$195,000
SOLD SEP 30, 2025

103 Bud Dr Howes Cave, NY 12092

3 Beds
2 Baths
1,720 Sq Ft
1 Acres

Recently Sold

$113 Per Sq Ft

2% Below List Price

7 Days on Market

Highlights

  • Barn
  • Second Garage
  • Creek or Stream View
  • Above Ground Pool
  • 1 Acre Lot
  • Deck

About This Home

As of September 2025

Lovely split-level home on a fabulous 1-acre lot. Great sunsets and gorgeous views of the Schoharie Creek and valley. Home sits high so no threat of flooding. Slate and wood flooring, fireplace in family room, double sided fireplace, in living room. 5 Minutes to I-88, garage workshop plus one car attached garage. Additional outbuilding. Above ground pool, Updated roof and double oven. Sold as is Home has passed FHA appraisal

Last Agent to Sell the Property

Paula Anne Ross

Miranda Real Estate Group Inc License #10301221863 Listed on: 07/22/2025

Last Buyer's Agent

Robyn Huckans

Huck Realty, LLC License #10491209820

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,500

Year Built

  • Built in 1970 | Remodeled

Lot Details

  • 1 Acre Lot
  • Landscaped
  • Level Lot
  • Cleared Lot
  • Garden
  • Property is zoned Single Residence

Parking

  • 1 Car Garage
  • Second Garage
  • Tuck Under Parking
  • Circular Driveway
  • Off-Street Parking

Property Views

  • Creek or Stream
  • Mountain
  • Hills
  • Valley

Home Design

  • Raised Ranch Architecture
  • Slab Foundation
  • Metal Roof
  • Aluminum Siding
  • Asphalt

Interior Spaces

  • 1,720 Sq Ft Home
  • Built-In Features
  • Paddle Fans
  • Wood Frame Window
  • Sliding Doors
  • Family Room
  • Living Room with Fireplace
  • 2 Fireplaces
  • Laundry in Basement
  • Pull Down Stairs to Attic

Kitchen

  • Eat-In Kitchen
  • Double Oven
  • Cooktop
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Slate Flooring

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Above Ground Pool
  • Deck

Farming

  • Barn

Utilities

  • No Cooling
  • Heating System Uses Oil
  • Heating System Uses Wood
  • Hot Water Heating System
  • 150 Amp Service
  • Well Pump
  • Septic Tank
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 22 / 7
  • Assessor Parcel Number 43428947-7-22

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,500

Year Built

Built in 1970 | Remodeled

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Zoning: Single Residence
  • Year Built: 1970
  • Directions: Route 7 to Bud Drive
  • Above Grade Finished Sq Ft: 1720.0
  • Architectural Style: Raised Ranch
  • Financial Details General Taxes: 3674.0
  • General Taxes Description: Estimated
  • Lot Size Acres: 1.0
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Foundation Details:Slab: Yes
  • Architectural Style:Raised Ranch: Yes
  • View:Water2: Yes
  • Laundry Features:In Basement: Yes
  • View:Mountain(s)2: Yes
  • View:Valley: Yes
  • View:Hills: Yes
  • Levels Bi-Level: Yes
  • Directions Remarks: Agent to Agent Remarks: Lovely split-level home on a fabulous 1-acre lot. Great sunsets and gorgeous views of the Schoharie Creek and valley. Home sits high so no threat of flooding. Slate and wood flooring, fireplace in family room, double sided fireplace, in living room. 5 Minutes to I-88, garage workshop plus one car attached garage. Additional outbuilding. Above ground pool, Updated roof and double oven. Sold as is., home passed FHA appraisal.
  • Directions Remarks: Public Remarks: Lovely split-level home on a fabulous 1-acre lot. Great sunsets and gorgeous views of the Schoharie Creek and valley. Home sits high so no threat of flooding. Slate and wood flooring, fireplace in family room, double sided fireplace, in living room. 5 Minutes to I-88, garage workshop plus one car attached garage. Additional outbuilding. Above ground pool, Updated roof and double oven. Sold as is Home has passed FHA appraisal
  • Special Features: None

Interior Features

  • Flooring: Slate, Carpet, Hardwood
  • Basement: Other
  • Interior Amenities: High Speed Internet, Paddle Fan, Built-in Features, Eat-in Kitchen, Kitchen Island
  • Appliances: Cooktop, Dishwasher, Double Oven, Dryer, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Fireplace Features: Family Room, Living Room
  • Fireplaces: 2
  • Living Area: 1720.0
  • Other Equipment: DC Well Pump
  • Bedroom Level: First
  • Family Room Level: First
  • Kitchen Level: Second
  • Living Room Level: Second
  • Window Features: Wood Frames
  • Bathroom Levels Full Bathroom 1: 2nd
  • Bathroom Levels Full Bathroom 2: 1st
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Fireplace Features:Living Room: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Kitchen Features:Modern Kitchen: Yes
  • Appliances:Cooktop: Yes
  • Attic Features:Pull-Down: Yes
  • Basement:Other53: Yes
  • Interior Features:Built-in Features: Yes
  • Fireplace Features:Family Room: Yes
  • Kitchen Features:Built-in Features2: Yes
  • Appliances:Double Oven: Yes
  • Interior Features:Open Floorplan: Yes

Exterior Features

  • Exterior Features: Barn, Garden
  • Roof: Metal, Asphalt
  • Construction Type: Aluminum Siding
  • Fencing: None
  • Foundation Details: Slab
  • Other Structures: Second Garage, Barn(s)
  • Patio And Porch Features: Deck
  • Pool Features: Above Ground
  • View: Mountain(s), Valley, Creek/Stream, Hills, Water
  • Waterfront: No
  • Property Condition: Updated/Remodeled
  • Door Features:Sliding Doors: Yes
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Landscaped: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes
  • Exterior Features:Garden: Yes
  • Exterior Features:Barn: Yes
  • Lot Features:Views: Yes
  • Lot Features:Garden2: Yes
  • Window Features:Wood Frames: Yes
  • View:CreekStream: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Under Residence, Circular Driveway
  • Attached Garage: No
  • Total Parking Spaces: 4.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Circular Driveway: Yes
  • Parking Features:Under Residence: Yes
  • Other Structures:Second Garage: Yes

Utilities

  • Sewer: Septic Tank
  • Cooling: None
  • Electric: 150 Amp Service
  • Heating: Hot Water, Oil, Wood
  • Laundry Features: In Basement
  • Security: Smoke Detector(s), Carbon Monoxide Detector(s)
  • Cooling Y N: No
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Oil: Yes
  • Heating:Hot Water: Yes
  • Heating:Wood3: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schoharie

Lot Info

  • Land Lease: No
  • Lot Features: Level, Views, Cleared, Garden, Landscaped
  • Parcel #: 43428947-7-22
  • Lot Size Sq Ft: 43560.0

Tax Info

  • Tax Annual Amount: 3500.0
  • Tax Block: 7
  • Tax Lot: 22

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 22, 2025
Closed on
Sep 30, 2025
Sold by
Steidle Kevin and Lymn Lisa
Bought by
Jones Cory Michael
Seller's Agent
Paula Anne Ross
Miranda Real Estate Group Inc
Buyer's Agent
Robyn Huckans
Huck Realty, LLC
List Price
$199,900
Sold Price
$195,000
Premium/Discount to List
-$4,900
-2.45%
Views
182

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.01%
Original Mortgage
$207,070
Outstanding Balance
$207,070
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
-$9,673

Purchase Details

Listed on
Jul 16, 2015
Closed on
Jan 29, 2016
Sold by
Spaulding Joseph
Bought by
Steidle Kevin
Seller's Agent
Marie Stuber
Century 21 Rural Estates
Buyer's Agent
Paula Anne Ross
Re/Max Premier
List Price
$159,000
Sold Price
$143,000
Premium/Discount to List
-$16,000
-10.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.26%
Original Mortgage
$140,409
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 26, 2009
Sold by
Roach James
Bought by
Spaulding Joseph

Purchase Details

Closed on
Aug 18, 2007
Sold by
Saez Brian J
Bought by
Roach James

Purchase Details

Closed on
Aug 24, 2005
Sold by
Brierton Harry
Bought by
Saez Brian

Purchase Details

Closed on
Feb 5, 1999
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Deed $135,000 Rebecca Hout
Deed $125,500 Michael West
Deed $138,500 Michael Shultes
Deed $65,000 Roger Mallery
Deed $1,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $207,070 New Conventional
Previous Owner $140,409 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/30/2025 09/30/25 Sold $195,000 -2.5% $113 / Sq Ft
07/29/2025 07/29/25 Pending -- -- --
07/22/2025 07/22/25 For Sale $199,900 +39.8% $116 / Sq Ft
01/29/2016 01/29/16 Sold $143,000 -4.6% $128 / Sq Ft View Prior Sale
12/01/2015 12/01/15 Pending -- -- --
08/19/2015 08/19/15 Price Changed $149,900 -6.3% $134 / Sq Ft
07/29/2015 07/29/15 Price Changed $159,900 +0.6% $143 / Sq Ft
07/15/2015 07/15/15 For Sale $159,000 -- $142 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,611 $117,000 $10,000 $107,000
2023 $4,528 $117,000 $8,800 $108,200
2022 $4,540 $117,000 $8,800 $108,200
2021 $4,597 $117,000 $8,800 $108,200
2020 $4,659 $117,000 $8,800 $108,200
2019 $3,733 $117,000 $8,800 $108,200
2018 $3,733 $94,000 $8,800 $85,200
2017 $3,724 $94,000 $8,800 $85,200
2016 $3,765 $94,000 $8,800 $85,200
2015 -- $94,000 $8,800 $85,200
2014 -- $94,000 $8,800 $85,200
Source: Public Records

Agents Affiliated with this Home

  • Paula Anne Ross

    Seller's Agent in 2025

    Paula Anne Ross

    Miranda Real Estate Group Inc

    (518) 423-7671

    1 in this area

    75 Total Sales

    Paula Anne Ross
    Section Image

  • R

    Buyer's Agent in 2025

    Robyn Huckans

    Huck Realty, LLC

    (518) 775-0616

    1 in this area

    68 Total Sales

    Robyn Huckans
    Section Image

  • M

    Seller's Agent in 2016

    Marie Stuber

    Century 21 Rural Estates

See All Agents

Map

Source: Global MLS

MLS Number: 202522173

Global MLS

APN: 434289-047-000-0007-022-000-0000

New York Schoharie County Howes Cave 12092

103 Bud Dr, Howes Cave, NY

Sold

Detached

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