Seller's Agent in 2025
Stacey M. Frazier
Keller Williams Upstate NY Properties
(607) 434-9538
16 in this area
94 Total Sales
10 Baker St Oneonta, NY 13820
4
Beds
2
Baths
1,608
Sq Ft
10,019
Sq Ft Lot
Highlights
- Property is near public transit
- Private Yard
- Ceiling Fan
- Wood Flooring
- Forced Air Heating System
- 1 Car Garage
About This Home
As of October 2025Excellent investment opportunity in the heart of Oneonta. This well-maintained two-family property features two spacious units with nearly identical layouts. Each unit offers two bedrooms, one full bath with a shower, a kitchen, and a comfortable living room. Both the upper and lower apartments include covered outdoor decks, ideal for tenant enjoyment. The property has separate utilities for each unit, keeping operational costs low and management simple. Laundry hookup is available in the first-floor unit.
Currently occupied by reliable, long-term tenants, this property provides a stable and consistent rental income stream, making it ideal for first-time investors or those looking to expand their portfolio. The building is in solid condition with minimal upkeep required, offering true turn-key ownership.
Situated on nearly a quarter-acre lot with frontage on W Ann Street, there is added potential for future development such as an additional residential unit or storage building (buyer to verify with local zoning). Whether you're entering the rental market or seeking a dependable income-producing asset, this property is a smart and promising choice.
Last Agent to Sell the Property
Listing by Keller Williams Upstate NY Properties Brokerage Phone: (607) 434-9538 License #10301200550 Listed on: 06/16/2025
Last Buyer's Agent
Listing by Keller Williams Upstate NY Properties Brokerage Phone: (607) 434-9538 License #10301200550 Listed on: 06/16/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $3,876
Year Built
- Built in 1900
Lot Details
- 10,019 Sq Ft Lot
- Lot Dimensions are 67x154
- Rectangular Lot
- Private Yard
Parking
- 1 Car Garage
Home Design
- Stone Foundation
- Frame Construction
Interior Spaces
- 1,608 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Partial Basement
- Attic or Crawl Hatchway Insulated
- Washer Hookup
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Location
- Property is near public transit
Utilities
- Forced Air Heating System
- Heating System Uses Gas
- Gas Water Heater
- High Speed Internet
- Cable TV Available
Community Details
- 2 Units
- 2 Separate Gas Meters
Listing and Financial Details
- Rent includes gardener, snow removal, trash collection
- Tax Lot 19
- Assessor Parcel Number 300-009-0001-019
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 16, 2025
Closed on
Oct 10, 2025
Sold by
Zullo Albert J
Bought by
Cacace Jeffrey and Nieves Matthew
Seller's Agent
Stacey M. Frazier
Keller Williams Upstate NY Properties
Buyer's Agent
Stacey M. Frazier
Keller Williams Upstate NY Properties
List Price
$159,000
Sold Price
$150,000
Premium/Discount to List
-$9,000
-5.66%
Views
492
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,720
Avg. Annual Appreciation
-6.26%
Original Mortgage
$112,500
Outstanding Balance
$112,395
Interest Rate
6.35%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$33,210
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $150,000 | Security Title Guar Bltmr |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $112,500 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/09/2025 10/09/25 | Sold | $150,000 | -5.7% | $93 / Sq Ft |
| 07/29/2025 07/29/25 | Pending | -- | -- | -- |
| 06/16/2025 06/16/25 | For Sale | $159,000 | -- | $99 / Sq Ft |
Source: Otsego-Delaware Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,876 | $104,000 | $18,300 | $85,700 |
| 2023 | $3,725 | $104,000 | $18,300 | $85,700 |
| 2022 | $3,580 | $104,000 | $18,300 | $85,700 |
| 2021 | $3,566 | $104,000 | $18,300 | $85,700 |
| 2020 | $3,580 | $104,000 | $18,300 | $85,700 |
| 2019 | $3,468 | $104,000 | $18,300 | $85,700 |
| 2018 | $3,468 | $104,000 | $18,300 | $85,700 |
| 2017 | $3,428 | $104,000 | $18,300 | $85,700 |
| 2016 | $3,385 | $104,000 | $18,300 | $85,700 |
| 2015 | -- | $62,000 | $9,200 | $52,800 |
| 2014 | -- | $62,000 | $9,200 | $52,800 |
Source: Public Records
Agents Affiliated with this Home
-
Stacey M. Frazier
Map
Source: Otsego-Delaware Board of REALTORS®
MLS Number: R1615271
APN: 361200-300-009-0001-019-000-0000
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