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Studio Apartments for Rent in Perth Amboy, NJ

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    Starting at $1,625 Per Month

    • Studio - 2 Beds

    18 Harbor Terrace, Perth Amboy, NJ 08861

    Set Sail for Carefree Living...Set sail for Harbor Terrace and discover waterfront living at its best. We offer spacious studio, one and two-bedroom apartment homes that have cheerful, bright rooms, gleaming hardwood floors and select home that have spectacular views of the Raritan Bay. Nestled between historical downtown Perth Amboy and the beautiful Raritan Bay, you will have easy access to

    Harbor Terrace Apartments

    (848) 294-1165

    18 Harbor Terrace, Perth Amboy, NJ 08861
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    Starting at $890 Per Month

    • Studio - 2 Beds

    270 King St, Perth Amboy, NJ 08861

    Kings Plaza

    (848) 260-2738

    270 King St, Perth Amboy, NJ 08861

Why Live in Perth Amboy

Perth Amboy's historic waterfront along Raritan Bay features scenic promenades, a public beach, and waterside dining at establishments like Seabra's Armory, where guests savor Portuguese seafood while taking in views of Staten Island. The city's rich colonial heritage comes alive through landmarks like the Proprietary House, the last remaining Royal Governor's mansion, and Perth Amboy City Hall, which stands as the oldest operating municipal building in the United States. Residents enjoy waterfront recreation at Sadowski Parkway and Bayview Park, while cultural attractions include the restored Perth Amboy Ferry Slip museum and the Carnegie-built Public Library.

The housing market in Perth Amboy spans multiple price points across distinct neighborhoods. The Waterfront area commands the highest median single-family home prices at $487,000, while Downtown Perth Amboy presents more affordable options with a median price of $399,900. Spa Springs features upscale residences with a median price of $555,000. Condominiums provide entry-level options, with one-bedroom units showing a median price of $200,000 and two-bedroom units at $295,000.

Property taxes in Perth Amboy align with Middlesex County's 2.2% effective rate, matching neighboring communities like Edison and Woodbridge. The New Jersey state income tax rate is 1.40% for a yearly salary of $47,833, with a state sales tax of 6.625%.

Transportation options include direct service to Manhattan via NJ Transit's North Jersey Coast Line from the historic Perth Amboy station. Major highways including the Garden State Parkway, New Jersey Turnpike, and Routes 35, 440, and 9 provide convenient automobile access. The educational landscape includes John F. Kennedy Memorial High School, rated A-minus by Niche, along with highly rated private institutions like Perth Amboy Catholic Primary School and St. James School serving multiple neighborhoods.

Frequently Asked Questions

How much does it cost to rent a home in Perth Amboy, NJ?
The median rent for a home in Perth Amboy, NJ is $2,200 per month, though prices vary by neighborhood, size, and property type. As of June 2026, condos tend to be the most affordable option while single-family homes are currently more expensive.
How much do you need to make to afford rent in Perth Amboy, NJ?
To comfortably afford the median rent in Perth Amboy, NJ, a household needs to earn roughly $88,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $2,200 per month in Perth Amboy, NJ, renters typically need to show $6,600 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Perth Amboy, NJ?
In Perth Amboy, NJ, the price-to-rent ratio is 17.4, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Trends in Perth Amboy, NJ

Rental Home Trends

Number of Homes for Rent
2
Median Rent
$2,200
Median Single Family Home Rent
$2,673
Median Condo Rent
$2,250
How to Rent a Home