$399,999
OPEN SUN 12PM - 2PM $10K PRICE DROP

103 E Cross St Baltimore, MD 21230

Riverside Neighborhood

Estimated payment $2,773/month

Total Views 978
3 Beds
2.5 Baths
1,601 Sq Ft
$250 Price per Sq Ft

Highlights

  • Eat-In Gourmet Kitchen
  • Federal Architecture
  • Private Lot
  • Panoramic View
  • Deck
  • Wood Flooring

About This Home

Beautifully updated historic Federal Hill rowhome blending classic Baltimore charm with meaningful structural and system upgrades completed in 2022. This three-level residence offers three bedrooms and two and a half baths with thoughtfully designed living spaces, original character details, and modern improvements throughout. The main level features a spacious living room, formal dining area, and an eat-in kitchen designed for both everyday living and entertaining. Exposed brick, original hardwood floors, exposed beams, and multiple wood-burning fireplaces preserve the home’s historic appeal, while recessed lighting and fresh updates enhance the overall brightness and functionality. A sunroom off the main living area provides direct access to a private rear courtyard, creating an ideal indoor-outdoor flow. The second level includes two well-appointed bedrooms and an updated full bath. The third-floor primary suite offers cathedral ceilings, a private bath, and access to an upper-level balcony and rooftop space designed to capture sweeping city views. Significant 2022 improvements provide peace of mind and long-term durability, including removal of an unsafe rooftop deck and installation of a new upper flat roof with updated fascia shingles. Structural remediation was completed at the third-floor exterior wall, including removal of compromised materials, full rebuild with new insulation, sheathing, siding, and installation of a safety railing at the upper-level door. The basement and crawl space were fully encapsulated to improve moisture control and prevent mold, complemented by a new sump pump and heavy-duty dehumidifier. Plumbing upgrades include replacement of the incoming water line with new copper piping and installation of automatic emergency pressurization valves. Located just steps from Cross Street Market, local restaurants, shopping, and all the vibrant energy Federal Hill has to offer, this home delivers a rare combination of historic character, thoughtful renovation, and urban convenience.

Listing Agent

Liz Sothoron

(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors Brokerage Phone: 4108230033 License #5004347 Listed on: 06/28/2026

Cummings & Co. Realtors

Open House Schedule

Townhouse Details

Home Type

  • Townhome

Year Built

  • Built in 1875

Lot Details

  • 1,339 Sq Ft Lot
  • Downtown Location

Parking

  • On-Street Parking

Home Design

  • Semi-Detached or Twin Home
  • Federal Architecture
  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation

Interior Spaces

  • Property has 4 Levels
  • Crown Molding
  • Beamed Ceilings
  • Ceiling Fan
  • Recessed Lighting
  • 3 Fireplaces
  • Wood Burning Fireplace
  • Fireplace Mantel
  • Brick Fireplace
  • French Doors
  • Sliding Doors
  • Living Room
  • Formal Dining Room
  • Wood Flooring
  • Panoramic Views
  • Basement
  • Water Proofing System

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Gas Oven or Range
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Accessible Home Design

  • Doors swing in
  • More Than Two Accessible Exits
  • Level Entry For Accessibility

Outdoor Features

  • Balcony
  • Deck
  • Enclosed Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 035
  • Assessor Parcel Number 0324020951 035

Community Details

Overview

  • No Home Owners Association
  • Federal Hill Historic District Subdivision

Pet Policy

  • Pets allowed on a case-by-case basis

Townhouse Details

Home Type

Townhome

Year Built

Built in 1875

Lot Details

1,339 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Architectural Style: Federal, Traditional
  • Accessibility Features: 2+ Access Exits, Doors - Swing In, Level Entry - Main
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Year Built: 1875
  • Special Features: OpenHouse
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Icemaker, Microwave, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Flooring Type: Wood
  • Interior Amenities: Dining Area, Breakfast Area, Crown Moldings, Exposed Beams, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Wood Floors, Ceiling Fan(s), Formal/Separate Dining Room
  • Fireplace Features: Brick, Mantel(s), Wood
  • Fireplaces Count: 3
  • Fireplace: Yes
  • Door Features: Sliding Glass, French
  • Foundation Details: Slab, Other
  • Levels Count: 4
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Bedroom 1, Primary Bathroom, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Water Proofing System
  • Laundry Type: Has Laundry, Main Floor
  • Total Sq Ft: 2078
  • Living Area Sq Ft: 1601
  • Price Per Sq Ft: 249.84
  • Above Grade Finished Sq Ft: 1601
  • Below Grade Sq Ft: 477
  • Total Below Grade Sq Ft: 477
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 1.00
  • Upper Level 2 Bathrooms: 1.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • View: Panoramic
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Private
  • Lot Size Acres: 0.03
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1339.00
  • Outdoor Living Structures: Deck(s), Enclosed, Patio(s), Balcony, Brick, Roof
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Pets: Case By Case Basis
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 0324020951 035
  • Tax Lot: 035
  • Tax Year: 2026

MLS Schools

  • School District Name: BALTIMORE CITY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,200 $336,167
2024 $7,499 $321,533
2023 $7,208 $306,900 $110,000 $196,900
2022 $7,164 $303,567 $0 $0
2021 $7,086 $300,233 $0 $0
2020 $6,478 $296,900 $110,000 $186,900
2019 $6,098 $282,133 $0 $0
2018 $5,843 $267,367 $0 $0
2017 $5,651 $252,600 $0 $0
2016 $7,132 $250,600 $0 $0
2015 $7,132 $273,467 $0 $0
2014 $7,132 $246,600 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/13/2026 07/13/26 Price Changed $399,999 -2.4% $250 / Sq Ft
06/28/2026 06/28/26 For Sale $410,000 +16.3% $256 / Sq Ft
10/14/2022 10/14/22 Sold $352,500 -1.8% $220 / Sq Ft View Prior Sale
09/15/2022 09/15/22 Pending -- -- --
09/01/2022 09/01/22 For Sale $359,000 -- $224 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $352,500 Lawyers Express Title
Deed -- Quiet Title Llc
Deed -- Key Title Inc
Deed $91,000 North American Title Company
Deed $292,500 --
Deed -- --
Deed $246,000 --
Deed $117,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $352,500 VA
Previous Owner $282,000 New Conventional
Previous Owner $278,527 FHA
Source: Public Records

Source: Bright MLS

MLS Number: MDBA2221412

Bright MLS

APN: 0951-035

Maryland Baltimore City County Baltimore 21230 Riverside

103 E Cross St, Baltimore, MD

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