Lena Keith
Responds Quickly
Pivot Realty Group
(859) 279-4304
108 Total Sales
5 in Union
$173K - $558K Price Range
10177 Cardigan Dr Union, KY 41091
Union AreaEstimated Value: $441,331
4
Beds
3.5
Baths
2,439
Sq Ft
$181/Sq Ft
Est. Value
Highlights
- Media Room
- Traditional Architecture
- Granite Countertops
- Spa
- Loft
- Home Office
About This Home
As of April 2025Welcome home to this meticulously maintained gracious retreat! This property features 4 bedrooms at 3 FULL and 1 half bathrooms. This property boasts a chef's kitchen appointed with granite counter tops, island, stainless steel appliances and a gas cook top and an eat in area which opens up to the great room and is perfect for entertaining. The 1st floor also offers a formal dining room and home office with French doors. The second floor offers a spacious master with ensuite bath. The additional 3 bedrooms, loft and laundry are also on the second level. The finished basement is a perfect bonus for additional entertaining with a full wet bar! The rear patio offers a sheltered hot tub for your enjoyment. Mann/Gray/Ryle schools. This is a must see with immediate occupancy!
Last Agent to Sell the Property
Huff Realty - Florence License #230055 Listed on: 03/09/2025
Last Buyer's Agent
Laura Meiners
KW Seven Hills Realty License #217750
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Home Details
Home Type
- Single Family
Year Built
- Built in 2016
Lot Details
- 9,093 Sq Ft Lot
- Lot Dimensions are 62x133x74x134
- Cul-De-Sac
- Wood Fence
HOA Fees
- $16 Monthly HOA Fees
Parking
- 2 Car Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
- Off-Street Parking
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2,439 Sq Ft Home
- 2-Story Property
- Wet Bar
- Built-In Features
- Ceiling Fan
- Recessed Lighting
- Chandelier
- Fireplace
- Vinyl Clad Windows
- Window Treatments
- French Doors
- Panel Doors
- Entrance Foyer
- Family Room
- Living Room
- Breakfast Room
- Formal Dining Room
- Media Room
- Home Office
- Loft
Kitchen
- Eat-In Country Kitchen
- Gas Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Granite Countertops
- Disposal
Flooring
- Carpet
- Vinyl Plank
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- Double Vanity
Laundry
- Laundry Room
- Laundry on upper level
- 220 Volts In Laundry
- Washer and Electric Dryer Hookup
Finished Basement
- Sump Pump
- Finished Basement Bathroom
Home Security
- Home Security System
- Smart Home
- Smart Thermostat
- Fire and Smoke Detector
Outdoor Features
- Spa
- Covered Patio or Porch
Schools
- Shirley Mann Elementary School
- Gray Middle School
- Ryle High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- Association fees include association fees
- Vertex Association, Phone Number (859) 491-5711
Listing and Financial Details
- Assessor Parcel Number 063.00-28-018.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 9, 2025
Closed on
Apr 25, 2025
Sold by
Bought by
Seller's Agent
Ryan Clendenin
Huff Realty - Florence
Buyer's Agent
Laura Meiners
KW Seven Hills Realty
List Price
$459,900
Sold Price
$445,000
Premium/Discount to List
-$14,900
-3.24%
Views
215
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,669
Avg. Annual Appreciation
-0.65%
Original Mortgage
$356,000
Outstanding Balance
$351,463
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$89,868
Purchase Details
Closed on
Feb 24, 2024
Sold by
Bought by
Purchase Details
Closed on
Feb 21, 2018
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$39,000
Interest Rate
4.15%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
May 9, 2017
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Union, KY
-
Lena Keith
-
Ben Walling
Ben Walling
Cahill Real Estate Services
(513) 586-6760
91 Total Sales
3 in Union
$270K - $769K Price Range
-
Cherish Jessup
Cherish Jessup
Responds QuicklyeXp Realty
(859) 279-4286
74 Total Sales
8 in Union
$163K - $360K Price Range
-
Nicole Rankin
Nicole Rankin
Coldwell Banker Realty FM
(859) 651-7170
208 Total Sales
10 in Union
$160K - $610K Price Range
-
Shane Reno
Shane Reno
Huff Realty - Florence
(859) 600-0793
74 Total Sales
5 in Union
$290K - $500K Price Range
-
Richard Hubbard
Richard Hubbard
RE/MAX Victory + Affiliates
(859) 955-4553
185 Total Sales
2 in Union
$650K - $765K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $445,000 | Springdale Title | ||
| -- | None Listed On Document | ||
| $260,000 | Homestead Title Agency Ltd | ||
| $46,951 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $356,000 | ||
| Previous Owner | $279,532 | ||
| Previous Owner | $67,500 | ||
| Previous Owner | $39,000 | ||
| Previous Owner | $208,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/25/2025 04/25/25 | Sold | $445,000 | -1.1% | $182 / Sq Ft |
| 03/26/2025 03/26/25 | Pending | -- | -- | -- |
| 03/24/2025 03/24/25 | Price Changed | $450,000 | -2.2% | $185 / Sq Ft |
| 03/16/2025 03/16/25 | For Sale | $459,900 | 0.0% | $189 / Sq Ft |
| 03/13/2025 03/13/25 | Pending | -- | -- | -- |
| 03/09/2025 03/09/25 | For Sale | $459,900 | -- | $189 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,981 | $260,000 | $47,000 | $213,000 |
| 2024 | $2,931 | $260,000 | $47,000 | $213,000 |
| 2023 | $2,959 | $260,000 | $47,000 | $213,000 |
| 2022 | $2,919 | $260,000 | $47,000 | $213,000 |
| 2021 | $3,000 | $260,000 | $47,000 | $213,000 |
| 2020 | $2,976 | $260,000 | $47,000 | $213,000 |
| 2019 | $3,012 | $260,000 | $47,000 | $213,000 |
| 2018 | $3,042 | $260,000 | $47,000 | $213,000 |
| 2017 | $456 | $40,000 | $40,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ryan Clendenin
Seller's Agent in 2025
Ryan Clendenin
Huff Realty - Florence
(859) 653-9614
280 Total Sales
-
L
Buyer's Agent in 2025
Laura Meiners
KW Seven Hills Realty
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 630499
APN: 063.00-28-018.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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