32

Owenton, KY Homes for Sale under $400,000

Section Image Section Image
  • /47

    $229,900

    • 3 Beds
    • 2 Baths

    145 Sawdridge Creek Rd E, Owenton, KY 40359

    If peace, privacy, and a little fish envy are on your wish list, this charming 3-bedroom, 2-bath country home is ready to impress! Nestled on approximately 1± acre in a private, remote setting, this property offers the perfect escape from the hustle and bustle. Enjoy your morning coffee on the covered front porch or unwind on the back deck. The property is overlooking a beautiful creek and scenic

    Agent Photo

    Bentley Bush

    Bush Realty

    145 Sawdridge Creek Rd E, Owenton, KY 40359
  • /51

    $263,000

    $52K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,368 Sq Ft

    3275 Highway 355, Owenton, KY 40359

    Welcome to your tranquil riverfront sanctuary! Nestled on 2.98 lush, private acres along the Kentucky River— the home is completely outside the floodplain—this charming 2-bedroom, 2-bathroom single-family home offers both peace and possibility. Imagine sipping your morning coffee on the riverside patio, surrounded by the gentle flow of water and birds singing. With just the right balance of

    Agent Photo

    Julie Gosney

    Bluegrass Realty & Investments

    3275 Highway 355, Owenton, KY 40359
  • /22

    $200,000

    $20K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 776 Sq Ft

    445 Elk Lake Resort Rd Unit 122, Owenton, KY 40359

    Escape to the peace and serenity of this cozy 2-bedroom, 1-bath cabin nestled in a quiet, wooded setting just steps from the lake! Located in a sought-after lake resort community, this off-water gem offers the perfect blend of charm and modern comfort. House is fully furnished. Price can be adjusted if furnishings are not included.

    Agent Photo

    Mindy Hearne

    Ashcraft Real Estate Services

    445 Elk Lake Resort Rd Unit 122, Owenton, KY 40359
  • /28

    $199,500

    $20K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 1,700 Sq Ft

    6490 Gratz Rd, Owenton, KY 40359

    Traditional 1.5-story farmhouse situated on 2.77± acres, offering a blend of character, space, and recent updates. This home features 4 bedrooms, 2 full bathrooms, and 1 half bath, along with an eat-in kitchen, formal dining area, and convenient first-floor laundry. The living space includes a wood-burning fireplace, while the partially finished ¾ basement provides additional room for recreation,

    Agent Photo

    Bentley Bush

    Bush Realty

    6490 Gratz Rd, Owenton, KY 40359
  • /29

    $239,900

    • 3 Beds
    • 2 Baths
    • 1,096 Sq Ft

    2105 Highway 127 S, Owenton, KY 40359

    Completely renovated and move-in ready! This charming 3 bedroom, 2 bath brick ranch home offers the perfect blend of modern updates and convenient country living, located just 2 miles from Owenton. Recent improvements include new laminate flooring throughout, all new thermal windows, and a full renovation inside and out designed for comfort and style. The functional floor plan provides spacious

    Agent Photo

    Bentley Bush

    Bush Realty

    2105 Highway 127 S, Owenton, KY 40359
  • /44

    $165,000

    $30K PRICE DROP
    • 2 Beds
    • 1 Bath

    335 Pennington Ln, Owenton, KY 40359

    Discover your own rustic retreat on 12.97± scenic acres, where peaceful country living meets endless recreational opportunities. This unique shed-to-home conversion offers 2 bedrooms and 1 full bath, creating a cozy, cabin-inspired escape surrounded by nature. The property features a beautiful mix of cleared land and mature woods, making it ideal for hunting, hiking, ATV riding, gardening, or

    Agent Photo

    Bentley Bush

    Bush Realty

    335 Pennington Ln, Owenton, KY 40359
  • /28

    $199,500

    $15K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,150 Sq Ft

    1375 Squiresville Rd, Owenton, KY 40359

    Welcome to country living with modern updates! Situated on a picturesque 1.2± acre lot just 5 miles west of Owenton, this beautifully renovated 2-bedroom, 2-bath home was completely updated approximately 2½ years ago, offering the perfect blend of charm and peace of mind. The inviting eat-in kitchen provides a comfortable gathering space, while the covered front porch is ideal for enjoying your

    Agent Photo

    Bentley Bush

    Bush Realty

    1375 Squiresville Rd, Owenton, KY 40359
  • /14

    $164,000

    • 2 Beds
    • 1 Bath
    • 927 Sq Ft

    1585 Squiresville Rd, Owenton, KY 40359

    Opportunity awaits with this 2-bedroom, 1-bath HUD property featuring an eat-in kitchen, convenient first-floor laundry, and a detached garage. Recent updates completed within the past year add appeal and peace of mind. Whether you're looking for an affordable home or an investment opportunity, this property is worth a look!Buyer to verify all utilities, mechanicals, square footage, lot size

    Agent Photo

    Bentley Bush

    Bush Realty

    1585 Squiresville Rd, Owenton, KY 40359
  • /26

    $149,900

    $45K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 1,377 Sq Ft

    830 Beach Rd, Owenton, KY 40359

    Discover lakeside living at its finest in Elk Lake Resort—home to a 240-acre fishing and skiing lake. This charming 2-bedroom, 1-bath property offers an easy walk to the beach, marina, and clubhouse, all within a secure, 24-hour gated community. Enjoy a front deck perfect for relaxing outdoors, plus a partial walkout basement for added storage or future expansion. Conveniently located with quick

    Agent Photo

    Bentley Bush

    Bush Realty

    830 Beach Rd, Owenton, KY 40359
  • /39

    $198,000

    $31K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,510 Sq Ft

    327-331 Hideaway Hills Unit 327-331, Owenton, KY 40359

    Waterfront Home on Elmer Davis Lake, Priced Below Appraised ValueSome lake homes just feel right the moment you arrive, and this is one of them.This 2-bedroom, 2-bath waterfront home sits on five wooded lots along the quiet shores of Elmer Davis Lake, in a private, gated lake community in Owen County, Kentucky. Inside, rustic charm meets modern comfort, with open living spaces and

    Agent Photo

    John Ashcraft

    Ashcraft Real Estate Services

    327-331 Hideaway Hills Unit 327-331, Owenton, KY 40359
  • /11

    $300,000

    $50K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,304 Sq Ft

    100 Jackie Ln, Owenton, KY 40359

    Located just 1.5 miles south of Owenton off Hwy 127, this income-producing tri-plex sits on approximately 7 acres in a quiet country setting. The property features two 1-bedroom units and one 2-bedroom unit, all with county water and electric heat. The additional acreage gives you room to expand or further develop. Tenants will appreciate the privacy of Jackie Lane while still being just minutes

    Agent Photo

    John Ashcraft

    Ashcraft Real Estate Services

    100 Jackie Ln, Owenton, KY 40359
  • /20

    $395,500

    • Land
    • 112 Acres
    • $3,531 per Acre

    3990 Claxon Ridge Rd, Owenton, KY 40359

    Escape to 112 +/- acres of prime recreational land teeming with wildlife and natural beauty. Mostly wooded, the property boasts a network of trails for hiking, ATV riding, and exploring. A cleared ridge offers a standout building location with excellent views and privacy, while utilities at the road add convenience. Ideal for hunting, outdoor recreation, or creating your own secluded homestead.

    Agent Photo

    Bentley Bush

    Bush Realty

    3990 Claxon Ridge Rd, Owenton, KY 40359
  • /22

    $104,900

    • Land
    • 0 Sq Ft

    10792 New Columbus Rd, Owenton, KY 40359

    19± acres of exceptional recreational property offering the perfect blend of privacy and outdoor adventure. Mostly wooded with abundant wildlife, this tract is an excellent destination for deer and turkey hunting, camping, ATV riding, and exploring the outdoors. A county water meter is already in place, making it easy to build your dream home or weekend retreat. With road frontage on two

    Agent Photo

    Bentley Bush

    Bush Realty

    10792 New Columbus Rd, Owenton, KY 40359
  • /50

    $298,000

    $27K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 1,510 Sq Ft

    330 Hide-A-way Dr, Owenton, KY 40359

    Lakefront Property on Elmer Davis Lake, Curated over generations.Some places can't be recreated, and this is one of them.Tucked inside a gated lake community in Owen County, Kentucky, this six-acre waterfront retreat sits on Elmer Davis Lake, a quiet 149-acre state reservoir. It spans 18 contiguous lots, six of them lakefront. Look across the water and you'll see what makes it

    Agent Photo

    John Ashcraft

    Ashcraft Real Estate Services

    330 Hide-A-way Dr, Owenton, KY 40359
  • /45

    $189,900

    $10K PRICE DROP
    • Land
    • 29.72 Acres
    • $6,390 per Acre

    1965 Breck Rd, Owenton, KY 40359

    Come and see this 29.72 +/- acres of wooded hunting and recreational land in beautiful Owen County, Kentucky. This property includes a 2-bedroom, 1-bathroom hunting shack with a kitchenette, offering a practical base for weekend use or as a hunting camp. Electric service is connected to both the shack and a nearby covered shed, while a water meter provides utility access. The covered shed adds

    Joshua Freeland Whitetail Properties Real Estate

    1965 Breck Rd, Owenton, KY 40359
  • /6

    $226,900

    $72K PRICE DROP
    • Land
    • 34.78 Acres
    • $6,524 per Acre

    Heath Rd, Owenton, KY 40359

    Nice 4 acres building site on the front with remaining in nice woods for hunting

    Paul Chapman Bruner Land Company, Inc.

    Heath Rd, Owenton, KY 40359
  • /39

    $215,000

    $35K PRICE DROP
    • 2 Beds
    • 1 Bath

    445 Elk Lake Resort Rd Unit 105-106, Owenton, KY 40359

    Great opportunity to enjoy lake life at an affordable price! This 2-bedroom, 1-bath cottage is situated on two dry lots, offering extra space and plenty of storage. The open-concept design makes the home feel spacious and welcoming, while the large covered front porch is perfect for relaxing with friends and family! Recent updates include metal roof 22', new kitchen cabinets, newer flooring on

    Pat Tenoever Sibcy Cline, REALTORS-Florence

    445 Elk Lake Resort Rd Unit 105-106, Owenton, KY 40359
  • /4

    $134,900

    $24K PRICE DROP
    • Land
    • 0 Sq Ft

    1025 Stewart Ridge Rd, Owenton, KY 40359

    Discover the perfect blend of open space and wooded privacy on this beautiful 9.26-acre tract! Approximately half of the property is open, making it an ideal location to build your dream home, while the remaining wooded acreage provides a peaceful setting for hunting, recreation, hiking, or simply enjoying nature right in your own backyard. Whether you're looking to start a homestead, create a

    Bradley Jones Golden Triangle Realty, LLC

    1025 Stewart Ridge Rd, Owenton, KY 40359
  • /24

    $257,000

    $2K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,620 Sq Ft

    100 Parts Ln, Owenton, KY 40359

    Welcome home to this brand-new 3-bedroom, 2 full bath home offering over 1600 square feet of thoughtfully designed living space on a spacious 1.29-acre lot. the open-concept layout features a beautifully updated kitchen with stainless steel appliances, ample cabinetry, and plenty of room for entertaining. A versatile den provides the perfect space for a home office, playroom, or could easily

    Daniel Michels Plum Tree Realty

    100 Parts Ln, Owenton, KY 40359
  • /44

    $367,500

    $8K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,625 Sq Ft

    445 Elk Lake Resort Rd Unit 1582-1583, Owenton, KY 40359

    Escape to peace and privacy in this beautifully maintained 3-bedroom, 2-bath home--complete with a second lot--built just five years ago and tucked inside the highly sought-after gated community of Elk Lake Resort. Surrounded by nature, the property offers frequent visits from deer and abundant wildlife, creating a true retreat-like atmosphere right outside your door. Thoughtfully positioned for

    Sherry Clark Coldwell Banker Realty FM

    445 Elk Lake Resort Rd Unit 1582-1583, Owenton, KY 40359
  • /48

    $309,400

    $16K PRICE DROP
    • Land
    • 0 Sq Ft

    8530 Hwy 22 E, Owenton, KY 40359

    17 acres, cabin, multiple outbuildings, recreational use, future homesite.SECOND CHANCE! BUYER FINANCING FELL THROUGH. Motivated sellers are ready to sell! Escape to your own private Kentucky retreat! Nestled on approximately 17 acres, this unique property offers the perfect blend of recreation, relaxation, and rural living. There are several gorgeous spots that would be perfect to build your

    bryan frodge Keller Williams Realty Service

    8530 Hwy 22 E, Owenton, KY 40359
  • /11

    $139,999

    $20K PRICE DROP
    • Land
    • 11.75 Acres
    • $11,915 per Acre

    150 Gaines Ave, Owenton, KY 40359

    11+ acres in middle of Owenton ready for duplexes or multiple homes. City sewer and all utilities are available.

    Kyle Jacobs Kentucky Homes and Land LLC

    150 Gaines Ave, Owenton, KY 40359
  • /5

    $129,000

    $66K PRICE DROP
    • Land
    • 0 Sq Ft

    Lot #4 Georgetown Rd, Owenton, KY 40359

    Major price reduction making this land a great value!! Fantastic home site to build your dream home in the country with 14+ acres of beauty and heavenly rolling views. Many options to position your home, some level and some sloped with opportunity for a lower level walk-out. Wooded sections offer nice privacy and seclusion. Water and electric at the street. Great Owenton location near Elk Creek

    Tim Hinde Coldwell Banker Realty

    Lot #4 Georgetown Rd, Owenton, KY 40359
  • /2

    $285,000

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,292 Sq Ft

    90 Botts St, Owenton, KY 40359

    INTERIOR PHOTOS COMING SOON! BRAND NEW BUILD! ONE LEVEL LIVING! USDA ELIGIBLE! ZERO MONEY DOWN! Talk to your lender to see if you qualify! Enjoy the ease of brand-new, one-level living in this beautifully designed 3-bedroom, 2-bath home offering 1,292 square feet of thoughtfully crafted living space. Situated on a 65' x 150' lot in a quiet, established neighborhood, this new construction home

    Blaire Hancock Simple Fee Realty

    90 Botts St, Owenton, KY 40359
  • /75

    $315,000

    • 4 Beds
    • 2 Baths
    • 1,928 Sq Ft

    85 Ballard Ln, Owenton, KY 40359

    Welcome to 85 Ballard Lane! Sitting alongside more than 400 feet of access to Cedar Creek in Owen County, just 15 minutes from Frankfort, Kentucky. Only 200 yards from Kentucky State Route 127, known for annually hosting the longest yard sale in the nation. You can be in Lexington, Louisville, or Cincinnati in just an hour, putting you in the middle of it all. This 4-bedroom, 2-full-bath house

    Ben Crum Coldwell Banker McMahan

    85 Ballard Ln, Owenton, KY 40359
  • /48

    $101,900

    $7K PRICE DROP
    • Land
    • 24.91 Acres
    • $4,091 per Acre

    0 S Us Highway 127 Loop #5 Unit 26019032, Owenton, KY 40359

    Located along Highway 127 South and Old US 127 Loop 5 in Owen County, Kentucky, this +/- 24.905 surveyed-acre property offers a combination of creek frontage, established access, timber, and open ground suitable for a variety of recreational and residential uses. The property features approximately 2,300 feet of frontage along Severn Creek, providing a reliable year-round water source that

    Joshua Freeland Whitetail Properties Real Estate

    0 S Us Highway 127 Loop #5 Unit 26019032, Owenton, KY 40359
  • /28

    $175,000

    • 3 Beds
    • 2 Baths

    445 Elk Lake Resort Rd Unit 212-213, Owenton, KY 40359

    Nestled on two private off-water lots in the desirable Elk Lake Shores Resort, this charming 3-bedroom, 2 full-bath ranch offers the perfect blend of comfort, privacy, and lake living. Conveniently located less than five minutes from the front gate and just minutes from the boat launch, you'll have easy access to all the amenities Elk Lake has to offer. Surrounded by mature trees, this property

    Pat Tenoever Sibcy Cline, REALTORS-Florence

    445 Elk Lake Resort Rd Unit 212-213, Owenton, KY 40359
  • /9

    $107,000

    • Land
    • 23.05 Acres
    • $4,642 per Acre

    0 Fortner Ridge Rd Unit 646015, Owenton, KY 40359

    Here's your opportunity to build your dream home! Wooded 23 acres with small creek. Just 12.3 miles from I 75/Dry Ridge Exit.

    Kristen Peters Huff Realty - CC

    0 Fortner Ridge Rd Unit 646015, Owenton, KY 40359
  • /23

    $324,900

    • 3 Beds
    • 2 Baths
    • 2,016 Sq Ft

    590 Agee Rd, Owenton, KY 40359

    Here is your opportunity to move to the country of Owen County. This well maintained double wide home offers 18.7 acres* Newer metal roof*Newer Gutters*Lots of Privacy*Abundance of wood with trails*Excellent Hunting*Lots of Wildlife to enjoy*Could be an amazing hunting camp or a new place to call home. If you desire privacy and seclusion this home with acreage is for you!!!

    Ronald Brossart RE/MAX Victory + Affiliates

    590 Agee Rd, Owenton, KY 40359
  • /46

    $328,000

    $22K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 3,184 Sq Ft

    313 N Adams St, Owenton, KY 40359

    This is a must see Queen Anne style Victorian Home with original woodwork throughout. This beautifully maintained home offers 3700 sq ft, 4 beds, 3 full baths and a large backyard with room to entertain, relax or unwind both inside and outside. There are so many original details intact from the mahogany curved staircase and hardwood floors to the brass/iron hardware and fireplace mantel/tile.

    Robin Campbell Keller Williams Realty Service

    313 N Adams St, Owenton, KY 40359
  • /13

    $330,000

    $45K PRICE DROP
    • Land
    • 81.11 Acres
    • $4,069 per Acre

    340 Harmony Rd, Owenton, KY 40359

    Discover endless potential on this 81.11 acre private tract in Owen County, just 30 minutes north of Toyota in Georgetown. This versatile property offers the perfect blend of recreational, hunting, and future building opportunities in a peaceful, rural setting. Land features a mixture of wooded areas and open spaces perfect for hunting whitetail deer and turkey. Across the property are multiple

    Sue Kelley Thwaites Realtors LLC

    340 Harmony Rd, Owenton, KY 40359
  • /8

    $224,900

    $39K PRICE INCREASE
    • Land
    • 0 Sq Ft

    34.67 Acres Highway 22 E, Owenton, KY 40359

    Great place to build that new home you have been waiting for! This property offers 34.67 acres that has a lot of potential from recreational, farming and a great place to get-away*Other lots available*

    Ronald Brossart RE/MAX Victory + Affiliates

    34.67 Acres Highway 22 E, Owenton, KY 40359
How to Buy a Home How to Finance a Home How to Sell a Home