104 Utah St Satsuma, FL 32189

0.23 Acre | Satsuma, Putnam County, Florida | No HOA | Owner Financing

Wooded 0.23 Acre Escape Near the St. Johns River, No HOA

Minutes to St. Johns River
$7,995 Near River, No HOA
St. Johns River Area, No HOA
High & Dry River Lot $7,995


Own a quiet 0.23 acre wooded homesite in Satsuma, Putnam County, Florida, tucked into the heart of St. Johns River country. This is easy, affordable Florida land with no HOA, flexible residential zoning, and simple owner financing, ready for your weekend escape, a future getaway cabin, or a smart long term hold. Cash buyers get a land.com exclusive discounted price.

Highlights

0.23 acre wooded lot in Satsuma, just minutes from the St. Johns River and its world class fishing and
boating

No HOA, no committees, and residential zoning with room to build your Florida getaway (confirm your
plans with Putnam County)

High and dry in flood Zone X at roughly 61 feet of elevation, outside the high risk floodplain

Land.com exclusive cash discounted price of $7,995, or easy owner financing at $249 down and $199 a
month for 70 months

No banks and no credit checks, so you can start today


Picture loading up on a Friday afternoon, driving out to your own piece of Old Florida, and settling in under the
pines by sunset with nobody around to bother you. This 0.23 acre wooded lot in Satsuma is exactly that kind of place. It sits in a peaceful rural pocket of Northeast Florida where the mighty St. Johns River sets the rhythm of life and the fishing, boating, and slow living never really stop.


Satsuma is true river country. The St. Johns wraps the western and northern edges of the community, delivering some of the best bass and catfish waters in the state, riverfront restaurants you can pull right up to by boat, and sunsets worth staying for. Dunns Creek State Park and its 6,200 acres of trails and kayak launches sit just up the road, and the Murphy Creek Conservation Area gives you even more room to fish, paddle, and roam. This is land for people who actually want to use it, not just look at it on a map.


This property is for you if you want simple land ownership in a quieter part of Florida. No HOA. No committees. No approval process every time you want to enjoy your own land. Set up a weekend retreat, plan a future cabin or home, or simply hold it while Northeast Florida keeps growing.


The lot carries residential zoning (R2), which in this area is used for homes, and in many cases mobile and
manufactured homes as well. Because every plan is different, we recommend confirming your specific intended use with the Putnam County building and zoning department before you build.


The property has access by a privately maintained road, so you are not landlocked or forced to cross a stranger's property to reach it. The lot is naturally wooded, so plan to clear your own path and building pad. We recommend confirming access details with the county.


Electric service is available nearby through Florida Power and Light. A well would supply your water and a septic system would handle waste, which is standard and expected for rural homesites in this part of Florida.


The terrain is flat and easy to work with, covered in natural Florida pine and scrub. According to available flood
mapping, the property sits in Zone X at roughly 61 feet of elevation, outside the high risk floodplain, which
removes a worry that trips up a lot of Florida land buyers.


You get real seclusion without leaving civilization behind. Palatka and its shops, groceries, and marinas sit about 11 miles north. Crescent City and San Mateo are close neighbors. US Highway 17 carries you toward Daytona Beach and the Atlantic Coast in under an hour, and the Northeast Florida Regional Airport is roughly 38 miles away.


Wooded, high and dry lots this close to the St. Johns River, with no HOA and flexible financing, do not stay listed for long. If this is the kind of Florida escape you have been picturing, now is the time to claim it.


Property Details
Parcel ID: FL-Putnam-13-11-26-8244-0130-0120
Location: 104 Utah St, Satsuma, FL 32189
County: Putnam
Size: 0.23 acre
Zoning: Residential (R2), confirm intended use with Putnam County
GPS Center: 29.644417, -81.922043
Elevation: About 61 feet
Flood Zone: Zone X, outside the high risk floodplain
Access: Privately maintained road
Power: Available nearby through Florida Power and Light
Water: Well
Sewer: Septic
HOA: None
Taxes: Low annual property taxes (contact Putnam County for the exact amount)
Ideal for: Weekend escapes, a future getaway cabin or home, or a long term hold


Pricing and Owner Financing
Cash Discounted Price: $7,995. This discounted cash price is a land.com exclusive. Mention this ad to unlock
access to it.
Owner Financing: Just $249 down, then $199 a month for 70 months. No banks and no credit checks.


Take the Next Step
Message today, mention this ad for the $7,995 cash price, and claim your Florida weekend escape before someone else beats you to it.


All details are based on our own research and are believed to be accurate. Buyers should confirm zoning, access, utilities, and permitted uses directly with Putnam County before making plans