Seller's Agent in 2025
Ray Mudd
Schwartz Realty, Inc.
(301) 261-9700
245 Total Sales
1041 Harding Blvd West River, MD 20778
Estimated Value: $524,000 - $560,000
4
Beds
2.5
Baths
2,058
Sq Ft
$262/Sq Ft
Est. Value
Highlights
- Boat Ramp
- Canoe or Kayak Water Access
- Open Floorplan
- Home fronts navigable water
- Gourmet Kitchen
- Rambler Architecture
About This Home
As of July 2025Single-Level Living at Its Finest! This beautifully renovated home (2021/2022) offers modern comfort and style with no detail overlooked. The upgraded kitchen features a large center island, granite countertops, white cabinetry, a double wall oven, cooktop, and recessed lighting throughout. Enjoy new flooring, custom trim work, a new furnace, new windows, and a new roof—everything has been done for you!. The open-concept layout allows the kitchen to flow seamlessly into the bright and airy living and dining areas, complete with custom built-ins. The spacious owner's suite includes a walk-in closet with a stylish barn door and a luxurious en-suite bath with a tiled shower surround. Additional highlights include a fenced backyard (property extends beyond the fenced area), no HOA or community restrictions, and access to a community boat ramp. This home also qualifies for 100% USDA financing, making it a rare find!
Last Agent to Sell the Property
(301) 261-9700 contact@schwartzrealty.com Schwartz Realty, Inc. Listed on: 05/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,509
Year Built
- Built in 1964 | Remodeled in 2021
Lot Details
- 14,400 Sq Ft Lot
- Home fronts navigable water
- Creek or Stream
- Back Yard Fenced
- Property is zoned R5
Parking
- Driveway
Home Design
- Rambler Architecture
- Brick Exterior Construction
- Vinyl Siding
Interior Spaces
- 2,058 Sq Ft Home
- Property has 1 Level
- Open Floorplan
- Built-In Features
- Wainscoting
- Recessed Lighting
- Combination Dining and Living Room
- Crawl Space
Kitchen
- Gourmet Kitchen
- Built-In Oven
- Cooktop
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
- Disposal
Flooring
- Carpet
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 4 Main Level Bedrooms
- En-Suite Bathroom
- Walk-In Closet
Laundry
- Dryer
- Washer
Accessible Home Design
- Roll-in Shower
Outdoor Features
- Canoe or Kayak Water Access
- Public Water Access
- Personal Watercraft
- Powered Boats Permitted
Schools
- Deale Elementary School
- Southern Middle School
- Southern High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Oil
- Well
- Electric Water Heater
Listing and Financial Details
- Tax Lot 3
- Assessor Parcel Number 020704604941105
Community Details
Overview
- No Home Owners Association
- Back Bay Beach Subdivision
Recreation
- Boat Ramp
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 16, 2025
Closed on
Jul 31, 2025
Sold by
Bought by
Seller's Agent
Ray Mudd
Schwartz Realty, Inc.
Buyer's Agent
Kimberly McGrath
Compass
List Price
$525,000
Sold Price
$530,000
Premium/Discount to List
$5,000
0.95%
Views
91
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,085
Avg. Annual Appreciation
2.14%
Original Mortgage
$541,395
Outstanding Balance
$540,929
Interest Rate
6.75%
Mortgage Type
VA
Estimated Equity
-$844
Purchase Details
Listed on
May 18, 2022
Closed on
Aug 2, 2022
Sold by
Bought by
Seller's Agent
Ray Mudd
Schwartz Realty, Inc.
Buyer's Agent
Vicki Van Horne
Long & Foster Real Estate, Inc.
List Price
$479,900
Sold Price
$449,900
Premium/Discount to List
-$30,000
-6.25%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.61%
Original Mortgage
$419,900
Interest Rate
5.3%
Mortgage Type
VA
Purchase Details
Listed on
Aug 21, 2017
Closed on
Oct 3, 2018
Sold by
Bought by
Seller's Agent
Renee King
Douglas Realty LLC
Buyer's Agent
Ray Mudd
Schwartz Realty, Inc.
List Price
$240,000
Sold Price
$240,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.83%
Purchase Details
Closed on
May 8, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,800
Interest Rate
6.23%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Apr 18, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,800
Interest Rate
6.23%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
May 4, 1995
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$17,100
Interest Rate
8.36%
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $530,000 | Eagle Title | ||
| $449,900 | Eagle Title | ||
| $240,000 | Eagle Title Llc | ||
| $312,000 | -- | ||
| $312,000 | -- | ||
| $120,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $541,395 | ||
| Previous Owner | $419,900 | ||
| Previous Owner | $46,800 | ||
| Previous Owner | $234,000 | ||
| Previous Owner | $234,000 | ||
| Previous Owner | $17,100 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/31/2025 07/31/25 | Sold | $530,000 | +1.0% | $258 / Sq Ft | |
| 05/16/2025 05/16/25 | For Sale | $525,000 | +16.7% | $255 / Sq Ft | |
| 08/02/2022 08/02/22 | Sold | $449,900 | 0.0% | $219 / Sq Ft | View Prior Sale |
| 07/10/2022 07/10/22 | Pending | -- | -- | -- | |
| 06/29/2022 06/29/22 | Price Changed | $449,900 | -6.3% | $219 / Sq Ft | |
| 05/18/2022 05/18/22 | For Sale | $479,900 | +100.0% | $233 / Sq Ft | |
| 10/03/2018 10/03/18 | Sold | $240,000 | 0.0% | $117 / Sq Ft | View Prior Sale |
| 08/30/2018 08/30/18 | Pending | -- | -- | -- | |
| 08/27/2018 08/27/18 | For Sale | $240,000 | 0.0% | $117 / Sq Ft | |
| 07/02/2018 07/02/18 | Pending | -- | -- | -- | |
| 06/28/2018 06/28/18 | Price Changed | $240,000 | 0.0% | $117 / Sq Ft | |
| 06/28/2018 06/28/18 | For Sale | $240,000 | -4.0% | $117 / Sq Ft | |
| 05/10/2018 05/10/18 | Pending | -- | -- | -- | |
| 05/07/2018 05/07/18 | For Sale | $250,000 | +4.2% | $121 / Sq Ft | |
| 03/07/2018 03/07/18 | Off Market | $240,000 | -- | -- | |
| 09/27/2017 09/27/17 | Pending | -- | -- | -- | |
| 09/27/2017 09/27/17 | Price Changed | $250,000 | -9.1% | $121 / Sq Ft | |
| 08/21/2017 08/21/17 | For Sale | $275,000 | -- | $134 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,632 | $409,200 | -- | -- |
| 2024 | $4,632 | $377,100 | -- | -- |
| 2023 | $4,241 | $345,000 | $158,200 | $186,800 |
| 2022 | $4,016 | $343,133 | $0 | $0 |
| 2021 | $3,996 | $341,267 | $0 | $0 |
| 2020 | $3,937 | $339,400 | $163,200 | $176,200 |
| 2019 | $3,807 | $326,633 | $0 | $0 |
| 2018 | $213 | $313,867 | $0 | $0 |
| 2017 | $3,391 | $301,100 | $0 | $0 |
| 2016 | $213 | $292,900 | $0 | $0 |
| 2015 | $213 | $284,700 | $0 | $0 |
| 2014 | -- | $276,500 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ray Mudd
-
Kimberly McGrath
Buyer's Agent in 2025
Kimberly McGrath
Compass
(301) 351-5792
48 Total Sales
-
Vicki Van Horne
V
Buyer's Agent in 2022
Vicki Van Horne
Long & Foster
(202) 368-7409
46 Total Sales
-
R
Seller's Agent in 2018
Renee King
Douglas Realty LLC
Map
Source: Bright MLS
MLS Number: MDAA2115326
APN: 07-046-04941105
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The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
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Copyright 2026 Bright MLS, Inc.
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