NOT LISTED FOR SALE

1020 W Main St Troy, OH 45373

Troy Area

Estimated Value: $192,000 - $218,000

4 Beds
2 Baths
1,066 Sq Ft
$190/Sq Ft Est. Value

Sale Details

Date Sold: March 27, 2026

Last sale price $200,000 $188 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $1,245 / mo

9 Days on Market

Highlights

  • Cape Cod Architecture
  • No HOA
  • Forced Air Heating and Cooling System
  • Troy High School Rated 9+
  • 1 Car Detached Garage
  • 4-minute walk to Menke Park

About This Home

As of March 2026

Charming Cape Cod full of character with 4 bedrooms, 2 full baths on a full basement. The main floor offers formal living and dining with original hardwood flooring, main floor bedroom, eat-in kitchen with freshly painted cabinets, built-in breakfast table and appliances that remain, and a full bath. Upstairs are two large bedrooms with plenty of storage. The basement offers fourth bedroom, study, both with brand new carpet, another full bath, utility/laundry area and additional storage. Step outside to enjoy a fully fenced backyard and a detached 1 car garage with extra room for more storage. Updates include the two finished rooms in basement plus added full bath, Newer furnace, AC motor replaced, some flooring, interior freshly painted througout and garage interior painted. Short walk to downtown Troy and convenient to everything else Troy has to offer.

Last Agent to Sell the Property

Amie Wilt

Keller Williams Home Town Realty License #000448341 Listed on: 02/18/2026

Keller Williams Home Town Realty

Last Buyer's Agent

JOHN DOE (NON-WRIST MEMBER)

WR

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,933

Year Built

  • Built in 1948

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 100x60
  • Fenced

Parking

  • 1 Car Detached Garage

Home Design

  • Cape Cod Architecture
  • Aluminum Siding

Interior Spaces

  • 1,066 Sq Ft Home
  • 1.5-Story Property
  • Partially Finished Basement

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number D08029960

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,933

Year Built

Built in 1948

Lot Details

6,098 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Architectural Style: Cape Cod
  • Structure Type: House
  • Level Style: One and One Half
  • Semi-Annual Tax: 966.50
  • Year Built: 1948
  • Documents: Property Disclosure and Lead Based Paint
  • Listing I D: 1043831
  • M L S Approved: Y
  • M L S Identifier: 20190724221641160008000000
  • New Financing: Cash, Conventional
  • Parcel I D Number Formatted: D08029960
  • Property Group I D: 19990816212109142258000000
  • Subtype: Single Family Residence
  • Type Of Contract: Exclusive Right To Sell
  • Condo Lot Y N: No
  • H O A C O A Y N: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Washer, Refrigerator, Range, Dryer
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Basement: Partially Finished
  • Price/ Sq Ft: 186.68
  • Total Bedrooms: 4
  • Total Square Footage: 1066.00

Exterior Features

  • Exterior: Aluminum Siding
  • Outside Features: Fenced

Garage/Parking

  • Garage: Detached
  • Garage Spaces: 1.00

Utilities

  • Cooling: Central Air
  • Heating System: Forced Air, Natural Gas
  • Utilities: Natural Gas Connected
  • Sewer: Public Sewer
  • Water Source: Supplied Water

Lot Info

  • Acres: 0.14
  • Lot Dimensions: 100X60
  • Land Info: Residential Lot
  • Parcel Id Number: D08029960

Tax Info

  • Tax Year: 2024

MLS Schools

  • School District: 5509 Troy CSD

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 18, 2026
Closed on
Mar 27, 2026
Sold by
Arturo Fuentes and Ramirez Martinez Rosalinda
Bought by
Seller's Agent
Amie Wilt
Keller Williams Home Town Realty
Buyer's Agent
JOHN DOE (NON-WRIST MEMBER)
WR
List Price
$199,000
Sold Price
$200,000
Premium/Discount to List
$1,000
0.5%
Views
58
Current Estimated Value
$202,526

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,526
Avg. Annual Appreciation
3.11%
Original Mortgage
$40,000
Outstanding Balance
$36,264
Interest Rate
6.01%
Mortgage Type
New Conventional
Estimated Equity
$166,262

Purchase Details

Closed on
Sep 23, 2008
Sold by
La Fiesta Inc
Bought by
Fuentes Luis Arturo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
6.52%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 10, 2006
Sold by
Geuy Jenna L
Bought by
La Fiesta Inc

Purchase Details

Closed on
Nov 2, 1989
Bought by
Geuy Jenna L
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Troy, OH

  • Haydee Wright Real Estate Agent - Howard Hanna Real Estate Serv

    Haydee Wright

    Howard Hanna Real Estate Serv

    (937) 930-4213

    79 Total Sales

    2 in Troy

    $195K - $260K Price Range

    Haydee Wright
     Section Image

  • JD

    Jesse Doyle

    Streetlight Realty LLC

    (937) 240-5134

    91 Total Sales

    1 in Troy

    $199,000 Price

    Jesse Doyle
     Section Image
  • Susan Shaffer Real Estate Agent - Emerson Wagner Realty Co., Inc.

    Susan Shaffer

    Emerson Wagner Realty Co., Inc.

    (937) 646-1427

    131 Total Sales

    5 in Troy

    $160K - $217K Price Range

    Susan Shaffer
     Section Image
  • Tammy Cheek Real Estate Agent - Homes at Ohio's Edge Realty, LLC

    Tammy Cheek

    Homes at Ohio's Edge Realty, LLC

    (567) 621-0080

    114 Total Sales

    1 in Troy

    $262,500 Price

    Tammy Cheek
     Section Image
  • Kassandra Gilbert Real Estate Agent - Closing Time Realty

    Kassandra Gilbert

    Closing Time Realty

    (419) 763-6357

    119 Total Sales

    2 in Troy

    $265K - $275K Price Range

    Kassandra Gilbert
     Section Image
  • Tiffany Shepherd Real Estate Agent - Key Realty

    Tiffany Shepherd

    Key Realty

    (937) 569-4836

    83 Total Sales

    13 in Troy

    $156K - $338K Price Range

    Tiffany Shepherd
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$200,000 None Listed On Document
Fuentes Luis Arturo -- --
La Fiesta Inc $90,000 --
Geuy Jenna L $58,600 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $40,000
Open Dean Eric $160,000
Previous Owner Fuentes Luis Arturo $82,500
Previous Owner Fuentes Luis Arturo $40,920
Previous Owner Fuentes Luis Arturo $70,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/27/2026 03/27/26 Sold $200,000 +0.5% $188 / Sq Ft
02/27/2026 02/27/26 Pending -- -- --
02/18/2026 02/18/26 For Sale $199,000 -- $187 / Sq Ft
Source: Western Regional Information Systems & Technology (WRIST)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,042 $51,030 $10,990 $40,040
2024 $2,107 $42,070 $11,480 $30,590
2023 $1,933 $42,070 $11,480 $30,590
2022 $1,514 $42,070 $11,480 $30,590
2021 $1,299 $33,640 $9,170 $24,470
2020 $1,301 $33,640 $9,170 $24,470
2019 $1,311 $33,640 $9,170 $24,470
2018 $1,269 $31,160 $9,910 $21,250
2017 $1,281 $31,160 $9,910 $21,250
2016 $1,265 $31,160 $9,910 $21,250
2015 $1,227 $28,840 $9,170 $19,670
2014 $1,227 $28,840 $9,170 $19,670
2013 $1,234 $28,840 $9,170 $19,670
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Western Regional Information Systems & Technology (WRIST)

MLS Number: 1043831

Western Regional Information Systems & Technology (WRIST)

APN: D08029960

Ohio Miami County Troy 45373

1020 W Main St, Troy, OH

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Western Regional Information Systems & Technology (WRIST) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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