$480,000
SOLD JUN 8, 2026

103 Riverside Dr Palmyra, VA 22963

6 Beds
3.5 Baths
3,222 Sq Ft
0.44 Acre Lot

Sale Details

Date Sold: June 8, 2026

$149 Per Sq Ft

8% Below List Price

57 Days on Market

Highlights

  • Views of Trees
  • Mud Room
  • Breakfast Area or Nook
  • Hydromassage or Jetted Bathtub
  • Home Office
  • Front Porch

About This Home

As of June 2026

LAKE MONTICELLO: Beautiful 6 Bedroom immaculate home in the Riverside section. Enjoy all amenities at the lake, beaches, tennis, golf, clubhouse, boating and more. This well designed, quality built home offers fantastic opportunity for multigenerational living. The first floor of this light filled space has a kitchen with breakfast nook open to a large living area with gas fireplace. A formal dining room is perfect for holiday meals and the entry is grand and well designed. The 2nd floor has a primary bedroom and bath as well as 3 other ample sized bedrooms and full bath. The lower level has a family room and 2 bedrooms and a full bath, it is fully walk out and has plenty of light. The lower level rooms lead out to a beautiful stone patio. A fully fenced in flat yard is perfect for play, gatherings and pets. The stone patio and new deck are both ideal for entertaining. An oversized 2 car garage and paved driveway with ample parking sit back from the road to give the home curb appeal. New appliances, HVAC and hot water heater make this a low maintenance home.

Last Agent to Sell the Property

BARBARA BOZSIK

RE/MAX GATEWAY License #0225092144 Listed on: 03/16/2026

RE/MAX GATEWAY

Last Buyer's Agent

Jen Sample

LONG & FOSTER - LAKE MONTICELLO License #0225098306

LONG & FOSTER - LAKE MONTICELLO

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,526

Year Built

  • Built in 2004

Lot Details

  • 19,166 Sq Ft Lot
  • Zoning described as R-1 Residential

HOA Fees

  • $97 per month

Parking

  • 2 Car Garage
  • Front Facing Garage

Home Design

  • Block Foundation
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 2-Story Property
  • Recessed Lighting
  • Gas Log Fireplace
  • Double Pane Windows
  • Window Screens
  • Mud Room
  • Entrance Foyer
  • Home Office
  • Utility Room
  • Views of Trees

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Walk-In Closet
  • Double Vanity
  • Hydromassage or Jetted Bathtub

Eco-Friendly Details

  • ENERGY STAR Qualified Equipment

Outdoor Features

  • Wood Patio
  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Programmable Thermostat

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number Riverside lot

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,526

Year Built

Built in 2004

Lot Details

0.44 Acres

HOA Fees

$97 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: Riverside lot
  • Property Sub Type: Detached
  • LotSizeAcres: 0.44
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 2217.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • PreviousStandardStatus: Pending
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Washer, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
  • Basement: Exterior Entry, Full, Finished, Heated
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 6
  • Below Grade Sq Ft: 1005.0
  • Fireplace Features: Gas Log
  • Interior Amenities: Double Vanity, Jetted Tub, Walk-In Closet(s), Breakfast Area, Entrance Foyer, Eat-in Kitchen, Home Office, Kitchen Island, Mud Room, Programmable Thermostat, Recessed Lighting, Utility Room
  • Living Area: 3222.0
  • Main Level Bathrooms: 1
  • Stories: 2
  • Window Features: Double Pane Windows, Screens

Exterior Features

  • Roof: Composition, Shingle
  • View: Garden, Residential, Trees/Woods
  • Topography: Rolling
  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built, Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Front Porch, Patio, Porch, Stone, Wood

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Asphalt, Attached, Electricity, Garage Faces Front, Garage, Off Street

Utilities

  • Heating: Central, Electric, Forced Air, Heat Pump
  • Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available
  • Sewer: Shared Septic
  • Water Heater: Heat Pump
  • Cooling: Central Air, ENERGY STAR Qualified Equipment, Heat Pump
  • Heating Yn: Yes
  • Water Source: Community/Coop

Condo/Co-op/Association

  • Association Fee: 1164.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Garden, Landscaped, Level, Wooded
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-1 Residential

Building Info

  • Year Built: 2004

Tax Info

  • Year: 2024
  • Tax Annual Amount: 3526.5

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 16, 2026
Closed on
Jun 5, 2026
Sold by
Bought by
Seller's Agent
BARBARA BOZSIK
RE/MAX GATEWAY
Buyer's Agent
Jen Sample
LONG & FOSTER - LAKE MONTICELLO
List Price
$519,000
Sold Price
$480,000
Premium/Discount to List
-$39,000
-7.51%
Views
89

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
72.79%

Purchase Details

Closed on
Jun 30, 2020
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$322,547
Interest Rate
0.031%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 23, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$331,740
Interest Rate
0.065%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $480,000 Chicago Title Insurance Compan
Deed $317,000 First American Title
Warranty Deed $342,000 Southern Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $322,547 New Conventional
Previous Owner $322,450 New Conventional
Previous Owner $331,740 New Conventional
Previous Owner $208,900 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/08/2026 06/08/26 Sold $480,000 -7.5% $149 / Sq Ft
05/12/2026 05/12/26 Pending -- -- --
03/21/2026 03/21/26 For Sale $519,000 -- $161 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,550 $470,200 $30,000 $440,200
2025 $3,527 $470,200 $30,000 $440,200
2024 $30 $354,400 $30,000 $324,400
2023 $2,991 $354,400 $30,000 $324,400
2022 $2,660 $305,700 $25,000 $280,700
2021 $2,660 $305,700 $25,000 $280,700
2020 $2,647 $286,200 $25,000 $261,200
2019 $2,647 $286,200 $25,000 $261,200
2018 $2,492 $274,800 $25,000 $249,800
2017 $2,492 $274,800 $25,000 $249,800
2016 $2,231 $243,300 $25,000 $218,300
2015 $2,067 $243,300 $25,000 $218,300
2014 $2,067 $234,900 $25,000 $209,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 674411

Charlottesville area Association of Realtors®

APN: 18A 6 39

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