$330,000
SOLD MAY 1, 2026

10138 Ash Creek Dr Union, KY 41091

Union Area
4 Beds
3 Baths
-- Sq Ft
0.4 Acre Lot

Sale Details

Date Sold: May 1, 2026

6% Below List Price

58 Days on Market

Highlights

  • Open Floorplan
  • Deck
  • Ranch Style House
  • Shirley Mann Elementary School Rated A
  • Vaulted Ceiling
  • Wood Flooring

About This Home

As of May 2026

Ranch with Potential Mother-in-Law Suite! This Home Features 4 Bedrooms, 3 Full Bathrooms, Open Living-Kitchen-Dining with Vaulted Ceiling, Granite Counters, Stainless Appliances Included, Gas Fireplace, Screened-in Deck & Open Deck, Finished Basement with New Carpet & Walkout Access, Large Family Room, Plenty of Storage Space, Main Level & Lower Level Laundry with Both Sets of Washer & Dryer Included, Fresh Landscaping, No HOA - Established Neighborhood!

Last Agent to Sell the Property

Andrew Lovett

Cahill Real Estate Services License #219880 Listed on: 01/21/2026

Cahill Real Estate Services

Last Buyer's Agent

Holly Maloney

eXp Realty, LLC License #217159

eXp Realty, LLC
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1993

Lot Details

  • 17,498 Sq Ft Lot
  • Property fronts a county road
  • Land Lease

Parking

  • Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Vinyl Clad Windows
  • Entryway
  • Family Room
  • Living Room
  • Dining Room
  • Storage Room
  • Utility Room
  • Neighborhood Views
  • Fire and Smoke Detector

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Utility Sink

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower
  • Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Storage

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Shirley Mann Elementary School
  • Gray Middle School
  • Ryle High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Year Built

Built in 1993

Lot Details

0.4 Acres

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.4017
  • Year Built: 1993
  • Lot Size: .4017 per PVA
  • Road Frontage Type: County Road
  • Ownership: Consumer
  • Directions: Frogtown into Cedarwood Subdivision, Left on Ashcreek, Home will be on your Right.
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Utilities Electric Company: Owen Electric
  • Utilities Gas Company: Duke Energy
  • Water Company: Boone County
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • Property Ownership:Property Ownership: Consumer
  • Land Description:Land Description: Less than .5 Acre
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Recessed Lighting, Vaulted Ceiling(s), High Speed Internet, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Barn Door(s)
  • Basement: Full, Walk-Out Access, Full Finished Bath, Finished, Storage Space
  • Heating: Forced Air, Natural Gas
  • Levels: One
  • Property Type: Residential
  • Appliances: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Electric Range
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Window Features: Vinyl Frames

Exterior Features

  • View: Neighborhood
  • Roof: Shingle
  • View: Yes
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Covered

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage Faces Front, Garage Door Opener, Garage

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Main Level, Lower Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Shirley Mann School
  • Junior High Dist: Boone Co Public
  • High School: Ryle High
  • Middle Or Junior School: Gray Middle School

Lot Info

  • Land Lease: Yes
  • Zoning Description: Residential

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 21, 2026
Closed on
Apr 30, 2026
Sold by
Bought by
Seller's Agent
Andrew Lovett
Cahill Real Estate Services
Buyer's Agent
Holly Maloney
eXp Realty, LLC
List Price
$349,900
Sold Price
$330,000
Premium/Discount to List
-$19,900
-5.69%
Views
313
Current Estimated Value
$333,836

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,836
Avg. Annual Appreciation
4.73%
Original Mortgage
$297,000
Outstanding Balance
$296,449
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$37,387
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Union, KY

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $330,000 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $297,000 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/01/2026 05/01/26 Sold $330,000 -5.7% --
03/20/2026 03/20/26 Pending -- -- --
03/03/2026 03/03/26 For Sale $349,900 0.0% --
02/23/2026 02/23/26 Pending -- -- --
02/08/2026 02/08/26 For Sale $349,900 0.0% --
01/28/2026 01/28/26 Pending -- -- --
01/21/2026 01/21/26 For Sale $349,900 -- --
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,497 $216,700 $35,000 $181,700
2024 $2,455 $216,700 $35,000 $181,700
2023 $2,092 $183,800 $30,000 $153,800
2022 $2,064 $183,800 $30,000 $153,800
2021 $2,143 $183,800 $30,000 $153,800
2020 $2,104 $183,800 $30,000 $153,800
2019 $1,859 $160,530 $25,000 $135,530
2018 $1,907 $160,530 $25,000 $135,530
2017 $1,832 $160,530 $25,000 $135,530
2015 $1,809 $160,530 $25,000 $135,530
2013 -- $165,000 $20,000 $145,000
Source: Public Records

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 639390

Northern Kentucky Multiple Listing Service

APN: 063.00-09-084.00

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