$500,000

103 Harbor St Oscoda, MI 48750

Estimated payment $2,800/month

4 Beds
2.5 Baths
2,230 Sq Ft
$224 Price per Sq Ft

Highlights

  • 150 Feet of Waterfront
  • Soaking Tub
  • Garage
  • Ground Level Unit

About This Home

Amazing opportunity in the heart of Downtown Oscoda! This unique waterfront property offers 150 feet of frontage on the beautiful Au Sable River and is just a short walk to Lake Huron, giving you the best of both riverfront and beach-town living.
Enjoy direct river access with a concrete walk and steel seawall reinforcement, all while taking in stunning views of one of Northern Michigan’s most desirable waterfront settings. Whether you're looking for a year-round residence, vacation getaway, or investment opportunity, this property checks every box.
The home is thoughtfully divided into two separate living spaces, each featuring its own kitchen, bedrooms, and bathrooms—perfect for multi-generational living, hosting guests, or generating additional income. Currently operating as a successful short-term rental property, the income potential is already in place.
Outside, the property continues to impress with a 2.5-car attached garage, spacious garden area, relaxing hot tub, and an additional storage shed. Opportunities like this—downtown location, river frontage, walkability to the lake, and built-in income potential—rarely come available. Don’t miss your chance to own a truly special piece of Oscoda!

Listing Agent

Jesica Spencer

Spencer Real Estate, LLC License #6502432037 Listed on: 04/28/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1963

Lot Details

  • 10,890 Sq Ft Lot
  • Lot Dimensions are 150x72
  • 150 Feet of Waterfront

Parking

  • Garage

Home Design

  • 2,230 Sq Ft Home
  • Slab Foundation

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Soaking Tub

Location

  • Ground Level Unit

Community Details

  • Plat Of Loud Gay & Cos Add To The Village Of Oscoda Subdivision

Listing and Financial Details

  • Assessor Parcel Number 021L1000102800

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,998

Year Built

Built in 1963

Lot Details

0.25 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1963
  • State Equalized Value: 129000.00
  • Entry Location: Ground Level
  • Property Sub Type: SingleFamilyResidence
  • Water Body Name: AuSable River
  • Co List Office Mls Id: 409111
  • Above Grade Finished Sq Ft: 2230.00
  • Special Features: None

Interior Features

  • Fireplace: No
  • Basement: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4

Exterior Features

  • Waterfront: Yes
  • Foundation Details: CrawlSpace, Slab
  • Construction Materials: VinylSiding
  • Road Frontage Type: Paved
  • Water Frontage Feet: 150.00
  • Disclosures: TaxesHomesteadExempt
  • Home Warranty: No

Garage/Parking

  • Garage: Yes

Utilities

  • Heating: ForcedAir, NaturalGas
  • Sewer: SharedSeptic
  • Water Source: Public

Schools

  • Junior High Dist: Oscoda

Lot Info

  • Lot Dimensions: 150x72
  • Parcel Number: 021L1000102800

Tax Info

  • Tax Amount Summer: 1498.00
  • Tax Amount Winter: 500.00
  • Tax Annual Amount: 1998.00

Multi Family

  • Waterfront Features: RiverFront, Waterfront

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,498 $129,000 $129,000 $0
2024 $2,339 $120,000 $0 $0
2023 $1,275 $95,200 $95,200 $0
2022 $2,127 $79,800 $79,800 $0
2021 $2,056 $81,600 $81,600 $0
2020 $1,984 $75,800 $75,800 $0
2019 $1,964 $69,800 $69,800 $0
2018 $2,720 $63,600 $63,600 $0
2017 $2,553 $62,300 $62,300 $0
2016 $2,489 $62,300 $0 $0
2015 -- $66,900 $0 $0
2014 -- $67,000 $0 $0
2013 -- $68,600 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/30/2026 04/30/26 Off Market $500,000 -- --
04/29/2026 04/29/26 For Sale $500,000 0.0% $224 / Sq Ft
04/28/2026 04/28/26 For Sale $500,000 +134.7% $224 / Sq Ft
10/01/2018 10/01/18 Sold $213,000 -14.5% $96 / Sq Ft View Prior Sale
08/29/2018 08/29/18 Pending -- -- --
07/03/2018 07/03/18 For Sale $249,000 -- $112 / Sq Ft
Source: Realcomp

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Warranty Deed $213,000 None Listed On Document
Deed -- Tyler & Tyler Pc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $204,000 New Conventional
Source: Public Records

Source: Realcomp

MLS Number: 20261029234

Realcomp

APN: 021-L10-001-028-00

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