Kenneth Harper
Keller Williams Premier
(844) 387-4029
69 Total Sales
8 in Oxford
$65,000 Price Range
1041 Flat Rock Rd Covington, GA 30014
Oxford Area
4
Beds
3.5
Baths
4,338
Sq Ft
2.04
Acre Lot
Highlights
- Lake Front
- 2.04 Acre Lot
- Private Lot
- Eastside High School Rated A-
- Community Lake
- Vaulted Ceiling
About This Home
As of May 2026Waterfront property! Come take a look at this 4 side brick full finished basement home. Great location for easy access to interstate, shopping, and restaurants. Home has high vaulted ceilings in family room with warm welcoming fireplace. Kitchen is centrally located which looks out over the lake. Kitchen has granite counter tops with eat in area. Also large separate dining room that can seat 10+. Main bedroom has views of lake with attached en-suite with large walk in closet and double vanity. Two additional bedrooms with jack & jill bathroom all on main level. Basement is finished with entertaining area along with bedroom with walk in closet and full bath. Also unfinished area used as workshop. Walk out exit from basement leads you down to the lake. Home has 260ft of waterfrontage. Back screened in porch to enjoy lake view. Home has a 3 car garage attached. No HOA.
Last Agent to Sell the Property
Southern Classic Realtors License #208542 Listed on: 11/01/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,993
Year Built
- Built in 2005
Lot Details
- 2.04 Acre Lot
- Lake Front
- Private Lot
- Partially Wooded Lot
Home Design
- Ranch Style House
- Composition Roof
- Four Sided Brick Exterior Elevation
Interior Spaces
- Roommate Plan
- Vaulted Ceiling
- Ceiling Fan
- Factory Built Fireplace
- Family Room with Fireplace
- Formal Dining Room
- Home Office
- Lake Views
Kitchen
- Double Oven
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- In-Law or Guest Suite
- Double Vanity
- Whirlpool Bathtub
- Bathtub Includes Tile Surround
- Separate Shower
Laundry
- Laundry in Mud Room
- Laundry Room
Finished Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
- Finished Basement Bathroom
- Natural lighting in basement
Parking
- Garage
- Parking Accessed On Kitchen Level
- Garage Door Opener
Schools
- Flint Hill Elementary School
- Cousins Middle School
- Eastside High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Heat Pump System
- Electric Water Heater
- Septic Tank
- Phone Available
Community Details
- No Home Owners Association
- Community Lake
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jan 15, 2018
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$317,998
Outstanding Balance
$262,569
Interest Rate
3.93%
Mortgage Type
VA
Estimated Equity
$303,998
Purchase Details
Listed on
May 22, 2015
Closed on
Sep 30, 2015
Sold by
Bought by
Seller's Agent
Connie Malone
The American Realty
Buyer's Agent
Anna Parham
Coldwell Banker Fort Realty
List Price
$349,900
Sold Price
$335,000
Premium/Discount to List
-$14,900
-4.26%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.97%
Purchase Details
Closed on
Oct 12, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,600
Interest Rate
7.75%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Feb 22, 2005
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Covington, GA
-
Kenneth Harper
-
Tabatha Pittaluga
Tabatha Pittaluga
Keller Williams Realty Atl. Partners
(833) 573-2164
54 Total Sales
7 in Oxford
$209K - $315K Price Range
-
Alicia Henderson
Alicia Henderson
Coldwell Banker Realty
(667) 239-8994
99 Total Sales
2 in Oxford
$555,000 Price Range
-
Cyndi Williams
Cyndi Williams
Joe Stockdale Real Estate
(888) 501-5637
127 Total Sales
2 in Oxford
$620,000 Price Range
-
April Harrison
April Harrison
Front Gate Homes
(678) 824-6397
52 Total Sales
7 in Oxford
$305K - $549K Price Range
-
Brittany Powers
Brittany Powers
Keller Williams Greater Athens
(855) 536-0121
57 Total Sales
3 in Oxford
$325K - $575K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $24,000 | -- | |
| Warranty Deed | $335,000 | -- | |
| Deed | $388,100 | -- | |
| Deed | $125,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $317,998 | VA | |
| Previous Owner | $311,449 | VA | |
| Previous Owner | $767,800 | Stand Alone Second | |
| Previous Owner | $77,600 | Stand Alone Refi Refinance Of Original Loan |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/22/2026 05/22/26 | Sold | $545,000 | -9.0% | $126 / Sq Ft | |
| 03/20/2026 03/20/26 | Pending | -- | -- | -- | |
| 11/01/2025 11/01/25 | For Sale | $599,000 | +78.8% | $138 / Sq Ft | |
| 09/30/2015 09/30/15 | Sold | $335,000 | -4.3% | $154 / Sq Ft | View Prior Sale |
| 08/21/2015 08/21/15 | Pending | -- | -- | -- | |
| 05/22/2015 05/22/15 | For Sale | $349,900 | -- | $161 / Sq Ft |
Source: Georgia MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,334 | $254,560 | $51,000 | $203,560 |
| 2024 | $6,101 | $240,840 | $51,000 | $189,840 |
| 2023 | $5,482 | $202,040 | $23,400 | $178,640 |
| 2022 | $4,932 | $181,760 | $23,400 | $158,360 |
| 2021 | $5,138 | $169,440 | $23,400 | $146,040 |
| 2020 | $5,066 | $149,760 | $30,000 | $119,760 |
| 2019 | $5,123 | $149,160 | $30,000 | $119,160 |
| 2018 | $5,460 | $158,000 | $30,000 | $128,000 |
| 2017 | $4,453 | $128,680 | $17,480 | $111,200 |
| 2016 | $4,251 | $122,800 | $17,480 | $105,320 |
| 2015 | $3,396 | $102,800 | $17,520 | $85,280 |
| 2014 | $3,386 | $102,800 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Julie Wynn
Seller's Agent in 2026
Julie Wynn
Southern Classic Realtors
(404) 392-6147
44 Total Sales
-
Marsha Siso
Buyer's Agent in 2026
Marsha Siso
Sanders Real Estate
(678) 887-2584
28 Total Sales
-
Connie Malone
Seller's Agent in 2015
Connie Malone
The American Realty
(770) 833-6541
17 Total Sales
-
Anna Parham
Buyer's Agent in 2015
Anna Parham
Coldwell Banker Fort Realty
(678) 603-6137
5 Total Sales
Map
Source: Georgia MLS
MLS Number: 10635638
APN: 0077000000043D00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2026 Georgia MLS. All rights reserved.
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