$985,000
SOLD OCT 15, 2025

104 Twin Coves Dr Moneta, VA 24121

3 Beds
3 Baths
2,520 Sq Ft
21,780 Sq Ft Lot

Recently Sold

$391 Per Sq Ft

4 Days on Market

Highlights

  • 107 Feet of Waterfront
  • 1 Dock Slip
  • Deck
  • Dudley Elementary School Rated A-
  • Lake View
  • Family Room with Fireplace

About This Home

As of October 2025

Maintenance-free waterfront ranch offering stunning main channel views on a level half acre lot, just steps away from the water. One level living at its finest, nestled in a desirable neighborhood close to all lake amenities, less than a mile to public boat ramp. A gardeners dream with lush landscaping and plenty of outdoor space to enjoy. Relax on the lovely screened-in porch overlooking the water -perfect for your morning coffee and sunrise views. New roof installed on the home during major renovations in 2010. Usable, conditioned crawl space. Nice workshop (man cave) located on the lower level. Heat pump water heater only two years old. Brand new roof on the boat dock, less than a year old. Current office could be used as a 4th bedroom. Don't miss this rare combination

Last Agent to Sell the Property

Trenda Pasley

MKB, REALTORS(r) - AT THE LAKE License #0225048751 Listed on: 07/07/2025

Last Buyer's Agent

Jessica Perdue

MKB, REALTORS(r) License #0225237146

MKB, REALTORS(r)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,154

Year Built

  • Built in 1985

Lot Details

  • 21,780 Sq Ft Lot
  • 107 Feet of Waterfront
  • Level Lot
  • Garden
  • Property is zoned R1

Home Design

  • Ranch Style House

Interior Spaces

  • Bay Window
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Storage
  • Lake Views
  • Basement

Kitchen

  • Breakfast Area or Nook
  • Electric Range
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Rip-Rap
  • Boat Hoist or Davit
  • 1 Dock Slip
  • Covered Dock
  • Deck
  • Patio
  • Front Porch

Schools

  • Dudley Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Twin Coves Subdivision

Listing and Financial Details

  • Tax Lot 7

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,154

Year Built

Built in 1985

Lot Details

0.5 Acres

Listing Details

  • Interior Features: Breakfast Area, Cathedral Ceiling(s), Ceiling Fan(s), Storage, Walk-In Closet(s)
  • Heating System: Heat Pump Electric
  • Fireplace(s): Family Room, Gas Log, Living Room
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Partial, Walk-Out Access
  • Major Appliances: Clothes Dryer, Clothes Washer, Dishwasher, Garage Door Opener, Microwave Oven (Built In), Range Electric, Refrigerator
  • Cooling System: Heat Pump Electric
  • Outside Features: Bay Window, Deck, Garden Space, Patio, Shed(s)
  • Views: Lake, Sunrise
  • BedroomsBREntryLevel: 3
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 1722.00
  • ExteriorDoors: Metal, Wood
  • Fireplace Number Fireplaces: 2
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: Shentel
  • LaundryLaundryEntryLevel: 1
  • LengthOfWaterfront: 107.00
  • LowerBelowGrdFin Sq Ft: 798.00
  • Major Area: 04 - Franklin County
  • NumberPrimCovSpaces: 2.00
  • Hoa2 Or Poa: No
  • Primary Covered Parking S Q F T: 700
  • PrimCoveredPrking: Garage Attached
  • Residential Type: Detached
  • Style Of House: Ranch
  • Total Above Grd Fin S Q F T: 1722
  • TotalBdrm: 3
  • TotalBths: 3.00
  • TotalCovdPrkSpc: 2.00
  • TotalFBaths: 3
  • Total Finished Sq Ft: 2520.00
  • TotalUnfin Sq Ft: 234.00
  • Unfinished Attached S Q F T Lower Below Grd Unfin S Q F T: 234.00
  • Water Class: Waterfront Property
  • WaterDetailsChannelMarker: R28
  • WaterDetailsNumberCoveredSlips: 1
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Covered Porch, Front Porch, Rear Porch, Screened Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Public
  • Water Heater Type: Hybrid

Association/Amenities

  • Misc Features: Cable TV, Maint-Free Exterior, Paved Road, Underground Util

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 100 x 200 ft
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.50
  • Lot: 7
  • ZoningCode: R1

Green Features

  • Water Features: Main Channel, Riprap Shoreline

Building Info

  • Year Built: 1985

Tax Info

  • Taxes (6 mo): 3154.00

MLS Schools

  • Elementary School: Dudley
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 7, 2025
Closed on
Oct 10, 2025
Sold by
Silverstrim Family Trust and Silverstrim James E
Bought by
Speece Keith A and Speece Cynthia L
Seller's Agent
Trenda Pasley
MKB, REALTORS(r) - AT THE LAKE
Buyer's Agent
Jessica Perdue
MKB, REALTORS(r)
List Price
$989,000
Sold Price
$985,000
Premium/Discount to List
-$4,000
-0.4%
Views
89
Current Estimated Value
$991,322

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,322
Avg. Annual Appreciation
3.54%
Original Mortgage
$837,250
Outstanding Balance
$837,250
Interest Rate
5.75%
Mortgage Type
New Conventional
Estimated Equity
$162,265

Purchase Details

Closed on
Jun 9, 2009
Sold by
Silverstrim James E and Silverstrim Sylvia M
Bought by
Silverstrim James E and Silverstrim Sylvia M

Purchase Details

Closed on
Jun 19, 2007
Sold by
Ingenito Joseph J and Ingenito Jill A
Bought by
Silverstrim James E and Silverstrim Sylvia M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$392,000
Interest Rate
6.25%
Mortgage Type
Stand Alone Second
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $985,000 Fidelity National Title Insura
Interfamily Deed Transfer -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $837,250 New Conventional
Previous Owner $392,000 Stand Alone Second
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/15/2025 10/15/25 Sold $985,000 -0.4% $391 / Sq Ft
07/11/2025 07/11/25 Pending -- -- --
07/07/2025 07/07/25 For Sale $989,000 -- $392 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,154 $733,600 $247,000 $486,600
2024 $3,154 $733,600 $247,000 $486,600
2023 $2,810 $460,700 $240,000 $220,700
2022 $2,810 $460,700 $240,000 $220,700
2021 $2,810 $460,700 $240,000 $220,700
2020 $2,810 $460,700 $240,000 $220,700
2019 $2,701 $442,800 $240,000 $202,800
2018 $2,701 $442,800 $240,000 $202,800
2017 $2,435 $413,200 $240,000 $173,200
2016 $2,435 $413,200 $240,000 $173,200
2015 $2,231 $413,200 $240,000 $173,200
2014 $2,231 $413,200 $240,000 $173,200
2013 $2,231 $413,200 $240,000 $173,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 918927

Roanoke Valley Association of REALTORS®

APN: 0150306700

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