Seller's Agent in 2026
Michelle Decoteau
KW Platform
(518) 857-1710
2 in this area
47 Total Sales
1045 Horvath St Schenectady, NY 12303
Estimated Value: $354,000 - $485,000
4
Beds
3
Baths
2,420
Sq Ft
$161/Sq Ft
Est. Value
Highlights
- Above Ground Pool
- Deck
- Covered Patio or Porch
- Colonial Architecture
- No HOA
- Double Oven
About This Home
As of January 2026(Open House 10/25 11-1 & 10/26 10-12) Welcome to a home where modern comfort meets timeless charm. This beautifully maintained 4-bedroom, 3-bath colonial offers thoughtful updates, flexible living spaces, and an inviting layout designed to fit your lifestyle. The bright, modern kitchen is the heart of the home — complete with newer appliances, stylish finishes, and plenty of space for cooking and gathering. Upstairs, a newly remodeled main bath adds a touch of luxury, while the expansive family room offers endless possibilities — perfect for a home office, separate living area, or even a cozy home theater. The private primary suite feels like a true retreat, featuring a spacious walk-in closet and a spa-inspired bath with a soaking tub ideal for relaxing after a long day. A versatile dressing room provides even more options, easily converted into a fifth bedroom, creative space, or nursery. Step outside and discover your own backyard oasis. The large fenced-in yard is perfect for outdoor enjoyment — complete with a covered patio for year-round entertaining and an above-ground pool for summer fun. Whether hosting gatherings, enjoying quiet mornings with coffee, or relaxing in the evening breeze, this outdoor space is sure to become a favorite. With its blend of modern updates, inviting spaces, and flexible layout, this property is more than just a house — it's a place to unwind, create, and truly feel at home. Come experience all that it has to offer — this one checks every box.
Last Agent to Sell the Property
KW Platform License #10401267658 Listed on: 10/21/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,250
Year Built
- Built in 1948
Lot Details
- 9,583 Sq Ft Lot
- Back Yard Fenced
- Level Lot
- Garden
Parking
- 1 Car Attached Garage
- Heated Garage
- Driveway
Home Design
- Colonial Architecture
- Slab Foundation
- Vinyl Siding
- Asphalt
Interior Spaces
- 2,420 Sq Ft Home
- 2-Story Property
- Built-In Features
- Paddle Fans
- Sliding Doors
- Family Room
- Living Room
- Dining Room
Kitchen
- Eat-In Kitchen
- Double Oven
- Range
- Dishwasher
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary bedroom located on second floor
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
- Soaking Tub
- Ceramic Tile in Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Washer and Dryer
Outdoor Features
- Above Ground Pool
- Deck
- Covered Patio or Porch
- Exterior Lighting
- Shed
Utilities
- No Cooling
- Heating System Uses Natural Gas
- Baseboard Heating
- Hot Water Heating System
- Septic Tank
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 2 / 12
- Assessor Parcel Number 422800 59.14-12-2
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 21, 2025
Closed on
Jan 16, 2026
Sold by
Smith Dale and Smith Nicole D
Bought by
Ward Derrick and Ward Amanda
Seller's Agent
Michelle Decoteau
KW Platform
Buyer's Agent
Marisa Multari
Miranda Real Estate Group Inc
List Price
$365,000
Sold Price
$365,000
Views
55
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,772
Avg. Annual Appreciation
23.76%
Original Mortgage
$346,750
Outstanding Balance
$345,744
Interest Rate
6.18%
Mortgage Type
New Conventional
Estimated Equity
$45,028
Purchase Details
Closed on
Jul 16, 2001
Purchase Details
Closed on
Nov 1, 2000
Sold by
Corhew Daniel
Bought by
Gina Construction Inc
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ward Derrick | $365,000 | Northway Title | |
| -- | -- | -- | |
| Gina Construction Inc | $38,000 | Francis Jurackie |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ward Derrick | $346,750 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/16/2026 01/16/26 | Sold | $365,000 | 0.0% | $151 / Sq Ft |
| 10/28/2025 10/28/25 | Pending | -- | -- | -- |
| 10/21/2025 10/21/25 | For Sale | $365,000 | -- | $151 / Sq Ft |
Source: Global MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,250 | $224,800 | $9,900 | $214,900 |
| 2024 | $8,250 | $224,800 | $9,900 | $214,900 |
| 2023 | $72 | $224,800 | $9,900 | $214,900 |
| 2022 | $8,316 | $224,800 | $9,900 | $214,900 |
| 2021 | $8,094 | $224,800 | $9,900 | $214,900 |
| 2020 | $6,697 | $224,800 | $9,900 | $214,900 |
| 2019 | $3,719 | $224,800 | $9,900 | $214,900 |
| 2018 | $3,619 | $224,800 | $9,900 | $214,900 |
| 2017 | $6,483 | $224,800 | $9,900 | $214,900 |
| 2016 | $6,447 | $224,800 | $9,900 | $214,900 |
| 2015 | -- | $224,800 | $11,800 | $213,000 |
| 2014 | -- | $224,800 | $11,800 | $213,000 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle Decoteau
-
Marisa Multari
Buyer's Agent in 2026
Marisa Multari
Miranda Real Estate Group Inc
(518) 929-5902
1 in this area
23 Total Sales
Map
Source: Global MLS
MLS Number: 202528181
APN: 059-014-0012-002-000-0000
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Information is deemed reliable but not guaranteed.
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