned, not leased! This home is huge with more than 2,600 square feet. The spacious country kitchen features granite countertops, butcher block island and ample room for cooking and gathering. The spectacular 22' x 22'

    Martha Randazzo Howard Hanna Rand Realty

    99 S Main St, Florida, NY 10921
  • /13

    $1,249,000

    • 3 Beds
    • 2.5 Baths
    • 2,794 Sq Ft

    230 Prospect Rd, Monroe, NY 10950

    Welcome to this beautifully refreshed and renovated home, perfectly blending modern style with convenience! - Fresh paint and sleek new finishes throughout- Brand-new appliances for effortless living- Prime location: - Steps away from major shopping centers - Easy access to public transportation - Close proximity to schools, parks, and community amenities - Move-in ready condition-

    Lazar Schvimmer Blooming Realty

    230 Prospect Rd, Monroe, NY 10950
  • /36

    $3,250,000

    • 6 Beds
    • 3.5 Baths
    • 3,618 Sq Ft

    247 Sarah Wells Trail, Campbell Hall, NY 10916

    Extraordinary 186-Acre Colonial Estate with Views, Water Features & Endless Potential! Hamptonburgh, NY, a rare Hudson Valley legacy property! This historic 4-bed, 3-bath Center-Hall Colonial sits on 186 stunning acres across 3 parcels, offering sweeping panoramic views reaching as far as High Point, NJ and Sugar Loaf Mountain. Located just 0.9 miles from the Campbell Hall Metro-North Station,

    Mark Werner Werner Realty of New York

    247 Sarah Wells Trail, Campbell Hall, NY 10916
  • /50

    $589,900

    • 4 Beds
    • 2.5 Baths
    • 2,412 Sq Ft

    28 Brady Rd, Warwick, NY 10990

    Welcome to 28 Brady Road, A Charming Colonial Near the Heart of Warwick! Just moments from the vibrant Village of Warwick, this lovely Colonial home offers 4 spacious bedrooms, 2.5 baths, and the perfect blend of traditional comfort and modern convenience! Step inside to discover an inviting layout featuring a large eat-in kitchen, a separate formal dining room, and a spacious great room with

    Mark Werner Werner Realty of New York

    28 Brady Rd, Warwick, NY 10990
  • /38

    $999,999

    • 4 Beds
    • 3 Baths
    • 2,764 Sq Ft

    Unlisted Address

    Are you looking for a 3+ ACRE getaway from the city that is 5 minutes to the Thruway, and 50 minutes from the GWB? Or, how about a professional home office, organic garden hobbyist, & perhaps extended. The approximate total finished sq ftge is 4800 not including the finished basement in the house. It is worthwhile to see this original 4 bedroom farmhouse that has been UPDATED with genuine

    Naomi Streicher Q Home Sales

    Unlisted Address
  • /24

    $700,000

    • 6 Beds
    • 3 Baths
    • 2,547 Sq Ft

    1535 Route 208, Washingtonville, NY 10992

    Situated on over an acre of flat land, this legal two-family property features two detached ranch-style homes on one lot, offering exceptional flexibility and value. The first residence boasts an open floor plan with three bedrooms and two bathrooms, a spacious family room, and an office. along with an updated eat-in kitchen, wood flooring, a front deck.The second ranch home offers three

    Mendel Klein MS Realty Group USA, Inc

    1535 Route 208, Washingtonville, NY 10992
  • /23

    $199,900

    • 1 Bed
    • 1 Bath
    • 598 Sq Ft

    36 Paradise Hill, Highland Mills, NY 10930

    Tucked away on a private road in the Town of Cornwall, this charming 600 sq ft cottage offers the perfect blend of privacy, tranquility, and convenience. Whether you’re seeking a full-time residence or a peaceful weekend getaway, this home delivers mountain views and a secluded setting that feels like a true escape. The interior features a spacious living room with large window overlooking the

    Jennifer Gold RE/MAX Benchmark Realty Group

    36 Paradise Hill, Highland Mills, NY 10930
  • /34

    $375,000

    • 4 Beds
    • 3.5 Baths
    • 3,658 Sq Ft

    102 W Wiley St, Maybrook, NY 12543

    We are proud to offer an amazing opportunity to restore the historic 1912 Colonial located at 102 W Wiley Street in Maybrook. This remarkable home, built entirely from redwood shipped from the West Coast, boasts incredible structural integrity and timeless architectural details. The house features 4 bedrooms, 4 bathrooms, and a total of 12 rooms. One section of the house was formerly used as a

    Aron Ungar eRealty Advisors, Inc

    102 W Wiley St, Maybrook, NY 12543
  • /6

    $999,999

    • 4 Beds
    • 2.5 Baths
    • 3,100 Sq Ft

    4 Cherry Hill Rd, Cornwall, NY 12518

    THIS IS THE ONE YOU HAVE BEEN WAITING FOR!!! Brand new construction in the Town of Cornwall within the highly sought-after Cornwall School District! This stunning 3,100 sq ft colonial is set on a picturesque 1.9-acre lot and offers 4 bedrooms, 2.5 baths, and a thoughtfully designed open floor plan with quality craftsmanship throughout. The exterior features poured concrete foundation walls with

    Donna Brunell RE/MAX Benchmark Realty Group

    4 Cherry Hill Rd, Cornwall, NY 12518
  • /44

    $489,900

    • 3 Beds
    • 2 Baths
    • 2,303 Sq Ft

    172 Farmingdale Rd, Blooming Grove, NY 10914

    Welcome to lake living in the desirable Tomahawk Lake community of Blooming Grove, NY! This raised ranch sits on a half-acre lot and offers the perfect blend of comfort, updates, and year-round recreation. Inside, you’ll find a spacious eat-in-kitchen with center island and granite countertops with plenty of room for a breakfast nook/table. Enjoy the spacious living room and formal dining area

    Anne Marie O'Brien Curasi Realty, Inc.

    172 Farmingdale Rd, Blooming Grove, NY 10914
  • /34

    $999,000

    • 5 Beds
    • 4 Baths
    • 3,136 Sq Ft

    12 Damian Ct, Chester, NY 10918

    Welcome to 12 Damian Court, a spacious Colonial set on a quiet cul-de-sac. This well-maintained home offers 5 bedrooms and 4 bathrooms, with four bedrooms on the upper level and one additional bedroom in the finished basement. The main level features generous living and dining areas, perfect for everyday living and entertaining. The finished basement adds excellent flexibility with a second

    Elimelech Kremer MS Realty Group USA, Inc

    12 Damian Ct, Chester, NY 10918
  • /33

    $555,000

    • 2 Beds
    • 2.5 Baths
    • 1,746 Sq Ft

    45 Ottaway Ln, Campbell Hall, NY 10916

    Welcome to this recently built end unit townhome offering exceptional privacy and space, with the perfect blend of modern design and resort-style living. This sun-filled residence offers 2 oversized bedrooms and 2.5 bathrooms, complimented by abundant natural light and open concept layout ideal for both everyday living and entertaining. The main living space flows seamlessly to a spacious private

    Edward Gallagher AmeriHome Realty Corp.

    45 Ottaway Ln, Campbell Hall, NY 10916
  • /6

    $650,000

    • 3 Beds
    • 2 Baths
    • 2,200 Sq Ft

    208 S Montgomery St, Walden, NY 12586

    AMAZING OPPORTUNITY to CUSTOMIZE YOUR DREAM HOME! This new construction 2,200 sq. ft. house is designed to give you complete control over its finishing touches. Choose your preferred tiles, paint colors, and more to ensure every detail reflects your personal style and taste. With the flexibility to select these finishes, this home offers you the unique opportunity to create a space that truly

    Gina Sirard Keller Williams Valley Realty

    208 S Montgomery St, Walden, NY 12586
  • /47

    $785,000

    • 4 Beds
    • 2.5 Baths
    • 2,351 Sq Ft

    21 Wildwood Dr, Rock Tavern, NY 12575

    Welcome home to this beautifully crafted 2022 Colonial, offering over 2,300 square feet of thoughtfully designed living space in the highly regarded Valley Central School District. Set on a desirable half-acre corner lot, this home provides space, privacy, and curb appeal from the moment you arrive. Inside, you’re greeted by an inviting open-concept layout featuring hardwood floors throughout,

    Courtney Tablante Keller Williams Realty

    21 Wildwood Dr, Rock Tavern, NY 12575
  • /30

    $650,000

    • 4 Beds
    • 3 Baths
    • 2,638 Sq Ft

    26 Waterbury Rd, Warwick, NY 10990

    Meticulously maintained and beautifully set on 1.4 acres with mature trees and a tranquil pond, this exceptional home offers the perfect blend of peaceful living and effortless entertaining. BRAND NEW SEPTIC SYSTEM installed in June 2025, providing peace of mind for years to come.A newly renovated walkway welcomes you to the front door, setting the tone for the quality and care found

    Susan Lynch BHG Real Estate Green Team

    26 Waterbury Rd, Warwick, NY 10990
  • /24

    $275,000

    • 2 Beds
    • 1 Bath
    • 1,084 Sq Ft

    2113 Whispering Hills Unit 178, Chester, NY 10918

    Welcome Home! 2 Bedrooms 1 Bathroom move in ready end unit. Recently renovated including a new kitchen with granite counter tops and stainless steel appliances, new bathroom, new windows, new laminate flooring, new water heater, new light fixtures and recessed lighting. Nothing to do but move in! Close to supermarket, post office, restaurants, urgent care, highway. Perfect commuter location.

    Valerie Quinn Keller Williams Realty

    2113 Whispering Hills Unit 178, Chester, NY 10918
  • /18

    $349,000

    • 2 Beds
    • 2 Baths
    • 1,100 Sq Ft

    103 N Pierpont Ave, Newburgh, NY 12550

    Welcome to 103 N Pierpont Avenue, a thoughtfully renovated Cape Cod gem in the heart of Newburgh. This 2-bedroom, 2-bath home spans 1,040 sq ft and offers a perfect blend of modern upgrades and timeless charm. Step inside to a bright, open layout with sleek new flooring and fresh paint throughout. The large, fully renovated kitchen features custom cabinetry, quartz countertops, stainless steel

    Arya Rabinovits eRealty Advisors, Inc

    103 N Pierpont Ave, Newburgh, NY 12550
  • /22

    $234,900

    • 2 Beds
    • 2 Baths
    • 1,680 Sq Ft

    201 Brittany Terrace, Rock Tavern, NY 12575

    Luxurious home located in the highly sought after Brittany Terrace community in Rock Tavern. Rare unit in this 55 plus community with a one car attached garage! Beautiful 2 bedroom home with a den/sitting room close to 1,700 square feet. The home is in excellent condition, meticulously maintained. Corner lot with two driveways, 2 porches, attached garage (garage has a side door to outside too)

    Sandra Spector Howard Hanna Rand Realty

    201 Brittany Terrace, Rock Tavern, NY 12575
  • /22

    $1,025,000

    • 4 Beds
    • 3 Baths
    • 3,400 Sq Ft

    556 Lakes Rd, Monroe, NY 10950

    Rare Gem lakefront compound on the shores of beautiful Walton Lake - featuring 4 deeded lake lots and a stunning 3,400 SQFT Colonial set on 1.35 private park-like acres. House features: 4 Spacious Bedrooms, 3 Full Baths, and gleaming chestnut hardwood floors throughout. Two bright sunrooms with serene water views. Gourmet eat-in kitchen with rich mahogany cabinetry, quartz counters, open to

    Danny Ettie Weinstein Blue Sky Realty Group LLC

    556 Lakes Rd, Monroe, NY 10950
  • /10

    $280,000

    • 3 Beds
    • 1.5 Baths
    • 1,032 Sq Ft

    6 Farmingdale Ln, Bloomingburg, NY 12721

    Welcome to this newly renovated 3-bedroom home, perfectly designed for both end users and investors. Tucked away on a private road, this property offers the ideal combination of comfort, privacy, and convenience. Step inside to find a bright, sun-filled living area that creates a warm and inviting atmosphere. The modern kitchen features stainless steel appliances, abundant cabinet space, and

    Avigdor Rosenfeld Mimi Realty USA, Inc

    6 Farmingdale Ln, Bloomingburg, NY 12721
  • /20

    $1,500,000

    • 4 Beds
    • 3.5 Baths
    • 3,200 Sq Ft

    1 Jessup Rd, Warwick, NY 10990

    Discover this picture perfect property and bring your vision of Luxury to Life. Break away from the confines of builder models and work directly with the design team to create the custom built home of your dreams. Envisioned to be a spacious home with lake views, thoughtful architectural details, abundant natural light, and seamless indoor-outdoor living spaces this luxurious beauty will be

    Christine Koenig Keller Williams Realty

    1 Jessup Rd, Warwick, NY 10990
  • /28

    $850,000

    • 6 Beds
    • 4 Baths
    • 4,921 Sq Ft

    253 Route 32 Unit 1-4, Central Valley, NY 10917

    CALLING ALL INVESTORS! Location, Location, Location!! Zoned Commercial-Residential. Must see this four-family investment property in a very desirable area. The first floor of this 2-story colonial/farmhouse style home offers two apartments. Both have 2 bedrooms, 1 bath. Apt#1 is located just inside the main entry on the left. It has a stainless-steel dishwasher and microwave, a private washer &

    Michael Mulligan HomeSmart Homes & Estates

    253 Route 32 Unit 1-4, Central Valley, NY 10917
  • /36

    $549,000

    • 2 Beds
    • 2.5 Baths
    • 1,862 Sq Ft

    4 Strasser Place, Campbell Hall, NY 10916

    Enjoy carefree living at Blackburne Farm, an active 55+ community! You'll love coming home to this Beauty! Top quality and many upgrades! Lovely crown molding and recessed lights! Open and sun filled! Large LR opens to kitchen with granite countertops and island, stainless steel appliances, skylight and French doors to large deck that overlooks private backyard! First floor Primary BR has tray

    Linda Clark Hudson Valley Griffith

    4 Strasser Place, Campbell Hall, NY 10916
  • /25

    $550,000

    • 4 Beds
    • 3 Baths
    • 2,338 Sq Ft

    600 Twin Arch Rd, Rock Tavern, NY 12575

    This beautiful move-in ready home at 600 Twin Arch sits on a large lot of 1.3 acre. It features a bright living room, a kitchen with an eating area, a full bathroom, a master bedroom, and two more bedrooms. The finished basement adds extra space with another bedroom, a family room, a small kitchen, and an additional bathroom. There is also a one-car garage. This spacious property offers plenty of

    Aron Ungar eRealty Advisors, Inc

    600 Twin Arch Rd, Rock Tavern, NY 12575
  • /27

    $999,999

    • 5 Beds
    • 2.5 Baths
    • 4,772 Sq Ft

    2 Garnett Hill Rd, Chester, NY 10918

    A Private Suburban Retreat on Prestigious Garnet Hill. This Center Hall Colonial offers an exceptional residence- refined suburban living with the space, privacy, and sophistication sought by discerning buyers—just about an hour from Manhattan. Positioned on a beautifully landscaped 3+ acre property, the home features approximately over 4,700 square feet of elegant living space, offering 5

    Rachel Baruchov Platinum Realty Associates

    2 Garnett Hill Rd, Chester, NY 10918
  • /25

    $479,999

    • 3 Beds
    • 2.5 Baths
    • 2,139 Sq Ft

    1402 Hawthorn Way, New Windsor, NY 12553

    Experience refined living at 1402 Hawthorn Way in The Grove, one of New Windsor’s most sought-after communities. This immaculate 3-bedroom, 2.5-bath, 3-story end unit delivers modern comfort, quality finishes, and true move-in readiness. Inside, hardwood floors span the main level, leading to a spacious open kitchen with a large island—perfect for cooking, dining, and entertaining. Step out to

    GABRIEL PEREZ Century 21 Alliance Rlty Group

    1402 Hawthorn Way, New Windsor, NY 12553
  • /50

    $699,999

    • 4 Beds
    • 2.5 Baths
    • 2,756 Sq Ft

    38 Highgrove Dr, Washingtonville, NY 10992

    Welcome to this beautifully remodeled Contemporary Center Hall Colonial in the heart of Washingtonville. A dramatic entry and family room showcase soaring 20+ foot ceilings and a gas-burning fireplace, creating a bright and inviting atmosphere. The updated kitchen features granite countertops, stainless steel appliances, and a center island—perfect for everyday living and entertaining.The main

    Bryan Dale eXp Realty

    38 Highgrove Dr, Washingtonville, NY 10992
  • /40

    $675,000

    • 4 Beds
    • 2.5 Baths
    • 3,116 Sq Ft

    24 Deer Run Rd, Newburgh, NY 12550

    HUDSON VALLEY HIDEAWAY - Custom built true center hall colonial nestled in a scenic wooded enclave just 60 miles north of NYC. Town of Newburgh with Walllkill Schools with easy access to major highways and public transportation. Positioned at the end of a quiet private road in an established neighborhood of large upscale homes, this custom built residence offers a peaceful setting, space, and

    Amy Wilhelm Corcoran Baer & McIntosh

    24 Deer Run Rd, Newburgh, NY 12550
  • /44

    $624,900

    • 3 Beds
    • 2 Baths
    • 1,560 Sq Ft

    3368 New York 208, Campbell Hall, NY 10916

    Brand New Construction in Hamptonburgh – Private 2.6 Acres & Minutes to Metro North! Why choose between privacy and a convenient commute when you can have both? Welcome to this stunning, brand-new construction raised ranch located in the sought-after Town of Hamptonburgh and Washingtonville School District. Tucked away down a private driveway on an expansive 2.6-acre lot, this home is your own

    Matthew Gibbs Keller Williams Hudson Valley

    3368 New York 208, Campbell Hall, NY 10916
  • /38

    $493,000

    • 3 Beds
    • 2.5 Baths
    • 2,521 Sq Ft

    43 Woodside Knolls Dr, Middletown, NY 10940

    ?? FHA & VA Approved | Move-In Ready 3BR/2.5BA Townhouse | Woodside KnollsWelcome to this beautifully maintained 3-bedroom, 2.5-bath townhouse in the sought-after Woodside Knolls community — one of the rare condo developments in the area to hold both FHA and VA approval. That means eligible buyers can purchase with as little as 3.5% down (FHA) or $0 down (VA) — an exceptional and uncommon

    Ramanjit Dhanoa eXp Realty

    43 Woodside Knolls Dr, Middletown, NY 10940
  • /43

    $649,000

    • 4 Beds
    • 2 Baths
    • 2,536 Sq Ft

    58 Lakelands Ave, Greenwood Lake, NY 10925

    Discover Your Dream Colonial Retreat in the Greenwood Lake Community! Beautifully updated four-bedroom Colonial featuring an open-concept first floor with engineered hardwood floors, a bright living room with wood-burning fireplace, and a formal dining area. The updated kitchen offers stainless steel appliances and quartz countertops, with a charming reading nook adding extra appeal. The second

    Vera Karaqi Coldwell Banker Realty

    58 Lakelands Ave, Greenwood Lake, NY 10925
  • /29

    $319,900

    • 2 Beds
    • 1 Bath
    • 750 Sq Ft

    11 Blueberry Hill, Greenwood Lake, NY 10925

    Enjoy lake access and seasonal views of Greenwood Lake. This recently renovated home features an open floor plan with soaring vaulted ceilings. The updated kitchen offers custom cabinets, granite countertops, ceiling-height tiled backsplash, and stainless steel appliances. The dining area includes a wall of windows that seamlessly connects to the kitchen. Two bright bedrooms filled with natural

    Jeanmarie Valentin HomeSmart Homes & Estates

    11 Blueberry Hill, Greenwood Lake, NY 10925
  • /40

    $537,999

    • 3 Beds
    • 2.5 Baths
    • 1,764 Sq Ft

    105 Shaker Ct N, New Windsor, NY 12553

    Tucked away on a quiet cul-de-sac in the sought-after Butter Hill Estates of New Windsor, this lovingly cared for home offers the kind of warmth and comfort you feel the moment you arrive. With easy access to NYC via Route 9W and the Palisades Parkway, it strikes the perfect balance between peaceful Hudson Valley living and everyday convenience. Adding to its charm, the home offers beautiful

    Rebecca Bonhomme Howard Hanna Rand Realty

    105 Shaker Ct N, New Windsor, NY 12553
  • /44

    $895,000 Open House 4/11

    • 6 Beds
    • 7 Baths
    • 4,890 Sq Ft

    10 Willys Ct, Rock Tavern, NY 12575

    PRICE IMPROVEMENT | Two Homes in One on 2.2 Acres | Nearly 5,000 SF | 90 Minutes to Manhattan. Some homes offer space. This one offers true multigenerational living with privacy, flexibility, and estate-scale comfort. Privately set at the end of a quiet cul-de-sac in Rock Tavern, this exceptional dual-residence colonial spans 2.2 private acres and offers nearly 5,000 square feet of luxury living

    Sal Rajput Coldwell Banker Realty

    10 Willys Ct, Rock Tavern, NY 12575
  • /10

    $1,095,000

    • 4 Beds
    • 2.5 Baths
    • 2,311 Sq Ft

    11 Cliff Ct, Monroe, NY 10950

    Welcome to your private retreat in the heart of Monroe! Tucked into a serene neighborhood, this charming 4 bedroom, 2.5 bath offers the perfect blend of indoor comfort and outdoor enjoyment. Set on a beautifully landscaped lot, the home greets you with a long driveway leading to the attached 2 car garage. Enter to find a bright and inviting home with hardwood floors, recessed lighting and a cozy

    Avrahom Lewinson Keller Williams Realty

    11 Cliff Ct, Monroe, NY 10950
  • /17

    $399,000

    • 3 Beds
    • 1 Bath
    • 1,312 Sq Ft

    60 W Jeanibo Rd, Monroe, NY 10950

    One-floor living at its finest! This beautifully renovated 3-bedroom, 1-bath home has been completely updated inside and out and is truly move-in ready. The home is filled with abundant natural light, creating a warm and inviting atmosphere throughout. Exterior improvements include a brand-new roof, new vinyl siding, and new windows. Inside, you’ll find a stunning high-end kitchen featuring

    Kelly Beary Keller Williams Realty

    60 W Jeanibo Rd, Monroe, NY 10950
  • /37

    $559,500

    • 4 Beds
    • 2.5 Baths
    • 2,229 Sq Ft

    36 Ironworks Rd, Monroe, NY 10950

    Welcome to this beautifully updated single-family home, the perfect blend of comfort and modern living. The house has been freshly painted throughout, with refinished hardwood floors and all-new first-floor flooring. Recent upgrades include a new deck, a roof installed in 2020, and professional waterproofing of the foundation for added security. Step inside to a bright foyer that leads to a

    Nathen Singer MK Realty Inc

    36 Ironworks Rd, Monroe, NY 10950
  • /28

    $849,000

    • 5 Beds
    • 2.5 Baths
    • 3,764 Sq Ft

    238 S Centerville Rd, Middletown, NY 10940

    Spacious Country Retreat on 22.6 Acres in Minisink Valley School District This exceptional property offers privacy, comfort, and extensive amenities set on 22.6 picturesque acres. The master bedroom and bathroom were updated in 2016, complemented by a wet bar in the family room—perfect for entertaining. The home features three fireplaces and a wood stove, creating warmth and character throughout.

    Linda VanDeWeert BHG Real Estate Green Team

    238 S Centerville Rd, Middletown, NY 10940

Showing Results 361 - 400, Page 10 of 15

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