NOT LISTED FOR SALE

10015 Bent Tree Cir Union, KY 41091

Union Area

Estimated Value: $448,433

4 Beds
4 Baths
3,424 Sq Ft
$131/Sq Ft Est. Value

Sale Details

Date Sold: December 22, 2025

Last sale price $435,000 $127 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $2,652 / mo

40 Days on Market

Highlights

  • 1.03 Acre Lot
  • Wood Flooring
  • Formal Dining Room
  • Traditional Architecture
  • No HOA
  • Living Room

About This Home

As of December 2025

Beautiful Home on a Rare 1-Acre Lot in Union **Seller is offering $5000 toward buyer's closing costs, rate buy down or points! ** This exceptional home truly checks all the boxes! Perfectly situated on a quiet cul-de-sac in a well-established Union neighborhood, you'll love the convenience to shopping, dining, and the new Cincinnati Children's Hospital campus.
Enjoy outdoor living on your refurbished deck overlooking the pool and fully fenced 1-acre yard—a rare find in this area! Inside, the home features a bright, open layout with hardwood floors, a cozy living room with fireplace and walkout, and a kitchen with granite countertops, quality cabinetry, and two dishwashers for easy entertaining.Upstairs, the primary suite offers a double vanity and walk-in shower, while the updated hall bath includes a tiled tub/shower combo. A stylish half bath on the main level adds convenience. The finished walkout lower level provides additional living space, a flex room, and a half bath—ideal for guests, hobbies, or a home office. Located in the desirable Mann / Gray / Ryle school district, this home combine comfort, space, and location in one perfect package!

Last Agent to Sell the Property

Shelli Stinson

eXp Realty LLC License #223064 Listed on: 10/10/2025

eXp Realty LLC

Last Buyer's Agent

Joey McCoy

RE/MAX Victory + Affiliates License #293890

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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1993

Lot Details

  • 1.03 Acre Lot

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 3,424 Sq Ft Home
  • 2-Story Property
  • Gas Fireplace
  • Insulated Windows
  • Family Room
  • Living Room
  • Formal Dining Room
  • Finished Basement
  • Walk-Out Basement

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms

Schools

  • Shirley Mann Elementary School
  • Gray Middle School
  • Ryle High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 063.00-09-168.00

Home Details

Home Type

Single Family

Year Built

Built in 1993

Lot Details

1.03 Acres

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 1.03
  • Year Built: 1993
  • Lot Size: 1.03 acre
  • Ownership: Consumer
  • Directions: Hwy 25 south, right on Frogtown Rd, right on Cedarwood, left on Bent Tree Cr.
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Shirley Mann School
  • Location Tax Legal Info:Middle or Junior School: Gray Middle School
  • Location Tax Legal Info:High School: Ryle High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 2
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 1.03 acre
  • General Property Description:Approx SqFt2: 3424.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Owen Electric
  • Utilities Gas Company: Duke
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 1.03
  • General Property Description:Living Area: 3424.0
  • General Property Description:Lot Size Square Feet: 44867.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 063.00-09-168.00
  • Appliances Refrigerators: Yes
  • General Property Description:Fireplaces Total: 1
  • Percent Basement Finished: Yes
  • Location Tax Legal Info:Property Sub Type: Single Family Residence
  • Special Features: None

Interior Features

  • Basement: Finished, Walk-Out Access
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Electric Cooktop, Electric Oven, Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 3424.0
  • Window Features: Insulated Windows
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Basement:Walk-Out Access7: Yes
  • Fireplace Features:Gas: Yes
  • Appliances:Electric Cooktop: Yes
  • Basement:Laminate Flooring8: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Shirley Mann School
  • Junior High Dist: Boone Co Public
  • High School: Ryle High
  • Middle Or Junior School: Gray Middle School

Lot Info

  • Lot Size Sq Ft: 44867.0

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Floorplans

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 10, 2025
Closed on
Dec 17, 2025
Sold by
Bought by
Seller's Agent
Shelli Stinson
eXp Realty LLC
Buyer's Agent
Joey McCoy
RE/MAX Victory + Affiliates
List Price
$445,000
Sold Price
$435,000
Premium/Discount to List
-$10,000
-2.25%
Views
683
Current Estimated Value
$448,433

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,433
Avg. Annual Appreciation
5.11%
Original Mortgage
$391,500
Outstanding Balance
$389,246
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$59,187

Purchase Details

Closed on
Dec 6, 2019
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,988
Interest Rate
3.62%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 5, 2002
Sold by
Bought by

Purchase Details

Closed on
Oct 7, 1999
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Union, KY

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$435,000 360 American Title Services
$285,000 Stewart Title Company
$171,000 --
$161,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $391,500
Previous Owner $70,970
Previous Owner $313,390
Previous Owner $260,095
Previous Owner $260,988
Previous Owner $77,950
Previous Owner $77,960
Previous Owner $86,900
Previous Owner $25,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/22/2025 12/22/25 Sold $435,000 -2.2% $127 / Sq Ft
11/19/2025 11/19/25 Pending -- -- --
10/19/2025 10/19/25 For Sale $445,000 0.0% $130 / Sq Ft
10/13/2025 10/13/25 Pending -- -- --
10/10/2025 10/10/25 For Sale $445,000 -- $130 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,260 $285,000 $25,000 $260,000
2024 $3,206 $285,000 $25,000 $260,000
2023 $3,243 $285,000 $25,000 $260,000
2022 $3,200 $285,000 $25,000 $260,000
2021 $3,281 $285,000 $25,000 $260,000
2020 $3,263 $285,000 $25,000 $260,000
2019 $2,138 $184,570 $25,000 $159,570
2018 $2,181 $184,570 $25,000 $159,570
2017 $2,106 $184,570 $25,000 $159,570
2015 $2,080 $184,570 $25,000 $159,570
2013 -- $171,000 $20,000 $151,000
Source: Public Records

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 637070

Northern Kentucky Multiple Listing Service

APN: 063.00-09-168.00

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