1004 Union St Schenectady, NY 12308
Estimated Value: $284,000 - $352,000
8
Beds
4
Baths
3,300
Sq Ft
$96/Sq Ft
Est. Value
Highlights
- City View
- No HOA
- Wood Frame Window
- Wood Flooring
- Covered patio or porch
- 1 Car Detached Garage
About This Home
As of October 2023Breathtaking 2 Family Victorian in the Heart of Union Street. Conveniently located on a bus line and close to all major destinations points such as Rivers Casino, Union College, Downtown shops, restaurants, theaters and more. This strong rental income 2 family property offers the highest detail in custom woodwork including but not limited to stained glass windows, spectacular coffered ceilings with exotic wood finishes on many floors, walls and ceilings.
Must see to truly appreciate.
3 Floors of living space throughout the 2 apartments totaling over $3,600 per month in gross rents,
Perfect for continuing as investment, living with a large family or owner occupant with rental income.
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $6,273
Year Built
- Built in 1900 | Remodeled
Lot Details
- 6,534 Sq Ft Lot
- Lot Dimensions are 45x150
- Back Yard Fenced
Parking
- 1 Car Detached Garage
- Driveway
- Open Parking
- Off-Street Parking
Home Design
- Duplex
- Stone Foundation
- Clapboard
Interior Spaces
- 3,300 Sq Ft Home
- 3-Story Property
- Built-In Features
- Wood Frame Window
- City Views
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Washer and Dryer Hookup
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 8 Bedrooms
- Bathroom on Main Level
Outdoor Features
- Covered patio or porch
Schools
- Schenectady High School
Utilities
- Window Unit Cooling System
- Heating System Uses Natural Gas
- Hot Water Heating System
- 150 Amp Service
Community Details
- No Home Owners Association
- Insurance Expense $2,612
Listing and Financial Details
- Tenant pays for hot water, internet, cable TV
- The owner pays for electricity, gas
- Legal Lot and Block 6.000 / 3
- Assessor Parcel Number 421500 39.82-3-6
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 18, 2023
Closed on
Oct 24, 2023
Sold by
1004 Union Street Inc
Bought by
Bond Edward
Seller's Agent
Peter Dellaratta
Simon's Rock Realty LLC
Buyer's Agent
Shawn Thorpe
Berkshire Hathaway Home Services Blake
List Price
$296,600
Sold Price
$305,700
Premium/Discount to List
$9,100
3.07%
Total Days on Market
24
Views
89
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,689
Avg. Annual Appreciation
2.05%
Original Mortgage
$290,415
Outstanding Balance
$286,418
Interest Rate
7.31%
Mortgage Type
New Conventional
Estimated Equity
$28,971
Purchase Details
Closed on
Oct 31, 2008
Sold by
Joule Mark D
Bought by
1004 Union Street Inc
Purchase Details
Closed on
Jul 30, 2007
Sold by
Bank Wells Fargo Na
Bought by
Houle Mark D
Purchase Details
Closed on
Jan 30, 2007
Purchase Details
Closed on
Jul 30, 2003
Sold by
Liimatainen T Matthew
Bought by
Cummings James P
Purchase Details
Closed on
Jun 10, 2002
Sold by
Liimatainen Isabelle
Bought by
Liimatrainen Liimatrainen T and Liimatrainen Matthew
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Schenectady, NY
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Bond Edward | $306,000 | Fidelity National Title | |
| 1004 Union Street Inc | $84,000 | Richard Della Ratta | |
| Houle Mark D | $77,000 | Angelo Scaturro | |
| -- | $80,750 | -- | |
| Cummings James P | $105,900 | Brown & Brown | |
| Liimatrainen Liimatrainen T | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Bond Edward | $290,415 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/24/2023 10/24/23 | Sold | $305,700 | +3.1% | $93 / Sq Ft |
| 08/11/2023 08/11/23 | Pending | -- | -- | -- |
| 07/18/2023 07/18/23 | For Sale | $296,600 | -- | $90 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,449 | $128,700 | $22,900 | $105,800 |
| 2023 | $6,449 | $128,700 | $22,900 | $105,800 |
| 2022 | $6,273 | $128,700 | $22,900 | $105,800 |
| 2021 | $7,134 | $152,700 | $22,900 | $129,800 |
| 2020 | $7,035 | $152,700 | $22,900 | $129,800 |
| 2019 | $3,871 | $152,700 | $22,900 | $129,800 |
| 2018 | $7,111 | $152,700 | $22,900 | $129,800 |
| 2017 | $6,858 | $152,700 | $22,900 | $129,800 |
| 2016 | $7,336 | $152,700 | $22,900 | $129,800 |
| 2015 | -- | $152,700 | $22,900 | $129,800 |
| 2014 | -- | $152,700 | $22,900 | $129,800 |
Source: Public Records
Agents Affiliated with this Home
-
Peter Dellaratta
P
Seller's Agent in 2023
Peter Dellaratta
Simon's Rock Realty LLC
(518) 372-5472
19 in this area
21 Total Sales
-
Shawn Thorpe
S
Buyer's Agent in 2023
Shawn Thorpe
Berkshire Hathaway Home Services Blake
(518) 812-1961
1 in this area
45 Total Sales
Map
Source: Global MLS
MLS Number: 202320915
APN: 039-082-0003-006-000-0000
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