$520,000
SOLD JUN 15, 2026
5 Beds
3 Baths
2,966 Sq Ft
8,756 Sq Ft Lot Lot

Sale Details

Date Sold: June 15, 2026

$175 Per Sq Ft

5% Below List Price

84 Days on Market

Highlights

  • Open Floorplan
  • Wood Flooring
  • Loft
  • Contemporary Architecture
  • Main Floor Primary Bedroom
  • Sun or Florida Room

About This Home

As of June 2026

Stop scrolling — motivated seller and a major opportunity at 1024 Seneca Trl in St. Cloud! This spacious 5-bedroom, 3-bathroom home offers 2,966 sq ft of well-distributed living space in the desirable Indian Lakes community, giving buyers the space, flexibility, and lifestyle features that are hard to find at this price point. The floor plan is ideal for today’s needs, with room to work from home, entertain, host guests, or create separate living areas. One of the biggest highlights is the upstairs area, featuring a huge loft, full bathroom, and bedroom setup that can work beautifully as a private guest space, media/game room, office, flex room, or potential “Mother-in-Law Suite” style area. Buyer to verify use and layout preferences. Outside, enjoy a fenced backyard with added privacy and no immediate rear neighbor due to the service access behind the property. The large outdoor space is great for relaxing, pets, gatherings, or creating your own backyard vision. The community adds even more value with a low monthly HOA, community pool, tennis courts, playground, sidewalks, and a welcoming neighborhood setting. Location is another major advantage, with convenient access to supermarkets, restaurants, gas stations, medical offices, Florida’s Turnpike, US-192, and major Central Florida roadways. Important updates buyers appreciate include Roof 2020, A/C 2019, and Water Heater 2025. The property also offers a 3-car garage, no CDD, and a functional layout with excellent long-term potential. Seller is highly motivated and ready to work with serious buyers. Schedule your showing and come see this unique home.

Last Agent to Sell the Property

Rafael Lopez Colon

LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3487225 Listed on: 02/24/2026

LPT REALTY, LLC

Last Buyer's Agent

TJ Connor

PREMIUM PROPERTIES R.E SERVICE License #3332191

PREMIUM PROPERTIES R.E SERVICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,159

Year Built

  • Built in 2006

Lot Details

  • 8,756 Sq Ft Lot
  • Northeast Facing Home
  • Vinyl Fence
  • Property is zoned SR1B

HOA Fees

  • $78 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • On-Street Parking

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,966 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • High Ceiling
  • Ceiling Fan
  • Window Treatments
  • French Doors
  • Great Room
  • Breakfast Room
  • Formal Dining Room
  • Home Office
  • Loft
  • Bonus Room
  • Sun or Florida Room
  • Storage Room
  • Laundry Room
  • Utility Room

Kitchen

  • Eat-In Kitchen
  • Range

Flooring

  • Wood
  • Brick
  • Carpet
  • Laminate
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • Patio
  • Shed
  • Rain Gutters
  • Front Porch

Location

  • Property is near golf course

Schools

  • Michigan Avenue Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool
  • Leland Management/ Kaitlin Marshall Association, Phone Number (407) 270-5534
  • Visit Association Website
  • Indian Lakes Ph 05 & 06 Subdivision

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,159

Year Built

Built in 2006

Lot Details

8,756 Sq Ft Lot

HOA Fees

$78 per month

Parking

3

Listing Details

  • HOA Fee Includes: Pool
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stucco, Frame
  • Fireplace: No
  • Living Area: 2966
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 2006
  • Building Area Total: 3889
  • Lot Size Sq Ft: 8756
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 361.30
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: Commodity Cir STE 3
  • Minimum Lease: 8-12 Months
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 175.32
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 1
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Attached,No Private Entrance
  • Attribution Contact: 877-366-2213
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
  • Appliances Included: Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Stories: 2
  • Additional Rooms: Bonus Room,Breakfast Room Separate,Den/Library/Office,Florida Room,Formal Dining Room Separate,Storage Rooms
  • Living Area Meters: 275.55

Exterior Features

  • Direction Faces: Northeast
  • Other Structures: Shed(s)
  • Exterior Features: French Doors, Rain Gutters, Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Front Porch, Patio
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0260G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, On Street

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Public
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Pool, Sidewalks, Tennis Court(s), Street Lights
  • Association Amenities: Playground, Pool, Tennis Court(s)
  • Association Fee: 467.77
  • Association Fee Frequency: Semi-Annually
  • Association Name: Leland Management/ Kaitlin Marshall
  • Phone: 407-270-5534
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Check with the HOA.
  • Association Fee Requirement: Required
  • Association Email: KMarshall@lelandmanagement.com
  • Pet Size: Small (16-35 Lbs.)
  • Association URL: www.lelandmanagement.com

Fee Information

  • Total Annual Fees: 935.54
  • Total Monthly Fees: 77.96
  • Monthly HOA Amount: 77.96

Schools

  • Elementary School: Michigan Avenue Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR1B
  • Parcel Number: 14-26-30-0048-0001-2110
  • Additional Parcels: No
  • Fencing: Fenced, Vinyl
  • Lot Features: City Limits, Near Golf Course, Sidewalk, Paved
  • Property Attached Yn: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Confirm with the HOA.

Tax Info

  • Tax Annual Amount: 6159
  • Tax Block: 1
  • Tax Book Number: 17-84-86
  • Tax Lot: 211

Multi Family

  • Approval Process: Confirm with the HOA.

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 13, 2020
Closed on
Sep 23, 2020
Sold by
Bought by
Seller's Agent
Marcy Smiley Theobald
IRON VALLEY REAL ESTATE OSCEOLA
Buyer's Agent
Diana Cruz
NONA LEGACY POWERED BY LA ROSA
List Price
$365,000
Sold Price
$342,500
Premium/Discount to List
-$22,500
-6.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.92%
Original Mortgage
$331,069
Outstanding Balance
$290,446
Interest Rate
2.9%
Mortgage Type
FHA
Estimated Equity
$238,462

Purchase Details

Listed on
Jul 24, 2017
Closed on
Oct 11, 2017
Sold by
Bought by
Seller's Agent
Brenda Terrell
GODWIN REALTY GROUP
Buyer's Agent
Marcy Smiley Theobald
IRON VALLEY REAL ESTATE OSCEOLA
List Price
$295,000
Sold Price
$285,000
Premium/Discount to List
-$10,000
-3.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.43%
Original Mortgage
$285,000
Interest Rate
3.82%
Mortgage Type
VA

Purchase Details

Closed on
Oct 28, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,500
Interest Rate
5.01%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 1, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,500
Interest Rate
5.01%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 30, 2006
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $342,500 Stewart Title Company
Warranty Deed $342,500 Stewart Title
Warranty Deed $285,000 Stewart Title Company
Special Warranty Deed $195,000 Rels Title
Trustee Deed -- None Available
Quit Claim Deed $15,200 --
Warranty Deed $309,400 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $331,069 FHA
Closed $331,069 FHA
Previous Owner $285,000 VA
Previous Owner $175,500 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/15/2026 06/15/26 Sold $520,000 0.0% $175 / Sq Ft
05/19/2026 05/19/26 Pending -- -- --
04/28/2026 04/28/26 Price Changed $519,900 -4.6% $175 / Sq Ft
04/10/2026 04/10/26 Price Changed $544,900 -0.9% $184 / Sq Ft
02/24/2026 02/24/26 For Sale $549,900 0.0% $185 / Sq Ft
01/31/2025 01/31/25 Rented $3,200 0.0% --
01/18/2025 01/18/25 Under Contract -- -- --
09/23/2024 09/23/24 For Rent $3,200 0.0% --
09/23/2020 09/23/20 Sold $342,500 -4.6% $115 / Sq Ft View Prior Sale
08/19/2020 08/19/20 Pending -- -- --
08/06/2020 08/06/20 Price Changed $359,000 -1.6% $121 / Sq Ft
07/13/2020 07/13/20 For Sale $365,000 +28.1% $123 / Sq Ft
08/17/2018 08/17/18 Off Market $285,000 -- --
10/11/2017 10/11/17 Sold $285,000 -3.4% $96 / Sq Ft View Prior Sale
10/08/2017 10/08/17 Pending -- -- --
10/08/2017 10/08/17 For Sale $295,000 0.0% $99 / Sq Ft
08/21/2017 08/21/17 Pending -- -- --
08/09/2017 08/09/17 Price Changed $295,000 -1.7% $99 / Sq Ft
07/24/2017 07/24/17 For Sale $300,000 -- $101 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,159 $386,995 -- --
2024 $5,817 $376,089 -- --
2023 $5,817 $365,135 $0 $0
2022 $5,629 $354,500 $55,000 $299,500
2021 $5,080 $275,400 $50,000 $225,400
2020 $4 $261,338 $0 $0
2019 $4 $255,463 $0 $0
2018 $4 $250,700 $0 $0
2017 $3,640 $229,000 $0 $0
2016 $3,665 $228,500 $0 $0
2015 $4,050 $209,700 $34,000 $175,700
2014 $3,630 $180,800 $26,000 $154,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5144502

Stellar MLS

APN: 14-26-30-0048-0001-2110

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