$799,900
OPEN SAT 12PM - 2PM $30K PRICE DROP

10148 Champ Rd Princess Anne, MD 21853

Estimated payment $4,647/month

Total Views 4,444
3 Beds
2 Baths
3,036 Sq Ft
$263 Price per Sq Ft

Highlights

  • 1,019 Feet of Waterfront
  • Access to Tidal Water
  • Panoramic View
  • Parking available for a boat
  • Indoor Pool
  • 13.49 Acre Lot

About This Home

JUST REDUCED $30K & PRICED BELOW RECENT APPRAISAL!! Nestled along the tranquil shores of St. Peter’s Creek, 10148 Champ Road is a truly one-of-a-kind waterfront retreat—where craftsmanship, character, and nature come together in perfect harmony. Set on an expansive 13.49-acre private parcel with a pond and sweeping panoramic water views from every room & every window, this custom-built home offers a rare opportunity to own a deeply personal and thoughtfully constructed residence unlike anything else on the market. Originally envisioned and hand-built with hearty 2x6 construction by its owner over the course of three years, this home stands as a testament to dedication and artistry. From the reclaimed wood floors—salvaged from the original structure & painstakingly planed by the owner — to the hand-crafted solid ash cabinetry, also hand built by the owner - every detail truly tells a story of craftsmanship, precision and passion. Unique touches such as brass portholes sourced in Key West, reclaimed barn wood accents from Long Island, and hand-plugged wood flooring elevate the home’s character and warmth. The inviting interior features 3 spacious bedrooms, 2 full baths, and a dramatic great room with soaring ceilings, exposed beams, a custom stone fireplace with wood-burning stove, and stunning Palladian windows that frame breathtaking water views from every angle. The open kitchen is both functional and stylish with updated counters, subway tile backsplash, new appliances, and custom cabinetry—all seamlessly flowing into the main living space. A curved staircase leads to a loft and an expansive 20x40 bonus area, offering endless possibilities for additional living, work, or recreation space. This home even features an attached garage with a concrete maintenance pit - ideal for auto enthusiasts. Recent updates provide peace of mind and modern comfort, including a new roof (2025), upgraded HVAC components with mini-splits in all bedrooms, a 3-stage whole-house water filtration system, fresh interior (including ceilings) and exterior paint, updated lighting, renovated baths, brand new GE Smart washer/dryer, and so much more. Smart home features such as Alexa-enabled thermostats, a smart oil gauge, Starlink internet, and a 12-camera Blink security system enhance convenience and connectivity.
Outside, enjoy the peaceful setting from the refreshed decking and walkways, surrounded by updated landscaping and the natural beauty of the Eastern Shore. Imagine sitting on the oversized 8’x36’ porch gazing down St. Peter's Creek and seeing the quaint little waterfront town of Crisfield, Maryland in the distance – did you know it’s known as the “Seafood Capital of the World”?!? The detached “barn” offers incredible flexibility with oversized doors suitable for boat storage, a workshop, and a large loft. Consider the potential for adding an ADU affording additional living space or replacing the original dock/pier to give access to the infamous Tangier Sound – just minutes away via boat. The possibilities are truly endless! Whether you're watching eagles soar from your cedar window seat, relaxing by the water, or envisioning new possibilities for the versatile pool/sun room—this property invites you to slow down, spread out, and truly enjoy your surroundings. A private waterfront sanctuary rich in history, heart, and craftsmanship—this is more than a home; it’s a legacy property waiting for its next chapter. IMPORTANT: See attached Points of Interest in documents for full details on property features/amenities.

Listing Agent

Donna Harrington

(410) 543-4545 greg.goldman@cbmove.com Coldwell Banker Realty Brokerage Phone: 4105434545 License #RS-0019461 Listed on: 04/15/2026

Coldwell Banker Realty

Co-Listing Agent

Jennifer Light

(410) 543-4545 greg.goldman@cbmove.com Coldwell Banker Realty Brokerage Phone: 4105434545 License #670211

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,877

Year Built

  • Built in 1991

Lot Details

  • 13.49 Acre Lot
  • 1,019 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Private Lot
  • Secluded Lot
  • Cleared Lot
  • Partially Wooded Lot
  • Marsh on Lot
  • Tax/GIS overlay is incorrect so be sure to look at documents/photos for land layout
  • Additional Land
  • Property is in excellent condition
  • Property is zoned MRC, Zoning: MRC Zoning Desc: Maritime Resid/ Comm

Parking

  • 3 Garage Spaces | 1 Attached and 2 Detached
  • 10 Driveway Spaces
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Rear-Facing Garage
  • Parking available for a boat

Property Views

  • Panoramic
  • Creek or Stream

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Frame Construction
  • Architectural Shingle Roof
  • Stick Built Home

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Curved or Spiral Staircase
  • Built-In Features
  • Beamed Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Fireplace
  • Wood Burning Stove
  • Double Pane Windows
  • Insulated Windows
  • Palladian Windows
  • Atrium Windows
  • Casement Windows
  • Window Screens
  • French Doors
  • Insulated Doors
  • Great Room
  • Dining Room
  • Loft
  • Bonus Room
  • Sun or Florida Room
  • Utility Room
  • Laundry on lower level
  • Crawl Space
  • Surveillance System

Kitchen

  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet
  • Tile or Brick

Bedrooms and Bathrooms

  • Cedar Closet

Accessible Home Design

  • More Than Two Accessible Exits

Pool

  • Indoor Pool
  • Lap Pool

Outdoor Features

  • Access to Tidal Water
  • Water Access
  • Pond
  • Stream or River on Lot
  • Deck
  • Storage Shed
  • Rain Gutters
  • Porch

Location

  • Flood Zone Lot
  • Flood Risk
  • Property is near creek

Utilities

  • Ductless Heating Or Cooling System
  • Central Air
  • Heating System Uses Oil
  • Wall Furnace
  • Hot Water Baseboard Heater
  • Programmable Thermostat
  • 200+ Amp Service
  • Water Treatment System
  • Well
  • Oil Water Heater
  • Nitrogen Removal System
  • On Site Septic
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 2002025086

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,877

Year Built

Built in 1991

Lot Details

13.49 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Garage Fridge, Wall Hangings in Pool Room, Custom carved Decoy, sketches & survey in Great room, kitchen barstools and anchors, sundial, heron statue & bench seating outside
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 4/15/2026 12:00:00 AM
  • Federal Flood Zone: Yes
  • Year Built: 1991
  • Building Winterized: No
  • Special Features: 4097
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Carpet, Hardwood, Tile/Brick, Wood
  • Interior Amenities: Built-Ins, Carpet, Cedar Closet(s), Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Curved Staircase, Entry Level Bedroom, Exposed Beams, Floor Plan - Open, Kitchen - Island, Recessed Lighting, Skylight(s), Stove - Wood, Upgraded Countertops, Water Treat System, Wood Floors
  • Window Features: Atrium, Casement, Double Pane, Insulated, Palladian, Screens, Skylights
  • Fireplace: No
  • Door Features: French, Insulated
  • Wall Ceiling Types: Dry Wall, Vaulted Ceilings, 2 Story Ceilings
  • Foundation Details: Block, Crawl Space
  • Levels Count: 2
  • Room List: Dining Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Sun/Florida Room, Great Room, Loft, Utility Room, Bathroom 1, Bonus Room
  • Basement: No
  • Laundry Type: Lower Floor, Main Floor
  • Total Sq Ft: 4126
  • Living Area Sq Ft: 3036
  • Price Per Sq Ft: 263.47
  • Above Grade Finished Sq Ft: 3036
  • Above Grade Unfinished Sq Ft: 1090
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s), Storage Barn/Shed
  • Construction Materials: Frame, Stick Built
  • Exterior Features: Boat Storage, Gutter System
  • Pool Features: Indoor, Lap/Exercise
  • Road Surface Type: Gravel
  • Roof: Architectural Shingle
  • Spa: No
  • View: Creek/Stream, Panoramic, Water
  • Water Access: Yes
  • Water Body Name: St Peter's Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 1019

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Garage Features: Additional Storage Area, Garage - Rear Entry, Garage - Front Entry
  • Attached Garage Spaces: 1
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 13
  • Type Of Parking: Attached Garage, Detached Garage, Driveway
  • Number of Spaces in Driveway: 10

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Ductless/Mini-Split
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric, Oil
  • Heating Type: Baseboard - Hot Water, Programmable Thermostat, Wall Unit
  • Heating: Yes
  • Hot Water: Oil
  • Security: Surveillance Sys
  • Sewer/Septic System: Septic Exists, On Site Septic, Nitrogen Removal System
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Additional Parcels Description: Tax/GIS overlay is incorrect so be sure to look at documents/photos for land layout
  • Lot Features: Additional Lot(s), Flood Plain, Cleared, Marshy, Partly Wooded, Pond, Private, Secluded, Stream/Creek
  • Lot Size Acres: 13.49
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 587624.40
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Excellent
  • Zoning: MRC
  • Zoning Description: Zoning: MRC Zoning Desc: Maritime Resid/ Comm
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 4877.00
  • Assessor Parcel Number: 2002025086
  • County Tax Payment Frequency: Annually
  • Tax Year: 2026

Multi Family

  • Federal Flood Zone: VE/AE

MLS Schools

  • School District Name: SOMERSET COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,801 $438,600 $0 $0
2024 $4,350 $390,900 $0 $0
2023 $3,816 $343,200 $177,100 $166,100
2022 $3,905 $340,367 $0 $0
2021 $3,842 $337,533 $0 $0
2020 $3,842 $334,700 $177,100 $157,600
2019 $3,731 $330,100 $0 $0
2018 $3,740 $325,500 $0 $0
2017 $3,628 $320,900 $0 $0
2016 $3,545 $319,867 $0 $0
2015 $3,545 $318,833 $0 $0
2014 $4,130 $317,800 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/22/2026 04/22/26 Price Changed $799,900 -3.6% $263 / Sq Ft
04/15/2026 04/15/26 For Sale $829,900 -- $273 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Deed $53,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $28,500 No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDSO2007084

Bright MLS

APN: 02-025086

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