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Homes for Sale near Julia Randall Elementary School

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  • /42

    $899,900

    • 3 Beds
    • 2.5 Baths
    • 2,052 Sq Ft

    2005 E Columbine Cir, Payson, AZ 85541

    Immaculate Single-Level Home Tucked beneath tall pines on over a half-acre lot, this pristine 3-bedroom, 2.5-bath home offers comfort, style, and serenity. The split floor plan provides privacy, while vaulted ceilings and large windows create an airy, open feel throughout. The kitchen is a chef's delight with a gas cooktop and stunning granite countertops that flow through the entire home. Enjoy

    Mark Lyons Integra Homes and Land

    2005 E Columbine Cir, Payson, AZ 85541
  • /23

    $349,900

    • 2 Beds
    • 2 Baths
    • 945 Sq Ft

    506 E McKamey St, Payson, AZ 85541

    Never lived in 2021 2 bedroom, 2 bath with oversized 2 car garage on .31+/-acre Payson lot! Be the 1st to live in this beautiful home with a split floor plan, master bedroom with 3⁄4 bath & his/her sinks. You'll love the back yard potential for entertaining along with a shed with potential ''see pics''. This all electric house has a perfect sized kitchen with range and of course move-in ready!

    Marty Carpenter ERA-Young Realty & Investment

    506 E McKamey St, Payson, AZ 85541
  • /58

    $800,000

    • 4 Beds
    • 2 Baths
    • 3,015 Sq Ft

    800 N Oak Point, Payson, AZ 85541

    Luxurious Mountain Living in Prestigious Woodhill Subdivision. Welcome to your dream home in the heart of Payson's highly sought-after Woodhill subdivision. This elegant 4-bedroom, 2-bathroom, 3,015 sq ft residence sits on a prime .23-acre corner lot, offering commanding mountain views and exceptional privacy. Step inside to soaring grand ceilings and an abundance of natural light pouring through

    Don 'Junior' Queen COLDWELL BANKER BISHOP REALTY - PAYSON

    800 N Oak Point, Payson, AZ 85541
  • /26

    $385,000

    • 3 Beds
    • 2 Baths
    • 1,352 Sq Ft

    1401 N Easy St, Payson, AZ 85541

    Charming 3-Bedroom Home with Handicap Accessibility, Owned Solar, and RV ParkingThis 3-bedroom, 2-bath home is well maintained and features a desirable split floorplan that offers both privacy and functionality. The spacious living area is warmed by a cozy pellet stove, while the efficient, owned solar system keeps utility bills low year-round. The kitchen is well-equipped with a

    Laura Brunson Coldwell Banker Bishop Realty

    1401 N Easy St, Payson, AZ 85541
  • /34

    $375,000

    • 2 Beds
    • 1 Bath
    • 810 Sq Ft

    1040 S Palomino Place, Payson, AZ 85541

    Cozy Cabin Retreat in Beaver Valley Estates! Welcome to your charming getaway in beautiful Payson, Arizona! This cozy two-bedroom, one-bathroom cabin is the perfect place to relax and unwind—whether you're looking for a weekend retreat or full-time mountain living. Nestled on a spacious .39-acre lot, this property also includes the lot directly behind the home —giving you room to expand, garden,

    Audrey Hogue My Home Group Real Estate

    1040 S Palomino Place, Payson, AZ 85541
  • /25

    $535,000

    • 2 Beds
    • 2 Baths
    • 2,950 Sq Ft

    2472 E 32, Payson, AZ 85541

    Private Retreat Near the Verde River - Where Relaxation Meets Adventure. Looking for a place where you can fish in the morning, ride your ATV in the afternoon, and watch the sunset by the fire at night? This private retreat delivers it all -- plus a 5 minute stroll puts you right at the Verde River for fishing, cooling off, or just skipping rocks like a pro. Surrounded by protected forest land

    Christopher Hageman EXP Realty, LLC - PEORIA

    2472 E 32, Payson, AZ 85541
  • /69

    $1,500,000

    • 4 Beds
    • 3 Baths
    • 3,590 Sq Ft

    1904 N Underwood Ct, Payson, AZ 85541

    Nestled at the prestigious northern edge of Payson, Arizona, 1904 N Underwood Court is a rare and extraordinary estate that defines once-in-a-lifetime living. This meticulously crafted nearly 3,600 sq ft, 4-bedroom, 3-bath masterpiece sits on 2.76 acres at the end of the coveted ''The Woods of Payson'' subdivision, perched atop the highest knoll with commanding 360-degree views. Adjoining the

    Guy Pfister DeLex Realty

    1904 N Underwood Ct, Payson, AZ 85541
  • /40

    $495,000

    • 4 Beds
    • 2 Baths
    • 1,898 Sq Ft

    515 E Rancho Rd, Payson, AZ 85541

    Nestled in the heart of Payson, this beautiful 4-bedroom, 2-bath home offers rare privacy and space. Set back from the road with a long driveway, the property sits on a 0.6-acre lot and includes an additional 1.7 acres, totaling 2.32 acres. This expansive property is a true gem within city limits!Inside, you'll find durable vinyl plank flooring throughout, a spacious living room with a cozy wood

    Patrick Prest PREST REALTY

    515 E Rancho Rd, Payson, AZ 85541
  • /10

    $80,000

    • Land
    • 0.67 Acre
    • $119,403 per Acre

    401 N Grapevine Dr Unit 525, Payson, AZ 85541

    Beautiful lot in the wonderful Chaparral Pines gated golf community. This sloped lot is 0.67 acres and heavily treed with magnificent Ponderosa Pines.

    Kimberly Anderson Realty Executives Arizona Territory

    401 N Grapevine Dr Unit 525, Payson, AZ 85541
  • /14

    $154,000

    • Land
    • 0.26 Acre
    • $592,308 per Acre

    506 N Wagon Ct, Payson, AZ 85541

    Welcome to the best remaining view lot in Phase 1 of the scenic North Peak Hills community, a premier custom home enclave nestled in the pines of Payson, Arizona. This .26 acre premium cul-de-sac lot offers a rare opportunity to build your dream home in a peaceful, forested setting with stunning southern mountain views, just minutes from the amenities of downtown Payson. The front of the lot is

    Dennis Riccio West USA Realty

    506 N Wagon Ct, Payson, AZ 85541
  • /36

    $570,000

    • 3 Beds
    • 2 Baths
    • 1,248 Sq Ft

    505 E McKamey St, Payson, AZ 85541

    Nearly new and immaculately maintained 3 bedroom 2 bath home on a generous .37 acre lot has a resort-like backyard that's nearly on par with a national park! Towering granite boulders and stately pine trees create a stunning backdrop of natural features that provide privacy, extraordinary beauty, and a natural playground for kids or for the young-at-heart. Meticulously constructed using

    Cooper Miller West USA Realty

    505 E McKamey St, Payson, AZ 85541
  • /55

    $689,000

    • 3 Beds
    • 3 Baths
    • 2,305 Sq Ft

    1610 W Mesa Dr, Payson, AZ 85541

    Country Club Estates home is on 0.92 acres, has 6 car garage parking, RV Parking with hook-ups, and a carport with direct access to the main level and there's no HOA dues! The location is ideal, just minutes away from Payson Golf Course and Green Valley Park, local museums, and Payson's festive 4th of July fireworks celebration. The beautifully finished walk-out basement has its own 3⁄4 bath and

    Julie Coleman Coldwell Banker Bishop Realty

    1610 W Mesa Dr, Payson, AZ 85541
  • /24

    $285,000

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft

    7611 N Banada Rd, Payson, AZ 85541

    Welcome to this beautifully updated property 3 bedrooms 2 bath home located 2 miles outside of the charming town of Payson, Arizona. With its natural beauty and outdoor recreational opportunities, Payson is an ideal location for those seeking a relaxing and peaceful lifestyle. *Property Features:*- New heater for efficient and reliable heating- Synthetic stucco around the house for a durable and

    Michelle Hagan West USA Realty

    7611 N Banada Rd, Payson, AZ 85541
  • /51

    $1,595,000

    • 4 Beds
    • 4.5 Baths
    • 4,052 Sq Ft

    2912 E Chuparosa Cir, Payson, AZ 85541

    Stunning Full Log Home with Panoramic Views. Nestled on a scenic 1.15-acre hilltop among towering Ponderosa Pines, this beautifully crafted full log home offers breathtaking views in every direction. The great room features a soaring river rock fireplace and a dramatic wall of windows showcasing the Granite Dells and Mogollon Rim. With 4 bedrooms, 4.5 bathrooms, and lodge-style finishes

    Mark Lyons INTEGRA HOMES AND LAND - A

    2912 E Chuparosa Cir, Payson, AZ 85541
  • /13

    $325,000

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft

    1109 W Birchwood Rd, Payson, AZ 85541

    This 3 bedroom 2 bath manufactured home back to undeveloped land with views of the Mazatzal mountains and just a couple minutes walk to private lake. This is a great starter or weekend home. Come and see the potential you could have with this home.

    Michael Hughes ERA YOUNG REALTY-PAYSON

    1109 W Birchwood Rd, Payson, AZ 85541
  • /47

    $449,000

    • 3 Beds
    • 2 Baths
    • 1,800 Sq Ft

    405 E Cherry St, Payson, AZ 85541

    Opportunity awaits you with 0.97 acres of privacy. Located in the heart of Payson, you will find this 1,800 sq ft, 3-bedroom, 2-bathroom, split floorplan, and great room concept. There is a large storage shed and patio at the rear of the home for privacy. Enjoy the four seasons on your front deck!

    Suzy Tubbs ERA-Young Realty & Investment

    405 E Cherry St, Payson, AZ 85541
  • /33

    $300,000

    • 2 Beds
    • 2 Baths
    • 1,208 Sq Ft

    7411 N Toya Vista Rd, Payson, AZ 85541

    Investor-Focused Tone Turnkey Investment or Personal Escape - No HOA Set in desirable Mesa del Caballo, this updated 2 bed, 2 bath property presents strong potential as a full time residence, short-term rental or second home. Enjoy incredible rim views from the upper deck and peace of mind with recent upgrades, including a new roof, composite siding, smoke free home, and energy-efficient

    Richard Pfister DeLex Realty

    7411 N Toya Vista Rd, Payson, AZ 85541
  • /35

    $425,000

    • 2 Beds
    • 2 Baths
    • 1,920 Sq Ft

    507 N Carefree Cir, Payson, AZ 85541

    Beautifully updated home located in the cool pines of Payson, AZ. Designed with a monochromatic color scheme, this 2-bedroom, 2-bath home includes a family room and a separate room with potential for a bonus room, craft room, or workshop with 220 outlets. It also features an oversized laundry room, a 2-car garage, RV access, and a fenced backyard with a large covered and uncovered porch, nestled

    Suzy Tubbs ERA YOUNG REALTY-PAYSON

    507 N Carefree Cir, Payson, AZ 85541
  • /68

    $1,799,000

    • 4 Beds
    • 4 Baths
    • 4,780 Sq Ft

    2706 E Wild Rose Cir, Payson, AZ 85541

    Welcome to one of Payson's most remarkable mountain homes — a masterfully designed log cabin estate situated along the 4th hole of the prestigious Chaparral Pines Golf Club. This exceptional property captures the essence of refined rustic living, where traditional craftsmanship meets elevated design, all set against the panoramic beauty of Arizona's Mogollon Rim.With its classic log cabin

    Blake St John Engel & Voelkers Scottsdale

    2706 E Wild Rose Cir, Payson, AZ 85541
  • /35

    $335,000

    • 3 Beds
    • 2.5 Baths
    • 1,040 Sq Ft

    809 N Colcord Rd, Payson, AZ 85541

    Discover Your Dream Retreat at 809 N Colcord Rd, Payson, AZ!Nestled in the serene and picturesque Payson North, this beautifully renovated 3-bedroom, 2.5-bathroom home at 809 N Colcord Rd offers the perfect blend of modern comfort and small-town charm. Whether you're seeking a peaceful getaway in the cool pines or a vibrant year-round residence, this property delivers exceptional value and

    Guy Pfister Delex Realty, LLC

    809 N Colcord Rd, Payson, AZ 85541
  • /26

    $489,900

    • 3 Beds
    • 3 Baths
    • 2,044 Sq Ft

    2609 W Palmer Dr, Payson, AZ 85541

    Beautiful, well-maintained tri-level home located in a quiet neighborhood. An open floor plan with brick accented fireplace, dining area, and a long bar between the kitchen and dining room. Lots of storage space throughout. The primary bedroom has a covered deck with a great view of the Rim.

    James Feezor BHHS Advantage Realty - Payson

    2609 W Palmer Dr, Payson, AZ 85541
  • /33

    $375,000

    • 2 Beds
    • 1 Bath
    • 810 Sq Ft

    1040 S Palomino Cir, Payson, AZ 85541

    Cozy Cabin Retreat in Beaver Valley Estates!Welcome to your charming getaway in beautiful Payson, Arizona! This cozy two-bedroom, one-bathroom cabin is the perfect place to relax and unwind--whether you're looking for a weekend retreat or full-time mountain living.Nestled on a spacious .39-acre lot, this property also includes the lot directly behind the home --giving you room to expand, garden,

    Audrey Hogue My Home Group

    1040 S Palomino Cir, Payson, AZ 85541
  • /37

    $699,000

    • 3 Beds
    • 3.5 Baths
    • 2,840 Sq Ft

    1506 N Easy St, Payson, AZ 85541

    Spacious Rim Country Retreat in Payson!Welcome to 1506 N Easy St, a beautifully maintained 3-bedroom, 4-bathroom home offering 2,840 sq. ft. of comfortable living space. This move-in-ready property features two ensuite bedrooms, including an oversized primary on the main level, and a finished walk-out basement that provides additional living or entertainment space. The updated kitchen opens to an

    Cassie Hendricks Forest Properties, Inc

    1506 N Easy St, Payson, AZ 85541
  • /26

    $489,000

    • 3 Beds
    • 2 Baths
    • 1,520 Sq Ft

    919 W Wilderness Trail, Payson, AZ 85541

    Well-maintained 3 bedroom, 2 bath home offering 1,520 sq ft of comfortable living space in the desirable Woodhill neighborhood. Single-level floorplan with spacious living area and updated kitchen featuring butcher block countertops, breakfast bar, and premium Samsung Cafe appliances. Home includes pleated shades throughout, security screen door, exterior color changing LED lights and owned solar

    Jennifer Kiley Integra Homes and Land

    919 W Wilderness Trail, Payson, AZ 85541
  • /68

    $675,000

    • 3 Beds
    • 3 Baths
    • 3,099 Sq Ft

    1411 N Farview Dr, Payson, AZ 85541

    Beautifully situated on a hilltop, this home offers stunning views of the Mogollon Rim. The main level features a spacious great room with a fireplace, an updated kitchen with quartz countertops, a breakfast bar with breakfast nook for dining. Step outside onto the Trex deck for outdoor dining and to enjoy the panoramic views. New Luxury Vinyl Plank wood flooring and abundant windows throughout

    Kristin Croak ERA YOUNG REALTY-PAYSON

    1411 N Farview Dr, Payson, AZ 85541
  • /25

    $420,000

    • 3 Beds
    • 2 Baths
    • 1,904 Sq Ft

    7672 Mesa Vista, Payson, AZ 85541

    Double Lot Beauty on 0.33 Acres in the Rim Country!Tucked away off the main street for added privacy and quiet, this spacious 3-bedroom, 2-bath home offers an ideal layout with a large split floor plan. Enjoy gatherings in the oversized great room, host dinners in the formal dining area, and unwind in the cozy family room featuring a gas fireplace--perfect for a media space or quiet retreat.The

    Gary Cordell Delex Realty, LLC

    7672 Mesa Vista, Payson, AZ 85541
  • /54

    $398,000

    • 2 Beds
    • 2 Baths
    • 1,344 Sq Ft

    82 N Mayfield Canyon Rd, Star Valley, AZ 85541

    Call today for your private tour of this upgraded 2-bedroom, 2-bath mobile home on 1.69 acres in peaceful Starr Valley, AZ. Enjoy wide-open space, stunning views, and privacy with a shared well, oversized garage, and storage shed for all your tools and toys. The home features many recent upgrades, including new appliances, updated fixtures, and fresh finishes throughout. Perfect for full-time

    Josh Meacham West USA Realty

    82 N Mayfield Canyon Rd, Star Valley, AZ 85541
  • /36

    $399,900

    • 3 Beds
    • 2 Baths
    • 1,570 Sq Ft

    504 E Lorene St, Payson, AZ 85541

    THIS 1980 ONE OWNER SITE BUILT HOME IS LOCATED IN PARK PAYSON PINES RIGHT IN THE MIDDLE OF TOWN WALKING DISTANCE TO SHOPS RESTURANTS AND STORES . THIS RANCH/RAMBLER STYLE HOME IS THE PERFECT RETREAT TO BEAT THE HEAT AND IN THE WINTER PLAY IN THE SNOW. THE MAIN HOUSE BOASTS 3 LARGE BEDROOMS, 2 BAHTROOMS, A FULL SIZE LAUNDRY ROOM, LOTS OF WINDOWS ENCLUDING A BAY WINDOW, WOOD BEAMS, WOOD BURNING

    Rustin Beaugureau Delex Realty, LLC

    504 E Lorene St, Payson, AZ 85541
  • /16

    $72,000

    • 1 Bed
    • 1 Bath
    • 398 Sq Ft

    3933 E Az Highway 260 Unit 114, Star Valley, AZ 85541

    Discover easy living in this charming and well-appointed park model located in a welcoming 55+ community. Enjoy your morning coffee on the covered front porch, then step inside to an open floor plan with vaulted ceilings and plenty of natural light that creates a bright, airy feel throughout. The kitchen features stainless steel appliances, including a refrigerator, gas stove, and

    Maureen Buchanan REALTY EXECUTIVES ARIZONA TERR

    3933 E Az Highway 260 Unit 114, Star Valley, AZ 85541
  • /12

    $14,000

    • Land
    • 0.38 Acre
    • $36,842 per Acre

    2011 E Feather Plume Ln, Payson, AZ 85541

    Call today for your private tour of this stunning 0.38-acre vacant lot in the highly sought-after Chaparral Pines Golf Community in Payson, AZ. Build your dream home among tall pines and enjoy the peace, privacy, and luxury this gated community offers. Residents enjoy access to world-class golf, fitness centers, clubhouses, and dining--all surrounded by breathtaking mountain views. This lot

    Anthony Marangon West USA Realty

    2011 E Feather Plume Ln, Payson, AZ 85541
  • /30

    $890,000

    • 3 Beds
    • 3 Baths
    • 2,700 Sq Ft

    1303 N Sunshine Ln, Payson, AZ 85541

    Beautifully Updated Home on a 0.23-Acre Treed Lot with Stunning Mountain Views. This lovely property features a serene front courtyard, a garden oasis beneath a canopy of trees. The main level offers single-story living with no interior stairs, providing both convenience and accessibility. The gourmet kitchen boasts brand new quartz countertops, a spacious entertaining island, and modern

    Stephanie Carlock Integra Homes and Land

    1303 N Sunshine Ln, Payson, AZ 85541
  • /23

    $139,400

    • 2 Beds
    • 1 Bath
    • 928 Sq Ft

    16 N Star Vale Dr Unit 146A, Star Valley, AZ 85541

    Move-in ready and built in 2020, this beautiful 2 bedroom, 1 bath home is located in a quiet 55+ community and offers stunning views of trees and surrounding mountains. Enjoy the peaceful setting from the covered front porch--perfect for relaxing outdoors. Inside, the open great room is filled with natural light from numerous windows, creating a warm and inviting atmosphere. The well-designed

    Maureen Buchanan REALTY EXECUTIVES ARIZONA TERR

    16 N Star Vale Dr Unit 146A, Star Valley, AZ 85541
  • /57

    $925,000

    • 3 Beds
    • 3 Baths
    • 2,275 Sq Ft

    828 N Gun Creek Rd, Payson, AZ 85541

    Amazing secluded Horse property with Beautiful custom built home on 3.5 acres with views for days in all directions. Enjoy the stars in your hot tub on those cool winter nights. 3 bedrooms, 2.5 baths, Large butler's pantrywith massive fridge and freezer. Knotty alder cabinets with subway tile and granite countertops in the kitchen, Solid 8 ft doors, 10 foot ceilings with crown molding

    Brian Inman West USA Realty

    828 N Gun Creek Rd, Payson, AZ 85541
  • /43

    $699,000

    • 4 Beds
    • 3 Baths
    • 2,376 Sq Ft

    102 N Lookout Point, Payson, AZ 85541

    Absolutely stunning 4-Bedroom, 3-Bath Home with Beautiful Southern Views! The main floor offers elegance with an open floor plan kitchen, granite countertops, stainless steel appliances, a dining, living room combo, two guest rooms, with the first of two primary suites. The downstairs features a second oversized primary suite equipped with its own split-system heating and cooling for year-round

    Mark Alten Delex Realty, LLC

    102 N Lookout Point, Payson, AZ 85541
  • /24

    $59,400

    • 1 Bed
    • 1 Bath
    • 456 Sq Ft

    16 N Star Vale Dr Unit 11, Star Valley, AZ 85541

    Newly remodeled and move-in ready! This charming 1 bedroom, 1 bath home is located in a quiet 55+ community and features a spacious covered porch—perfect for enjoying your morning coffee or evening breeze. Inside, you'll find a bright and inviting layout with many windows that flood the space with natural light. Two storage sheds provide ample room for tools, hobbies, or seasonal items. Park rent

    Maureen Buchanan Realty Executives Arizona Territory

    16 N Star Vale Dr Unit 11, Star Valley, AZ 85541
  • /23

    $325,000

    • 3 Beds
    • 2 Baths
    • 1,344 Sq Ft

    222 S Houston Creek Cir, Payson, AZ 85541

    Don't miss this move-in ready 3-bed, 2-bath home with 1,344 square feet of thoughtfully designed space. Situated on a cul-de-sac, this single-level residence features a desirable split-floor plan with an open layout and vaulted ceilings that enhance the living area. Energy-conscious buyers will appreciate the total electric system powered by solar panels installed on the detached 3-car garage,

    Emily DePugh COLDWELL BANKER BISHOP REALTY - PAYSON

    222 S Houston Creek Cir, Payson, AZ 85541
  • /6

    $179,000

    • Land
    • 0.32 Acre
    • $559,375 per Acre

    608 S Ponderosa St, Payson, AZ 85541

    RARE MULTIFAMILY SITE WITH LOADS OF POTENTIAL INCOME POSSIBILITIES DUPLEX, TRIPLEX, FOURPLEX. LIVE IN ONE, GENERATE INCOME FROM THE REST. Near the hospital with one ERU for water and two ERUs for sewer already paid. Recently firewised, level, park-like setting, good perimeter trees. There is an easement along the north boundary for sewer and the wood fence encroaches into the easement on the

    Elizabeth Alexander West USA Realty

    608 S Ponderosa St, Payson, AZ 85541
  • /13

    $222,000

    • 1 Bed
    • 1 Bath
    • 624 Sq Ft

    906 W Bridle Path Ln, Payson, AZ 85541

    Payson's most affordable site built home! This beautiful, recently renovated cabin is nestled on a generous lot, offering both privacy and plenty of space to enjoy. Embrace the freedom to make this your own tranquil getaway or capitalize on its potential as a lucrative short-term rental. Step inside to discover a beautifully updated interior, where every detail has been thoughtfully considered.

    Kay Adams Desert 2 Mountain Realty

    906 W Bridle Path Ln, Payson, AZ 85541
  • /23

    $1,200,000

    • 4 Beds
    • 4 Baths
    • 3,973 Sq Ft

    429 W Mary Patricia Dr, Payson, AZ 85541

    Discover your dream home that marries secluded luxury with the untamed beauty of nature. This majestic residence bordered by the expansive beauty of a National Forest with access to the tranquil E Verde River stands as a beacon of rustic elegance, offering panoramic vistas of awe-inspiring red rock formations that captivate the soul. Crafted with meticulous attention to detail, the interior

    Ricardo Derabuni My Home Group Real Estate

    429 W Mary Patricia Dr, Payson, AZ 85541
  • /27

    $360,000

    • 3 Beds
    • 3 Baths
    • 1,458 Sq Ft

    603 N Hogan Dr, Payson, AZ 85541

    Located in scenic Payson, Arizona, this wonderful home is ideal for those seeking a cooler climate escape or a full-time residence. With 1,458 square feet of comfortable living space, the home features three generously sized bedrooms and three bathrooms, each with convenient walk-in showers. Recent upgrades include new flooring and baseboards throughout, adding a fresh, modern touch to the

    Katie Wakefield REALTY EXECUTIVES ARIZONA TERR

    603 N Hogan Dr, Payson, AZ 85541

Showing Results 121 - 160, Page 4 of 13

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