Cindy Schmalz
@properties Christie's International Real Estate
(224) 970-2975
111 Total Sales
1 in Cobblers Crossing
$385,000 Price
1029 Polly Ct Elgin, IL 60120
Cobblers Crossing NeighborhoodEstimated Value: $399,227 - $420,000
3
Beds
3
Baths
1,493
Sq Ft
$274/Sq Ft
Est. Value
Highlights
- Deck
- Recreation Room
- Wood Flooring
- Property is near park
- Ranch Style House
- Formal Dining Room
About This Home
As of October 2025Pride of ownership shines in this meticulously maintained 3-bedroom, 3-bath ranch home located on a cul-de-sac in sought-after Lords Park Manor. The main level features a spacious living room, formal dining room, and a cozy family room with a stone fireplace and hardwood floors. The updated kitchen offers white cabinetry, stainless steel appliances, granite countertops, a tiled backsplash, and a generous eat-in area-perfect for casual dining. All three bedrooms are generously sized with ample closet space and hardwood floors. The master bedroom includes a private bath with a walk-in shower. The finished basement adds incredible versatility, boasting a large recreation room and two bonus rooms ideal for guest space, a home office, playroom, or hobbies, plus a third full bath with a walk-in shower. You'll also find a spacious laundry room with cabinetry, countertop space, and a utility sink. Enjoy effortless outdoor entertaining on the maintenance-free deck overlooking mature landscaping in the fully fenced backyard. The 2-car garage features an epoxy floor for a clean, polished look.Updates include: New roof, siding, and gutters (2019) A new furnace (2020). Conveniently located near I-90, the Metra train, shopping, dining, and beautiful Lords Park. Truly move-in ready and enjoy!
Last Agent to Sell the Property
Charles Rutenberg Realty of IL License #475139750 Listed on: 07/30/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,288
Year Built
- Built in 1976
Lot Details
- 9,043 Sq Ft Lot
- Lot Dimensions are 77x123x27x123
- Cul-De-Sac
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Ranch Style House
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,493 Sq Ft Home
- Ceiling Fan
- Electric Fireplace
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Recreation Room
- Bonus Room
- Play Room
- Storage Room
Kitchen
- Range with Range Hood
- Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry Room
- Sink Near Laundry
- Gas Dryer Hookup
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Schools
- Elgin High School
Utilities
- Central Air
- Humidifier
- Heating System Uses Natural Gas
- 100 Amp Service
- Gas Water Heater
Additional Features
- Deck
- Property is near park
Community Details
- Lords Park Manor Subdivision
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 30, 2025
Closed on
Sep 26, 2025
Sold by
Graham Diane L
Bought by
Seller's Agent
Karen Deliberto
Charles Rutenberg Realty of IL
Buyer's Agent
Tracey Larsen
Coldwell Banker Realty
List Price
$389,000
Sold Price
$389,000
Views
107
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,557
Avg. Annual Appreciation
5.57%
Original Mortgage
$272,300
Outstanding Balance
$270,062
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$139,495
Purchase Details
Closed on
May 16, 2019
Sold by
Dering Denise A
Bought by
Graham Dinae L
Purchase Details
Closed on
Apr 22, 2015
Sold by
Graham Diane L
Bought by
Graham Diane L and Dering Denise A
Purchase Details
Closed on
Apr 14, 2003
Sold by
Graham Randolph W and Graham Diane L
Bought by
Graham Diane L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,000
Interest Rate
5.3%
Mortgage Type
Unknown
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cobblers Crossing, IL
-
Cindy Schmalz
-
Rohit Parti
Rohit Parti
Real Estate Shoppers Stop LLC
(253) 733-2130
36 Total Sales
1 in Cobblers Crossing
$159,003 Price
-
Raj Patel
Raj Patel
American Star Realty
(224) 412-5984
69 Total Sales
1 in Cobblers Crossing
$215,000 Price
-
LaShonda Williams
LaShonda Williams
Living Well Realty Co.
(708) 340-6460
69 Total Sales
1 in Cobblers Crossing
$214,000 Price
-
Ana Sandoval-Cremieux
Ana Sandoval-Cremieux
Compass
(844) 983-3106
123 Total Sales
1 in Cobblers Crossing
$325,000 Price
-
Jane Boeckelmann
Jane Boeckelmann
Suburban Life Realty, Ltd
(708) 554-4875
77 Total Sales
1 in Cobblers Crossing
$177,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $389,000 | None Listed On Document | ||
| Graham Dinae L | -- | Attorney | |
| Graham Diane L | -- | None Available | |
| Graham Diane L | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $272,300 | ||
| Previous Owner | Graham Diane L | $136,775 | |
| Closed | Graham Diane L | $116,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/01/2025 10/01/25 | Sold | $389,000 | 0.0% | $261 / Sq Ft |
| 08/05/2025 08/05/25 | Pending | -- | -- | -- |
| 07/30/2025 07/30/25 | For Sale | $389,000 | -- | $261 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,288 | $31,000 | $6,300 | $24,700 |
| 2024 | $5,288 | $25,000 | $5,850 | $19,150 |
| 2023 | $5,080 | $25,000 | $5,850 | $19,150 |
| 2022 | $5,080 | $25,000 | $5,850 | $19,150 |
| 2021 | $4,711 | $17,669 | $4,725 | $12,944 |
| 2020 | $4,775 | $17,669 | $4,725 | $12,944 |
| 2019 | $4,824 | $19,853 | $4,725 | $15,128 |
| 2018 | $4,541 | $17,487 | $4,050 | $13,437 |
| 2017 | $4,551 | $17,487 | $4,050 | $13,437 |
| 2016 | $4,937 | $18,702 | $4,050 | $14,652 |
| 2015 | $5,225 | $17,496 | $3,600 | $13,896 |
| 2014 | $5,080 | $17,496 | $3,600 | $13,896 |
| 2013 | -- | $17,496 | $3,600 | $13,896 |
Source: Public Records
Agents Affiliated with this Home
-
Karen Deliberto
Seller's Agent in 2025
Karen Deliberto
Charles Rutenberg Realty of IL
(630) 546-0989
1 in this area
9 Total Sales
-
Tracey Larsen
Buyer's Agent in 2025
Tracey Larsen
Coldwell Banker Realty
(847) 533-8708
2 in this area
262 Total Sales
-
Graham Mcdonald
Buyer Co-Listing Agent in 2025
Graham Mcdonald
Coldwell Banker Realty
(847) 269-6409
1 in this area
109 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12407995
APN: 06-07-121-011-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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