NOT LISTED FOR SALE

1 Surf Way Unit 214 Monterey, CA 93940

Del Monte Beach Neighborhood

Estimated Value: $751,000 - $947,000

1 Bed
1 Bath
478 Sq Ft
4,356 Sq Ft Lot

Sale Details

Date Sold: February 20, 2025

Last sale price $940,000 $1,967 Per Sq Ft

Est. 10% decrease in value since last sale

Current estimated payment $5,946 / mo

43 Days on Market

Highlights

  • Community Beach Access
  • Ocean View
  • In Ground Pool
  • Monterey High School Rated A
  • Fitness Center
  • 4-minute walk to Spray Ave. Tot Lot

About This Home

As of February 2025

Panoramic ocean view with city lights at night will enthrall you from this open-plan turn-key beach condo on Monterey's Del Monte Beach. Inside, you'll find designer touches everywhere, from the custom kitchen cabinets, quartz countertops and top-of-the-line stainless steel appliances (Sub-Zero, Viking Professional & Thermador), kitchen island, and more! The bright and sunny combination living and kitchen spaces boast a vaulted ceiling with a Topaz wood-burning fireplace/stove, perfect for the cool winter nights, plus a built-in surround window bench with storage underneath. Inside #214, no design detail for comfort, quality, and aesthetics was overlooked - there is even a soaking tub in the tiled bath. This phenomenal top-floor condo is the perfect beach pied-a-terre where you can see dolphins and sea otters near the water's edge, whales a little further out, hear the surf crashing, smell the fresh salt air, and feel the ocean breezes - all this from the comfort of your home. Rare opportunity - this condo has not been offered for sale in over 20 years! The luxury complex includes 2 heated pools, a fitness room, club rooms, game rooms, saunas, and spas. Start living your dream life today!

Last Agent to Sell the Property

Susan Spiegel

Compass License #01469814 Listed on: 12/16/2024

Compass

Last Buyer's Agent

Tim Allen

Coldwell Banker Realty License #00891159

Coldwell Banker Realty

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1993

Lot Details

  • Gated Home
  • Partially Fenced Property

HOA Fees

  • $845 Monthly HOA Fees

Property Views

  • Ocean
  • Bay
  • City Lights

Home Design

  • Contemporary Architecture
  • Post and Beam
  • Concrete Perimeter Foundation

Interior Spaces

  • 478 Sq Ft Home
  • Vaulted Ceiling
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Sauna
  • Laminate Flooring

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Quartz Countertops
  • Disposal

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Home Security

Parking

  • 1 Carport Space
  • Guest Parking
  • Assigned Parking

Pool

  • In Ground Pool
  • In Ground Spa

Outdoor Features

  • Deck

Utilities

  • Baseboard Heating
  • Separate Meters

Listing and Financial Details

  • Assessor Parcel Number 011-442-022-000

Community Details

Overview

  • Association fees include common area electricity, decks, exterior painting, fencing, garbage, hot water, insurance, landscaping / gardening, maintenance - common area, maintenance - exterior, management fee, pool spa or tennis, recreation facility, reserves, roof, water / sewer
  • 172 Units
  • Ocean Harbor House Association
  • Built by Ocean Harbor House
  • Car Wash Area

Amenities

  • Sauna
  • Clubhouse
  • Billiard Room

Recreation

  • Community Beach Access
  • Fitness Center
  • Community Pool

Pet Policy

  • Limit on the number of pets

Security

  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Year Built

Built in 1993

Lot Details

4,356 Sq Ft Lot

HOA Fees

$845 per month

Listing Details

  • Subclass: Condominium
  • Style: Contemporary
  • Restrictions: Pets - Number Restrictions
  • Listing Class: Residential
  • Min Numberof Unitsin Complex: 172
  • Structure Sq Ft: 478
  • Complex Name: Ocean Harbor House
  • Year Built: 1993
  • Zoning Description: R3
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Family Room: No Family Room
  • Fireplace: Wood Burning, Wood Stove
  • Dining Room: Breakfast Bar
  • Kitchen: Countertop - Quartz, Dishwasher, Garbage Disposal, Island, Microwave, Oven Range - Electric, Refrigerator
  • Living Sq Ft: 478
  • Security: Fire Alarm
  • Flooring: Laminate
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Fireplace: Yes

Exterior Features

  • Foundation: Concrete Perimeter and Slab, Post and Beam
  • Pool Description: Community Facility, Pool - In Ground, Spa - In Ground, Spa / Hot Tub, Steam Room or Sauna
  • View: Bay, City Lights, Ocean, Water, Water Front
  • Yard/Grounds: Deck
  • Pool: Yes
  • Fencing: Gate, Partial Fencing

Garage/Parking

  • Garage Parking Features: Assigned Spaces, Carport, Guest / Visitor Parking
  • Carport Min: 1

Utilities

  • Heating System: Baseboard
  • Sewer/Septic System: Sewer Connected

Condo/Co-op/Association

  • HOA Fees: 845
  • HOA Amenities: Beach Rights, Billiard Room, Car Wash Area, Club House, Community Pool, Gym / Exercise Facility, Sauna / Spa / Hot Tub
  • HOA Fee Frequency: Monthly
  • Association Fees Include: Common Area Electricity, Decks, Exterior Painting, Fencing, Garbage, Hot Water, Insurance, Landscaping / Gardening, Maintenance - Common Area, Maintenance - Exterior, Management Fee, Pool, Spa, or Tennis, Recreation Facility, Reserves, Roof, Water / Sewer
  • H O A Name Text: Ocean Harbor House
  • H O A Exist: Yes

Association/Amenities

  • Amenities Miscellaneous: High Ceiling, Vaulted Ceiling

Lot Info

  • Parcel Number: 011-442-022-000

Multi Family

  • Utilities: Individual Electric Meters, Public Utilities

MLS Schools

  • High School District Text: Monterey Peninsula Unified

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 16, 2024
Closed on
Feb 14, 2025
Sold by
Bought by
Seller's Agent
Susan Spiegel
Compass
Buyer's Agent
Tim Allen
Coldwell Banker Realty
List Price
$949,000
Sold Price
$940,000
Premium/Discount to List
-$9,000
-0.95%
Views
122
Current Estimated Value
$843,782

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$96,218
Avg. Annual Appreciation
-7.58%
Original Mortgage
$846,000
Outstanding Balance
$836,536
Interest Rate
6.93%
Mortgage Type
New Conventional
Estimated Equity
$7,246

Purchase Details

Closed on
Jul 31, 2010
Sold by
Bought by

Purchase Details

Closed on
Oct 3, 2007
Sold by
Bought by

Purchase Details

Closed on
Oct 17, 2004
Sold by
Bought by

Purchase Details

Closed on
May 2, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$344,000
Interest Rate
6.37%

Purchase Details

Closed on
Mar 28, 1995
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,960
Interest Rate
8.9%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$940,000 Chicago Title Company
-- None Available
-- Financial Title Company
-- --
$430,000 First American Title
$162,500 Chicago Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $846,000
Previous Owner $344,000
Previous Owner $129,960
Closed $43,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
02/20/2025 02/20/25 Sold $940,000 -0.9% $1,967 / Sq Ft
01/29/2025 01/29/25 Pending -- -- --
12/16/2024 12/16/24 For Sale $949,000 -- $1,985 / Sq Ft
Source: MLSListings

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,835 $635,215 $324,992 $310,223
2024 $6,835 $622,761 $318,620 $304,141
2023 $6,643 $610,551 $312,373 $298,178
2022 $6,551 $598,581 $306,249 $292,332
2021 $6,455 $586,845 $300,245 $286,600
2020 $6,210 $580,829 $297,167 $283,662
2019 $6,519 $569,441 $291,341 $278,100
2018 $6,257 $558,277 $285,629 $272,648
2017 $5,792 $547,331 $280,029 $267,302
2016 $5,688 $536,600 $274,539 $262,061
2015 $4,516 $425,000 $217,000 $208,000
2014 $4,315 $405,000 $207,000 $198,000
Source: Public Records

Agents Affiliated with this Home

  • Susan Spiegel

    Seller's Agent in 2025

    Susan Spiegel

    Compass

    (831) 915-5585

    14 in this area

    17 Total Sales

    Susan Spiegel
    Section Image
  • Tim Allen

    Buyer's Agent in 2025

    Tim Allen

    Coldwell Banker Realty

    (831) 214-1990

    2 in this area

    332 Total Sales

    Tim Allen
    Section Image
See All Agents

Map

Source: MLSListings

MLS Number: ML81988614

MLSListings

APN: 011-442-022-000

California Monterey County Monterey 93940 Del Monte Beach

1 Surf Way Unit 214, Monterey, CA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLSListings Property Information © 2026 MLSListings Inc. All rights reserved. Listing information is deemed reliable but not guaranteed. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, MLSListings Inc. The viewer acknowledges ownership and validity of its copyright. Information provided is for personal, non-commercial use by a viewer with a bona fide interest in the purchase or sale of real estate of the type being offered via this website or other electronic means. The viewer is prohibited from copying, redistributing or retransmitting any of the data or information provided by MLSListing, Inc.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.