$165,000

101 Old Ferry Rd Unit 4C Shalimar, FL 32579

Estimated payment $1,006/month

Total Views 17,411
1 Bed
1 Bath
625 Sq Ft
$264 Price per Sq Ft

Highlights

  • Waterfront
  • In Ground Pool
  • Gated Community
  • Choctawhatchee Senior High School Rated A-
  • Fishing
  • Clubhouse

About This Home

Welcome to Finisterra Condominiums, a gated waterfront community ideally located at 101 Old Ferry Road in Shalimar, Florida, overlooking the beautiful Choctawhatchee Bay and Lake Clyde, and directly across the street from Two Georges Marina. Unit 4C is a standout residence, offering vaulted ceilings and a large entryway window that fills the space with natural light. This well-maintained condo features stainless steel kitchen appliances, updated fixtures in the kitchen and dining area, and a newer ceiling fan. The dishwasher has been replaced within the last year, and additional improvements include a new HVAC system and thermostat, providing comfort and peace of mind for the next owner. Assigned and guest parking are conveniently located directly in front of the unit, and the condo's front-of-community location allows for easy access while still offering views of the water from the building and a short walk to the bay, pool, and clubhouse. Finisterra spans acres of waterfront property and offers an exceptional lifestyle with amenities including a community pool, lighted tennis court striped for pickleball, sauna, clubhouse, BBQ areas, kayak storage and launch, and private shoreline access perfect for fishing, paddleboarding, or enjoying sunset views and Destin fireworks without the crowds. Boating enthusiasts will love being just 1 nautical mile to the Intracoastal Waterway and 2.2 miles to the Destin Bridge, with boat storage available across the street at the marina. The HOA covers water, sewer, trash, groundskeeping, and exterior insurance, adding outstanding value. Finisterra is conveniently located near Eglin Air Force Base, shopping, dining, Destin Harbor, Crab Island, and the area's renowned sugar-white beaches. Rental Policy: Finisterra is a non-rental community during the first two years of ownership. After that period, long-term rentals are permitted; short-term rentals are not allowed. Whether you're seeking a primary residence, second home, or long-term investment, Finisterra offers a rare opportunity to enjoy a laid-back waterfront lifestyle at an affordable price. Schedule your private showing today and experience the hidden gem of Finisterra.

Listing Agent

Darrell Turner

Counts Real Estate Group Inc License #3249862 Listed on: 03/16/2026

Counts Real Estate Group Inc

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1970

Home Design

  • Shingle Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • Ceiling Fan
  • Living Room

Kitchen

  • Electric Oven
  • Electric Cooktop

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Outdoor Features

  • In Ground Pool
  • Deck

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • Property has a Home Owners Association
  • Low-Rise Community

Amenities

  • Community Barbecue Grill
  • Clubhouse
  • Laundry Facilities

Recreation

  • Waterfront
  • Tennis Courts
  • Community Pool
  • Fishing

Security

  • Gated Community

Property Details

Home Type

Condominium

Year Built

Built in 1970

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Year Built: 1970
  • Property Sub Type: Condominium
  • Subdivision Name: No Named Subdivision
  • Architectural Style: Low Rise
  • New Construction: No
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Electric Cooktop, Electric Oven, Electric Water Heater
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Dining Room Type: Bedroom, Kitchen, Living Room

Exterior Features

  • Pool Features: In Ground, Community
  • Waterfront Features: Bayfront
  • Waterfront: Yes
  • Construction Type: Vinyl Siding
  • Exterior Features: Covered Patio
  • Patio And Porch Features: Deck
  • Roof: Composition, Shingle

Garage/Parking

  • Garage: No

Utilities

  • Utilities: Electricity Available
  • Security Features: Gated Community
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Green Building Features: Dumpster
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Barbecue, Clubhouse, Fishing, Laundry Facilities, Tennis Court(s), Waterfront, Community Pool, Gated
  • Amenities: Gated
  • Association: Yes

Lot Info

  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: Partially

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,570 $128,000 -- $128,000
2024 $1,733 $140,000 -- $140,000
2023 $1,733 $140,000 $0 $140,000
2022 $1,147 $115,000 $0 $115,000
2021 $995 $90,000 $0 $90,000
2020 $901 $80,000 $0 $80,000
2019 $722 $55,000 $0 $55,000
2018 $710 $55,000 $0 $0
2017 $648 $50,000 $0 $0
2016 $570 $43,000 $0 $0
2015 $545 $40,500 $0 $0
2014 $525 $39,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/16/2026 03/16/26 For Sale $165,000 -12.7% $264 / Sq Ft
04/12/2024 04/12/24 Sold $189,000 0.0% $278 / Sq Ft View Prior Sale
03/11/2024 03/11/24 Pending -- -- --
03/07/2024 03/07/24 For Sale $189,000 -- $278 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $189,000 None Listed On Document
Warranty Deed $174,900 New Title Company Name
Special Warranty Deed $55,000 Attorney
Trustee Deed $15,100 None Available
Warranty Deed $64,900 Southern Escrow & Title Llc
Warranty Deed $49,000 Stewart Title Of Northwest F
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $139,000 New Conventional
Previous Owner $139,920 New Conventional
Previous Owner $51,900 Purchase Money Mortgage
Previous Owner $49,000 Seller Take Back
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 786884

Central Panhandle Association of REALTORS®

APN: 06-2S-23-5070-0000-004C

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