NOT LISTED FOR SALE

10226 Desmond Ct Covington, KY 41015

Independence Area

Estimated Value: $485,935

4 Beds
3.5 Baths
2,446 Sq Ft
$199/Sq Ft Est. Value

Sale Details

Date Sold: April 13, 2023

Last sale price $400,000 $164 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $3,082 / mo

63 Days on Market

Highlights

  • Sauna
  • Lake Property
  • Traditional Architecture
  • Lake View
  • Deck
  • Jetted Tub in Primary Bathroom

About This Home

As of April 2023

Built by Structures Custom Builders, CDS street, fenced yard with view of pond, luxury vinyl throughout 1st floor, open floor plan, 2-story entry, master suite features walk-in closet & spa bath with whirlpool + walk-in shower, lots of storage, finished basement with full bath & walkout, custom wood blinds, 2446 sq ft does not include finished basement. Walk to Mills Road Park.

Last Agent to Sell the Property

Connie Cahill

Keller Williams Realty Service License #179965 Listed on: 12/04/2022

Keller Williams Realty Service

Last Buyer's Agent

Aimee Pelletier

Sibcy Cline, REALTORS-Florence License #217983

Sibcy Cline, REALTORS-Florence
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2007

Lot Details

  • 13,068 Sq Ft Lot
  • Lot Dimensions are 80x165
  • Wood Fence

HOA Fees

  • $28 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Oversized Parking
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • On-Street Parking

Property Views

  • Lake
  • Pond

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Composition Roof

Interior Spaces

  • 2,446 Sq Ft Home
  • 2-Story Property
  • Tray Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Stone Fireplace
  • Gas Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Panel Doors
  • Entrance Foyer
  • Great Room
  • Family Room with entrance to outdoor space
  • Family Room
  • Breakfast Room
  • Formal Dining Room
  • Storage Room
  • Utility Room
  • Sauna
  • Fire and Smoke Detector

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island

Flooring

  • Luxury Vinyl Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Jetted Tub in Primary Bathroom
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Electric Dryer Hookup

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Stubbed For A Bathroom

Outdoor Features

  • Lake Property
  • Deck
  • Porch

Schools

  • Ryland Heights Elementary School
  • Woodland Middle School
  • Scott High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 220 Volts
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 072-00-03-122.00

Community Details

Overview

  • Association fees include association fees
  • Vertex Professional Group Association, Phone Number (859) 491-5711

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Year Built

Built in 2007

Lot Details

0.3 Acres

HOA Fees

$28 per month

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.3
  • Year Built: 2007
  • Lot Size: 80X165
  • Road Frontage Type: City Street
  • Directions: Taylor Mill Rd to Mills Rd to Ashford Village, right to Desmond
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Ryland Heights Elementary
  • Location Tax Legal Info:Middle or Junior School: Woodland Middle School
  • Location Tax Legal Info:High School: Scott High
  • Location Tax Legal Info:Subdivision2: Ashford Village
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 80X165
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Entry: Yes
  • Room Type:Family Room4: Yes
  • Room Type:Laundry Room3: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: Kenton County
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.3
  • General Property Description:Living Area: 2446.0
  • General Property Description:Lot Size Square Feet: 13068.0
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Laundry Features:Main Level: Yes
  • Room Type:Breakfast Room2: Yes
  • Room Type:Breakfast Room Level: First
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 072-00-03-122.00
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Roof:Composition: Yes
  • General Property Description:Fireplaces Total: 1
  • Fencing:Wood3: Yes
  • Percent Basement Finished: Yes
  • Room Type:Great Room4: Yes
  • Great Room Features:Luxury Vinyl Flooring9: Yes
  • View:Pond2: Yes
  • View:Lake2: Yes
  • Laundry Room Features:Luxury Vinyl Flooring12: Yes
  • Entry Features:Luxury Vinyl Flooring6: Yes
  • Room Type:Utility Room2: Yes
  • Room Type:Utility Room Level2: Basement
  • Utility Room Features:Storage5: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Kitchen Island, Walk-In Closet(s), Tray Ceiling(s), Storage, Entrance Foyer, Double Vanity, 220 Volts, Ceiling Fan(s), Multi Panel Doors, Recess Ceiling(s), Recessed Lighting, Sauna
  • Basement: Full, Finished, Bath/Stubbed, Walk-Out Access
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Flooring: Vinyl
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Stone, Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 2446.0
  • Window Features: Insulated Window(s), Vinyl Clad Window(s)
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Double Vanity2: Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Basement:Walk-Out Access7: Yes
  • Kitchen Features:Luxury Vinyl Flooring11: Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Primary Bedroom Features:Walk-In Closet(s): Yes
  • Appliances:Electric Range: Yes
  • Primary Bath Features:Shower: Yes
  • Family Room Features:Walk-Out Access4: Yes
  • Basement:Full Finished Bath: Yes
  • Fireplace Features:Gas: Yes
  • Dining Room Features:Luxury Vinyl Flooring5: Yes
  • Interior Features:Recessed Lighting: Yes
  • Primary Bath Features:Jetted Tub: Yes
  • Primary Bath Features:Double Vanity: Yes
  • Fireplace Features:Stone4: Yes
  • Interior Features:Recess Ceiling(s): Yes
  • Interior Features:Tray Ceiling(s): Yes
  • Primary Bath Features:Vinyl Flooring7: Yes
  • Family Room Features:Vinyl Flooring5: Yes
  • Basement:Vinyl Flooring8: Yes
  • Interior Features:Sauna: Yes
  • Dining Room Features:See Remarks22: Yes
  • Primary Bedroom Features:See Remarks16: Yes
  • Interior Features 220 Volts: Yes

Exterior Features

  • View: Lake, Pond
  • Fencing: Wood
  • Roof: Composition, Shingle
  • Lot Features: Lake
  • View: Yes
  • Construction Type: Brick
  • Exterior Features: Fenced
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Porch
  • Construction Materials:Brick2: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Exterior Features:Fenced: Yes
  • Lot Features:Lake: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage, Garage Door Opener, Garage Faces Front, On Street, Oversized
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:On Street: Yes
  • Parking Features:Oversized: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Amenities: Pool
  • Association Fee: 330.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Vertex Professional Group
  • Association Information:Association Management Phone 1: 859-491-5711
  • Association Information:Total Yearly Fees: 330.0
  • Association Fee Includes:Association Fees: Yes
  • Association Information:Association Fee: 330.0
  • Association Information:Association Fee Frequency: Annually
  • Association Amenities:Pool5: Yes

Fee Information

  • Association Fee Includes: Association Fees

Schools

  • Elementary School: Ryland Heights Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Scott High
  • Middle Or Junior School: Woodland Middle School

Lot Info

  • Lot Size Sq Ft: 13068.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 4, 2022
Closed on
Apr 13, 2023
Sold by
Bought by
Seller's Agent
Connie Cahill
Keller Williams Realty Service
Buyer's Agent
Aimee Pelletier
Sibcy Cline, REALTORS-Florence
List Price
$425,000
Sold Price
$400,000
Premium/Discount to List
-$25,000
-5.88%
Views
157
Current Estimated Value
$485,935

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$85,935
Avg. Annual Appreciation
5.94%
Original Mortgage
$320,000
Outstanding Balance
$308,046
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$177,889

Purchase Details

Closed on
Feb 19, 2013
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,000
Interest Rate
4.55%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 28, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 12, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,500
Interest Rate
6.1%
Mortgage Type
Construction
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Covington, KY

  • Lena Keith Real Estate Agent - Pivot Realty Group

    Lena Keith

    Responds Quickly

    Pivot Realty Group

    (859) 279-4304

    109 Total Sales

    2 in Independence

    $175K - $247K Price Range

    Lena Keith
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  • Ben Walling Real Estate Agent - Cahill Real Estate Services

    Ben Walling

    Cahill Real Estate Services

    (513) 586-6760

    91 Total Sales

    32 in Independence

    $82K - $675K Price Range

    Ben Walling
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  • Cherish Jessup Real Estate Agent - eXp Realty

    Cherish Jessup

    Responds Quickly

    eXp Realty

    (859) 279-4286

    74 Total Sales

    4 in Independence

    $170K - $513K Price Range

    Cherish Jessup
     Section Image
  • Nicole Rankin Real Estate Agent - Coldwell Banker Realty FM

    Nicole Rankin

    Coldwell Banker Realty FM

    (859) 651-7170

    211 Total Sales

    12 in Independence

    $145K - $550K Price Range

    Nicole Rankin
     Section Image
  • Shane Reno Real Estate Agent - Huff Realty - Florence

    Shane Reno

    Huff Realty - Florence

    (859) 600-0793

    75 Total Sales

    1 in Independence

    $250,000 Price

    Shane Reno
     Section Image
  • Richard Hubbard Real Estate Agent - RE/MAX Victory + Affiliates

    Richard Hubbard

    RE/MAX Victory + Affiliates

    (859) 955-4553

    184 Total Sales

    7 in Independence

    $220K - $460K Price Range

    Richard Hubbard
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$400,000 Lawyers Title
$205,000 American Homeland Title Agen
$250,000 Advanced Land Title Agency
$45,000 Kentucky Land Title Agency I
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $320,000
Closed $320,000
Previous Owner $185,000
Previous Owner $164,000
Previous Owner $196,970
Previous Owner $200,000
Previous Owner $199,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/13/2023 04/13/23 Sold $400,000 -5.9% $164 / Sq Ft
02/06/2023 02/06/23 Pending -- -- --
12/04/2022 12/04/22 For Sale $425,000 -- $174 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,652 $400,000 $45,000 $355,000
2024 $4,900 $400,000 $40,000 $360,000
2023 $3,193 $253,000 $40,000 $213,000
2022 $3,249 $253,000 $40,000 $213,000
2021 $3,297 $253,000 $40,000 $213,000
2020 $2,937 $220,000 $40,000 $180,000
2019 $2,945 $220,000 $40,000 $180,000
2018 $2,961 $220,000 $40,000 $180,000
2017 $2,880 $220,000 $40,000 $180,000
2015 $2,613 $205,000 $45,000 $160,000
2014 $2,576 $205,000 $45,000 $160,000
Source: Public Records

Agents Affiliated with this Home

  • Connie Cahill Real Estate Agent - Keller Williams Realty Service

    Seller's Agent in 2023

    Connie Cahill

    Keller Williams Realty Service

    (859) 380-4884

    21 Total Sales

    Connie Cahill
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  • A

    Buyer's Agent in 2023

    Aimee Pelletier

    Sibcy Cline

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 609899

Northern Kentucky Multiple Listing Service

APN: 072-00-03-122.00

Kentucky Kenton County Covington 41015

10226 Desmond Ct, Covington, KY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

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