NOT LISTED FOR SALE

1004 Union St Schenectady, NY 12308

Estimated Value: $268,413 - $400,000

8 Beds
4 Baths
3,300 Sq Ft
$102/Sq Ft Est. Value

Last Sold October 24, 2023

Last sale price $305,700 $93 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $2,374/month

24 Days on Market

Highlights

  • City View
  • No HOA
  • Wood Frame Window
  • Wood Flooring
  • Covered Patio or Porch
  • 1 Car Detached Garage

About This Home

As of October 2023

Breathtaking 2 Family Victorian in the Heart of Union Street. Conveniently located on a bus line and close to all major destinations points such as Rivers Casino, Union College, Downtown shops, restaurants, theaters and more. This strong rental income 2 family property offers the highest detail in custom woodwork including but not limited to stained glass windows, spectacular coffered ceilings with exotic wood finishes on many floors, walls and ceilings.
Must see to truly appreciate.
3 Floors of living space throughout the 2 apartments totaling over $3,600 per month in gross rents,
Perfect for continuing as investment, living with a large family or owner occupant with rental income.

Last Agent to Sell the Property

Peter Dellaratta

Simon's Rock Realty LLC License #10491205344 Listed on: 07/18/2023

Last Buyer's Agent

Shawn Thorpe

Berkshire Hathaway Home Services Blake License #10401310488

Berkshire Hathaway Home Services Blake

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $6,273

Year Built

  • Built in 1900 | Remodeled

Lot Details

  • 6,534 Sq Ft Lot
  • Lot Dimensions are 45x150
  • Back Yard Fenced

Parking

  • 1 Car Detached Garage
  • Driveway
  • Open Parking
  • Off-Street Parking

Home Design

  • Duplex
  • Stone Foundation
  • Clapboard

Interior Spaces

  • 3,300 Sq Ft Home
  • 3-Story Property
  • Built-In Features
  • Wood Frame Window
  • City Views
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Washer and Dryer Hookup

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 8 Bedrooms
  • Bathroom on Main Level

Outdoor Features

  • Covered Patio or Porch

Schools

  • Schenectady High School

Utilities

  • Window Unit Cooling System
  • Heating System Uses Natural Gas
  • Hot Water Heating System
  • 150 Amp Service

Community Details

  • No Home Owners Association
  • Insurance Expense $2,612

Listing and Financial Details

  • Tenant pays for hot water, internet, cable TV
  • The owner pays for electricity, gas
  • Legal Lot and Block 6.000 / 3
  • Assessor Parcel Number 421500 39.82-3-6

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$6,273

Year Built

Built in 1900 | Remodeled

Lot Details

0

Parking

1

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Electric Expense: 4103.89
  • Zoning: Multi Residence
  • Year Built: 1900
  • Directions: Erie Blvd to Union St.
  • Above Grade Finished Sq Ft: 3300.0
  • Financial Details Full Market Assessment: 156951
  • Financial Details General Taxes: 3645.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 2628.28
  • School Taxes Description: Estimated
  • Financial Details Tax Assessed Value: 128700.0
  • Lot Size Acres: 0.15
  • Lot Size: 45x150
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Sale Detail Seller Contribution: Yes
  • Electric Expense Description: Estimated
  • Insurance Expense Description: Actual
  • Rental Income: 3572.0
  • Rental Income Description: Actual
  • Fencing:Back Yard: Yes
  • Flooring:Hardwood: Yes
  • Laundry Features:Washer Hookup: Yes
  • Fencing:Fenced: Yes
  • Foundation Details:Stone4: Yes
  • Levels Three Or More: Yes
  • Special Features: None

Interior Features

  • Flooring: Tile, Hardwood
  • Basement: Full, Unfinished, Other
  • Interior Amenities: Built-in Features
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 8
  • Living Area: 3300.0
  • Window Features: Wood Frames
  • Bathroom Levels Full Bathroom 1: 3rd
  • Bathroom Levels Full Bathroom 2: 2nd
  • Bathroom Levels Half Bathroom 1: 1st
  • Bathroom Levels Half Bathroom 2: 1st
  • Owner Pays: Electricity, Gas
  • Fireplace: No
  • Full Basement: Yes
  • Basement:Other53: Yes
  • Attic Features:Floored: Yes
  • Attic Features:Windows: Yes
  • Basement:Unfinished: Yes
  • Interior Features:Built-in Features: Yes

Exterior Features

  • Exterior Features: None
  • Construction Type: Clapboard
  • Fencing: Back Yard, Fenced
  • Foundation Details: Stone
  • Other Structures: Garage(s)
  • Patio And Porch Features: Covered
  • View: City
  • Waterfront: No
  • Property Condition: Updated/Remodeled
  • Exterior Features:None37: Yes
  • Construction Materials:Clapboard2: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Wood Frames2: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Paved, Detached, Driveway, Garage
  • Attached Garage: No
  • Open Parking: Yes
  • Total Parking Spaces: 4.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Paved: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes
  • Other Structures:Garage(s): Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Window Unit(s)
  • Electric: 150 Amp Service
  • Heating: Hot Water, Natural Gas
  • Laundry Features: Washer Hookup
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Fee Information

  • Annual Fuel Expense: 3646.07

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Land Lease: No
  • Parcel #: 421500 39.82-3-6
  • Lot Size Sq Ft: 6534.0
  • ResoLotSizeUnits: Acres

Rental Info

  • Tenant Pays: Hot Water, Internet, Cable TV

Multi Family

  • Insurance Expense: 2612.0

Tax Info

  • Tax Annual Amount: 6273.29
  • Tax Block: 3
  • Tax Lot: 6.000

MLS Schools

  • HighSchool: Schenectady

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 18, 2023
Closed on
Oct 24, 2023
Sold by
1004 Union Street Inc
Bought by
Bond Edward
Seller's Agent
Peter Dellaratta
Simon's Rock Realty LLC
Buyer's Agent
Shawn Thorpe
Berkshire Hathaway Home Services Blake
List Price
$296,600
Sold Price
$305,700
Premium/Discount to List
$9,100
3.07%
Views
89
Current Estimated Value
$336,853

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$31,153
Avg. Annual Appreciation
4.95%
Original Mortgage
$290,415
Outstanding Balance
$285,920
Interest Rate
7.31%
Mortgage Type
New Conventional
Estimated Equity
$50,933

Purchase Details

Closed on
Oct 31, 2008
Sold by
Joule Mark D
Bought by
1004 Union Street Inc

Purchase Details

Closed on
Jul 30, 2007
Sold by
Bank Wells Fargo Na
Bought by
Houle Mark D

Purchase Details

Closed on
Jan 30, 2007

Purchase Details

Closed on
Jul 30, 2003
Sold by
Liimatainen T Matthew
Bought by
Cummings James P

Purchase Details

Closed on
Jun 10, 2002
Sold by
Liimatainen Isabelle
Bought by
Liimatrainen Liimatrainen T and Liimatrainen Matthew
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bond Edward $306,000 Fidelity National Title
1004 Union Street Inc $84,000 Richard Della Ratta
Houle Mark D $77,000 Angelo Scaturro
-- $80,750 --
Cummings James P $105,900 Brown & Brown
Liimatrainen Liimatrainen T -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bond Edward $290,415
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/24/2023 10/24/23 Sold $305,700 +3.1% $93 / Sq Ft
08/11/2023 08/11/23 Pending -- -- --
07/18/2023 07/18/23 For Sale $296,600 -- $90 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,222 $128,700 $22,900 $105,800
2023 $6,449 $128,700 $22,900 $105,800
2022 $6,273 $128,700 $22,900 $105,800
2021 $7,134 $152,700 $22,900 $129,800
2020 $7,035 $152,700 $22,900 $129,800
2019 $3,871 $152,700 $22,900 $129,800
2018 $7,111 $152,700 $22,900 $129,800
2017 $6,858 $152,700 $22,900 $129,800
2016 $7,336 $152,700 $22,900 $129,800
2015 -- $152,700 $22,900 $129,800
2014 -- $152,700 $22,900 $129,800
Source: Public Records

Agents Affiliated with this Home

  • P

    Seller's Agent in 2023

    Peter Dellaratta

    Simon's Rock Realty LLC

    (518) 372-5472

    19 Total Sales

    Peter Dellaratta
    Section Image

  • S

    Buyer's Agent in 2023

    Shawn Thorpe

    Berkshire Hathaway Home Services Blake

    (518) 812-1961

    47 Total Sales

    Shawn Thorpe
    Section Image
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Map

Source: Global MLS

MLS Number: 202320915

Global MLS

APN: 039-082-0003-006-000-0000

New York Schenectady County Schenectady 12308

1004 Union St, Schenectady, NY

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Information is deemed reliable but not guaranteed.



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