NOT LISTED FOR SALE

103 Windy Ln Locust Grove, VA 22508

Estimated Value: $638,767 - $674,000

3 Beds
2 Baths
2,590 Sq Ft
$254/Sq Ft Est. Value

Sale Details

Date Sold: February 24, 2026

Last sale price $650,000 $251 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $4,041 / mo

8 Days on Market

Highlights

  • 50 Feet of Waterfront
  • Beach
  • Fitness Center
  • Boat Ramp
  • Golf Course Community
  • 24-Hour Security

About This Home

As of February 2026

Resort living at its finest awaits in this spacious waterfront home, perfectly positioned at the end of a quiet, no‐through street in the gated community of Lake of the Woods. With water views on three sides and a peaceful setting on Keaton Lake, the property offers exceptional privacy and a true retreat‐like atmosphere. The home features two primary suites, including one conveniently located on the main level, along with an upper‐level loft that provides a second living space and an office nook ideal for work or relaxation. A stunning main‐level addition completed in 2020 expands the living area and showcases sweeping lake views that bring the outdoors in. Outdoor living is equally impressive, highlighted by a new seawall, dock, and waterfront deck installed in 2021, creating the perfect setting for relaxing by the water. A stone patio overlooking the lake offers an additional space for entertaining or simply enjoying the tranquil surroundings. The community enhances the lifestyle with a wealth of amenities, including a golf course with clubhouse dining, a main clubhouse with additional lakefront dining, multiple community beaches, an outdoor pool, a fitness facility, an equestrian center, a security gate, and a tot lot. Additional conveniences include a dedicated dog park, RV and boat storage options, and the added peace of mind of an on‐site fire and EMT station located within the gated community. This rare offering blends comfort, privacy, and resort‐style amenities to deliver the lakefront lifestyle so many dream of.

Last Agent to Sell the Property

Mara Gemond

(703) 665-6665 mara.gemond@redfin.com Redfin Corporation Brokerage Phone: 7036656665 License #0225089307 Listed on: 01/16/2026

Last Buyer's Agent

Mike Stevens

(866) 525-3466 lhrbroker@lakehomes.com Lake Homes Realty, LLC License #0225244427

Lake Homes Realty, LLC

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,285

Year Built

  • Built in 2006

Lot Details

  • 50 Feet of Waterfront
  • Home fronts navigable water
  • Property is zoned R3

HOA Fees

  • $191 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Gravel Driveway

Home Design

  • Cape Cod Architecture
  • Entry on the 1st floor

Interior Spaces

  • 2,590 Sq Ft Home
  • Property has 2 Levels
  • Built-In Features
  • Ceiling Fan
  • Sitting Room
  • Living Room
  • Dining Room
  • Home Office
  • Carpet
  • Lake Views
  • Crawl Space
  • Security Gate
  • Galley Kitchen

Bedrooms and Bathrooms

  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • Water Access
  • Property is near a lake
  • Lake Privileges

Schools

  • Locust Grove Elementary And Middle School
  • Orange Co. High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 012A0001300780

Community Details

Overview

  • Lowa HOA
  • Lake Of The Woods Subdivision
  • Community Lake

Amenities

  • Common Area
  • Clubhouse
  • Community Center

Recreation

  • Boat Ramp
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Horse Trails
  • Jogging Path

Security

  • 24-Hour Security
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,285

Year Built

Built in 2006

Lot Details

0 Sq Ft Lot

HOA Fees

$191 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 1/16/2026 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2006
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Entry Floor: 1
  • Interior Amenities: Built-Ins, Ceiling Fan(s), Carpet, Kitchen - Galley, Walk-In Closet(s)
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Kitchen, Bedroom 1, Laundry, Office, Bathroom 1, Primary Bathroom
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2590
  • Living Area Sq Ft: 2590
  • Price Per Sq Ft: 250.97
  • Above Grade Finished Sq Ft: 2590
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Mixed, Combination
  • Spa: No
  • View: Lake
  • Water Access: Yes
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Water View: Yes
  • Water Frontage In Feet: 50

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Gravel Driveway
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: 24 Hour Security, Security Gate
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 2290.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Basketball Courts, Baseball Field, Boat Ramp, Club House, Common Grounds, Community Center, Fitness Center, Gated Community, Golf Course, Horse Trails, Jog/Walk Path, Lake, Pool - Outdoor, Security, Swimming Pool, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges
  • HOA Name: LOWA
  • HOA: Yes
  • Senior Community: No
  • Community Pool Features: In Ground

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: LOCUST GROVE
  • High School: ORANGE CO.
  • Middle Or Junior School: LOCUST GROVE

Lot Info

  • Lot Size Units: Square Feet
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 3285.00
  • Assessor Parcel Number: 012A0001300780
  • Tax Year: 2025

MLS Schools

  • School District Name: ORANGE COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2026
Closed on
Feb 19, 2026
Sold by
Bought by
Seller's Agent
Mara Gemond
Redfin Corporation
Buyer's Agent
Mike Stevens
Lake Homes Realty, LLC
List Price
$650,000
Sold Price
$650,000
Views
52
Current Estimated Value
$657,192

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,192
Avg. Annual Appreciation
2.37%
Original Mortgage
$300,000
Outstanding Balance
$298,810
Interest Rate
6.06%
Mortgage Type
New Conventional
Estimated Equity
$358,382

Purchase Details

Closed on
Aug 12, 2020
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$354,000
Interest Rate
2.9%
Mortgage Type
VA

Purchase Details

Closed on
Aug 3, 2019
Sold by
Bought by

Purchase Details

Closed on
Mar 26, 2019
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$325,587
Interest Rate
4.3%
Mortgage Type
VA
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$650,000 Fidelity National Title
-- None Available
-- None Available
$362,000 Multiple
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $300,000
Previous Owner $354,000
Previous Owner $325,587
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
02/24/2026 02/24/26 Sold $650,000 0.0% $251 / Sq Ft
01/24/2026 01/24/26 Pending -- -- --
01/16/2026 01/16/26 For Sale $650,000 -- $251 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,850 $375,100 $110,000 $265,100
2024 $2,850 $375,100 $110,000 $265,100
2023 $2,850 $375,100 $110,000 $265,100
2022 $2,850 $375,100 $110,000 $265,100
2021 $2,736 $380,000 $110,000 $270,000
2020 $2,665 $370,200 $110,000 $260,200
2019 $2,701 $336,000 $110,000 $226,000
2018 $2,701 $336,000 $110,000 $226,000
2017 $2,701 $336,000 $110,000 $226,000
2016 $2,701 $336,000 $110,000 $226,000
2015 $2,424 $336,700 $110,000 $226,700
2014 $2,424 $336,700 $110,000 $226,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAOR2013024

Bright MLS

APN: 012-A0-00-13-0078-0

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