104 Roman Ridge Rd Unit 21 Oakland, MD 21550
Oakland AreaEstimated payment $4,085/month
Highlights
- Lake View
- Chalet
- Loft
- Open Floorplan
- Vaulted Ceiling
- 2 Fireplaces
About This Home
Waves & Moguls- Mountain living meets lake lifestyle in this beautifully appointed 5-bedroom, 4.5-bath condominium home. Privately nestled on a quiet hillside cul-de-sac, this fully furnished, turn-key retreat offers three levels of thoughtfully designed living space with two stone fireplaces and views of Deep Creek Lake. The spacious floor plan features two private primary suites, generous guest accommodations, a finished walk-out lower level with a recreation room, and a charming crows nest loft. Outdoor living is equally inviting with an expansive upper deck with lake views, a private lower patio, and a hot tub overlooking the surrounding landscape. New roof installed in June of 2026. Whether you're seeking a luxury vacation home, an income-producing investment, or a year-round residence, this exceptional property offers the perfect blend of comfort, style, and convenience just minutes from marinas, dining, shopping, Wisp Resort, and endless four-season recreation.
Listing Agent
(301) 387-2000 askipper@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 License #5014767 Listed on: 07/10/2026
Co-Listing Agent
(301) 387-2000 kelsey@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,024
Year Built
- Built in 2003
Lot Details
- Cul-De-Sac
HOA Fees
- $340 Monthly HOA Fees
Parking
- Off-Street Parking
Property Views
- Lake
- Woods
- Mountain
Home Design
- Chalet
- Contemporary Architecture
- Permanent Foundation
- Frame Construction
- Shingle Roof
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Furnished
- Vaulted Ceiling
- Ceiling Fan
- 2 Fireplaces
- Fireplace With Glass Doors
- Fireplace Mantel
- Gas Fireplace
- Entrance Foyer
- Family Room
- Living Room
- Dining Room
- Loft
- Utility Room
- Stacked Washer and Dryer
- Carpet
Kitchen
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
Schools
- Southern Middle School
- Southern Garrett High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Powered By Owned Propane
- Electric Water Heater
Community Details
- Association fees include road maintenance, snow removal, trash
- Roman Ridge Subdivision
- Property Manager
Listing and Financial Details
- Tax Lot 21
- Assessor Parcel Number 1218056445
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $5,884 | $466,267 | $0 | $0 |
| 2025 | $5,690 | $443,800 | $75,000 | $368,800 |
| 2024 | $5,489 | $413,333 | $0 | $0 |
| 2023 | $5,123 | $382,867 | $0 | $0 |
| 2022 | $4,750 | $352,400 | $75,000 | $277,400 |
| 2020 | $4,529 | $333,533 | $0 | $0 |
| 2019 | $4,401 | $324,100 | $75,000 | $249,100 |
| 2018 | $4,187 | $324,100 | $75,000 | $249,100 |
| 2017 | $4,647 | $324,100 | $0 | $0 |
| 2016 | -- | $328,300 | $0 | $0 |
| 2015 | -- | $328,300 | $0 | $0 |
| 2014 | -- | $328,300 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/10/2026 07/10/26 | For Sale | $605,000 | +10.0% | $234 / Sq Ft | |
| 10/18/2024 10/18/24 | Sold | $550,000 | -1.8% | $213 / Sq Ft | View Prior Sale |
| 08/18/2024 08/18/24 | Pending | -- | -- | -- | |
| 08/02/2024 08/02/24 | For Sale | $559,900 | -- | $217 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $550,000 | Deep Creek Title | |
| Deed | $420,000 | Deep Creek Title Group | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $507,500 | -- | |
| Deed | $341,965 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $336,000 | New Conventional | |
| Previous Owner | $255,000 | Stand Alone Second | |
| Previous Owner | $271,700 | Unknown | |
| Previous Owner | $270,000 | Purchase Money Mortgage |
Source: Bright MLS
MLS Number: MDGA2012268
APN: 18-056445
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Copyright 2026 Bright MLS, Inc.
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