$6,000,000
SOLD MAY 6, 2026

1002 Down Reserve Ct Windermere, FL 34786

6 Beds
5.5 Baths
6,706 Sq Ft
1.09 Acres Lot

Sale Details

Date Sold: May 6, 2026

$895 Per Sq Ft

13% Below List Price

42 Days on Market

Highlights

  • 126 Feet of Lake Waterfront
  • Access To Chain Of Lakes
  • Screened Pool
  • Windermere Elementary School Rated A
  • Boat Ramp
  • Media Room

About This Home

As of May 2026

UNDER CONTRACT ACCEPTING BACKUP OFFERS! Luxury, architectural elegance, and an unparalleled lakefront lifestyle on the Butler Chain of Lakes in Windermere. Set on a sprawling lot of over one acre, this extraordinary waterfront estate offers direct access to the prestigious Butler Chain of Lakes — a rare interconnected system of 12 private lakes, providing one of the most exclusive boating lifestyles in Central Florida. From the moment you arrive, the home captivates with its contemporary architecture, expansive paver driveway, and striking façade. Clean lines, refined finishes, and manicured landscaping create an unforgettable first impression. Inside, soaring ceilings, exposed wood beams, and designer lighting enhance the open-concept layout. Oversized sliding glass doors frame breathtaking panoramic lake views while creating a seamless indoor-outdoor flow filled with natural light. The gourmet kitchen serves as the heart of the home, featuring an oversized quartz island, custom cabinetry, and premium stainless steel appliances — perfectly designed for both intimate gatherings and grand-scale entertaining. With 6 spacious bedrooms, 5 full bathrooms, and 1 powder room, the residence offers comfort and privacy for family and guests. Beyond the main living areas, this home delivers an exceptional lifestyle experience with a private gym, dedicated cinema room, game room, and playroom — thoughtfully designed for wellness, entertainment, and family enjoyment. Step outside into your private lakeside retreat. The resort-style pool with integrated spa is complemented by sleek glass railings that preserve unobstructed water views. The covered outdoor living area is a masterpiece, featuring a wood-paneled ceiling, oversized ceiling fan, stone fireplace, mounted TV, and a fully equipped summer kitchen with professional-grade stainless steel grill and hood — ideal for year-round entertaining. The private covered dock accommodates boats and jet skis and provides direct access to all 12 lakes of the Butler Chain, making this property a true paradise for boating enthusiasts. Additional features include:
Whole-house water filtration system
High-capacity generator capable of powering the entire residence
Located within an exclusive gated community with meticulously maintained infrastructure Offering privacy, security, expansive outdoor space, and one of Windermere’s most coveted lakefront settings, this is more than a residence — it is a lifestyle defined by elegance, recreation, and exclusivity. Schedule your private showing and experience lakefront living at its finest.

Last Agent to Sell the Property

Jennifer Paiano Olmeda

WRA BUSINESS & REAL ESTATE Brokerage Phone: 407-512-1008 License #3346960 Listed on: 02/21/2026

WRA BUSINESS & REAL ESTATE

Last Buyer's Agent

Corey Smith

THE C SMITH REAL ESTATE GROUP LLC License #3074055

THE C SMITH REAL ESTATE GROUP LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $61,838

Year Built

  • Built in 2021

Lot Details

  • 1.09 Acre Lot
  • 126 Feet of Lake Waterfront
  • Lake Front
  • West Facing Home
  • Oversized Lot
  • Irrigation Equipment
  • Property is zoned PUD

HOA Fees

  • $433 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Custom Home
  • Midcentury Modern Architecture
  • Contemporary Architecture
  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 6,706 Sq Ft Home
  • Open Floorplan
  • Furnished
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Electric Fireplace
  • Drapes & Rods
  • Sliding Doors
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Media Room
  • Home Office
  • Game Room
  • Chain Of Lake Views

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop with Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Wine Refrigerator
  • Stone Countertops
  • Solid Wood Cabinet

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Fence Around Pool
  • Heated Spa
  • In Ground Spa

Outdoor Features

  • Access To Chain Of Lakes
  • Access To Lake
  • Water Skiing Allowed
  • Boat Ramp
  • Balcony
  • Covered Patio or Porch
  • Outdoor Kitchen
  • Exterior Lighting
  • Outdoor Grill
  • Playground
  • Awning

Schools

  • Windermere Elementary School
  • Chain Of Lakes Middle School
  • Olympia High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Water Filtration System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Lake Down Reserve HOA / Sharon Brown Association, Phone Number (352) 446-6292
  • Rosser Reserve Rep Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$61,838

Year Built

Built in 2021

Lot Details

1.09 Acres

HOA Fees

$433 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary, Custom, Mid-Century Modern
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 6706
  • Lot Size Acres: 1.09
  • New Construction: No
  • Year Built: 2021
  • Building Area Total: 8051
  • Lot Size Sq Ft: 47404
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 747.96
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: Commodity circle ste 11
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 894.72
  • Total Acreage: 1 to less than 2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Water Access
  • Attribution Contact: 407-512-1008
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Electric
  • Living Area Units: Square Feet
  • Flooring: Carpet, Vinyl
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Dryer, Ice Maker, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 6
  • Levels: Two
  • Other Equipment: Irrigation Equipment, Playground
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Window Features: Drapes
  • Living Area Meters: 623.01

Exterior Features

  • Direction Faces: West
  • Pool Features: Heated, In Ground, Screen Enclosure
  • Exterior Features: Awning(s), Balcony, Lighting, Outdoor Grill, Outdoor Kitchen, Playground, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • Water Body Name: LAKE DOWN
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Front Porch, Rear Porch
  • Road Surface Type: Asphalt
  • Water Access: Lake,Lake - Chain of Lakes
  • Water Extras: Boat Ramp - Private,Skiing Allowed
  • Water View: Lake,Lake - Chain of Lakes
  • Water View YN: 1
  • Waterfront Feet Total: 126
  • Flood Zone Panel: 12095C0385F
  • Water Frontage Feet Lake: 126

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Sewer Available, Water Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated Community - No Guard
  • Association Fee: 1300
  • Association Fee Frequency: Quarterly
  • Association Name: Lake Down Reserve HOA / Sharon Brown
  • Phone: 352-446-6292
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Please, verify with HOA.
  • Association Fee Requirement: Required
  • Association Email: sbrown@ssbaccounting.com

Fee Information

  • Total Annual Fees: 5200.00
  • Total Monthly Fees: 433.33
  • Monthly HOA Amount: 433.33

Schools

  • Elementary School: Windermere Elem
  • High School: Olympia High
  • Middle Or Junior School: Chain of Lakes Middle

Lot Info

  • Zoning: PUD
  • Parcel Number: 09-23-28-7496-00-010
  • Additional Parcels: No
  • Lot Features: Oversized Lot, Sidewalk, Paved
  • Flood Zone Code: X

Rental Info

  • Furnished: Furnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please, verify with HOA.

Tax Info

  • Tax Annual Amount: 61838
  • Tax Block: 87
  • Tax Book Number: 102
  • Tax Lot: 1

Multi Family

  • Waterfront Features: Lake Front
  • Approval Process: Please, verify with HOA.

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 21, 2026
Closed on
May 7, 2026
Sold by
Bought by
Seller's Agent
Jennifer Paiano Olmeda
WRA BUSINESS & REAL ESTATE
Buyer's Agent
Corey Smith
THE C SMITH REAL ESTATE GROUP LLC
List Price
$6,890,000
Sold Price
$6,000,000
Premium/Discount to List
-$890,000
-12.92%
Views
105

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.13%
Original Mortgage
$6,000,000
Outstanding Balance
$6,000,000
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$100,714

Purchase Details

Closed on
Dec 29, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$2,812,500
Interest Rate
3.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 27, 2019
Sold by
Bought by

Purchase Details

Closed on
Oct 9, 2019
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,300,000
Interest Rate
3.5%
Mortgage Type
Commercial
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $6,000,000 Express Title & Closing
Warranty Deed $3,750,000 None Listed On Document
Special Warranty Deed $825,000 Premier Title Ins Co Llc
Administrators Deed $1,980,000 Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $6,000,000 New Conventional
Previous Owner $2,812,500 New Conventional
Previous Owner $1,300,000 Commercial
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/06/2026 05/06/26 Sold $6,000,000 -7.6% $895 / Sq Ft
04/04/2026 04/04/26 Pending -- -- --
03/28/2026 03/28/26 Price Changed $6,490,000 -0.6% $968 / Sq Ft
03/21/2026 03/21/26 Price Changed $6,530,000 -0.9% $974 / Sq Ft
03/10/2026 03/10/26 Price Changed $6,590,000 -1.5% $983 / Sq Ft
03/05/2026 03/05/26 Price Changed $6,690,000 -2.9% $998 / Sq Ft
02/21/2026 02/21/26 For Sale $6,890,000 -- $1,027 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $64,114 $3,844,390 $825,000 $3,019,390
2025 $64,114 $3,888,350 $825,000 $3,063,350
2024 $58,180 $3,745,980 $825,000 $2,920,980
2023 $58,180 $3,630,156 $825,000 $2,805,156
2022 $50,993 $3,176,298 $825,000 $2,351,298
2021 $12,287 $825,000 $825,000 $0
2020 $10,322 $675,000 $675,000 $0
2019 $10,930 $675,000 $675,000 $0
2018 $11,068 $675,000 $675,000 $0
2017 $10,862 $675,000 $675,000 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: O6383597

Stellar MLS

APN: 09-2328-7496-00-010

Your Personal Tour Guide

Ask me questions while you tour the home.