$665,000
SOLD MAR 23, 2026
4 Beds
2.5 Baths
3,307 Sq Ft
2006 Built

Sale Details

Date Sold: March 23, 2026

$201 Per Sq Ft

1% Below List Price

1 Day on Market

Highlights

  • Family Room with Fireplace
  • Freestanding Bathtub
  • Main Floor Bedroom
  • Chelsea Intermediate School Rated A
  • Radiant Floor
  • Sun or Florida Room

About This Home

As of March 2026

Welcome to 10039 Croft Lane - Modern luxury living in the desirable Settlers Croft exclusive 55+ community. Nestled among custom homes in a serene, heavily wooded setting, this exceptional residence blends luxury, comfort, and functionality, outstanding space for both everyday living and entertaining. Enjoy the inviting front porch, perfect for morning coffee or warm summer evenings. Step inside to a wide, welcoming entryway featuring beautiful hardwood floors and a newly remodeled staircase accented by stunning wainscoting. Adjacent to the entry is a warm and inviting living room or first-floor office with a fireplace-the perfect place to relax and take in breathtaking outdoor views. The spacious dining area features a custom light fixture and is ideal for hosting large gatherings. The open-concept kitchen and family room impress with leathered granite countertops, top of the line appliances, a new marble back splash, a built-in mini refrigerator, all while enjoying a nice warm fire in front of the beautiful fireplace. The luxurious first-floor primary suite completely remodeled (2026) is a true retreat, boasting separate walk-in closets, a clawfoot soaking tub, designer walk in shower, dual sinks, quartzite surfaces, penny mosaic accents, and classic subway tile- truly a dream come true. A beautifully updated guest half bath includes a new vanity, mirror, and marble countertop. Conveniently located, the first -floor laundry room/mud room has been recently completed with new washer and dryer, cabinetry, sink, bench seating, tiled floor, and leathered granite countertops. Relax year- round in the stunning four-season room featuring heated floors and a split system, offering tranquil views of the private corner lot and surrounding nature. The second level provides three generously sized bedrooms and a full bath-perfect for overnight guests or a private home office. An attached 2.5-car garage with a finished epoxy floor completes the home. All of this is ideally located near charming Historic Frankfort, offering concerts on the green, a farmers market, restaurants, parks, and more. This exceptional home won't last long - schedule your showing today before it hits the market. Welcome to Settlers Croft, your new Home.

Last Agent to Sell the Property

Janet Hogan

CRIS Realty License #471009778 Listed on: 02/25/2026

Last Buyer's Agent

Melissa Kingsbury

Redfin Corporation License #475177202

Redfin Corporation

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,737

Year Built

  • Built in 2006

Lot Details

  • Lot Dimensions are 117x75
  • Corner Lot
  • Paved or Partially Paved Lot

HOA Fees

  • $295 Monthly HOA Fees

Parking

  • 2.5 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Brick Exterior Construction
  • Radon Mitigation System
  • Cedar

Interior Spaces

  • 3,307 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Skylights
  • Fireplace With Gas Starter
  • Mud Room
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Formal Dining Room
  • Sun or Florida Room

Kitchen

  • Double Oven
  • Cooktop with Range Hood
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Wine Refrigerator
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Radiant Floor

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Bathroom on Main Level
  • Dual Sinks
  • Freestanding Bathtub
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Patio

Schools

  • Chelsea Elementary School
  • Grand Prairie Elementary Middle School
  • Lincoln-Way East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Steam
  • Heating System Uses Natural Gas
  • Power Generator
  • Shared Well
  • Water Purifier is Owned
  • Water Softener is Owned

Community Details

  • Association fees include lawn care, snow removal
  • Agent Association, Phone Number (847) 490-3833
  • Property managed by Association Chicagoland

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,737

Year Built

Built in 2006

Lot Details

0 Sq Ft Lot

HOA Fees

$295 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2006
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: Adult Community
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Wine Refrigerator, Cooktop, Range Hood, Water Purifier Owned, Water Softener Owned
  • Basement: Unfinished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Starter
  • Fireplaces: 2
  • Flooring: Hardwood
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), Granite Counters
  • LivingArea: 3307
  • Other Equipment: Water-Softener Owned, Ceiling Fan(s), Sump Pump, Radon Mitigation System, Generator
  • Room Type: Sun Room, Foyer
  • Window Features: Skylight(s)
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room,Living Room
  • Total Sq Ft: 0
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Brick, Cedar
  • Lot Features: Corner Lot
  • Patio And Porch Features: Patio
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2.5

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air, Steam, Radiant Floor
  • Laundry Features: Main Level, In Unit, Sink
  • Water Source: Shared Well

Condo/Co-op/Association

  • Association Fee: 295
  • Association Fee Frequency: Monthly
  • Community Features: Sidewalks, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Association Chicagoland
  • Management Contact Name: Agent
  • Management Phone: 847-490-3833

Fee Information

  • Association Fee Includes: Lawn Care, Snow Removal

Schools

  • Elementary School: Chelsea Elementary School
  • High School: Lincoln-Way East High School
  • Middle/Junior School: Grand Prairie Elementary School

Lot Info

  • Lot Dimensions: 117x75
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 15737
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 24, 2025
Sold by
Oconnell Robert
Bought by
Oconnell Robert and Oconnell Leah

Purchase Details

Listed on
Jun 22, 2023
Closed on
Aug 31, 2023
Sold by
Hand Linda
Bought by
Oconnell Robert
Seller's Agent
Richard Wright
Rowhouse Realtors, Ltd.
Buyer's Agent
Janet Hogan
CRIS Realty
List Price
$565,500
Sold Price
$565,500
Views
41

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.96%
Original Mortgage
$537,225
Interest Rate
7.38%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 4, 2013
Closed on
Jun 25, 2013
Sold by
Chicago Title Land Trust Co
Bought by
Hand Linda
Seller's Agent
Quin O'Brien
4 Sale Realty Advantage LLC
Buyer's Agent
Non Member
NON MEMBER
List Price
$439,000
Sold Price
$430,000
Premium/Discount to List
-$9,000
-2.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.72%
Original Mortgage
$300,000
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 24, 2013
Sold by
Binotti Ann
Bought by
Mackey Raymond

Purchase Details

Closed on
Apr 30, 2008
Sold by
Mackey Raymond M and Binotti Jo Ann
Bought by
North Star Trust Co and Trust #08-11225

Purchase Details

Closed on
Apr 6, 2006
Sold by
Bruti Builders Ltd
Bought by
Mackey Raymond M and Binotti Joann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.48%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jan 12, 2006
Sold by
Bruti Associates Ltd
Bought by
Bruti Builders Ltd

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$403,750
Interest Rate
7.25%
Mortgage Type
Construction
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed $565,500 None Listed On Document
Trustee Deed $430,000 Old Republic National Title
Quit Claim Deed -- None Available
Deed -- None Available
Warranty Deed $533,000 Chicago Title Insurance Comp
Warranty Deed $125,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $537,225 New Conventional
Previous Owner $300,000 New Conventional
Previous Owner $200,000 Fannie Mae Freddie Mac
Previous Owner $403,750 Construction
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/23/2026 03/23/26 Sold $665,000 -1.5% $201 / Sq Ft
02/26/2026 02/26/26 Pending -- -- --
02/25/2026 02/25/26 For Sale $675,000 +19.4% $204 / Sq Ft
09/15/2023 09/15/23 Sold $565,500 0.0% $184 / Sq Ft View Prior Sale
08/16/2023 08/16/23 Off Market $565,500 -- --
08/06/2023 08/06/23 Pending -- -- --
06/24/2023 06/24/23 Pending -- -- --
06/22/2023 06/22/23 For Sale $565,500 +31.5% $184 / Sq Ft
06/28/2013 06/28/13 Sold $430,000 -2.1% $139 / Sq Ft View Prior Sale
04/23/2013 04/23/13 Pending -- -- --
04/04/2013 04/04/13 For Sale $439,000 -- $142 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $15,737 $201,406 $50,871 $150,535
2023 $15,737 $179,875 $45,433 $134,442
2022 $13,726 $163,836 $41,382 $122,454
2021 $12,930 $153,276 $38,715 $114,561
2020 $12,622 $148,956 $37,624 $111,332
2019 $12,226 $144,969 $36,617 $108,352
2018 $12,001 $140,801 $35,564 $105,237
2017 $11,988 $137,515 $34,734 $102,781
2016 $12,686 $143,382 $33,543 $109,839
2015 $11,056 $144,338 $38,372 $105,966
2014 $11,056 $130,147 $38,105 $92,042
2013 $11,056 $131,834 $38,599 $93,235
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12571866

Midwest Real Estate Data (MRED)

APN: 19-09-16-308-020

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