205

Payne Springs, TX Homes for Sale

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  • /3

    $50,000

    $20K PRICE DROP
    • Land
    • 20,473 Sq Ft
    • $106,383 per Acre

    115 Abrams Rd, Gun Barrel City, TX 75156

    Lake view lots ready for you to build a beautiful homeNo SurveyWater and electric available on lot

    Margaret Mendez Foxy Real Estate, LLC

    115 Abrams Rd, Gun Barrel City, TX 75156
  • /2

    $275,000

    • Land
    • 37,897 Sq Ft
    • $316,092 per Acre

    TBD L 18 Jayla Ln, Payne Springs, TX 75156

    Your lakeside retreat is closer than you think... Just an hour from Downtown Dallas, discover open land on Cedar Creek Lake—perfect for a custom vacation home or investment property. No strict HOAs. No cookie-cutter builds. Just 3,000 feet of stunning waterfront, space for a private dock, and the freedom to design your dream escape. This is more than just land—it's a lifestyle. Residents will

    Todd Russell Keller Williams Realty - Cedar Creek Lake Properties

    TBD L 18 Jayla Ln, Payne Springs, TX 75156
  • /2

    $30,000

    $25K PRICE DROP
    • Land
    • 5,880 Sq Ft
    • $222,222 per Acre

    112 Stephens Dr, Gun Barrel City, TX 75156

    Great Build-Ready-Lot available just walking distance from Cedar Creek Lake! Whether you have plans for a new build, weekend getaway, or placing a mobile home this lot has all utilities already in place. This property is conveniently located near all the of amenities Cedar Creek Lake has to offer but still offers a laid-back peaceful setting. Don't miss the opportunity, reach out to us today!!!

    Justin Miller LPT Realty LLC.

    112 Stephens Dr, Gun Barrel City, TX 75156
  • /31

    $294,900

    • 3 Beds
    • 2 Baths
    • 1,630 Sq Ft

    6123 Inca Dr, Mabank, TX 75156

    Brand new construction offering 3 bedrooms, 2 bathrooms, and a 2-car garage on a peaceful, tree-lined street. This thoughtfully designed single-story home features an open-concept layout with durable wood-look flooring, recessed lighting, and modern finishes throughout. The kitchen is the heart of the home, showcasing white shaker cabinetry, granite countertops, stainless steel appliances, a

    Maria Vidal Texas Community Realty

    6123 Inca Dr, Mabank, TX 75156
  • /38

    $155,000

    New Construction
    • 2 Beds
    • 1 Bath
    • 1,028 Sq Ft

    7129 Kayak Dr, Mabank, TX 75156

    New construction home offering 2 bedrooms, 1 bathroom, and a one-car garage. Designed with efficiency and comfort in mind, this home features a functional layout and modern finishes throughout. Located in close proximity to Cedar Creek Lake, this property is ideal for those who enjoy lake living, fishing, boating, or weekend getaways while still having the convenience of nearby amenities. The

    Sandra Wells eXp Realty LLC

    7129 Kayak Dr, Mabank, TX 75156
  • /17

    $209,900

    New Construction $13K PRICE INCREASE
    • 3 Beds
    • 2 Baths
    • 1,792 Sq Ft

    8591 Double Bridge Rd, Mabank, TX 75156

    Priced to sell fast, experience the best of lake living in Mabank, just minutes from Cedar Creek Reservoir. This home offers the kind of lifestyle buyers are actually searching for, combining comfort, functionality, and proximity to the water in a way that stands out from the rest. From the moment you walk in, you are welcomed by a bright and open layout filled with natural light, creating a

    Conner Nielsen John Hill, Broker

    8591 Double Bridge Rd, Mabank, TX 75156
  • /40

    $1,150,000

    • 4 Beds
    • 3 Baths
    • 2,900 Sq Ft

    106 Lynne St, Mabank, TX 75156

    This stunning Cedar Branch Park waterfront home is on a .55-acre lot with over 250 feet of waterfront. It features 4 bedrooms, 3 full baths, and 2 living areas. Recent updates include a NEW seawall, plumbing, and HVAC system. The boat dock has a NEW lift motor and belt, suitable for both ski and pontoon boats. City water and Sewer. A spacious deck is ideal for waterfront relaxation. The second

    Yooni Chung New Ark Real Estate LLC

    106 Lynne St, Mabank, TX 75156
  • /7

    $116,100

    • 3 Beds
    • 2.5 Baths
    • 1,736 Sq Ft

    104 Shady Shores Dr, Mabank, TX 75156

    Looking for a property close to the Cedar Creek Reservoir. Look no more. This two story property features 3 bedroom 2 full bathrooms and on half bathroom. The neighborhood has a boat ramp ad great access to the reservoir. Great opportunity for a vacation property or a great home for the family. This one will not last long...

    Robert Wells StarCrest Realty

    104 Shady Shores Dr, Mabank, TX 75156
  • /15

    $268,999

    $11K PRICE DROP
    • Land
    • 1 Acre
    • $268,999 per Acre

    0 Esquire Estates Rd Unit 108662, Mabank, TX 75156

    1 acre waterfront lot that is perfect for your full time or vacation home. Property includes deeded boat slip #18 at Admirals Harbor Marina, plus you can build an additional dock or boathouse if desired (Permit required by TRWD). Pinnacle Club is directly across the street and offers additional membership choices with access to amenities such as club house, pool, restaurant, 18-hole golf course,

    Wade Brisse Hall American Realty

    0 Esquire Estates Rd Unit 108662, Mabank, TX 75156
  • /33

    $294,000

    $43K PRICE DROP
    • 3 Beds
    • 3.5 Baths
    • 1,834 Sq Ft

    129 King Arthur Rd, Mabank, TX 75156

    Located near Cedar Creek Lake, this beautifully updated 3-bedroom, 3.5-bathroom home offers lake views and is situated on two lots, providing additional space for outdoor use and flexibility. Each bedroom includes an ensuite bathroom, offering a functional layout for occupants and guests.The interior features an open-concept kitchen and living area designed for everyday living and gatherings.

    Lisa Muncrief Exit Realty Pro

    129 King Arthur Rd, Mabank, TX 75156
  • /2

    $25,000

    • Land
    • 2,090 Sq Ft
    • $520,833 per Acre

    150 Running Deer Rd, Mabank, TX 75156

    ?? LAKE AREA PROPERTY WITH OWNER FINANCING! ???? Looking for an affordable place to enjoy the outdoors and build your dream getaway? This beautiful property offers the freedom you’ve been searching for! ? Owner Financing Available – Easy terms, no bank hassle! ? Mobile Homes Allowed ? Campers & RVs Allowed ? Tiny Homes Welcome ? Boat Ramp Access ? Community Swimming Pool ? Utilities Available ?

    Eric Killian Coldwell Banker American Dream

    150 Running Deer Rd, Mabank, TX 75156
  • /4

    $40,000

    • Land
    • 13,634 Sq Ft
    • $127,796 per Acre

    11115 Cedar Dr, Mabank, TX 75156

    Build your dream home near Cedar Creek Lake! This cleared 0.313-acre lot is ready for construction and is located in the waterfront community of Cedar Branch Park. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity, this property offers the perfect setting to enjoy lake-area living. Property owners have access to community amenities, including a boat

    Debbie French Ebby Halliday Realtors

    11115 Cedar Dr, Mabank, TX 75156
  • /40

    $419,500

    New Construction $6K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,818 Sq Ft

    115 Enchanted Dr, Enchanted Oaks, TX 75156

    Elegant New Custom Home with Lake Views in a Premier Cedar Creek Lake CommunityExperience stunning lake views from this newly constructed French Country style residence, offering 1,818 sq ft of refined living space. This custom-built, four-bedroom, two-bath home is ideally situated in a highly desirable neighborhood at Cedar Creek Lake, where only site-built homes are permitted to preserve

    Christine Hogan Monument Realty

    115 Enchanted Dr, Enchanted Oaks, TX 75156
  • /27

    $190,000

    • 5 Beds
    • 3 Baths
    • 1,792 Sq Ft

    101 Garner Dr, Mabank, TX 75156

    Welcome to this charming property on nearly an acre in Mabank, Texas! As you arrive, you will find the home tucked in the trees, with a spacious concrete parking area and basketball hoop for a little outdoor fun. The large front porch is a cozy spot to relax and take in the peaceful, tree-filled surroundings on gently varied terrain, giving it a natural, private feel. The home features five

    Hilda Hernandez Elite Agents

    101 Garner Dr, Mabank, TX 75156
  • /4

    $30,000

    • Land
    • 12,980 Sq Ft
    • $100,671 per Acre

    000 Ranch Cir, Eustace, TX 75124

    TWO UNDEVELOPED WATERFRONT LOTS IN A CHANNEL IN TUCKED AWAY PART OF BONANZA BEACH ON THE SHORES OF CEDAR CREEK LAKE. LOTS MUST BE SOLD TOGETHER.

    Susan Waterman McAtee Realty - Gun Barrel City

    000 Ranch Cir, Eustace, TX 75124
  • /6

    $25,000

    • Land
    • 2,090 Sq Ft
    • $520,833 per Acre

    00 Mustang Dr, Mabank, TX 75156

    ?? LAKE AREA PROPERTY WITH OWNER FINANCING! ???? Looking for an affordable place to enjoy the outdoors and build your dream getaway? This beautiful property offers the freedom you’ve been searching for! ? Owner Financing Available – Easy terms, no bank hassle! ? Mobile Homes Allowed ? Campers & RVs Allowed ? Tiny Homes Welcome ? Boat Ramp Access ? Community Swimming Pool ? Utilities Available ?

    Eric Killian Coldwell Banker American Dream

    00 Mustang Dr, Mabank, TX 75156
  • /6

    $24,000

    • Land
    • 5,183 Sq Ft
    • $201,681 per Acre

    6132 Tejas Dr, Mabank, TX 75156

    You don't want to miss this one! Amazing lot with next door lot available as well for your new home. Purchase one or both. Walking distance to the lake, private boat dock. Electricity at street. Buyer to purchase survey and verify all subdivision and lot information.See also MLS#21330261 for second lot.

    Sylvia Flores New Horizons Realty Group

    6132 Tejas Dr, Mabank, TX 75156
  • /6

    $24,000

    • Land
    • 5,183 Sq Ft
    • $201,681 per Acre

    6134 Tejas Dr, Mabank, TX 75156

    You don't want to miss this one! Amazing lot with next door lot available as well for your new home. Purchase one or both. Walking distance to the lake, private boat dock. Electricity at street. Buyer to purchase survey and verify all subdivision and lot information. See MLS#21330284 for second lot

    Sylvia Flores New Horizons Realty Group

    6134 Tejas Dr, Mabank, TX 75156
  • /2

    $225,000

    • Land
    • 22,651 Sq Ft
    • $432,692 per Acre

    TBD L 17 Jayla Ln, Payne Springs, TX 75156

    Your lakeside retreat is closer than you think... Just an hour from Downtown Dallas, discover open land on Cedar Creek Lake—perfect for a custom vacation home or investment property. No strict HOAs. No cookie-cutter builds. Just 3,000 feet of stunning waterfront, space for a private dock, and the freedom to design your dream escape. This is more than just land—it's a lifestyle. Residents will

    Todd Russell Keller Williams Realty - Cedar Creek Lake Properties

    TBD L 17 Jayla Ln, Payne Springs, TX 75156
  • /3

    $895,000

    • Land
    • 42,253 Sq Ft
    • $922,680 per Acre

    TBD Lt 3 Avigail Trail, Mabank, TX 75156

    Your lakeside retreat is closer than you think... Just an hour from Downtown Dallas, discover open land on Cedar Creek Lake—perfect for a custom vacation home or investment property. No strict HOAs. No cookie-cutter builds. Just 3,000 feet of stunning waterfront, space for a private dock, and the freedom to design your dream escape. This is more than just land—it's a lifestyle. Residents will

    Todd Russell Keller Williams Realty - Cedar Creek Lake Properties

    TBD Lt 3 Avigail Trail, Mabank, TX 75156
  • /38

    $420,000

    $30K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,755 Sq Ft

    129 Donna Dr, Gun Barrel City, TX 75156

    This lakefront home is an entertainer's dream! Tucked away on a short canal you will get to enjoy your peaceful lake home away from all the hustle and bustle with all the convenience of being close to the action and open water! is home has a stunning open concept with generously sized rooms that lead to the HUGE back patio with multiple entertaining areas. The elevated patio is perfect foe

    Summer Harrison Paragon, REALTORS

    129 Donna Dr, Gun Barrel City, TX 75156
  • /39

    $975,000

    $10K PRICE DROP
    • 6 Beds
    • 5 Baths
    • 4,066 Sq Ft

    105 Bluewater Cir, Mabank, TX 75156

    Pristine investment waterfront home with exceptional wide-open views and protected water on Cedar Creek Lake! Located in VRBO and Airbnb-friendly Baywood Estates, this property is perfectly designed for lake living, entertaining, and income-producing potential. The main home offers generous space for gathering, relaxing, and hosting, with multiple living and entertaining areas that flow easily

    Courtney Dickens Johnson TX Lake & Land Real Estate

    105 Bluewater Cir, Mabank, TX 75156
  • /2

    $398,000

    • Land
    • 28,314 Sq Ft
    • $612,308 per Acre

    TBD L 14 Jayla Ln, Payne Springs, TX 75156

    Your lakeside retreat is closer than you think... Just an hour from Downtown Dallas, discover open land on Cedar Creek Lake—perfect for a custom vacation home or investment property. No strict HOAs. No cookie-cutter builds. Just 3,000 feet of stunning waterfront, space for a private dock, and the freedom to design your dream escape. This is more than just land—it's a lifestyle. Residents will

    Todd Russell Keller Williams Realty - Cedar Creek Lake Properties

    TBD L 14 Jayla Ln, Payne Springs, TX 75156
  • /2

    $60,000

    • Land
    • 37,505 Sq Ft
    • $69,686 per Acre

    112 Lindy Lee Ln, Mabank, TX 75156

    Nice almost acre level lot ready to build your home on. Property had a previous house on it but was tore down so there are utilities on the property. No survey so buyer will have to provide if needed. Home is close to the lake and not far from restaurants. Highly sought after neighborhood. No Survey so buyer is to provide.

    Nona Roberts Keller Williams Rockwall

    112 Lindy Lee Ln, Mabank, TX 75156
  • /6

    $275,000

    • Land
    • 39,726 Sq Ft
    • $301,535 per Acre

    TBD Lot 19 Jayla Ln, Payne Springs, TX 75156

    Your lakeside retreat is closer than you think... Just an hour from Downtown Dallas, discover open land on Cedar Creek Lake—perfect for a custom vacation home or investment property. No strict HOAs. No cookie-cutter builds. Just 3,000 feet of stunning waterfront, space for a private dock, and the freedom to design your dream escape. This is more than just land—it’s a lifestyle. Residents will

    Todd Russell KW-Cedar Creek Lake Properties

    TBD Lot 19 Jayla Ln, Payne Springs, TX 75156
  • /40

    $899,500

    $51K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 2,857 Sq Ft

    653 Enchanted Isles Dr, Mabank, TX 75156

    Lake Views from this gorgeous custom built, barely lived in home situated on three lots in one of the most desirable locations on Cedar Creek Lake. Located in the prestigious gated community of Enchanted Isle, this stunning property offers a truly unique setting, drive across the isle with water on both sides welcoming you home. An inviting front porch sets the tone as you enter this thoughtfully

    Christine Hogan Monument Realty

    653 Enchanted Isles Dr, Mabank, TX 75156
  • /40

    $1,795,000

    $505K PRICE DROP
    • 5 Beds
    • 6 Baths
    • 5,854 Sq Ft

    106 Lynne Cir, Mabank, TX 75156

    Just REDUCED-Experience the best of lakeside living with over 300 feet of protected, deep-water frontage on a wide cove. This impeccably maintained one-story home offers water views from nearly every room, plus a spacious bonus room with half bath over the garage—ideal for a 5th bedroom, bunkroom, or game room. Inside, enjoy an open living area with hand-scraped hardwoods, 12' doors, and a cozy

    Frank Roberts RE/MAX Landmark

    106 Lynne Cir, Mabank, TX 75156
  • /4

    $25,000

    • Land
    • 2,090 Sq Ft
    • $520,833 per Acre

    0 Mustang Dr, Mabank, TX 75156

    ?? LAKE AREA PROPERTY WITH OWNER FINANCING! ???? Looking for an affordable place to enjoy the outdoors and build your dream getaway? This beautiful property offers the freedom you’ve been searching for! ? Owner Financing Available – Easy terms, no bank hassle! ? Mobile Homes Allowed ? Campers & RVs Allowed ? Tiny Homes Welcome ? Boat Ramp Access ? Community Swimming Pool ? Utilities Available ?

    Eric Killian Coldwell Banker American Dream

    0 Mustang Dr, Mabank, TX 75156
  • /40

    $445,000

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,740 Sq Ft

    18390 Pine Dr, Eustace, TX 75124

    Experience waterfront living at its best in this exceptional 3-bedroom, 2-bath home offering 1,740 square feet of thoughtfully designed space on the shores of Cedar Creek Lake. Built in 2018 and situated on a desirable island setting, this lakefront retreat blends comfort, style, and breathtaking views.Step inside to an inviting open-concept layout where the spacious living area and gourmet

    Nick Good EXP REALTY

    18390 Pine Dr, Eustace, TX 75124
  • /25

    $149,900

    $9K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,216 Sq Ft

    9391 County Road 2514, Eustace, TX 75124

    Are you struggling to find the perfect family home? Discover a property that seamlessly combines ample living space, pet-friendly areas, and privacy in a desirable location at an affordable price. This 3-bedroom, 2-bathroom home addresses these needs effortlessly. Nestled on over 2.045 acres with partial fencing, this residence offers 1,216 square feet of thoughtfully designed living space,

    Valerie Bahm KW-Cedar Creek Lake Properties

    9391 County Road 2514, Eustace, TX 75124
  • /2

    $498,000

    • Land
    • 26,571 Sq Ft
    • $816,393 per Acre

    TBD L 12 Jayla Ln, Payne Springs, TX 75156

    Your lakeside retreat is closer than you think... Just an hour from Downtown Dallas, discover open land on Cedar Creek Lake—perfect for a custom vacation home or investment property. No strict HOAs. No cookie-cutter builds. Just 3,000 feet of stunning waterfront, space for a private dock, and the freedom to design your dream escape. This is more than just land—it's a lifestyle. Residents will

    Todd Russell Keller Williams Realty - Cedar Creek Lake Properties

    TBD L 12 Jayla Ln, Payne Springs, TX 75156
  • /40

    $995,000

    $54K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,645 Sq Ft

    201 Edythe Dee Ln, Mabank, TX 75156

    Charming 2-level 4BR, 2BA, Lakehouse at Cedar Creek Lake with 73ft of waterfront & fabulous open water views! Upstairs has open concept LIV-DIN-KIT, featuring large picture windows with stunning lake views, upstairs Deck overlooking lake, hardwood & tile floors, WBFP, stainless steel appliances, dark granite & natural wood countertops, bar seating, a waterside Primary with lake views, a second BR

    Charles Ptaszek Ebby Halliday Realtors - Cedar Creek Lake

    201 Edythe Dee Ln, Mabank, TX 75156
  • /3

    $698,000

    • Land
    • 24,393 Sq Ft
    • $1,246,429 per Acre

    TBD Lt 7 Avigail Trail, Mabank, TX 75156

    Your lakeside retreat is closer than you think... Just an hour from Downtown Dallas, discover open land on Cedar Creek Lake—perfect for a custom vacation home or investment property. No strict HOAs. No cookie-cutter builds. Just 3,000 feet of stunning waterfront, space for a private dock, and the freedom to design your dream escape. This is more than just land—it's a lifestyle. Residents will

    Todd Russell Keller Williams Realty - Cedar Creek Lake Properties

    TBD Lt 7 Avigail Trail, Mabank, TX 75156
  • /40

    $1,139,000

    $111K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 3,032 Sq Ft

    221 Edythe Dee Ln, Mabank, TX 75156

    GB-9215. Perched on a rare peninsula point, this remarkable lakefront property offers more than 200 ft of private shoreline & outstanding water depth, with approximately 10 ft at the dock. From the moment you walk through the door, the home showcases sweeping views of wide-open water through an abundance of windows that fill the space with natural light. The thoughtfully designed open-concept

    Steve McAtee McAtee Realty Of Gun Barrel TX

    221 Edythe Dee Ln, Mabank, TX 75156
  • /8

    $500,000

    • Land
    • 2.43 Acres
    • $205,761 per Acre

    8200 Clear Creek Rd, Payne Springs, TX 75156

    Prime 2.43 acres of mixed-use property located directly on Hwy 198, offering excellent visibility and easy access. Just minutes from Gun Barrel City, Mabank, Eustace, and Malakoff, and a short drive to Pinnacle Golf Club and the premier waterfront neighborhoods of Cedar Creek Lake. With high traffic counts and outstanding exposure, this property is perfectly positioned for a wide range of

    Courtney Dickens Johnson TX Lake & Land Real Estate

    8200 Clear Creek Rd, Payne Springs, TX 75156
  • /2

    $598,000

    • Land
    • 33,541 Sq Ft
    • $776,623 per Acre

    TBD L 10 Jayla Ln, Payne Springs, TX 75156

    Your lakeside retreat is closer than you think... Just an hour from Downtown Dallas, discover open land on Cedar Creek Lake—perfect for a custom vacation home or investment property. No strict HOAs. No cookie-cutter builds. Just 3,000 feet of stunning waterfront, space for a private dock, and the freedom to design your dream escape. This is more than just land—it's a lifestyle. Residents will

    Todd Russell Keller Williams Realty - Cedar Creek Lake Properties

    TBD L 10 Jayla Ln, Payne Springs, TX 75156
  • /39

    $232,000

    • 3 Beds
    • 2 Baths
    • 1,680 Sq Ft

    117 Pawnee Trail, Mabank, TX 75156

    Welcome to this beautifully crafted new construction home offering the perfect blend of modern design and peaceful living. Featuring 3 spacious bedrooms, 2 full bathrooms, and an open-concept layout, this home is designed for both everyday comfort and entertaining. Step inside to soaring vaulted ceilings, abundant natural light, and a stunning custom accent wall that creates an inviting focal

    Harold Moncada Echeverria Only 1 Realty Group North Dallas

    117 Pawnee Trail, Mabank, TX 75156
  • /31

    $220,000

    $49K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,648 Sq Ft

    114 Lowe Dr, Mabank, TX 75156

    GB-9196. . Imagine having a place where the only thing on your to-do list is deciding whether to cast a line or pour another glass of iced tea. Tucked away in a quiet, wooded canopy, this 1980s waterfront gem feels like that classic family lake cabin you grew up visiting—only this one sits on two massive lots with all the elbow room you’ve been dreaming of. With three bedrooms and a one-car

    Susan Waterman McAtee Realty Of Gun Barrel TX

    114 Lowe Dr, Mabank, TX 75156
  • /19

    $34,900

    $8K PRICE DROP
    • Land
    • 14,810 Sq Ft
    • $102,647 per Acre

    147 E Golden Oaks Dr, Mabank, TX 75156

    Prime Lake Area Lot with Utilities connected & construction started plus $15K in Building Materials on site – Ideal for Airbnb or Vacation Home! NO HOA! Don’t miss this rare opportunity to own a cleared lot with water and electricity already on site, just minutes from the lake! Whether you’re dreaming of your own getaway or looking for a smart investment, this property is ideal.Flat,

    Nadia Orcik Keller Williams Realty

    147 E Golden Oaks Dr, Mabank, TX 75156
  • /17

    $265,000

    • Land
    • 4.61 Acres
    • $57,546 per Acre

    531 S Gun Barrel Ln, Gun Barrel City, TX 75156

    Prime 4.6 acre commercial lot in a high traffic area with excellent road frontage and visibility. Zoned for a wide range of commercial uses - ideal for retail, office, restaurant, or mixed use development. Mostly level and cleared, with utilities available nearby (water, sewer, electric, telecom). Located near national retailers and expanding residential neighborhoods. Rare opportunity in a high

    Natalie Thomas Ebby Halliday Realtors

    531 S Gun Barrel Ln, Gun Barrel City, TX 75156

Showing Results 161 - 200, Page 5 of 6

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