597

Palmetto, FL Homes for Sale with Pool

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  • /53

    $398,000 Open Sun 1PM - 3PM

    • 2 Beds
    • 2.5 Baths
    • 1,582 Sq Ft

    10819 Wendover Dr, Palmetto, FL 34221

    Imagine waking up to a water view so peaceful it feels like a postcard — every single day. Welcome to a villa that delivers privacy, elegance, and a resort lifestyle wrapped into one exceptional address. Perched on a premium lot with sweeping sunset and water views and no rear neighbors, this home offers the privacy and serene luxury today’s buyers desire. Inside, refined touches elevate the

    Gina Morgando MORGANDO REALTY SERVICES, LLC

    10819 Wendover Dr, Palmetto, FL 34221
  • /43

    $695,000

    • 3 Beds
    • 3 Baths
    • 2,323 Sq Ft

    10804 Wicker Park Place, Palmetto, FL 34221

    One or more photo(s) has been virtually staged. Photos are virtually staged! Welcome to resort-style living in Esplanade at Artisan Lakes, where every day feels like a vacation. Built in 2022, this 3-bed/3-bath home sits on a serene conservation lot with no backyard neighbors and was designed for effortless indoor-outdoor entertaining. The heart of this home opens to a covered lanai with a fully

    Victoria Thomas MICHAEL SAUNDERS & COMPANY

    10804 Wicker Park Place, Palmetto, FL 34221
  • /59

    $155,000

    102 Riviera Dunes Way Unit N-21, Palmetto, FL 34221

    Rarely available North dock slip in beautiful Riviera Dunes Marina, Slip N-21 is 35’ slip and will allow for a 35’ vessel and has a 10000 lb boat lift. This is one of Florida’sbest protected marinas offering amenities such as Cable TV, WiFi, Water, 2 heated floating pools, tiki bar, Dockside at Riviera Dunes restaurant,HD security cameras throughout facility, laundry room, private bathrooms, pet

    Douglas Young LIST N SELL REALTY LLC

    102 Riviera Dunes Way Unit N-21, Palmetto, FL 34221
  • /21

    $389,000 New Construction

    • 4 Beds
    • 2 Baths
    • 1,908 Sq Ft

    13306 Shellmore Ave, Palmetto, FL 34221

    The Corsica floorplan at Coasterra offers an open-concept floorplan with 4 bedrooms, 2 bathrooms and a 2-car garage. Enjoy the chef-inspired kitchen that overlooks the great room. Entertain on the covered lanai.

    Meritage Homes Builder
    13306 Shellmore Ave, Palmetto, FL 34221
  • /25

    $36,900

    • 1 Bed
    • 1 Bath

    8613 Bayshore Rd Unit 45, Palmetto, FL 34221

    This 1986 manufactured home (20'x38',1 bedroom,1bathroom) features a large front and back porch and an extra storage shed. The kitchen has a large refrigerator, gas stove, and pantry. The home has central air and heat updated 2022. Full sized water heater replaced and moved to laundry area in 2010. carpet in additional room replaced 2022, laminate in in rest of home. Roof is 1/2 metal roofover

    Jann Knighton A Paradise Mobile Homes Inc

    8613 Bayshore Rd Unit 45, Palmetto, FL 34221
  • /10

    $55,000

    • Land
    • 0.04 Acre
    • $1,375,000 per Acre

    94 Michigan St, Palmetto, FL 34221

    Jet Park is the perfect home to park your coach on! This spot has been updated with pavers and rocks for easy parking of your coach and hours of enjoyment sitting on the patio under your awning enjoying your morning coffee or evening drink. Jet Park is a great active community with a wonderful central location to shopping, restaurants and interstate traveling. Low monthly fess of $195.00 which

    Polly Markey Wilson MARKEY REALTY & ASSOCIATES INC

    94 Michigan St, Palmetto, FL 34221
  • /2

    $428,900 New Construction

    • 4 Beds
    • 3 Baths
    • 2,207 Sq Ft

    11830 Moonsail Dr, Palmetto, FL 34221

    Under Construction. For a limited time, we're covering all closing costs - up to $15,000 - and providing blinds, a full appliance package, and a washer and dryer. Move in with confidence, comfort, and real value from the start.Under Construction. This is new construction home you've been looking for is at Isles at Bayview in Parrish, Florida! A stunning open-concept single-story home nestled

    Judy Athari BERKSHIRE HATHAWAY HOMESERVICE

    11830 Moonsail Dr, Palmetto, FL 34221
  • /42

    $370,000

    • 2 Beds
    • 2 Baths
    • 1,196 Sq Ft

    2302 15th St W, Palmetto, FL 34221

    Welcome to your private Florida retreat a beautifully renovated POOL HOME perfectly situated on a spacious, FULLY FENCED corner lot! This move-in-ready gem offers two spacious bedrooms, two full bathrooms, and a two-car garage. Step inside to find an open concept layout filled with natural light and modern finishes. The updated kitchen features sleek countertops, contemporary cabinetry, and

    Krystina Londeree COMPASS FLORIDA LLC

    2302 15th St W, Palmetto, FL 34221
  • 6805 115th St E, Palmetto, FL 34221

    $529,440 New Construction

    • 4 Beds
    • 3 Baths
    • 2,647 Sq Ft

    6805 115th St E, Palmetto, FL 34221

    The family room, kitchen and dining room meet in a convenient and contemporary open floorplan at the heart of this single-level home. A versatile den is ideal as a home office or workout space. The owner’s suite is privately located at the back, while three secondary bedrooms near the entry provide plenty of room for a growing family.

    Lennar Builder
    6805 115th St E, Palmetto, FL 34221
  • /20

    $4,000

    • 1 Bed
    • 1 Bath
    • 420 Sq Ft

    9 Boxwood Ave, Palmetto, FL 34221

    Step into this cozy 1-bedroom, 1-bath gem nestled on a desirable corner lot. The spacious living room boasts cathedral ceilings and bay windows opposite of each other, creating an airy and open feel perfect for relaxing or entertaining. A thoughtful walk-through bathroom offers convenience and flow between the bedroom and main living areas. Enjoy the curb appeal of a well-maintained front yard

    Todd Newby NEWBY REALTY INC

    9 Boxwood Ave, Palmetto, FL 34221
  • /16

    $4,500

    • 1 Bed
    • 1 Bath
    • 410 Sq Ft

    32 Lakeview Dr, Palmetto, FL 34221

    Now through Dec. 31, 2025, select homes come with your choice of TWO amazing incentives-designed to make homeownership even sweeter: *20% OFF for Cash Buyers *20% OFF First Year's Base Rent *0% Owner Financing on Used Homes (3 yrs, 50% down) Whether you're buying your forever home or making a fresh start, this is the deal you've been waiting for! *Don't wait-offer ends Dec. 31, 2025! Welcome to

    Todd Newby NEWBY REALTY INC

    32 Lakeview Dr, Palmetto, FL 34221
  • /45

    $1,188,000

    • 3 Beds
    • 3.5 Baths
    • 2,930 Sq Ft

    140 Riviera Dunes Way Unit 1203, Palmetto, FL 34221

    Experience refined WATERVIEW living in this exceptional 12th-floor residence at Bel Mare. Unit 1203 offers nearly 3,000 square feet of beautifully updated space with uninterrupted views of the Manatee River, Riviera Dunes Marina, Anna Maria Island and to the Gulf of Mexico. To the north, you can clearly see the Sunshine Skyway Bridge with beautiful evening lighting. The SUNSETS are absolutely

    Don Tendick PREMIERE PLUS REALTY COMPANY

    140 Riviera Dunes Way Unit 1203, Palmetto, FL 34221
  • 11006 44th Ave E, Palmetto, FL 34221

    $379,000 New Construction

    • 5 Beds
    • 2 Baths
    • 1,708 Sq Ft

    11006 44th Ave E, Palmetto, FL 34221

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there’s flexibility for whatever life brings—guest space, a home office, or that creative studio you’ve always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen

    D.R. Horton Builder
    11006 44th Ave E, Palmetto, FL 34221
  • 7770 Ocean Spray Trail, Palmetto, FL 34221

    $624,760 New Construction

    • 5 Beds
    • 4 Baths
    • 3,453 Sq Ft

    7770 Ocean Spray Trail, Palmetto, FL 34221

    Welcome to The Maurice, a spacious and stylish two-story home by David Weekley Homes, located in the vibrant new Coasterra community in Palmetto, FL. Offering 3,453 square feet of thoughtfully designed living space, this home features 5 bedrooms, 4 full bathrooms, a private study, and an open retreat—perfect for a game room, media space, or additional lounge area. The Owner’s Retreat is

    David Weekley Homes Builder
    7770 Ocean Spray Trail, Palmetto, FL 34221
  • /32

    $99,000

    • 3 Beds
    • 2 Baths
    • 920 Sq Ft

    420 49th St E Unit 71, Palmetto, FL 34221

    Welcome to Skyway Village Estates — Palmetto's premier 55+ community where you own the land!This charming 3-bed, 2-bath home blends comfort, value, and peace of mind. Inside, you'll find bright, open living spaces with updated flooring throughout most of the home and a freshly sealed roof for added confidence. The spacious enclosed lanai is ideal for morning coffee, quiet reading, or

    MICHAEL ORTIZ CROSSVIEW REALTY

    420 49th St E Unit 71, Palmetto, FL 34221
  • /25

    $629,490 New Construction

    • 5 Beds
    • 4 Baths
    • 3,336 Sq Ft

    Rainer Plan at Stonegate Preserve - The Executives, Palmetto, FL 34221

    The second largest design in this collection, this two-story home features a generous open floorplan shared between the living and dining spaces on the first level. Through sliding glass doors is a covered patio for indoor-outdoor activities. The owner’s suite with a full-sized bathroom is privately situated toward the back, while a secondary bedroom can be found off the foyer. A spacious loft

    Lennar Builder
    11306 71st Terrace E Unit 36039400, Palmetto, FL 34221
  • 3330 Hopewell Ave, Palmetto, FL 34221

    $362,069 New Construction

    • 4 Beds
    • 2 Baths
    • 1,989 Sq Ft

    3330 Hopewell Ave, Palmetto, FL 34221

    This beautiful, single-story home showcases an open floor plan with upgraded tile flooring at main living and wet areas. The contemporary kitchen boasts granite countertops, 36-in. upper cabinets, an eat-at island, walk-in pantry and Whirlpool stainless steel appliances. The primary bedroom features a large walk-in closet and connecting bath that offers a linen closet, dual-sink vanity, granite

    KB Home Builder
    3330 Hopewell Ave, Palmetto, FL 34221
  • /37

    $29,000

    • 2 Beds
    • 2 Baths

    5700 Bayshore Rd Unit 617, Palmetto, FL 34221

    This unit is priced to sell! This lovely 1986 (26x40), two bed, two bath, Fleetwood manufactured home is located in Country Lakes Village 1, Palmetto, FL. It is a gated, 5-star, dog friendly, 55+ community (second occupant can be 45+). It has new laminate flooring throughout, a new center island in the kitchen and a open concept living area with cathedral ceilings, and a comfortable finished

    Dianna Nims A Paradise Mobile Homes Inc

    5700 Bayshore Rd Unit 617, Palmetto, FL 34221
  • /29

    $31,995

    • 2 Beds
    • 2 Baths
    • 1,200 Sq Ft

    900 9th St E Unit 189, Palmeto, FL 34221

    900 9Th Ave E Lot 189 Palmetto FL. This home has almost 1200 Sq Ft and comes furnished. Colonial Manor Mobile Park is a (55+ Community) This home is on a rented/lease lot. This mobile home is ready for you to move into and make your own! It is priced right in the 55+ community of Colonial Manor in Palmetto, FL. There is laminate and carpet throughout. The 2 yr old central A/C keeps it all cool.

    Pamela Pumilia Florida MH Sales, LLC dba Mobile Home Sales by Jennifer

    900 9th St E Unit 189, Palmeto, FL 34221
  • /17

    $74,900

    • 3 Beds
    • 2 Baths
    • 1,736 Sq Ft

    2711 86th St E, Palmetto, FL 34221

    1997 Jacobsen 3 bedroom, 2 bath Furnished Turn -Key Home in Beautiful Sun Key Village. This home is a Buyer's Dream with New Roof, New Carport, New Lanai, Newer Kitchen appliances. Newer Washer and Dryer. A/C unit 4 years old always maintained. Home sits on the largest corner lot is Sun Key. Backyard is very private. Double side by side Carport. Extra Large Storage Shed.. You must see this one of

    Todd Newby NEWBY REALTY INC

    2711 86th St E, Palmetto, FL 34221
  • /21

    $414,990 New Construction

    • 5 Beds
    • 4 Baths
    • 2,776 Sq Ft

    11840 71st Ave E, Palmetto, FL 34221

    The first floor of this two-story homes features an inviting open floor plan that seamlessly connects a family room, dining room and modern kitchen, with a lanai providing enhanced outdoor living. Upstairs there are four bedrooms, including the restful owner’s suite. A versatile loft area offers shared living on the second level.

    Lennar Builder
    11840 71st Ave E, Palmetto, FL 34221
  • /18

    $525,000

    • 4 Beds
    • 2.5 Baths
    • 2,439 Sq Ft

    5411 Olano St, Palmetto, FL 34221

    Beautiful 4 bed 2.5 bath with 3 car garage available. Complete see this wonderful Phoenix floorplan in the gorgeous Travesta community. Only 2 years old. This home is looking for a new family. Carpet in the bedrooms and tile in the family and wet area as well as the kitchen. Granite counter top with large island with plenty of seating. Spacious bedrooms and primary bedroom with ensuite. Come see

    Hon Wong ALL COUNTY TAMPA BAY PROP. MGT

    5411 Olano St, Palmetto, FL 34221
  • /51

    $150,000

    • 2 Beds
    • 2 Baths
    • 1,821 Sq Ft

    1050 Riverside Dr Unit A201, Palmetto, FL 34221

    Welcome to Regatta Pointe, where you can enjoy the best of Florida living year-round. This 2-bedroom, 2-bath condo offers a spacious and comfortable layout, with two private balconies to enjoy the stunning sunrises and sunsets. The kitchen is equipped with solid wood cabinets, granite countertops, and stainless steel appliances, plus additional cabinet space in the dining area. The open floor

    Tiia Cartwright CARTWRIGHT REALTY

    1050 Riverside Dr Unit A201, Palmetto, FL 34221
  • /41

    $499,000

    • 3 Beds
    • 2 Baths
    • 1,603 Sq Ft

    5206 Woodlawn Cir E, Palmetto, FL 34221

    A big private yard, a sparkling pool, and every major update already done... this home checks the boxes for comfort, space, and easy ownership!. Set in the welcoming community of Woodlawn Lakes, this 3-bedroom, 2-bathroom pool home offers 1,603 sq. ft. of well-designed living and sits on over one-third of an acre surrounded by majestic oak trees. Perfect for growing households or first-time

    Ryan Skrzypkowski COLDWELL BANKER REALTY

    5206 Woodlawn Cir E, Palmetto, FL 34221
  • /20

    $34,900

    • 2 Beds
    • 2 Baths
    • 984 Sq Ft

    32 East Ln, Palmetto, FL 34221

    Now through Dec. 31, 2025, select homes come with your choice of TWO amazing incentives-designed to make homeownership even sweeter: *20% OFF for Cash Buyers *20% OFF First Year's Base Rent *0% Owner Financing on Used Homes (3 yrs, 50% down) Whether you're buying your forever home or making a fresh start, this is the deal you've been waiting for! *Don't wait-offer ends Dec. 31, 2025! Nestled

    Todd Newby NEWBY REALTY INC

    32 East Ln, Palmetto, FL 34221
  • /23

    $374,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,260 Sq Ft

    Elston Plan at Silverstone North, Palmetto, FL 34221

    This all concrete block constructed, two story home includes a kitchen overlooking the living and dining area, a powder bath, two storage closets, and an outdoor patio on the first floor. Upstairs, the large Bedroom 1 includes a big walk-in closet and Bathroom 1 bathroom with linen closet. Three other bedrooms share a second bathroom. The loft at the top of the stairs provides extra space for

    D.R. Horton Builder
    3813 Silver Strand Trail Unit 36203041, Palmetto, FL 34221
  • /22

    $665,999 New Construction

    • 5 Beds
    • 4.5 Baths
    • 3,461 Sq Ft

    12528 Wharf Terrace, Palmetto, FL 34221

    Welcome to the Tortola at 12528 Wharf Terrace in Palms at Coasterra. This inviting new home features a spacious great room with pocket sliding glass doors to a covered lanai, flowing into a gourmet kitchen with a center island and casual dining area. The main-level primary suite offers a spa-inspired bath and large walk-in closet, while a secondary bedroom suite sits near the foyer. Upstairs,

    Taylor Morrison Builder
    12528 Wharf Terrace, Palmetto, FL 34221
  • /41

    $44,900

    • 2 Beds
    • 2 Baths

    5700 Bayshore Rd Unit 1000, Palmetto, FL 34221

    Dianna Nims A Paradise Mobile Homes Inc

    5700 Bayshore Rd Unit 1000, Palmetto, FL 34221
  • /16

    $397,000 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,168 Sq Ft

    Yellowstone Plan at Coasterra - Premier Series, Palmetto, FL 34221

    The Yellowstone's first-floor primary suite ensures everyone has their own space. The second floor offers a large loft for homework, gaming or relaxing. Enjoy preparing meals with the family in the open kitchen with a spacious work island.

    Meritage Homes Builder
    8924 Killbarry Ln Unit 37076817, Palmetto, FL 34221
  • /71

    $954,900

    • 3 Beds
    • 2.5 Baths
    • 2,250 Sq Ft

    2217 5th St E, Palmetto, FL 34221

    WATERFRONT LUXURY IN SANCTUARY COVE!Welcome home to your boater's dream home in the exclusive gated waterfront community of Sanctuary Cove, This custom designed single-family residence has a nautical theme! It offers a seamless blend of luxury, comfort, and Florida costal living. Close to many water front restaurants. Go by boat or car! Bring your boat. There is a dock with a lift right in

    Martin Maluchnik YOUNG REAL ESTATE

    2217 5th St E, Palmetto, FL 34221
  • /18

    $32,900

    • 1 Bed
    • 1 Bath

    8515 Us Highway 41 N Unit 198, Palmetto, FL 34221

    8515 US Highway 41 N, Lot 198 Palmetto, FL 34221 Winterset Mobile Home and RV Park. This is a mobile home for sale in a lot lease community. Conveniently located in sunny Palmetto, Florida, Winterset is the ideal 55+ RV and Park resort community for active senior living. Whether you are a year-round resident, a vacationing RV guest, or seeking a relaxing escape from the winter chill of

    Pamela Pumilia Florida MH Sales, LLC dba Mobile Home Sales by Jennifer

    8515 Us Highway 41 N Unit 198, Palmetto, FL 34221
  • /59

    $124,900

    • 1 Sq Ft

    102 Riviera Dunes Way Unit N 27, Palmetto, FL 34221

    Rarely available South dock slip in beautiful Riviera Dunes Marina, Slip N-27 is 35’ x 12.98’ and will allow for a 35’ vessel. This is one of Florida’s best protected marinas offering amenities such as WiFi, Water, 2 heated floating pools, tiki bar, Dockside at Riviera Dunes restaurant, HD security cameras throughout facility, laundry room, private bathrooms, pet walking area and pump-outs

    Douglas Young LIST N SELL REALTY LLC

    102 Riviera Dunes Way Unit N 27, Palmetto, FL 34221
  • /17

    $10,000

    • 1 Bed
    • 1 Bath

    8615 Bayshore Rd Unit 11, Palmetto, FL 34221

    This 1981 manufactured home (20'x40',1 bedroom,1bathroom) features a large front and back porch and an extra storage shed. The kitchen has a large refrigerator, gas stove, and pantry. The home has central air and heat, and a metal roof. The "additional" area can be re-figured to use for a second bedroom. Large open area behind home... no mobile homes behind you!! It is being sold fully

    Jann Knighton A Paradise Mobile Homes Inc

    8615 Bayshore Rd Unit 11, Palmetto, FL 34221
  • /56

    $375,000

    • 3 Beds
    • 2.5 Baths
    • 1,961 Sq Ft

    6314 Distant Haze Place, Palmetto, FL 34221

    One or more photo(s) has been virtually staged. MOTIVATED SELLER! Welcome to this lovingly cared-for 3-bedroom + loft, 2.5 bathroom home, built in 2023 and packed with upgrades. NO REAR neighbors, this home offers exceptional privacy, peaceful setting and POND VIEW. From the moment you walk in, you'll notice the NATURAL LIGHT and fresh, modern feel. Enjoy an open layout with FRESH interior paint

    Kate Germinal GERMINAL X LLC

    6314 Distant Haze Place, Palmetto, FL 34221
  • /29

    $25,000

    • 2 Beds
    • 1 Bath
    • 552 Sq Ft

    39 East Rd, Palmetto, FL 34221

    Welcome to your perfect little getaway! This beautifully updated 2-bedroom, 1-bath mobile home is bursting with charm and modern touches. Step inside to find a bright, open layout with stylish finishes, fresh paint, and upgraded flooring throughout. The kitchen shines with a cute corner sink area and a great island, making it as functional as it is cute. Outside, enjoy your own private oasis with

    Todd Newby NEWBY REALTY INC

    39 East Rd, Palmetto, FL 34221
  • /69

    $1,150,000

    • 4 Beds
    • 3 Baths
    • 2,799 Sq Ft

    1929 24th Street Cir W, Palmetto, FL 34221

    Tour this Private Sanctuary in Boccage: A Masterclass in Luxury & Resilience. Experience unparalleled privacy and meticulous craftsmanship in this stunning 4-bedroom, 3-bathroom estate, tucked away in the exclusive gated community of Boccage. Set on over half an acre of lush, manicured grounds, this one owner residence has been thoughtfully curated to offer a seamless blend of "maintenance-free"

    Brie Bender INNOVATE REAL ESTATE

    1929 24th Street Cir W, Palmetto, FL 34221
  • /18

    $462,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,045 Sq Ft

    9423 Bella Mar Trail E, Palmetto, FL 34221

    Under Construction. Receive up to $35,000 towards Closing Costs & Flex Cash and Special Interest Rates with the use of our preferred lender - Now through Dec. 31st. Welcome to Seaire, our newest single-family home community where luxurious living meets a vibrant coastal lifestyle. Situated in the center of Parrish, Florida, Seaire offers a blend of modern convenience, resort-style amenities, and

    Sarah Bordeaux D.R. HORTON REALTY OF SARASOTA

    9423 Bella Mar Trail E, Palmetto, FL 34221
  • /25

    $115,000

    • 2 Beds
    • 2 Baths
    • 960 Sq Ft

    4 Tennessee St, Palmetto, FL 34221

    This home is located in Jet Mobile Home Park, a 55+ community. This is a 1983 double manufactured home 2 Bed 2 Baths in good condition. New Roof February 2025. New HVAC December 2024. List price includes the full price of the co op share. The monthly maintenance fee of $190 includes park maintenance, water, trash collection and use of all the facilities including the club hall, boat ramp and

    Phil Nash KELLER WILLIAMS ON THE WATER

    4 Tennessee St, Palmetto, FL 34221
  • /19

    $27,500

    • 2 Beds
    • 2 Baths
    • 960 Sq Ft

    14 Kingsport Ave, Palmetto, FL 34221

    Discover comfortable living in this spacious two-bedroom, two-bathroom home. Offering ample room to spread out and relax, this residence also features a few thoughtful updates that add to its appeal. Ready for you to move in and enjoy! Coach House is an Active 55 Adult community- the monthly Fee Package INCLUDES: Land Lease and Use of the Resort Style Amenities, Cable, Internet, Water, Sewer,

    Todd Newby NEWBY REALTY INC

    14 Kingsport Ave, Palmetto, FL 34221
  • /47

    $349,000

    • 3 Beds
    • 2 Baths
    • 1,720 Sq Ft

    5336 Patano Loop, Palmetto, FL 34221

    Welcome to your nearly new dream home in the desirable gated community of Trevesta! Built in 2024 and thoughtfully maintained, this 3-bedroom, 2-bath residence with a versatile den/flex space offers the perfect blend of modern design, functional layout, and peaceful living. With an open-concept floor plan, this home lives large and provides seamless flow between the living, dining, and kitchen

    Kristin Lemmerman COASTAL HOME ADVISORS RE

    5336 Patano Loop, Palmetto, FL 34221

Showing Results 161 - 200, Page 5 of 15

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