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Studio Apartment for Rent in Ottawa, IL

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    Starting at $825 Per Month

    • Studio - 2 Beds

    1200 Germania Dr, Ottawa, IL 61350

    Cedar Crossing Apartments welcomes you home!! We feature an in ground swimming pool, fitness center and park like setting. We also have off-street parking and on-site laundry for your convenience. We are pet friendly (restrictions and additional fees apply) and have 24 hour maintenance to meet all of your needs! We are in a quiet area with schools, churches and daycares very close-- even

    Cedar Crossing Apartments

    1200 Germania Dr, Ottawa, IL 61350

Why Live in Ottawa

Ottawa, Illinois, situated approximately 90 miles southwest of downtown Chicago, is recognized for its location at the confluence of the Fox and Illinois Rivers. This small city serves as a scenic gateway to several state parks, including the notable Starved Rock State Park, which offers over 13 miles of trails leading to canyons and waterfalls. Washington Square Park in downtown Ottawa is historically significant as the site of the first Lincoln-Douglas debates in 1858. The Illinois River remains a tourist attraction, with the Sainte Genevieve Riverboat providing sightseeing cruises. Ottawa's housing options range from historic homes to modern subdivisions, including condos and townhouses. The downtown area is lively with independently run restaurants, boutiques, antique shops, and craft breweries. Ottawa hosts Third Friday events from May through September, highlighting local arts and retailers. The city is served by Ottawa Elementary School District 141 and Ottawa Township High School District 140, with private options like the highly rated Marquette Academy. A car is necessary for transportation, with Interstate 80 offering routes to Chicago and the Quad Cities. While crime rates are not specified as higher than the national average, homes near the rivers are identified as being in severe flood zones by the First Street Foundation.

Frequently Asked Questions

How much does it cost to rent a home in Ottawa, IL?
The median rent for a home in Ottawa, IL is $1,600 per month, though prices vary by neighborhood, size, and property type. As of August 2026, townhouses tend to be the most affordable option while condos and single-family homes are currently more expensive.
How much do you need to make to afford rent in Ottawa, IL?
To comfortably afford the median rent in Ottawa, IL, a household needs to earn roughly $64,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,600 per month in Ottawa, IL, renters typically need to show $4,800 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Ottawa, IL?
In Ottawa, IL, the price-to-rent ratio is 11.2, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Home Trends

Number of Homes for Rent
1
Median Rent
$1,600
Median Single Family Home Rent
$1,600
Median Townhouse Rent
$1,100
Median Condo Rent
$1,550
How to Rent a Home