NOT LISTED FOR SALE

1040 Oak Creek Ln Waterloo, IL 62298

Estimated Value: $430,000 - $501,000

4 Beds
3 Baths
2,790 Sq Ft
$162/Sq Ft Est. Value

Last Sold April 12, 2024

Last sale price $425,000 $152 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,923/month

28 Days on Market

Highlights

  • Open Floorplan
  • Craftsman Architecture
  • Stainless Steel Appliances
  • Rogers Elementary School Rated A-
  • Vaulted Ceiling
  • 2 Car Attached Garage

About This Home

As of April 2024

This gorgeous ranch on a walkout 1/2 acre lot is ready to meet its new owners! Less than 3 years old, almost 1700 main level sq ft plus a beautifully finished basement, you can not build this same home in Waterloo with the many upgrades this home has for anywhere close to this price. As you step into the foyer, be wowed by the impeccable condition & soaring ceilings of the main common area! Featuring ample room for entertaining, you'll especially love the luxurious kitchen with solid surface counters, stainless appliances all anchored by a sprawling island! For the outdoor lovers, step through the dining area to your huge deck & calming views of your wood-lined backyard! The main level also showcases 3 spacious BR's (including the master suite), 2 full baths (w/ pristine tile work, & laundry. The finished lower level plays host to an enormous rec/family room, 4th BR, full bath, & loads of storage. Interior photos coming soon & showings start 03/15 at our open house!

Last Agent to Sell the Property

Samuel Row

Keller Williams Pinnacle License #471.020755 Listed on: 03/07/2024

Keller Williams Pinnacle

Last Buyer's Agent

Rebecca DeMond

RE/MAX Preferred License #475131653

RE/MAX Preferred

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,022

Year Built

  • Built in 2020

Lot Details

  • 0.52 Acre Lot
  • Level Lot

HOA Fees

  • $4 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Garage Door Opener
  • Driveway

Home Design

  • Craftsman Architecture
  • Brick or Stone Veneer
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Tilt-In Windows
  • Panel Doors
  • Storm Doors

Kitchen

  • Gas Oven
  • Range Hood
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Bedroom in Basement
  • Finished Basement Bathroom

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Underground Utilities

Listing and Financial Details

  • Assessor Parcel Number 07-26-249-026-000

Community Details

Recreation

  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,022

Year Built

Built in 2020

Lot Details

0

HOA Fees

$4 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Cross Street: Creekside Dr
  • Year Built: 2020
  • Directions: GPS Friendly :)
  • Property Sub-Type: Residential
  • ResoLotFeatures: Level Lot, Streetlights, Terraced/Sloping
  • Lot Size Acres: 0.52
  • Reso Association Amenities: Underground Utilities
  • Co List Office Phone: 2086692
  • Subdivision Name: Creekside Estates
  • Above Grade Finished Sq Ft: 1690
  • Architectural Style: Craftsman
  • Carport Y N: No
  • Reso Fireplace Features: None
  • Unit Levels: One
  • Reso Window Features: Panel Door(s), Some Storm Doors, Some Tilt-In Windows
  • Age: 4
  • Special Areas: Entry Foyer,Main Floor Laundry
  • Style Description: Ranch
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Concrete, Bathroom in LL, Full, Partially Finished, Rec/Family Area, Sleeping Area, Walk-Out Access
  • Interior Amenities: Open Floorplan, Vaulted Ceiling, Walk-in Closet(s)
  • Appliances: Dishwasher, Microwave, Range Hood, Gas Oven, Refrigerator, Stainless Steel Appliance(s)
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1100
  • Fireplace: No
  • Main Level Bathrooms: 2
  • Fireplace Location: None

Beds/Baths

  • Bedroom Description: Main Floor Master,Master Bdr. Suite

Exterior Features

  • Pool Private: No
  • Waterfront: No
  • Disclosures: Unknown, Flood Plain No, Sellers Discl. Avail
  • Construction Type: Brk/Stn Veneer Frnt, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Attached Garage: Yes
  • Parking Features: Attached Garage, Garage Door Opener, Oversized
  • Driveway: Concrete

Utilities

  • Sewer: Public Sewer
  • Cooling: Electric
  • Heating: Forced Air
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 50
  • Association Fee Frequency: Annually

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Dimensions: .52 acres
  • Lot Size Sq Ft: 22651
  • Parcel Number: 07-26-249-026-000

Rental Info

  • Sub Lease: 0

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 6022
  • Prop Asses Cty Tx: 0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 28, 2025
Sold by
Bauman Kurt J
Bought by
Kurt J Bauman Trust and Bauman
Current Estimated Value
$446,118

Purchase Details

Listed on
Mar 7, 2024
Closed on
Apr 12, 2024
Sold by
Johnson Mark E and Johnson Patricia L
Bought by
Bauman Kurt
Seller's Agent
Samuel Row
Keller Williams Pinnacle
Buyer's Agent
Rebecca DeMond
RE/MAX Preferred
List Price
$424,900
Sold Price
$425,000
Premium/Discount to List
$100
0.02%
Views
44

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.51%
Original Mortgage
$340,000
Interest Rate
6.88%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 9, 2020
Closed on
Jun 22, 2021
Sold by
Vbi Properties Inc
Bought by
Johnson Mark E and Johnson Patricia L
Seller's Agent
Amy Hank
Keller Williams Pinnacle
Buyer's Agent
Tammy Hines
Tammy Mitchell Hines & Co.
List Price
$297,600
Sold Price
$317,310
Premium/Discount to List
$19,710
6.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.96%
Original Mortgage
$170,000
Interest Rate
2.38%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 9, 2020
Closed on
Jun 21, 2021
Sold by
Vbi Properties Inc
Bought by
Johnson Mark E and Johnson Patricia L
Seller's Agent
Amy Hank
Keller Williams Pinnacle
Buyer's Agent
Tammy Hines
Tammy Mitchell Hines & Co.
List Price
$297,600
Sold Price
$317,310
Premium/Discount to List
$19,710
6.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
2.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 30, 2020
Sold by
Golden Waterloo Llc
Bought by
Vbi Properties Inc

Purchase Details

Closed on
Nov 25, 2020
Sold by
Golden Waterloo Llc
Bought by
Vbi Properties Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Kurt J Bauman Trust -- First American Title
Bauman Kurt $425,000 None Listed On Document
Johnson Mark E $317,310 Crowder & Scoggins Ltd
Johnson Mark E $317,310 Crowder & Scoggins Ltd
Johnson Mark E $317,310 Crowder & Scoggins Ltd
Vbi Properties Inc $52,500 First American Title
Vbi Properties Inc $52,500 First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Bauman Kurt $340,000
Previous Owner Johnson Mark E $170,000
Previous Owner Johnson Mark E $170,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/12/2024 04/12/24 Sold $425,000 0.0% $152 / Sq Ft
03/14/2024 03/14/24 For Sale $424,900 +33.9% $152 / Sq Ft
06/22/2021 06/22/21 Sold $317,310 +6.6% $188 / Sq Ft View Prior Sale
06/22/2021 06/22/21 Pending -- -- --
11/09/2020 11/09/20 For Sale $297,600 -- $176 / Sq Ft
Source: MARIS MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,233 $128,200 $17,785 $110,415
2023 -- $113,860 $16,310 $97,550
2022 $6,022 $100,490 $16,460 $84,030
2021 $910 $13,970 $13,970 $0
2020 $51 $760 $760 $0
2019 $51 $760 $760 $0
2018 $53 $760 $760 $0
2017 $51 $774 $774 $0
2016 $0 $760 $760 $0
2015 $50 $760 $760 $0
2014 $49 $760 $760 $0
2012 -- $760 $760 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS24014094

MARIS MLS

APN: 07-26-249-026-000