103 E Cross St Baltimore, MD 21230
Riverside NeighborhoodEstimated payment $2,659/month
Highlights
- Eat-In Gourmet Kitchen
- Federal Architecture
- Private Lot
- Panoramic View
- Deck
- Wood Flooring
About This Home
PRICE IMPROVEMENT!Beautifully updated historic Federal Hill rowhome blending classic Baltimore charm with meaningful structural and system upgrades completed in 2022. This three-level residence offers three bedrooms and two and a half baths with thoughtfully designed living spaces, original character details, and modern improvements throughout.
The main level features a spacious living room, formal dining area, and an eat-in kitchen designed for both everyday living and entertaining. Exposed brick, original hardwood floors, exposed beams, and multiple wood-burning fireplaces preserve the home’s historic appeal, while recessed lighting and fresh updates enhance the overall brightness and functionality. A sunroom off the main living area provides direct access to a private rear courtyard, creating an ideal indoor-outdoor flow.
The second level includes two well-appointed bedrooms and an updated full bath. The third-floor primary suite offers cathedral ceilings, a private bath, and access to an upper-level balcony and rooftop space designed to capture sweeping city views.
Significant 2022 improvements provide peace of mind and long-term durability, including removal of an unsafe rooftop deck and installation of a new upper flat roof with updated fascia shingles. Structural remediation was completed at the third-floor exterior wall, including removal of compromised materials, full rebuild with new insulation, sheathing, siding, and installation of a safety railing at the upper-level door. The basement and crawl space were fully encapsulated to improve moisture control and prevent mold, complemented by a new sump pump and heavy-duty dehumidifier. Plumbing upgrades include replacement of the incoming water line with new copper piping and installation of automatic emergency pressurization valves.
Located just steps from Cross Street Market, local restaurants, shopping, and all the vibrant energy Federal Hill has to offer, this home delivers a rare combination of historic character, thoughtful renovation, and urban convenience.
Listing Agent
(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors Brokerage Phone: 4108230033 License #5004347 Listed on: 06/28/2026
Townhouse Details
Home Type
- Townhome
Year Built
- Built in 1875
Lot Details
- 1,339 Sq Ft Lot
- Downtown Location
Parking
- On-Street Parking
Home Design
- Semi-Detached or Twin Home
- Federal Architecture
- Traditional Architecture
- Brick Exterior Construction
- Slab Foundation
Interior Spaces
- Property has 4 Levels
- Crown Molding
- Beamed Ceilings
- Ceiling Fan
- Recessed Lighting
- 3 Fireplaces
- Wood Burning Fireplace
- Fireplace Mantel
- Brick Fireplace
- French Doors
- Sliding Doors
- Living Room
- Formal Dining Room
- Wood Flooring
- Panoramic Views
- Basement
- Water Proofing System
Kitchen
- Eat-In Gourmet Kitchen
- Breakfast Area or Nook
- Gas Oven or Range
- Microwave
- Freezer
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
Laundry
- Laundry on main level
- Dryer
- Washer
Accessible Home Design
- Doors swing in
- More Than Two Accessible Exits
- Level Entry For Accessibility
Outdoor Features
- Balcony
- Deck
- Enclosed Patio or Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Vented Exhaust Fan
- Natural Gas Water Heater
Listing and Financial Details
- Tax Lot 035
- Assessor Parcel Number 0324020951 035
Community Details
Overview
- No Home Owners Association
- Federal Hill Historic District Subdivision
Pet Policy
- Pets allowed on a case-by-case basis
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,200 | $336,167 | ||
| 2024 | $7,499 | $321,533 | ||
| 2023 | $7,208 | $306,900 | $110,000 | $196,900 |
| 2022 | $7,164 | $303,567 | $0 | $0 |
| 2021 | $7,086 | $300,233 | $0 | $0 |
| 2020 | $6,478 | $296,900 | $110,000 | $186,900 |
| 2019 | $6,098 | $282,133 | $0 | $0 |
| 2018 | $5,843 | $267,367 | $0 | $0 |
| 2017 | $5,651 | $252,600 | $0 | $0 |
| 2016 | $7,132 | $250,600 | $0 | $0 |
| 2015 | $7,132 | $273,467 | $0 | $0 |
| 2014 | $7,132 | $246,600 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/27/2026 08/27/26 | Price Changed | $375,000 | -6.2% | $234 / Sq Ft | |
| 07/13/2026 07/13/26 | Price Changed | $399,999 | -2.4% | $250 / Sq Ft | |
| 06/28/2026 06/28/26 | For Sale | $410,000 | +16.3% | $256 / Sq Ft | |
| 10/14/2022 10/14/22 | Sold | $352,500 | -1.8% | $220 / Sq Ft | View Prior Sale |
| 09/15/2022 09/15/22 | Pending | -- | -- | -- | |
| 09/01/2022 09/01/22 | For Sale | $359,000 | -- | $224 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $352,500 | Lawyers Express Title | |
| Deed | -- | Quiet Title Llc | |
| Deed | -- | Key Title Inc | |
| Deed | $91,000 | North American Title Company | |
| Deed | $292,500 | -- | |
| Deed | -- | -- | |
| Deed | $246,000 | -- | |
| Deed | $117,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $352,500 | VA | |
| Previous Owner | $282,000 | New Conventional | |
| Previous Owner | $278,527 | FHA |
Source: Bright MLS
MLS Number: MDBA2221412
APN: 0951-035
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