$2,995,000

Estimated payment $16,841/month

Total Views 3,289
5 Beds
4.5 Baths
4,488 Sq Ft
$667 Price per Sq Ft

Highlights

  • Community Cabanas
  • Waterfront
  • Deck
  • Access To Lake
  • 4.73 Acre Lot
  • Private Lot

About This Home

There is a certain kind of road that does not hurry a soul along. It bends and drifts through the trees as though it knows something you do not, and at the end of that quiet passage sits a home that feels settled into the land rather than placed upon it. Welcome to this waterfront retreat in Dry Creek on Lake James, where nearly five acres of wooded privacy and shoreline create a setting that is both peaceful and enduring Built in 2022 with a thoughtful nod to timeless mountain and lake architecture, this post and beam home carries a quiet strength. Inside, the great room rises with vaulted ceilings and exposed beams, anchored by a stone fireplace that gives the space both warmth and presence. The kitchen is well equipped and open, designed for gathering without fuss, with a natural flow into the living and dining areas where light moves easily through the home. Step outside and the pace of life slows even further. A covered deck looks out over a calm cove, where the water rests easy and the shoreline curves in a way that feels protected and private. The dock and waterfront seating area invite long mornings, late afternoons, and the kind of evenings that do not require much more than a chair and a good story. The main level offers both comfort and flexibility, with a spacious office or additional living area, a guest bedroom, and a well appointed primary suite that opens to the deck and takes in the water views. It is a space designed not just for rest, but for quiet moments that seem to stretch a little longer here. Downstairs, the home continues to accommodate with ease. A second living area, kitchenette, and additional bedrooms provide a setup well suited for guests or extended stays, offering a sense of independence while remaining connected to the rest of the home. With five bedrooms and multiple gathering spaces, there is room here without feeling crowded. A gentle walk leads to the water’s edge, where the private dock waits without hurry. There are no neighboring homes pressing in, no noise to interrupt the stillness, just the natural rhythm of the lake and woods. Yet despite its sense of seclusion, the home remains convenient to Morganton and the surrounding area. For those seeking flexibility, this property may be placed into a two weeks or more rental program, offering an opportunity for both personal enjoyment and potential income.

Listing Agent

Bryan Jones

Keller Williams Unified Brokerage Email: bryan@lakejames.com License #212972 Listed on: 03/19/2026

Keller Williams Unified

Co-Listing Agent

Fletcher Edens

Keller Williams Unified Brokerage Email: bryan@lakejames.com License #226103

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2022

Lot Details

  • 4.73 Acre Lot
  • Waterfront
  • Private Lot
  • Level Lot
  • Wooded Lot

HOA Fees

  • $95 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Post and Beam
  • Rustic Architecture
  • Architectural Shingle Roof
  • Stone Siding

Interior Spaces

  • 1-Story Property
  • Bar Fridge
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Entrance Foyer
  • Great Room with Fireplace
  • Water Views

Kitchen

  • Built-In Convection Oven
  • Gas Range
  • Range Hood
  • Microwave
  • ENERGY STAR Qualified Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Home Security

  • Home Security System
  • Carbon Monoxide Detectors

Outdoor Features

  • Access To Lake
  • Deck
  • Covered Patio or Porch

Schools

  • Oak Hill Elementary School
  • Table Rock Middle School
  • Freedom High School

Utilities

  • Central Air
  • Vented Exhaust Fan
  • Heat Pump System
  • Underground Utilities
  • Generator Hookup
  • Propane
  • Tankless Water Heater
  • Septic Tank
  • Fiber Optics Available

Listing and Financial Details

  • Assessor Parcel Number 1754792080

Community Details

Overview

  • Catawba Valley Prop. Mgt Association
  • Built by Jeff Huffman Construction Company
  • Dry Creek Subdivision, Butler's Mill Cottage Floorplan
  • Mandatory home owners association

Amenities

  • Picnic Area

Recreation

  • Community Cabanas
  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Year Built

Built in 2022

Lot Details

4.73 Acres

HOA Fees

$95 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Post and Beam, Rustic
  • Year Built: 2022
  • Restrictions: Architectural Review,Building,Deed,Height,Modular Not Allowed,Short Term Rental Allowed
  • Restrictions Description: Week to week rentals are allowed in Dry Creek.
  • Road Surface Type: Asphalt, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 667.34
  • Geocode Confidence: High
  • Attribution Contact: bryan@lakejames.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Interior Amenities: Entrance Foyer
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2348
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Bar Fridge, Convection Oven, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Dishwasher, Exhaust Fan, Exhaust Hood, Gas Range, Microwave, Oven, Refrigerator, Tankless Water Heater, Wall Oven, Washer, Washer/Dryer
  • Other Equipment: Fuel Tank - Leased, Generator Hookup
  • Above Grade Finished Sq Ft: 2348
  • Has Basement: Daylight, Full, Partially Finished, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 2140
  • Fireplace Features: Gas Log, Great Room
  • Living Area: 4488
  • Window Features: Insulated Window(s), Window Treatments
  • Bedroom Main: 3
  • Bedroom Basement: 2
  • Bedroom Third: 0

Exterior Features

  • Exterior Features: Dock - Floating
  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Pool Private: No
  • View: Water, Winter, Year Round
  • Water Body Name: Lake James
  • Waterfront Features: Dock
  • Construction Type: Fiber Cement, Stone
  • Patio And Porch Features: Covered, Deck, Front Porch, Rear Porch, Side Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Laundry Room, Main Level
  • Security: Carbon Monoxide Detector(s), Security System, Smoke Detector(s)
  • Cooling: Central Air
  • Utilities: Fiber Optics, Propane, Underground Power Lines, Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Cabana, Lake Access, Outdoor Pool, Picnic Area, Walking Trails
  • Association Fee: 1140
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Catawba Valley Prop. Mgt
  • Association: Yes
  • Association Email: cathleen@cvmpnc.com

Association/Amenities

  • Association Annual Expense: 1140.00

Schools

  • Middle Or Junior School: Table Rock
  • HOA Subject To: Required

Lot Info

  • Lot Features: Level, Private, Rolling Slope, Sloped, Wooded, Views, Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 1754792080
  • Plat Book Slide: 34/56-59
  • Development Status: Completed
  • Lot Size Acres: 4.73
  • Lot Size: Irregular
  • Additional Parcels: No
  • Zoning Specification: R

Building Info

  • Builder Name: Jeff Huffman Construction Company

MLS Schools

  • Elementary School: Oak Hill
  • High School: Freedom

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,404 $1,623,874 $550,380 $1,073,494
2024 $10,481 $1,623,874 $550,380 $1,073,494
2023 $10,337 $1,623,874 $550,380 $1,073,494
2022 $1,617 $208,650 $208,650 $0
2021 $1,617 $208,650 $208,650 $0
2019 $1,617 $208,650 $208,650 $0
2018 $1,359 $175,380 $175,380 $0
2017 $1,359 $175,380 $175,380 $0
2016 $1,333 $175,380 $175,380 $0
2015 $1,333 $175,380 $175,380 $0
2014 $1,333 $175,380 $175,380 $0
2013 $1,333 $175,380 $175,380 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/19/2026 03/19/26 For Sale $2,995,000 -- $667 / Sq Ft
Source: Canopy MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $42,000 None Listed On Document
Warranty Deed $42,000 None Listed On Document
Warranty Deed $630,000 None Available
Special Warranty Deed -- None Available
Special Warranty Deed $391,000 None Available
Source: Public Records

Source: Canopy MLS

MLS Number: 4358891

Canopy MLS

APN: 51146

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